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2024

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Best Mortgage Brokers in Tucson, AZ

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tucson Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

148Reviewed

96Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2242 South Osborn Lane, Gilbert, AZ 85295
WebsiteLicense: 1673089

Expertise.com Rating

Review Sources

Google
5.0 (128)
Facebook
5.0 (35)

Why choose this provider?

Olympus Home Loans is a mortgage brokerage firm that serves residents in Tucson and the rest of Arizona. With access to multiple lenders and the expertise of the company's president and loan expert, Joe Garza, Olympus Home Loans provides mortgage solutions for clients looking to purchase a home or refinance an outstanding mortgage. The loan programs available include fixed- and adjustable-rate mortgages, jumbo and super jumbo loans, and government programs such as FHA, VA, and USDA loans.

  • CMA
  • Mortgage Broker
  • Multi-Family Homes
  • Refinance
  • Purchase
  • Reverse Mortgages

Tucson, AZ

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Tucson? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

3531 North Pantano Road, Tucson, AZ 85750
WebsiteLicense: 174095

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (1)

Why choose this provider?

Lending Arizona, LLC, is a mortgage company that caters to clients in Tucson and the surrounding areas. It offers a wide variety of home loan programs, such as adjustable- and fixed-rate mortgage, FHA, and VA loans. Moreover, it provides refinancing options to clients who are looking to cash out home equity, consolidate debts, and reduce monthly payments. Lending Arizona guides customers throughout the entire process, from determining the amount and completing the pre-qualification to submitting an application and closing the sale.

  • Refinance

4511 North Campbell Avenue, Tucson, AZ 85718
WebsiteLicense: 0015101

Expertise.com Rating

Review Sources

Google
4.0 (13)
Yelp
5.0 (3)

Why choose this provider?

All American Lending Group is a team of mortgage professionals serving Tucson and nearby communities. This family-owned and family-operated company offers purchase and refinance mortgage options. Its team of mortgage professionals also performs loan reviews and assists clients who want to consolidate their debts. Customers can submit their loan applications by filling out the form on the company's website. All American Lending Group has more than 25 years of experience in providing real estate financing services.

  • Refinance

6842 East Tanque Verde Road, Tucson, AZ 85715
WebsiteLicense: 176245

Expertise.com Rating

Review Sources

Google
5.0 (90)
Facebook
5.0 (5)

Why choose this provider?

Horizon Financial Center is a Tucson-based company that provides personalized mortgage solutions aimed to suit clients' unique needs. The company's team of mortgage specialists educates clients about the different loan programs available allowing them to select the right product the meets the goal of seasoned investors and first-time homebuyers. The different loan products include fixed rates, adjustable rates, conforming loans, jumbo and super jumbo loans, and FHA and USDA loans. Home refinancing options are also available.

  • Refinance

3230 East Broadway Road Suite B-22, Phoenix, AZ 85040
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Google
5.0 (1071)
Facebook
4.9 (166)
Zillow
5.0 (111)

Why choose this provider?

Agave Home Loans is a mortgage provider that serves clients in Tucson. It is an independent firm that helps individuals find conventional, VA, FHA, and non-QM loans. Its agents also assist customers who need refinancing options for financial goals like kitchen remodeling and paying off higher-interest debts. They offer guidance in switching from an adjustable-rate to fixed-rate mortgage. Co-owner and CEO Marshall Gottlieb worked in the hospitality and restaurant industry for seven years prior to pursuing his real estate and lending career.

  • Refinance

4280 North Campbell Avenue, Tucson, AZ 85718
WebsiteLicense: 168111

Expertise.com Rating

Review Sources

Google
5.0 (240)
Zillow
5.0 (7)

Why choose this provider?

Jerry Sundt is a sales manager working for V.I.P. Mortgage, Inc. He caters to clients located in the Tucson area, searching for the ideal loan program and product to match each borrower’s individual mortgage needs. V.I.P. Mortgage was established by Marine veteran Jay Barbour in 2006 and has grown from a single office with two loan officers in Scottsdale to over 20 brick and mortar branches across different states with a few hundred licensed officers.

  • Refinance

215 West Giaconda Way, Tucson, AZ 85704
WebsiteLicense: 183588

Expertise.com Rating

Review Sources

Google
5.0 (17)
Facebook
5.0 (4)
Yelp
5.0 (3)

Why choose this provider?

