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2024

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Best Mortgage Brokers in Gilbert

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Gilbert Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

70Reviewed

49Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2242 South Osborn Lane, Gilbert, AZ 85295
WebsiteLicense: 1673089

Expertise.com Rating

Review Sources

Google
5.0 (128)
Facebook
5.0 (35)
Zillow
5.0 (5)

Why choose this provider?

Olympus Home Loans has been providing a variety of mortgage solutions in Gilbert. It assists clients who are looking to buy a home or refinance their current mortgages, offering loans such as fixed and adjustable-rate, as well as FHA, VA, and USDA loans. The company's website provides clients access to its online tools and calculators to analyze their monthly mortgages. Joe Garza, Olympus Home Loans president, is a full-service mortgage broker with a license to work in Arizona and California.

  • Refinance
  • CMA
  • Multi-Family Homes
  • Purchase
  • Mortgage Broker

Gilbert, AZ

Expertise.com Rating

Why choose this provider?

Need help contacting a Mortgage Broker in Gilbert? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

3100 West Ray Road, Chandler, AZ 85226
WebsiteLicense: 630337

Expertise.com Rating

Review Sources

Google
4.6 (10)
Facebook
5.0 (4)
Yelp
5.0 (2)

Why choose this provider?

Lillian Wong is a mortgage broker for NEXA Mortgage serving homebuyers in the Gilbert community. Bringing over 25 years of industry experience, she works to make the home buying process easily understandable to clients. She offers various purchase loan programs, including FHA, VA, USDA, jumbo, commercial, and conventional. Lillian also offers refinancing programs, such as FHA, VA, and USDA streamline and cash-out. Her focus is to discuss with clients their unique financial situation and secure access to the loan programs they desire.

  • New Construction
  • Refinance

1166 East Warner Road, Gilbert, AZ 85296
WebsiteLicense: 34142

Expertise.com Rating

Review Sources

Zillow
5.0 (14)
Facebook
5.0 (10)
Yelp
5.0 (1)

Why choose this provider?

Nick Weber is part of Castle & Cooke Mortgage, LLC, which is a company that provides refinancing and loans for buyers on their first and/or subsequent homes. Weber is the branch manager of Gilbert, and the team offers 24-hour average underwriting turn times, down payment assistance programs, and a variety of loan products such as VA, FHA, and USDA. Castle & Cooke has multiple branches located within 45 different states of the U.S. and is comprised of 135 branch managers and an executive team of eight people.

  • New Construction
  • Refinance

690 East Warner Road, Gilbert, AZ 85296
WebsiteLicense: 1429043

Expertise.com Rating

Review Sources

Google
4.0 (99)
Facebook
4.3 (36)
Yelp
2.0 (3)

Why choose this provider?

Price Mortgage is a mortgage brokerage in Gilbert. It works with over 30 wholesale lenders, banks, and investors to give clients the option to choose different loan packages. These include traditional and low-money-down loan programs. It also offers specialty loan services, such as float down, renovation, reverse mortgages, and medical marijuana home loans. Additionally, it provides refinancing services for clients who want to reduce their interest rates or shorten their loan terms. Price Mortgage has been featured on ABC15, The Home Hunter, and HousingWire.

  • Refinance

19372 East Oriole Way, Queen Creek, AZ 85142
WebsiteLicense: 1869319

Expertise.com Rating

Review Sources

Google
5.0 (115)
Zillow
5.0 (44)
Facebook
5.0 (13)

Why choose this provider?

ValorMortgage, LLC, is a full-service mortgage broker offering refinancing and purchasing solutions to clients in Gilbert and its neighboring areas. The firm's residential mortgage options include FHA, VA, USA, jumbo, conforming, and 203(k) loan programs. The company also offers reverse mortgages, fixed-rate and adjustable-rate mortgages, and HARP loans to qualified applicants. ValorMortgage, LLC, aims to help clients obtain home loans by making mortgage borrowing easier through several solutions, such as rate comparisons, cash-out refinance, and fast funding.

  • Refinance

Gilbert, AZ
WebsiteLicense: 1951574

Expertise.com Rating

Review Sources

Google
5.0 (597)
Facebook
5.0 (91)
Zillow
5.0 (73)

Why choose this provider?

Agave Home Loans is an independent mortgage broker that provides its services to clients in Gilbert and the surrounding areas. It shops through multiple lenders for clients and works with the same officer and processor for consistency. It offers to refinance mortgage where it helps convert equity to cash to meet one's financial goals. It also converts adjustable-rate mortgages to fixed-rate ones to help predict mortgage payments. Agave Home Loans manages the loan application process and collaborates with underwriters.

