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Best Mortgage Brokers in Mobile, AL

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Mobile Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

59Reviewed

40Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3929 Airport Boulevard, Mobile, AL 36608
WebsiteLicense: 1183960

Expertise.com Rating

Review Sources

Google
4.0 (65)

Why choose this provider?

Hometown Lenders, Inc., is a local mortgage brokerage firm in Mobile. The company offers loan programs for homebuyers such as VA, USDA, FHA, and conventional loans. It also assists first-time buyers in real estate appraisal. Since its founding in 2000, the company has sponsored and lead various community programs. It was recently a partner with StarCom Racing for the GIECO 500 at the Talladega Superspeedway and St. Jude Children’s Research Hospital. Hometown Lenders also participates with the Lunches of Love program, serving foods to underprivileged children.

  • Purchase Transactions

7856 West Side Park Drive, Mobile, AL 36695
WebsiteLicense: 448330

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Stephanie Kyle works as a mortgage loan originator for DHI Mortgage, a mortgage company under the D.R. Horton family, founded in 1977. Stephanie Kyle began her career in the financial industry 18 years ago and continues to guide her clients throughout the mortgage process. Kyle offers mortgage financing solutions for its clients residing in Mobile and surrounding areas. In addition, she is licensed to operate in 50 states and is currently focused on Alabama, Mississippi, and Florida.

  • Purchase Transactions

15 West Interstate 65 Service Road North, Mobile, AL 36608
WebsiteLicense: 308563

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Based in Mobile, Jana Williston is a mortgage loan officer for IBERIABANK, a division of the First Horizon Bank. Jana facilitates the processing of applications for mortgage loans and refinancing. She offers products such as a fixed-rate mortgage, an adjustable-rate mortgage, and packages on affordable housing or rural development loans. Her website also offers mortgage calculators to help clients estimate their loan amounts. Jana is committed to helping any local first-time home buyers and guides her clients in every step.

  • Refinance

6336 Piccadilly Square Drive, Mobile, AL 36609
WebsiteLicense: 39239

Expertise.com Rating

Review Sources

Facebook
4.0 (39)
Google
5.0 (29)
Zillow
4.6 (11)

Why choose this provider?

Mortgage Team 1, Inc., is a family-owned and operated mortgage brokerage serving clients in the Mobile area. It specializes in providing home financing solutions and works with first-time homebuyers and current homeowners. The company aims to educate its clients on various loan programs to help them choose the loan that fits their needs. These programs include conventional, USDA, FHA, and VA loans. Mortgage Team 1 has been in the industry for over 75 years and has served more than 5,000 clients.

  • Refinance
  • Reverse Mortgages

8154 State Highway 59, Foley, AL 36535
WebsiteLicense: 144797

Expertise.com Rating

Why choose this provider?

Sharon Thompson is a mortgage professional who serves clients in Mobile. She offers a variety of loan options for borrowers, including conventional mortgage loans, VA home loans, FHA loans, fixed-rate mortgages, and adjustable-rate mortgage loans. She has more than 28 years of experience in the financial industry, specializing in providing construction loans, permanent financing options, and government loans. Sharon works as a production manager at Fairway Independent Mortgage Corporation which has established more than 345 branches across the U.S. since its founding in 1996.

  • New Construction
  • Refinance
  • Commercial Loans

761 Middle Street, Fairhope, AL 36532
WebsiteLicense: 74355

Expertise.com Rating

Review Sources

Facebook
4.0 (47)
Yelp
4.0 (5)
Google
5.0 (1)

Why choose this provider?

Barr Group Mortgage provides financial services at the lowest rates for homebuyers and homeowners in the area of Mobile. The company has several loan options for clients who want to purchase a new home, refinance an outstanding loan, or consolidate their debts. Its team of mortgage professionals can offer second home condo loans, investment condo loans, fixed-rate mortgages, and adjustable-rate mortgages. Barr Group Mortgage also has USDA loans, FHA loans, and VA loans.

  • New Construction

1540 International Parkway, Mobile, AL 32746
WebsiteLicense: 1418

Expertise.com Rating

Review Sources

Zillow
5.0 (1067)
Facebook
4.0 (45)
Yelp
5.0 (3)

Why choose this provider?

Home1st Lending has been supporting clients through mortgage services since 2005. It guides individuals who are looking to finance various purposes such as purchasing their first home, renovating residential properties, or investing in vacation homes. The company has established partnerships with over 50 lenders nationwide allowing for a wide variety of home loan options to fit the client's specific circumstances. These include FRMs and jumbo loans, as well as government-back programs like FHA, USDA, and VA home loans.

  • Refinance

1120 Hillcrest Road, Mobile, AL 36695
WebsiteLicense: 228638

Expertise.com Rating

Review Sources

Google
4.0 (48)
Facebook
5.0 (40)
Yelp
5.0 (1)

Why choose this provider?

