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Best Mortgage Brokers in Huntsville, AL

Our Recommended Top 15

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Huntsville Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

57Reviewed

40Curated

15Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

514 Madison Street Southeast, Huntsville, AL 35801
WebsiteLicense: 1696650

Expertise.com Rating

Review Sources

Facebook
4.0 (32)
Google
3.0 (3)

Why choose this provider?

CIS Home Loans is a full-service mortgage company established in 1991. Its Huntsville-based office assists local clients in obtaining loans for home purchase and refinancing. Its scope of services encompasses conventional Fannie Mae and Freddie Mac loans. Additionally, it handles USDA, FHA, and VA loans. The firm has expanded from a team of eight employees to 120 staff members serving the mortgage needs of families today. The letters C, I, and S in their name stand for character, integrity, and service.

  • Refinance

Birmingham, AL
WebsiteLicense: 839022

Expertise.com Rating

Review Sources

Zillow
5.0 (1)

Why choose this provider?

Hilda Campbell is a residential mortgage loan officer with over 40 years of experience. She helps Huntsville clients achieve their dream of homeownership by offering various loans that fit their needs, such as conforming, FHA, jumbo, USDA, and VA options. She assists them throughout the transaction and handles documentation on their behalf to enhance customer experience. Campbell is affiliated with Thrive Mortgage, an Inc. 5000-listed company that utilizes eClose technology to streamline its lending process and operates in more than 30 states across the country.

  • Refinance
  • Mortgage Broker

200 Clinton Avenue East, Huntsville, AL 35801
WebsiteLicense: 1366712

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (2)

Why choose this provider?

Established in 1999, Supreme Lending is a full-service mortgage company that holds licenses in all 50 states. Its Huntsville branch provides the local community with various mortgage programs that include conventional, jumbo, FHA, and VA loans. Whether borrowers are seeking funds for primary residences, second homes, or investment properties, Supreme Lending's team guides them throughout the process. The company has been recognized by Mortgage Technology magazine as the top tech-savvy lender and servicer in 2013.

  • Refinance
  • Purchase Transactions

100 Jefferson Street South, Huntsville, AL 35801
WebsiteLicense: 229593

Expertise.com Rating

Review Sources

Google
4.0 (60)
Facebook
3.0 (15)

Why choose this provider?

Lawhorn & Associates Mortgage Company, Inc. is a home loan specialist that provides financing options for borrowers in Huntsville, whether they are purchasing or refinancing. Its team helps clients select from multiple programs, including conventional and reverse mortgages along with construction to permanent loans that combine funding for home construction, land purchase, and a permanent mortgage into one. Lawhorn & Associates Mortgage Company has been providing financing solutions for nearly three decades. It is also licensed in Colorado and Florida.

  • Refinance
  • Reverse Mortgages
  • Purchase Transactions

1108 Andrew Jackson Way Northeast, Huntsville, AL 35801
WebsiteLicense: 21106

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (7)

Why choose this provider?

Southern Fidelity Mortgage Group branch in Huntsville was opened to reach more residents in the area. The company has been in service for more than 100 years, specializing in lending, finance, and mortgage industries. The business offers Federal Housing Administration loans, conventional loans, rural development loans, construction or renovation loans, and Veteran's Affairs loans. As each loan option has a different set of terms and conditions, the company helps clients understand the entire loan process by providing personalized service.

  • Refinance

7800 Madison Boulevard, Huntsville, AL 35806
WebsiteLicense: 1776705

Expertise.com Rating

Review Sources

Google
5.0 (24)

Why choose this provider?

DSLD Mortgage helps customers in Huntsville and its surrounding communities get the right loan for their home-buying needs. The firm offers conventional loan programs, which have a low down payment option for first-time property buyers. It also helps veterans finance their homes through its VA loan program. Apart from that, the firm has loan options for federal housing and rural development. DSLD Mortgage also works with clients who have issues in their credit scores, such as foreclosure, bankruptcy, and late payment issues.

  • Refinance

204 Griffin Park Trail, Huntsville, AL 35242
WebsiteLicense: 221195

Expertise.com Rating

Review Sources

Facebook
5.0 (4)

Why choose this provider?

Reverse Mortgage Alabama has been serving senior homeowners in Huntsville since 2007. The firm was established by Scott Underwood, who is known in the community as "Alabama's Reverse Mortgage Guy." Underwood and his team of professionals mainly focus on reverse mortgages and can coordinate with various lenders to help clients make the most of their home equity. The brokers at Reverse Mortgage Alabama have been praised for their patience in guiding seniors throughout the loan process.

  • Reverse Mortgages

415 Meridian Street North, Huntsville, AL 35801
WebsiteLicense: 251519

Expertise.com Rating

Review Sources

Zillow
5.0 (83)
Google
5.0 (37)

Why choose this provider?

Tim Bryne is a mortgage lender that delivers loan options for residential property buyers, builders, and real estate agents in Hunstville. He offers adjustable and fixed-rate mortgages, VA, construction, physician, and first-time homebuyer loans. With almost a decade of experience in the industry, Tim has originated more than 1,000 loans for purchase, refinancing, and new construction. He believes that being a live person who provides same-day responses is better than the services offered by other online mortgage companies in the market.

  • New Construction
  • Refinance

500 Providence Main Street, Huntsville, AL 35806
WebsiteLicense: 1249468

Expertise.com Rating

Review Sources

Google
4.0 (50)
Facebook
5.0 (25)

Why choose this provider?

