Best Mortgage Brokers in Escondido, CA

Clay Robison, from American Pacific Mortgage, has been advising home buyers in the Escondido area for over 27 years. He helps his clients choose the best loan program that will allow them to maximize their liquidity and financial safety. He offers guidance on acquiring conventional loans, jumbo loans, USDA, VA, and FHA loans. In addition, he is also passionate about educating individuals on how to achieve financial security by using real estate as a wealth creation tool.

Dave Pennington is a loan advisor with more than 18 years of experience. He provides comprehensive mortgage advice and guidance to clients in Colorado Springs, Encinitas, and the surrounding areas. Pennington has a Business Administration degree in Real Estate and Urban Land Economics and is a branch manager at RPM Mortgage. He specializes in one- to four-unit residential financing and a variety of loan options. He has also been given a 5 Star Mortgage Professional award by the San Diego Magazine for eight years.

Rancho Coastal Funding is a mortgage broker company specializing in providing mortgage products to clients in the Escondido metro. Its NMLS-certified loan professionals are committed to helping clients pass the pre-qualification phase and successfully secure funding for new home purchases and mortgage refinancing. Some of the firm's products include conforming loans and jumbo loans. Rancho Coastal Funding's website also contains various guides and calculators that help in comparative analyses and pre-qualification applications. The company aims to help clients get the loans that match their needs.

San Vicente Mortgage provides lending solutions to Escondido residents looking to purchase a new home or refinance their existing homes. It offers pre-qualification and loan programs and refinance options for a variety of needs such as home improvement, debt consolidation, or business capital. Its loan products include USDA mortgage loans, VA mortgage loans, and FHA mortgage loans. San Vicente Mortgage is managed by Christie Carlson and Jason DeLeo, both veterans in the mortgage industry.

Pacific Sun Mortgage, Inc., is an independently owned brokerage company serving clients in Escondido and the surrounding areas. Established in 1983, the company focuses on mortgage refinancing and home purchase loans. It works with both homebuyers and homeowners and provides loan programs such as fixed-rate and adjustable-rate mortgages, VA and FHA loans, as well as hybrid ARMs. It also offers reverse and graduated-payment mortgages. Founders Larry and Debbie Silvett have more than four decades of combined industry experience.

InterFinancial Capital Mortgage is a mortgage lender that serves the residents of Escondido and the rest of California. It assists different types of clients with their mortgages, including first-home buyers, veterans, and those looking to refinance outstanding mortgages. It specializes in FHA, VA, HARP, USDA, and jumbo loans. It also handles cash-out home loans, home equity loans, and reverse mortgages. Its owner, David Church, has been working in the mortgage industry for almost three decades.

Michael A. Deery is a mortgage broker that leads Citywide Financial Corp., which covers residents of Escondido and its surrounding areas. With over 20 years of experience, Michael offers to examine and compare the rates of different loan programs, from conventional to investment property loans. He also underwrites for those applying for pre-qualification and can connect clients to over 50 different banks. Outside of the office, Michael writes a bi-weekly mortgage newsletter entitled "The Mortgage and Real Estate Market Insider."

Dana Cunningham is a mortgage broker with over twenty years of industry experience. She helps clients in Escondido and nearby areas who need assistance with jumbo loans, conventional financing, and FHA loans. Her years in the industry have helped her navigate through changing financial markets. She also helps with refinancing existing loans. The services she offers are clear and simple. She is also knowledgeable in niche loan products like construction or self-build loans and the Doctor’s Loan Program.

Crest Funding Group is a mortgage brokerage firm that serves clients in Escondido. It specializes in first-home purchase, commercial mortgage, VA, and jumbo loans, as well as loan refinancing. It also offers fixed-rate, adjustable-rate, and interest-only loans. Crest Funding Group is managed by Dan and Emily Palmer, who have over 30 years of combined experience. They are both members of the National Association of Mortgage Brokers and the National Association of Realtors.

