Last updated:

Best Pet Insurance Companies in Honolulu

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Honolulu Pet Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



5Top Picks

Learn about our selection process.


featured provider = Featured Provider

1188 Bishop St, Ste 2005, Honolulu, HI 96813
WebsiteLicense: 304395 Rating

Review Sources

4.9 (99)
4.0 (11)
4.6 (9)

Why choose this provider?

Erick Ellgren is an Allstate Insurance agent that serves clients in Honolulu and the surrounding islands. He helps individuals apply for pet insurance plans to prepare their finances for pet medical expenses in case of illnesses and injuries. He also carries other insurance options, such as term life, homeowners', renters', condo, auto, and motorcycle. Ellgren has been providing insurance plans throughout the community for more than two decades. He has received the Allstate Financial Leader Award.

98-211 Pali Momi St, Ste 520, Aiea, HI 96701
WebsiteLicense: 422892 Rating

Why choose this provider?

Ann Patinio is an insurance specialist who provides risk management solutions in Honolulu. She furnishes pet insurance to protect individuals and families from financial losses due to unforeseen events. This type of insurance covers animals' medical expenses for accidental injuries and death, cancer and influenza treatments, and wellness examinations. The agent also offers life, umbrella, flood, car, and motorcycle insurance. Patinio is a member of Liberty Mutual Insurance, a company that has been in operation for 110 years.

  • Policy Bundle Discount

45 588 Kamehameha Highway Suite 205, Kaneohe, HI 96744
WebsiteLicense: 325817 Rating

Review Sources

5.0 (8)

Why choose this provider?

Lori Pasion is a State Farm agent helping Honolulu residents protect their fur babies' life and health. Lori offers Trupanion pet insurance products. Trupanion insures canines and felines of any breed. Its plans cover pet expenses related to injuries, illnesses, and breed-specific conditions. It also reimburses prosthetic devices and herbal therapy procedures. Lori has been working with State Farm since 2006. She is dedicated to meeting each client's insurance needs through one-on-one service, simplified communications, and assistance during the claims process.

  • Policy Bundle Discount

PO Box 61308, Honolulu, HI 96839
WebsiteLicense: 300404

Why choose this provider?

Thompson-Budar Insurance, Inc., caters to clients throughout the Honolulu metro and the surrounding communities. The agency offers pet insurance policies, allowing the owners to get access to licensed veterinarians, emergency animal hospitals, and specialists. The product can cover genetic conditions, new injuries, and illnesses, and it also pays for alternative care treatments like acupuncture and physical therapy. In addition, the firm provides boat insurance plans. Thompson-Budar Insurance brings more than 50 years of experience in the industry.

  • Policy Bundle Discount

1051 Kakala Street, #201, Kapolei, HI 96707
WebsiteLicense: 451819 Rating

Review Sources

4.8 (54)
4.5 (31)

Why choose this provider?

Rayna Toyama is a local State Farm insurance agent bringing the company's offerings to residents in Honolulu and the surrounding areas. She offers a variety of personal insurance products, including medical plans for pets. In partnership with Trupanion, her agency customizes pet insurance policies for cats and dogs. The coverage includes treatment expenses and medications for illnesses, injuries, and breed-specific conditions. Toyama's office also tailors auto, life, business, and homeowners' insurance. The State Farm brand has been around for 100 years.


  • When is the best time in Honolulu to get pet insurance?

    The most economical action is to buy pet health insurance in Honolulu when your pet is still a healthy puppy or kitten. Healthy pets usually don't need a lot of coverage when they're young, so their premiums are the lowest. It is best for pet owners to insure their dogs or cats as soon as possible to reduce any pre-existing problems that the insurance will not cover.

  • Can you still get pet insurance in Honolulu if your pet has a pre-existing condition?

    Yes. Even if your dog or cat has a pre-existing ailment, you can still purchase pet insurance in Honolulu. Although your plan may not cover the cost of your pet's current medical condition, it will cover any future injuries or illnesses. As a result, getting insurance for your pets is still worthwhile.

  • How are pre-existing conditions disclosed to Honolulu pet insurance companies?

    Before you can insure your pet, several pet insurance companies in Honolulu will require a comprehensive health examination from your veterinarian. However, in most circumstances, they will ask if your pet has any pre-existing conditions. Truthfully answer this question since lying about your insurance could result in the cancellation of your coverage.

  • Are vaccinations covered by your pet insurance in Honolulu?

    Vaccinations and other forms of preventative care are not covered by most pet insurance policies in Honolulu. A wellness supplement plan is recommended for pet owners for an additional low monthly cost. Treatments and medications for accidents and illnesses are the only ones often covered by pet insurance.

  • Is there an increase in the cost of Honolulu pet insurance for older pets?

    Yes. Older pets in Honolulu have higher premiums for pet insurance since they are more likely to have health problems and require medical attention as they get older. There are some insurers that have age restrictions on elderly pets, so if you wish to insure one, check multiple insurance companies first.