Mid Town Mortgage Company is a firm of mortgage professionals in Huntsville that sources out and strategizes loan and mortgage options for clients in the area. It is an independent mortgage brokerage networked with various different lenders nationwide which helps it produce more financing options and mortgage rates. Mid Town Mortgage Company specializes in conforming, non-conforming, and government loan programs such as VA, FHA, and 203K. It also offers construction loans, rural development loans, and renovation loans.

  • New Construction

3350 L and North Drive Southwest, Huntsville, AL 35801
WebsiteLicense: 21106

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (1)

Why choose this provider?

Southern Fidelity Mortgage Group of Huntsville has been operating since 2006. It assists individuals who are planning to buy, refinance, or build a home by presenting a wide range of home loan options. Its team specializes in FHA, VA, USDA, conventional, and construction/renovation loan programs. The company's founder, Mark Kent, started his career in the banking industry then established an appraisal company business later on. He is involved with local organizations such as the Young Business Leaders of Huntsville and Downtown Rescue Mission.

  • Refinance

7800 Madison Boulevard, Huntsville, AL 35806
WebsiteLicense: 70876

Expertise.com Rating

Review Sources

Google
5.0 (98)
Yelp
3.5 (2)

Why choose this provider?

Assurance Financial is an independent residential mortgage banker that has been in the industry since 2001. The mortgage professionals from this company provide technology-focused solutions, with an aim to ensure a pleasant home buying experience for customers in Huntsville. They offer a wide range of residential loan products for clients who are planning to invest in real estate, buy a vacation home, downsize their homes, and purchase homes for the first time. Other products available are VA, FHA, USDA, jumbo, and construction loans.

  • Refinance
  • Purchase Transactions

309 Franklin St SE, Huntsville, AL 35801

Expertise.com Rating

Review Sources

Google
4.9 (37)

Why choose this provider?

WilsonLittle Team is a mortgage firm assisting clients in the Huntsville metro and its neighboring communities. The company focuses on providing aid for clients in applying for a mortgage through their multiple loan programs. The team provides information on available loan programs such as FHA, VA, PMI, LPMI loans, providing a thorough description of such loans and how they work. Clients can also use its website's calculator to estimate mortgage values, loan affordability, and rent vs. buy.

  • Refinance
  • New Construction

303 Williams Avenue Southwest, Huntsville, AL 35801
WebsiteLicense: 1018333

Expertise.com Rating

Review Sources

Google
4.0 (14)
Zillow
5.0 (9)
Facebook
3.0 (6)

Why choose this provider?

New South Mortgage is an independent mortgage banking firm providing direct lending services to clients in Huntsville. It specializes in FHA, VA, and conventional home loan programs. Its other loan options include fixed-rate mortgage, reverse mortgage, and jumbo home loans. New South Mortgage also offers mortgage refinancing services that aim to reduce the terms of the loan and lower its interest rate. Judy and Will Worthington are the founders of New South Mortgage, which was formerly the Worthington Federal Bank and the Worthington Mortgage Group.

  • Refinance

7501 Memorial Parkway Southwest, Huntsville, AL 35802
WebsiteLicense: 200711

Expertise.com Rating

Review Sources

Google
4.0 (9)
Facebook
5.0 (2)

Why choose this provider?

North Alabama Mortgage is a mortgage firm that has been serving clients in and around Huntsville since 2006. It offers conventional, FHA, VA, USDA, and jumbo loans. It also handles FHA streamline refinance loan and VA interest rate reduction refinance loan (IRRRL) programs. In addition, North Alabama Mortgage is led by its owner, Brian Hamaker. His team of loan professionals works with clients throughout the loan process to obtain funding for investment and residential properties.

  • Refinance
  • Purchase Transactions

401 Holmes Avenue Northeast, Huntsville, AL 35801
WebsiteLicense: 2239

Expertise.com Rating

Review Sources

Facebook
4.9 (47)
Google
5.0 (11)

Why choose this provider?

Mortgage Right is a Huntsville-based company specializing in several types of mortgage loan programs. These include conventional mortgage loans that require clients to make only 3% down payments and flexible repayment years. It also has an FHA mortgage suitable for first-time buyers and buyers with low credit scores. In addition, reverse, jumbo, and USDA mortgage loan options are also available. Mortgage Right also caters to veterans and their living spouses wanting to borrow money with no down payment.

  • Refinance

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
CIS Home Loans
514 Madison Street Southeast, Huntsville, AL 35801
Hilda Campbell
Birmingham, AL
Supreme Lending
200 Clinton Avenue East, Huntsville, AL 35801
Lawhorn & Associates Mortgage Company, Inc.
100 Jefferson Street South, Huntsville, AL 35801
Southern Fidelity Mortgage Group
1108 Andrew Jackson Way Northeast, Huntsville, AL 35801
DSLD Mortgage
7800 Madison Boulevard, Huntsville, AL 35806
Reverse Mortgage Alabama
204 Griffin Park Trail, Huntsville, AL 35242
Tim Byrne
415 Meridian Street North, Huntsville, AL 35801
Mid Town Mortgage Company
500 Providence Main Street, Huntsville, AL 35806
Southern Fidelity Mortgage Group of Huntsville
3350 L and North Drive Southwest, Huntsville, AL 35801
Assurance Financial
7800 Madison Boulevard, Huntsville, AL 35806
WilsonLittle Team
309 Franklin St SE, Huntsville, AL 35801
New South Mortgage - Huntsville
303 Williams Avenue Southwest, Huntsville, AL 35801
North Alabama Mortgage
7501 Memorial Parkway Southwest, Huntsville, AL 35802
Mortgage Right
401 Holmes Avenue Northeast, Huntsville, AL 35801

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.