Best Mortgage Brokers in Costa Mesa, CA

LoanSnap is a mortgage lending application that assists Costa Mesa clients in achieving their homeownership goals. The company utilizes a unique approach known as smart loans, which considers borrowers' credit card balances, student loans, and monthly expenditures to offer loans tailored to their financial circumstances. It provides VA, non-conforming, and FHA loans, as well as standard and cash-out refinancing options. LoanSnap has been featured in various news outlets, including Business Insider, Bloomberg, VentureBeat, and Forbes.

LoanLock has a team of mortgage brokers based in Costa Mesa, California focused on assisting buyers in a comprehensive process of acquiring new homes. Home-buyers are offered several products such as fixed loans, ARM, jumbo loans, FHA, VA loans, and Non-Qm suite expanded. They seek to have transparency, personal communication, and green paperless transactions. LoanLock has funded over $10B in loan volume and 50 thousand and more borrowers served. In addition, they also provide services to other neighboring states.

E Mortgage Capital is a brokerage company serving Costa Mesa and specializing in conventional and government-backed residential home loans. It assists with applying for home purchasing loans and mortgage refinancing. Through loan refinance, clients may reduce their monthly payments, settle their previous mortgage, or obtain cash to use for other purposes. E Mortgage Capital is a family-owned and family-operated venture with its principal owners having a combined experience of 40 years in the mortgage industry. It also operates in other states, such as Arizona, Montana, New Hampshire, and North Carolina.

Orange County Mortgage helps individuals and families fulfill their investment goals in Costa Mesa. It provides loan programs that cover fixed-rate mortgages, adjustable-rate mortgages, FHA, VA, Jumbo, and reverse mortgages. It also helps clients get pre-qualified for home purchases, giving them customized options based on specific criteria and needs. As part of its refinancing services, it offers clients a chance to get lower interest rates or convert an adjustable-rate mortgage to a fixed-rate mortgage. The company has been assisting investors and homeowners since 1999.

Secure One Capital Corporation is a mortgage lender that serves Costa Mesa and the surrounding areas. It specializes in government-backed financing and has been in the business for more than 25 years. Its management team has over 45 years of mortgage experience. The firm offers a variety of loan programs for homebuyers, including jumbo, government-insured, fixed-rate, conventional, and adjustable-rate mortgages. It also provides refinancing solutions, such as home equity lines of credit and conforming loans.

Clear Mortgage Capital, Inc. helps customers purchase or refinance their homes in the area of Costa Mesa. The business has mortgage brokers who assist customers in choosing the right home loan that will suit their needs and financial status. It also offers various loan options such as jumbo, adjustable rate, FHA, VA, and conventional. The business has funded $2.8 billion in loans to refinanced and purchased homes and aims to create more accessible homeownership through its digital application process.

Sovereign Lending Group Incorporated is a mortgage brokerage serving Costa Mesa. The company provides a wide range of mortgage programs that can help individuals and families realize their home ownership goals. Some of its mortgage offerings include adjustable rate, fixed rate, interest only, home equity, VA, and FHA loans. The team—which serves 46 states—also enables borrowers to consolidate debt, lower their mortgages, and shorten their payment terms through mortgage refinancing. Dan Holtz and Joe Pirro founded the company in 2005 with the goal of developing a relationship with their community.

365 Home Lending responds to the home loan needs of property owners in Costa Mesa and its nearby communities. The agency assists first-time homebuyers and seasoned veterans in customizing their loan options—whether they choose short, adjustable, hybrid, long, or fixed term. It offers a variety of loan programs, such as jumbo, VA, HomeReady, FHA, and conventional. Its team of loan officers helps clients throughout the home selling and purchasing process, including scheduling a home inspection and appraisal appointment to address broken appliances and structural damage.

Pacific Financial caters to homebuyers who need to purchase loans and homeowners who want to refinance their mortgages across Costa Mesa. Its team coordinates with the clients throughout the lending process, from assessing financial risks and potential benefits to getting the funding request approved. The agency provides loan options such as jumbo, FHA, VA, ARM, FRM, and interest-only payment options. One of its senior mortgage advisors, Richard Wolfe, has more than 15 years of experience.

Prime Mortgage is a financial services company based in Costa Mesa. It offers various loan options, including FHA, USDA, and VA programs, as well as jumbo loans. The company has worked with individuals seeking financing options to acquire investment or vacation properties. It also addresses the client's concerns involving the refinancing process. Frank Menjivar, its owner, has spent more than 17 years in the mortgage industry and previously held loan officer roles for firms like Mountain West Financial and loanDepot. He is fluent in Spanish.

Schweickert Mortgage Group helps clients in Costa Mesa and the surrounding areas achieve their dreams of homeownership. This brokerage firm offers a variety of financing options, including VA, FHA, and USDA loans. It also furnishes lending home-purchasing programs for first-time homebuyers, seasoned investors, and those who haven't saved enough cash yet to pay for a hefty down payment. The firm's CEO, David Schweickert III, has more than 13 years of experience in the mortgage industry.

Landmark Mortgage Capital serves individuals, families, first-time buyers, and investors in Costa Mesa and nearby areas. It helps clients customize their home mortgages and refinancing needs, such as acquiring home equity loans from home alterations or purchasing a property. It offers a variety of streamlined loan options such as FHA, USDA, VA, ARM fixed-rate, and reverse mortgages. Company president Mike Timoschuk is a loan officer and veteran real estate agent. He previously headed the California Association of Mortgage Brokers.

United American Mortgage Corporation caters to the home purchasing needs of residents in Costa Mesa. Its agents guide homebuyers throughout the home loan process, helping them calculate their buying power, acquire pre-approval or pre-qualification, choose the suitable loan program based on their circumstances, and close their mortgages. The company collaborates with more than 60 lending partners and offers loan programs at fixed and adjustable rates. The company has 20 years of experience in the brokerage and mortgage banking industry.

Save Financial offers mortgage lending options to individuals, families, and business owners in Costa Mesa and the surrounding areas. The firm's loan programs include no income, purchase, multi-family, self-employed, and long-term loans. It also offers rehab financing, rental, fix and flip, bank statement, private money, and commercial loans. Save Financial has access to more than 20 U.S. lenders. The loan officers at the mortgage brokerage firm have a combined 25 years of experience in the industry.