Azalea City Mortgage Inc. focuses on simplifying loan procedures for potential homebuyers in the Mobile area. The firm's mortgage brokers assist borrowers in narrowing down their loan options to suit their unique situations. They also cater to clients that seek to consolidate debt or refinance outstanding loans. Additionally, Azalea City Mortgage handles real estate transactions and offers refinancing advice. Loan borrowers who previously worked with the firm have said that the team responds quickly throughout the loan process.

  • Refinance

30500 Alabama 181, Spanish Fort, AL 36527
WebsiteLicense: 38958

Expertise.com Rating

Review Sources

Google
4.0 (127)

Why choose this provider?

Advance Mortgage & Investment Company, LLC, is a residential mortgage lender that serves communities in Mobile City and the surrounding areas. It offers a wide variety of personalized mortgage programs such as interest-only, adjustable-rate, and fixed-rate mortgages. Advance Mortgage & Investment Company, LLC, has been helping clients own homes since 2003 and has clinched more than $4 billion in loans. The company maintains a 98% client satisfaction rating for its services.

  • New Construction
  • Refinance

6414 Hillcrest Park Court, Mobile, AL 36695
WebsiteLicense: 206830

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Allsource Mortgage, Inc. is a Mobile-based mortgage broker that caters to first-time and lifelong residents of the city. It offers to educate new homebuyers and homeowners about the loan process, from pre-approval to closing. The broker can also teach them about both conventional and specialized loan options, such as FHA and VA loans. Its staff offer to underwrite their applications before submission. Additionally, they can examine a client's background and property to find suitable rates and loan amounts. Allsource Mortgage also covers refinancing plans.

  • Refinance

7221 Grelot Road, Mobile, AL 36695
WebsiteLicense: 2184

Expertise.com Rating

Review Sources

Facebook
4.2 (111)
Yelp
2.5 (27)

Why choose this provider?

Embrace Home Loans is a mortgage brokerage firm that serves clients in Mobile. The company offers various loan programs for homebuyers, homeowners, and real estate investors, including FHA home loans, conventional mortgages, VA home loans, USDA home loans, unconventional loans, and jumbo loans. It has 30 years of experience in the mortgage industry. Embrace Home Loans is licensed to originate loans in 48 states, has more than 45 branches throughout the country, and has closed 13,708 loans in 2020.

  • Refinance

207 Shelton Beach Road, Saraland, AL 36571
WebsiteLicense: 1985124

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)

Why choose this provider?

All-Star Mortgages is a mortgage broker company that assists clients in Mobile. It provides assistance in purchasing first homes, second homes, and commercial properties, as well as refinancing current homes. It offers a wide variety of loan options, including USDA, FHA, conventional, and VA. Refinancing options include cash-out and rate-and-term. The company also provides various commercial loan solutions for commercial real estate and properties. The company is run and owned by husband and wife duo Byron and Melody Fillingim, who carry years of industry experience.

  • Refinance

3607 Old Shell Road, Mobile, AL 36608
WebsiteLicense: 64997

Expertise.com Rating

Review Sources

Google
5.0 (60)
Yelp
2.5 (7)

Why choose this provider?

GMFS Mortgage was first established in 1999 in Baton Rouge, Louisiana. Today, it has 13 locations with approximately 250 employees. Its team in Mobile offers different loan programs, including FHA, VA, USDA, jumbo, fixed-rate, and adjustable-rate mortgage. More than that, they also provide refinancing and home loan options for first-time homebuyers, first responders, and those who need down payment assistance. The loan officers of GMFS Mortgage have an average of 14 years of mortgage experience.

  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
Hometown Lenders - Mobile
3929 Airport Boulevard, Mobile, AL 36608
Stephanie Kyle
7856 West Side Park Drive, Mobile, AL 36695
Jana Williston
15 West Interstate 65 Service Road North, Mobile, AL 36608
Mortgage Team 1, Inc.
6336 Piccadilly Square Drive, Mobile, AL 36609
Sharon Thompson
8154 State Highway 59, Foley, AL 36535
Barr Group Mortgage - Fairhope
761 Middle Street, Fairhope, AL 36532
Home1st Lending
1540 International Parkway, Mobile, AL 32746
Azalea City Mortgage Inc.
1120 Hillcrest Road, Mobile, AL 36695
Advance Mortgage & Investment Company, LLC
30500 Alabama 181, Spanish Fort, AL 36527
Allsource Mortgage, Inc.
6414 Hillcrest Park Court, Mobile, AL 36695
Embrace Home Loans - Alabama - Mobile
7221 Grelot Road, Mobile, AL 36695
All-Star Mortgages
207 Shelton Beach Road, Saraland, AL 36571
GMFS Mortgage – Mobile, AL
3607 Old Shell Road, Mobile, AL 36608

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.