Edwards Financial Services is a team of mortgage brokers based in Tucson. The brokerage company conducts in-depth consultations to assess clients' financial situations and find them suitable loan packages. These loan types include adjustable and fixed-rate mortgages and jumbo, FHA, VA, and USDA loans. Its mortgage specialists also provide home refinancing assistance for monthly payment reduction and debt consolidation purposes. Furthermore, Edwards Financial Services helps homeowners evaluate their eligibility and apply for the Arizona Department of Housing's Save Our Home AZ program.

  • Refinance

900 E. River Rd., Suite 100, Tucson, AZ 85718
WebsiteLicense: 75164

Expertise.com Rating

Review Sources

Zillow
5.0 (4419)
Facebook
4.7 (324)
Google
4.9 (173)

Why choose this provider?

Prosperity Home Mortgage, LLC, is a locally owned and operated full-service mortgage banker serving clients in Tucson. It offers an array of mortgage loans for homeowners and homebuyers, including fixed-rate mortgages, adjustable-rate mortgages, FHA, and VA home loans. Clients can also avail of its unique loans and products, such as the Prosperity Buyer Advantage, Lock, Shop & Home program, and the Uplift program. For customers' convenience, the company uses technology in its services. Prosperity Home Mortgage also works with local real estate agents and builders.

  • Refinance

1825 East River Road, Tucson, AZ 85718
WebsiteLicense: 993161

Expertise.com Rating

Review Sources

Yelp
5.0 (7)
Facebook
5.0 (2)

Why choose this provider?

Joseph Small is a mortgage broker representing Guild Mortgage in Tucson who offers homeowners and prospective homeowners options for home financing and refinancing. He has been in the mortgage industry for over 55 years and has cultivated expertise in various mortgage strategies. He has helped countless clients apply for conventional loans, government loans such as FHA, VA, and USDA loans, as well as jumbo loans. His firm also offers refinancing options such as the HARP 2.

  • Reverse Mortgages

1725 East Skyline Drive, Tucson, AZ 85718
WebsiteLicense: 145171

Expertise.com Rating

Review Sources

Facebook
4.4 (15)
Yelp
4.0 (7)

Why choose this provider?

Sunset Mortgage, LLC, is a mortgage lender guiding home buyers in Tucson and its surrounding communities with loan processing. Established in 2005, the company provides loan programs that include conventional, FHA, USDA, jumbo, and VA loans. It also offers reverse mortgages to help homeowners who are 62 years and older turn their home equity into a home loan. Additionally, this lending company has 15, 20, and 30-year fixed-term financing options for new construction or single-family residences.

  • New Construction
  • Reverse Mortgages

7359 East Tanque Verde Road, Tucson, AZ 85715
WebsiteLicense: 183133

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Copperpoint Mortgage is an Arizona-licensed mortgage brokerage company based in Tucson and services the surrounding areas in the state. It offers a variety of loan options for its clients. The company offers a wide range of financing options such as VA loans, USDA loans, FHA loans, HomePath loans, jumbo loans, and other non-conventional lending options. In addition, Copperpoint Mortgage offers consultations for homebuyers to help them evaluate their financial standing and find a home they can afford.

  • Refinance

6245 East Broadway Boulevard, Tucson, AZ 85711
WebsiteLicense: 3087

Expertise.com Rating

Review Sources

Yelp
3.0 (4)

Why choose this provider?

NOVA® Home Loans is a mortgage financing company that serves clients in Tucson and the surrounding areas. It offers a wide range of mortgage loan options for home buyers and homeowners, including jumbo, home equity, FHA, VA, and USDA loans. In addition, it helps clients in obtaining construction, renovation, and bridge loans in cooperation with in-house service providers that include Home on the Horizon, Nova Insurance Services, and Nova Financial Services. NOVA® Home Loans has more than 35 years of experience in the mortgage industry.

  • Refinance

1610 East River Road, Tucson, AZ 85718
WebsiteLicense: 6274

Expertise.com Rating

Review Sources

Facebook
4.0 (169)
Yelp
2.0 (2)

Why choose this provider?

Established in 1998, Peoples Mortgage is a mortgage company that offers loans and refinancing programs to homeowners in 38 states. It has a branch in Tucson that employs ten loan officers who oversee the paperwork of each applicant, from pre-qualification to closing. They compare and recommend different loan programs such as VA, FHA, and USDA home loans. In addition, People's Mortgage can calculate a client's possible expenses based on the length of the contract, local interest rates, and a property's market value.