John Yeager is a branch manager at Summit Mortgage Corporation with three decades of residential lending experience. He provides personalized services to individuals, families, and real estate professionals in Escondido. He specializes in home loan programs, such as conventional, FHA, USDA, VA, and jumbo loans. He simplifies and expedites the loan application for clients, helping them find the loan option that best fits their needs. Clients have praised Yeager for keeping them updated and informed throughout the loan process.

Bright Path Funding Inc. is a mortgage brokerage firm that has been serving Escondido, San Diego, and the surrounding communities for more than 35 years. It specializes in offering services such as VA home loans, cash-out, and IRRR loans. VA refinancing helps service personnel and their families consolidate debt, get a lower interest rate, or lower their monthly payments. Bright Path Funding also offers VA IRRL, also known as the Streamline Program, that allows clients to defer two house payments and receive their escrow back.

Express Funding Mortgage Company was opened in 1998 and now serves the residents of the Escondido area and its surrounding communities. With over 22 years of experience in mortgage brokerage, it assists clients and homebuyers by connecting them to its vast network of lenders and helping them select the most suitable loan option available for their specific needs, goals, and financial status. Some of the loan products it offers are new purchase mortgages, FHA loans, mortgage refinancing, vacation home financing, and reverse mortgages.

Serving the Escondido area, Avant Capital offers a wide range of mortgage options to its clients. The company specializes in various types of mortgages and has developed long-term relationships with several lenders. Its professional loan consultants also help find the right loan for borrowers and are knowledgeable about the mortgage underwriting process. Some of the loan options the company handles are 30- and 15-year fixed-rate mortgages, adjustable-rate mortgages, jumbo loans, reverse mortgages, and FHA loans.

Presley Financial offers mortgage brokerage services in and around the Escondido metro. The company partners with multiple lenders in order to find the best possible solutions for its clients. It provides assistance in understanding and accessing different loan programs, including conventional, jumbo, FHA, and USDA loans. Scott Presley, its mortgage broker, has been in the industry since 1993. A finance graduate and certified veterans loan specialist, Scott adopts a hands-on approach and prepares a detailed spreadsheet for financial analysis.

Blue Horizon Realty & Lending, Inc., helps Escondido residents achieve their dream of homeownership through a wide range of loan options. Some of these loan programs include conventional, jumbo, delayed financing, FHA, VA, and USDA loans. In addition, Blue Horizon Realty & Lending offers down payment assistance and renovation loan programs. Its team consists of Realtors and loan officers with several years of industry experience. These professionals can provide assistance to both English and Spanish-speaking clients.

Jason Wood is a mortgage broker and loan originator that has been serving Escondido, San Diego, and the surrounding areas. Wood, an Air Force veteran, specializes in assisting his fellow veterans in obtaining VA loans through his company—the VA Loan Guy. With over 17 years of experience in the real estate finance industry, he is also able to assist his clients in processing jumbo, FHA, USDA, and renovation loans. Wood hosts the Armed N Ready Podcast that highlights military experiences and careers.

John F. Gillis is the branch manager of Benchmark Mortgage in San Diego, a mortgage firm that offers home financing solutions to clients in the Escondido metro and nearby communities. John is a certified mortgage planner and advisor who has been in the real estate finance industry for more than 25 years. Some of his loan programs include conventional loans, veteran loans (VA loans), USDA loans, FHA loans, and jumbo loans. He also assists clients seeking to replace their current mortgage plans through refinancing.

Superb Mortgage & Real Estate is a full-service mortgage and real estate brokerage firm that serves Escondido and surrounding areas. Owner and broker Brian Simantel specializes in residential purchases and refinances. Having developed strong relationships with lenders, the firm offers various mortgage products such as conventional loans, FHA loans, and VA loans for first-time homebuyers and seasoned investors. Superb Mortgage & Real Estate has received the Five Star Mortgage Professional Award from SD Magazine ten times, among its many awards in the industry.