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Best Mortgage Brokers in Scottsdale, AZ

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Scottsdale Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

75Reviewed

52Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

7014 E. Camelback Rd. #B100A, Scottsdale, AZ 85251
WebsiteLicense: 1891768

Expertise.com Rating

Review Sources

Google
4.8 (139)
Facebook
5.0 (8)
Yelp
5.0 (4)

Why choose this provider?

WeMortgage has been serving property buyers and sellers in Scottsdale for over two decades. The company employs mortgage brokers working with individuals looking to purchase a property by recommending loan programs based on their needs and budget. These include adjustable- and fixed-rate mortgages and jumbo, HARP, USDA, FHA, and 203K loans. To help customers make informed judgments on their transactions, the company has various tools on its website that allow them to obtain a pre-approval letter and search homes for sale.

  • VA Specialists
  • FHA Loans
  • New Construction Mortgage
  • Purchase and Refinance
  • Jumbo / Non-conforming
  • Single-Family Loans
  • First time buyers
  • Cash-out Refinance
  • Purchases
  • VA Loans

Scottsdale, AZ

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Scottsdale? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

10031 East Dynamite Boulevard, Scottsdale, AZ 85262
WebsiteLicense: 162461

Expertise.com Rating

Review Sources

Facebook
4.2 (5)

Why choose this provider?

A & A Funding Corp. is a lending company that provides financial solutions to individuals in the Scottsdale metro. It offers hard money and non-prime loan programs to help clients acquire real estate properties such as condominiums, townhouses, residential land, office buildings, and retail warehouses. A & A Funding Corp. also helps with processing construction and bridge loans. Owner Hugh Anderson founded the company in 1982. His two sons, Wayne and Brad Anderson, continued his legacy when they purchased the company in 2008.

  • Commercial Loans
  • Multi-Family Loans

8700 East Pinnacle Peak Road, Scottsdale, AZ 85255
WebsiteLicense: 178927

Expertise.com Rating

Review Sources

Google
4.0 (14)
Facebook
5.0 (5)
Yelp
5.0 (5)

Why choose this provider?

Counsel Mortgage Group, LLC, is a mortgage broker for residential and commercial loans in Scottsdale. This privately owned company focuses on finding mortgage products at rates that match the clients' financial capabilities. Some of its loan options include conventional home loans, adjustable-rate mortgages, jumbo loans, USDA loans, and FHA loans. Counsel Mortgage Group, LLC, offers various residential financing products for homes, condominiums, townhomes, and manufactured homes. The business was founded by John Rapasky, who has decades of experience as a CPA and an attorney.

  • Refinance
  • Commercial Loans

8800 East Raintree Drive, Scottsdale, AZ 85260
WebsiteLicense: 198573

Expertise.com Rating

Review Sources

Facebook
4.0 (107)
Zillow
5.0 (61)
Yelp
5.0 (9)

Why choose this provider?

Kathleen Martin is a Scottsdale-based senior loan officer at NOVA Home Loans, a full-service mortgage broker that has been operating for over three decades. She is experienced with the purchase and refinance loans. She also guides clients through every stage of the loan process, from application and processing to closing. In addition, Kathleen offers different loan options depending on the client's financial goals. The mortgage programs include jumbo, FHA, reverse mortgage, fixed-rate, and adjustable-rate mortgage loans.

  • Refinance

7010 E Acoma Dr STE 101, Scottsdale, AZ 85254
WebsiteLicense: 1751095

Expertise.com Rating

Review Sources

Google
5.0 (73)
Facebook
5.0 (1)

Why choose this provider?

Lauren Fisco is a mortgage broker at AZ Mortgage Group, LLC, who serves clients in Scottsdale and in nearby communities. Fisco assists homebuyers with acquiring financial assistance for home purchases through a mortgage loan program. Her team specializes in a variety of residential loans, such as FHA, VA, USDA, and jumbo. She also delivers different mortgage rate options, including fixed-rate, adjustable ARM, interest-only, and graduated payment loans. Fisco strives to serve clients seven days a week throughout Arizona and California.

  • Refinance
  • Purchase Transactions

6720 North Scottsdale Road, Scottsdale, AZ 85253
WebsiteLicense: 163280

Expertise.com Rating

Review Sources

Google
5.0 (84)
Zillow
5.0 (19)
Facebook
4.9 (16)

Why choose this provider?

Mike Engelking is the vice president and senior loan officer of Nova Home Loans serving the residents of the Scottsdale metro. He has over 20 years of experience as a loan originator and has since helped clients secure financing for their home purchases and mortgage refinancing. He takes pride in the fact that 100% of his business comes from referrals. He and his team have successfully secured loans such as government loans, jumbo loans, and down payment assistance.

  • Refinance

9221 East Vía de Ventura, Scottsdale, AZ 85258
WebsiteLicense: 201659

Expertise.com Rating

Review Sources

Google
5.0 (109)
Zillow
5.0 (83)
Facebook
4.0 (21)

Why choose this provider?

