Best Mortgage Brokers in Chula Vista, CA

BRIK Home Loans offers a wide range of mortgage program options for clients in Chula Vista. The principals of this mortgage firm have been in the industry for more than two decades. BRIK Home Loans strives to find the right loan for its clients to help them achieve their homeownership goals. Its loan programs include VA and FHA loans as well as interest-only and fixed-rate mortgages. The company's CEO and president, Andy Brikho, has been active in the mortgage industry since 1999.

Mirna Rios is a loan officer representing World Wide Credit Corporation in the Chula Vista metro. She specializes in sourcing and evaluating loan and mortgage options for clients looking to finance their home purchases or refinance their current mortgage. As an NMLS certified professional, she excels in helping clients apply for and secure loan programs, such as conventional, investment property, government, and non-conventional (jumbo) loans. Rios also focuses on building client relationships and consumer education in her business.

David Matranga is a mortgage specialist in Chula Vista who offers comprehensive mortgage solutions to individuals and families in the area. Since receiving his finance degree, he has helped clients purchase their first homes or refinance their current ones through the wide array of mortgage products he offers. Available loan program options include FHA, VA, and USDA loans. Additionally, he offers assistance with refinancing to help clients reduce monthly payments, cash out some of their equity, or consolidate existing debts.

G.I. Home Loans is a Chula Vista-based mortgage brokerage firm serving the Armed Forces members who need help with refinancing or purchasing a home. It offers a wide range of loan options, including debt consolidation, home purchase, FHA, VA, USDA, and mortgage refinance loans. G.I. Home Loans puts clients' needs first by keeping them informed about their VA benefits and finding a loan program that is best suited for them. Most of the company's associates have served in the U.S. military.

Gold Financial Mortgage Services is a Chula Vista-based mortgage brokerage. It offers clients financing and loan services, providing in-house processing, underwriting, and funding. It provides a comprehensive range of services, including mortgage financing, new financing, and refinancing. Furthermore, it offers conventional loans, FHA loans, and VA loans, as well as first-time homebuyer loan programs. Gold Financial Mortgage Services has been serving clients since 1987 and is affiliated with the Pacific Southwest Association of Realtors. It also caters to Spanish-speaking clients.

Andre Enriques Mortgage Banker is a mortgage broker and direct lender that helps veterans and non-service members in Chula Vista procure mortgage loans. As a DBA of Anchor Funding, Inc., it offers portfolio loan products, downpayment assistance programs, and bank statement loans for self-employed professionals. Andre Enriques serves as the company's principal loan expert. For 17 years, he has been coordinating with VA Realtors to help local military service members and their families with their homeownership plans.

Western Capital Mortgage is a firm serving clients in Chula Vista and nearby areas. It assists homebuyers and homeowners through loan programs and refinancing options, including reverse mortgage, purchase, and conventional loans. It offers government-insured mortgages such as FHA and VA loans. The firm works with commercial clients who want to avail loans to build new properties or fund an existing one. Down payment assistance programs are also available. In 2005, founder Daniel Contreras started his career as a part-time loan processor for his wife.

SouthWest Equity Mortgage is a mortgage brokerage helping Chula Vista homeowners and homebuyers select the most suitable mortgage program according to their personal and financial situation. The firm's programs include home purchase, home equity, VA, FHA, USDA, and jumbo loans. It also offers reverse mortgage loans, home refinancing, and short-pay refinancing. In addition, the SouthWest Equity Mortgage team aims to provide its clients with the best financial options while forming lasting business relationships with them.

Secure Funding Group is a full-service mortgage brokerage firm serving consumers and Realtors in Chula Vista and its surrounding areas. Its team of loan officers has 45 years of combined mortgage lending experience. The company offers mortgage products such as 15-year and 30-year fixed mortgage, adjustable-rate mortgage, FHA/VA/USDA/HARP loans, and Jumbo loans. Reverse mortgage option is also available to clients 62 years old and above. Clients can also use the company's online tools to start their loan applications.

Eric Cordero of The SoCal Mortgage Expert is a Chula Vista-based loan officer. He works with Western Capital Mortgage. Eric offers loan and refinancing programs, assisting in loan programs that include fixed-rate, adjustable-rate, interest-only, balloon, reverse, and graduated payment mortgages. Hybrid ARM, FHA loans, and VA loans are also included in his services. For refinancing, Eric offers FHA streamline, USDA streamline, FHA cash-out, VA cash-out, and VA IRRRL refinancing services. Eric graduated with a Bachelor of Arts in Economics degree.

Realty Executives Dillon is a mortgage brokerage that serves clients in Chula Vista. The loan officers from the company specialize in offering homebuyers, homeowners, and real estate investors various loan options, such as VA home, FHA, and conventional loan programs. They combine their experience in handling multiple loan products with a network of resources to deliver mortgage loans that suit the needs of their clients. Broker Teresa Dillon is the owner of the mortgage company.

Representing Mortgage Heroes, William Flores has been providing mortgage loan products to clients in Chula Vista for 16 years. Striving to help clients fulfill their dream of homeownership, William works with clients in facilitating the mortgage process including purchase, rate and term refinance, and cash-out refinance. In addition to conventional, VA, and FHA loans, he also is constantly becoming certified for new lending products. Mortgage Heroes helps families of active military personnel and veterans in questions about housing.

Operating since 2005, Mortgage Heroes is a Chula Vista-based mortgage company that has served over 1,000 families in the local area. The company's portfolio of mortgage products ranges from FHA and VA loans to conventional loans and mortgage refinancing services. Its mortgage professionals can also consult with clients online or in person to address questions and to keep them updated on their mortgages. Clients have praised the professionals at Mortgage Heroes for their extensive knowledge of various mortgage types and the application process.

Griffin Funding provides flexible and customized mortgage solutions based on the needs of its customers in Chula Vista. It specializes in self-employed non-QM loans and VA loans, as well as refinancing and traditional mortgages. It is one of the few mortgage companies that allows veterans to cash out up to 100% of the value of their homes through their VA loans. Its VA streamlines do not require appraisal verification, credit score, income, or assets. Griffin Funding also helps in removing mortgage insurance through their MI buster loan.

National Home Loans is a mortgage brokerage firm serving the Chula Vista metro. Led by John Giannattasio, the firm specializes in assisting first-time homebuyers, self-employed home buyers, and military homebuyers in the area. National Home Loans provide conventional loans, FHA loans suitable for first-time buyers, rehab loans for renovation and home repair, and VA home loans for eligible veterans. The firm also offers reverse mortgages, jumbo loans, and non-QM loans for real estate investors and self-employed individuals.

Finance of America Mortgage - Chula Vista is a privately held firm that was founded in 1994. It caters to clients who want to refinance their loan, use their home equity, purchase a second home, and buy a new residential property. Its team of mortgage professionals offers VA, FHA, USDA, jumbo, and reverse loans. Borrowers may also choose between fixed-rate and adjustable-rate mortgages. The company's additional loan programs include student loan refinance, single rental loans, and FHA203(K) rehab loans.

Patriot Home Loans is a mortgage broker offering home financing options to Chula Vista and nearby communities. The company's branch manager, Raul de la Vega, has served in the military and understands the whole process of Veteran Affairs (VA) loans. The loans available to veterans include VA streamline, VA purchase, VA second-tier entitlement, and VA jumbo. The company also matches other home buyers with conventional and FHA streamline loans that fit their needs.