  • Commercial Loans

1885 North Kolb Road, Tucson, AZ 85715
WebsiteLicense: 223426

Expertise.com Rating

Review Sources

Google
4.0 (44)
Facebook
5.0 (11)

Why choose this provider?

Danny Plattner is a local mortgage professional serving the residents of Tucson. He helps clients in refinancing or purchasing homes or properties with the financing options he offers. Loan programs that clients can avail of include fixed-rate, adjustable-rate, conforming, jumbo, government, or conventional loans. Danny has been helping families and individuals find their dream homes for more than two decades. Working with Altitude Home Loans, he provides guidance to clients so they can make the best decisions.

  • New Construction
  • Refinance

4280 North Campbell Avenue, Tucson, AZ 85718
WebsiteLicense: 145502

Expertise.com Rating

Review Sources

Google
5.0 (245)
Facebook
5.0 (24)
Zillow
5.0 (7)

Why choose this provider?

Sundt Mortgage Team is a full-service mortgage financing firm that serves the Tucson metro area and the surrounding communities. The company assists first-time and experienced homebuyers finance their new homes and helps them compare a variety of loan options from several providers. These include conventional, FHA, VA, and USDA home loans. The firm also helps homeowners refinance their existing mortgages. The company is a subsidiary of VIP Mortgage Inc., a mortgage company that has been operating since 2006.

  • Refinance

6245 East Broadway Boulevard, Tucson, AZ 85711
WebsiteLicense: 251880

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Google
5.0 (3)

Why choose this provider?

NOVA Financial & Investment Corporation handles a range of home loans like FHA, VA, and reverse mortgage programs in Tucson. It also assists with down payments, manages applications, checks options for upgrading luxury homes, and helps access full equities in properties. Additionally, its clients can refinance their loans after a fixed period or a longer term. Jesus Hernandez is backed with over a decade of mortgage banking experience. His wide clientele includes former borrowers and Realtors.

  • New Construction
  • Refinance

2292 W. Magee Road 200, Tucson, AZ 85742

Expertise.com Rating

Review Sources

Google
4.8 (40)

Why choose this provider?

Paramount Residential Mortgage Group, Inc., is a Tucson-based firm assisting individuals in purchasing and refinancing residential properties. With over 10 years of industry experience, the service provider caters to first-time and seasoned homebuyers. It has in-house documenting, funding, processing, and underwriting. Its website has an online calculator for annual percentage rates, debt consolidation, payment amortization, prepayment savings, and refinance break even. The business started with only three staff members and expanded to 1,700 employees that continue to grow.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Olympus Home Loans
2242 South Osborn Lane, Gilbert, AZ 85295Call for estimate
Lending Arizona, LLC
3531 North Pantano Road, Tucson, AZ 85750
All American Lending Group
4511 North Campbell Avenue, Tucson, AZ 85718
Horizon Financial Center
6842 East Tanque Verde Road, Tucson, AZ 85715
Agave Home Loans
3230 East Broadway Road Suite B-22, Phoenix, AZ 85040
Jerry Sundt
4280 North Campbell Avenue, Tucson, AZ 85718
Edwards Financial Services
215 West Giaconda Way, Tucson, AZ 85704
Prosperity Home Mortgage, LLC
900 E. River Rd., Suite 100, Tucson, AZ 85718
Joseph Small Team
1825 East River Road, Tucson, AZ 85718
Sunstreet Mortgage, LLC - Skyline
1725 East Skyline Drive, Tucson, AZ 85718
Copperpoint Mortgage
7359 East Tanque Verde Road, Tucson, AZ 85715
NOVA® Home Loans
6245 East Broadway Boulevard, Tucson, AZ 85711
Peoples Mortgage Company - Tucson-River
1610 East River Road, Tucson, AZ 85718
Danny Plattner
1885 North Kolb Road, Tucson, AZ 85715
Sundt Mortgage Team
4280 North Campbell Avenue, Tucson, AZ 85718
Jesus Hernandez
6245 East Broadway Boulevard, Tucson, AZ 85711
Paramount Residential Mortgage Group, Inc.
2292 W. Magee Road 200, Tucson, AZ 85742

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.