Michelle Milliron is a senior loan officer for VIP Mortgage, Inc., and serves residents of Scottsdale. She caters to Spanish-speaking clients, first-time homeowners, and incoming clients from other states to the city. Michelle has an online calculator that she and her clients can use to predict the monthly expenses of each loan program or refinancing plan. She also educates her customers about loans they apply for, including 15-year and 30-year contracts. Michelle lives in Scottsdale and is familiar with the local mortgage and housing trends.

  • Refinance

971 North Gilbert Road, Gilbert, AZ 85234
WebsiteLicense: 1660742

Expertise.com Rating

Review Sources

Zillow
4.7 (15)
Facebook
4.0 (14)
Google
1.0 (1)

Why choose this provider?

The Gilbert office of Sunstreet Mortgage, LLC, provides a wide variety of loan programs to the residents of Scottsdale. Loan programs that it offers include FHA loans, VA loans, USDA loans, conventional loans, and jumbo loans. It also provides various types of home construction loans, such as 15-year, 20-year, and 30-year fixed interest rate loans or adjustable-rate mortgages. In addition, it also offers reverse mortgages. Sunstreet Mortgage has been in operation for more than 15 years.

  • New Construction
  • Reverse Mortgages

17015 North Scottsdale Road, Scottsdale, AZ 85255
WebsiteLicense: 224910

Expertise.com Rating

Review Sources

Zillow
5.0 (122)
Facebook
5.0 (11)
Yelp
5.0 (7)

Why choose this provider?

Myron Chamberlain is a mortgage broker that serves clients around Scottsdale and nearby areas. He guides borrowers and realtors in dealing with their mortgage loans. Chamberlain leads a team of brokers who is well-versed in FHA, VA, USDA, and conventional loans. Phoenix Magazine has been recognizing his work since 2015 by awarding him as a top agent. According to Chamberlain, his team has ranked first in the list of Mortgage Executive Magazine's top mortgage professionals in 2012.

  • New Construction
  • Refinance

8700 East Vista Bonita Drive, Scottsdale, AZ 85255
WebsiteLicense: 1712689

Expertise.com Rating

Review Sources

Google
4.9 (205)
Facebook
5.0 (37)
Yelp
4.5 (21)

Why choose this provider?

Crest Mortgage is a mortgage broker that serves clients in Scottsdale. The company offers a variety of loan options for homebuyers and homeowners, such as first fixed-rate mortgages, adjustable-rate mortgages, hybrid ARM loans, HARP 2.0, FHA loans, reverse mortgages, and VA loans. From its location in Scottsdale, it has extended its mortgage services to homeowners in California. Crest Mortgage also formed partnerships with several mortgage lenders across the U.S. It abides by the principles of honesty, integrity, and competence.

  • Refinance

7621 East Rose Garden Lane, Scottsdale, AZ 85255
WebsiteLicense: 97896

Expertise.com Rating

Review Sources

Google
5.0 (123)
Facebook
5.0 (28)

Why choose this provider?

Chris Allen is a mortgage broker who provides residential financing programs and mortgage options to clients in the Scottsdale metro. Chris represents Trusted Mortgage, Inc. and has been in the real estate finance business since 2002. Some of the loan programs he has successfully secured include FHA loans, VA loans, jumbo loans, fixed and adjustable-rate mortgages, as well as first-time homebuyer programs. He also provides options for mortgage refinancing such as conforming loans and term loans.

  • Refinance

10609 North Hayden Road, Scottsdale, AZ 85260
WebsiteLicense: 0943012

Expertise.com Rating

Review Sources

Google
4.0 (49)
Facebook
5.0 (3)
Yelp
5.0 (3)

Why choose this provider?

CommLoan works with a wide variety of lenders to provide property loans to Scottsdale residents. Its programs include recourse and non-recourse, 30-year terms, occupied and non-occupied, and foreign national loans. Additionally, the company helps with purchasing matters, offers refinancing services, and handles rehabilitation work. CEO Mitch Ginsberg utilizes the latest technology Commercial Underwriting Pricing Index Data for financing purposes. He has more than three decades of experience in the business and has managed a hundred billion dollars of loans.

  • New Construction
  • Refinance

7590 East Gray Road, Scottsdale, AZ 85260
WebsiteLicense: 144884

Expertise.com Rating

Review Sources

Zillow
5.0 (120)
Google
5.0 (68)
Facebook
5.0 (6)

Why choose this provider?

Marquee Mortgage, LLC, serves clients in the community of Scottsdale. It specializes in refinancing, purchase money loans, and creative lending solutions. It helps property investors and first-time homebuyers in finding the financing options that fit their needs. It offers various loan programs that include conventional purchase, USDA purchase, jumbo mortgages, VA, and FHA purchase. Its owners, Rick Giordano and Keith Nelson, have been in the industry for more than 70 years. In addition, the company is also involved in civic organizations and charitable causes.

  • Refinance

3003 North 73rd Street, Scottsdale, AZ 85251
WebsiteLicense: 211940

Expertise.com Rating

Review Sources

Google
4.0 (57)
Facebook
5.0 (9)
Yelp
5.0 (3)

Why choose this provider?