  • Refinance

690 East Warner Road, Gilbert, AZ 85296
WebsiteLicense: 0938778

Expertise.com Rating

Review Sources

Google
5.0 (44)

Why choose this provider?

Joshua Phillips is a Gilbert-based mortgage broker providing services to the community and the surrounding areas. Phillips offers his assistance to clients looking to buy their first or second home or investment property. He handles FHA, conventional, jumbo, and VA loans. Additionally, he deals with refinancing loans with a 12-, 17-, or 25-year mortgage that can help customers consolidate debt, lower down payments, or provide cash. Phillips has lived in Arizona for the most part of his life.

  • Refinance

1528 East Williams Field Road, Gilbert, AZ 85295
WebsiteLicense: 164869

Expertise.com Rating

Review Sources

Zillow
5.0 (120)
Facebook
5.0 (24)
Yelp
4.0 (14)

Why choose this provider?

Oliver Whalen Team of Nova Home Loans is a team of mortgage professionals that offers mortgages in Gilbert. It offers VA loans, USDA loans, FHA home loans, and jumbo loans. It also handles fixed-rate and adjustable-rate mortgages. Mortgage Executive Magazine recognized the Oliver Whalen Team as part of the Top 1% of Mortgage Originators in America in 2012-2017. Scotsman Guide also recognized the team as the Top Originators of 2013-2017. 

  • New Construction

1630 South Stapley Drive, Mesa, AZ 85204
WebsiteLicense: 210077

Expertise.com Rating

Review Sources

Google
5.0 (103)
Facebook
5.0 (16)
Yelp
5.0 (2)

Why choose this provider?

Mark Sheck is a Cherry Creek Mortgage branch manager serving cities in Arizona, including Gilbert. The agency offers VA loans, FHA loans, USDA loans, conventional loans, refinance loans, and low down payment loans. The loan originator has been in the financing and banking industry since 1985. Additionally, he has experience in providing home equity, auto, and small commercial loans. Mark has assisted numerous families with their homeownership journeys and helped real estate professionals and title companies in the Valley.

  • Refinance

727 West Ray Road, Gilbert, AZ 85233
WebsiteLicense: 162265

Expertise.com Rating

Review Sources

Facebook
4.0 (12)
Yelp
5.0 (7)

Why choose this provider?

Jake Taylor Home Loans is a mortgage broker that has been offering customized loan options for individuals looking to purchase or refinance homes in Gilbert since 2001. It provides a variety of loan programs to fit each client's financial capability, such as VA, FHA, USDA, jumbo, and reverse mortgages. Jake is a veteran with over 20 years of experience in the industry. He strives to educate his clients throughout the mortgage process, and he guides them in making sound financial decisions for their home investment goals.

  • Refinance

690 East Warner Road, Gilbert, AZ 85296
WebsiteLicense: 1607795

Expertise.com Rating

Review Sources

Google
5.0 (39)
Zillow
5.0 (13)
Facebook
5.0 (12)

Why choose this provider?

Serving Gilbert and nearby areas, Ehler Lending Team is a company that provides a range of services catering to loans and mortgages. It focuses on the areas of providing loans pertaining to the federal housing administration; jumbo, conventional, and Veterans Affairs loans; and reverse mortgages. It also offers refinancing services. The company is managed by couple Ryan and Jessica Ehler, senior loan officers who aim to serve as a home financing partner for families and the community.

  • New Construction

2680 South Val Vista Drive, Gilbert, AZ 85295
WebsiteLicense: 1838289

Expertise.com Rating

Review Sources

Google
5.0 (10)

Why choose this provider?

Seville Mortgage is a full-service direct mortgage lender in Gilbert providing services for every area of mortgage lending to real estate professionals, individual home buyers, and builders throughout the state. Its mortgage services include conventional, FHA, VA, USDA, new home purchase mortgage as well as home loan refinance. This company's team of lending specialists works with each client to find the appropriate loan that fits their unique needs. Seville Mortgage also keeps its clients up to date with loan updates and progress reports.

  • New Construction
  • Refinance

2501 East Shannon Street, Gilbert, AZ 85295
WebsiteLicense: 1739831

Expertise.com Rating

Review Sources

Facebook
5.0 (11)
Google
5.0 (8)
Yelp
5.0 (1)

Why choose this provider?