Geoff Ball is a loan originator at Applewood Funding, Inc., who provides financing options for residents in Scottsdale. He helps clients purchase new loans and refinance current mortgages, while also specializing in lending on investor-occupied and owner-occupied properties. Furthermore, he provides assistance in funding multi-family, real estate, and commercial loans. Geoff likewise assists clients in different kinds of unique situations, whether they are facing foreclosures, have bad credit, or have recently recovered from bankruptcy.

  • New Construction
  • Refinance

9420 East Doubletree Ranch Road, Scottsdale, AZ 85258
WebsiteLicense: 2519

Expertise.com Rating

Review Sources

Google
5.0 (14)
Facebook
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

F.T. Financial, Inc. is a mortgage firm that serves residential and commercial clients in Scottsdale. The company offers various loan programs for borrowers and refinancers, including FHA, VA, conventional, and jumbo loans. It is also familiar with various mortgage concerns, such as the differences between pre-approval and pre-qualification, the benefits of mortgage refinancing, and the difference between a mortgage lender and a mortgage broker. Frank Culver, the company's president and loan originator, has been in the industry for more than 20 years.

  • New Construction

14350 North 87th Street, Scottsdale, AZ 85260
WebsiteLicense: 257881

Expertise.com Rating

Review Sources

Zillow
5.0 (64)
Facebook
5.0 (18)
Google
5.0 (15)

Why choose this provider?

Jeff Wilde is a mortgage broker at Bell Bank Mortgage who serves clients in Scottsdale and nearby localities. Wilde assists individuals and families in making their homeownership goals a reality by helping them acquire a residential mortgage loan. His team specializes in a variety of mortgages for purchasing and refinancing purposes. These include conventional, VA, FHA, and jumbo home loans. Wilde has been serving as a residential mortgage consultant for more than three decades.

  • Multi-Family Loans

8950 East Raintree Drive, Scottsdale, AZ 85260
WebsiteLicense: 182872

Expertise.com Rating

Review Sources

Facebook
5.0 (70)
Zillow
5.0 (10)
Yelp
4.0 (6)

Why choose this provider?

Michael J. Barnes is a mortgage professional serving the Scottsdale metro. He assists clients with their real estate purchases by helping them with the process of acquiring loan programs. Barnes has access to different mortgage companies that provide jumbo, conventional, reverse mortgage, VA, and FHA loans. In addition, he helps clients with refinancing their loans and obtaining other types of loans, such as investment property and renovation and construction loans. Barnes works as a branch manager for Sun West Mortgage Company, Inc.

  • Refinance
  • Reverse Mortgages

10429 South 51st Street Suite 275, Phoenix, AZ 85044
WebsiteLicense: 2336671

Expertise.com Rating

Review Sources

Google
5.0 (20)
Zillow
5.0 (13)
Yelp
5.0 (10)

Why choose this provider?

PHX Lending assists families and individuals in Scottsdale in securing a loan program that meets their budget and lifestyle. The Phoenix-based mortgage company's CEO and loan officer, Dan Munson, works closely with his clients to develop financial solutions for their home purchasing and refinancing needs. Its team aims to provide simple and prompt application and pre-approval processes through its online services. PHX Lending has access to over 20 wholesale lenders and gives flexibility in obtaining multiple loan options that match their clients' needs.

  • Mortgage Refinance
  • Mortgage Broker

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
WeMortgage
7014 E. Camelback Rd. #B100A, Scottsdale, AZ 85251Call for a FREE Mortgage Review
A & A Funding Corp.
10031 East Dynamite Boulevard, Scottsdale, AZ 85262
Counsel Mortgage Group, LLC
8700 East Pinnacle Peak Road, Scottsdale, AZ 85255
Kathleen Martin
8800 East Raintree Drive, Scottsdale, AZ 85260
Lauren Fisco
7010 E Acoma Dr STE 101, Scottsdale, AZ 85254
Mike Engelking
6720 North Scottsdale Road, Scottsdale, AZ 85253
Michelle Milliron
9221 East Vía de Ventura, Scottsdale, AZ 85258
Sunstreet Mortgage, LLC - Gilbert
971 North Gilbert Road, Gilbert, AZ 85234
Myron Chamberlain
17015 North Scottsdale Road, Scottsdale, AZ 85255
Crest Mortgage
8700 East Vista Bonita Drive, Scottsdale, AZ 85255
Chris Allen
7621 East Rose Garden Lane, Scottsdale, AZ 85255
CommLoan
10609 North Hayden Road, Scottsdale, AZ 85260
Marquee Mortgage LLC
7590 East Gray Road, Scottsdale, AZ 85260
Geoff Ball
3003 North 73rd Street, Scottsdale, AZ 85251
F.T. Financial, Inc
9420 East Doubletree Ranch Road, Scottsdale, AZ 85258
Jeff Wilde
14350 North 87th Street, Scottsdale, AZ 85260
Michael J Barnes
8950 East Raintree Drive, Scottsdale, AZ 85260
PHX Lending
10429 South 51st Street Suite 275, Phoenix, AZ 85044

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.