Bryce The Broker is a full-service mortgage brokerage serving clients in Gilbert and surrounding areas. It specializes in low-rate mortgages, and it provides clients with an array of mortgage rate options, including fixed-rate, adjustable-rate, interest-only, and graduated program mortgages. Clients can choose from the brokerage's loan programs, such as FHA, VA, USDA, and jumbo loans. Additionally, the brokerage offers a range of refinance options. It can help clients cash out or get another rate and term for their existing loans to better suit their needs.

  • Refinance

275 East Rivulon Boulevard, Gilbert, AZ 85297
WebsiteLicense: 260744

Expertise.com Rating

Review Sources

Google
5.0 (39)
Facebook
5.0 (8)

Why choose this provider?

John Z Home Loan Team is a mortgage lender under AmeriFirst Financial, Inc. helping the residents of Gilbert and the nearby areas in achieving their dream homes. It has comprehensive loan programs such as conventional, VA, and FHA. John Zurbruegg, its loan officer and branch manager, has been in the industry for 17 years and has handled more than 2,000 mortgage transactions. AmeriFirst Financial, Inc., has been offering mortgage solutions for over 30 years.

118 South Park Grove Court, Gilbert, AZ 85296
WebsiteLicense: 1625537

Expertise.com Rating

Review Sources

Facebook
5.0 (6)

Why choose this provider?

Parkgrove Lending, LLC, is a mortgage broker company specializing in residential mortgages in the Gilbert area. It provides services for purchasing and refinancing and offers a variety of loan programs at competitive rates. The company has extensive contacts with lenders, which helps to assist clients in choosing the best fit. Its team of mortgage professionals is dedicated to working with clients through the mortgage process, from application to closing. The company also offers reverse mortgage loans for seniors.

  • New Construction
  • Refinance
  • Reverse Mortgages

2314 South Val Vista Drive, Gilbert, AZ 85295
WebsiteLicense: 404583

Expertise.com Rating

Review Sources

Zillow
5.0 (15)
Facebook
5.0 (9)
Yelp
5.0 (4)

Why choose this provider?

Cristerna Team is a mortgage broker that serves clients in Gilbert. The business helps individuals select the right mortgage loans with the best interest rates. Its team of brokers offers a wide range of mortgage options, including FHA, USDA, jumbo, fixed-rate, interest-only, and graduated payments. Clients can utilize the calculator tool on the company's website for comparative purposes. The team is led by Eddie Cristerna, who has been providing his services in the industry since 1998.

  • Refinance

10429 South 51st Street Suite 275, Phoenix, AZ 85044
WebsiteLicense: 2336671

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

PHX Lending is a mortgage company based in Phoenix that serves clients in Gilbert and the surrounding areas. It has access to wholesale lenders, which help provide various mortgage rates for clients seeking to purchase real estate or apply for cash-out refinance. It also assists individuals in finalizing their loan program applications. The loan officers at PHX Lending specialize in working directly with their clients. Its founder, Dan Munson, brings more than 13 years of experience in the mortgage industry.

  • Mortgage Refinance
  • Mortgage Broker

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Olympus Home Loans
2242 South Osborn Lane, Gilbert, AZ 85295Call for estimate
Lillian Wong
3100 West Ray Road, Chandler, AZ 85226
Nick Weber
1166 East Warner Road, Gilbert, AZ 85296
Price Mortgage
690 East Warner Road, Gilbert, AZ 85296
ValorMortgage, LLC
19372 East Oriole Way, Queen Creek, AZ 85142
Agave Home Loans
Gilbert, AZ
Joshua Phillips
690 East Warner Road, Gilbert, AZ 85296
Oliver Whalen Team
1528 East Williams Field Road, Gilbert, AZ 85295
Mark Sheck
1630 South Stapley Drive, Mesa, AZ 85204
Jake Taylor Home Loans
727 West Ray Road, Gilbert, AZ 85233
Ehler Lending Team
690 East Warner Road, Gilbert, AZ 85296
Seville Mortgage
2680 South Val Vista Drive, Gilbert, AZ 85295
Bryce The Broker
2501 East Shannon Street, Gilbert, AZ 85295
John Z Home Loan Team
275 East Rivulon Boulevard, Gilbert, AZ 85297
Park Grove Lending, LLC
118 South Park Grove Court, Gilbert, AZ 85296
Cristerna Team
2314 South Val Vista Drive, Gilbert, AZ 85295
PHX Lending
10429 South 51st Street Suite 275, Phoenix, AZ 85044

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.