Best Mortgage Refinance Companies in Honolulu

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127 19th St, Honolulu, HI 96818
Honolulu, HI 96818

A-Frame Mortgage LLC addresses the needs of clients in Honolulu and its neighboring areas. The firm caters to individuals looking to refinance their mortgage loans or purchase a home. It offers a wide selection of refinancing programs, such as fixed- and adjustable-rate mortgages, FHA cashout, and HELOC. Its mortgage refinance solutions cover single and multi-family residences, townhouses, manufactured homes, and condominiums. The company also provides various loan programs, including USDA, VA, conventional, and jumbo loans.

127 19th St, Honolulu, HI 96818
Honolulu, HI 96818

Website(970) 405-6225

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

1888 Kalakaua Avenue Suite C312, Honolulu, HI 96815
Honolulu, HI 96815

Acclaim Capital Mortgage is a brokerage that serves clients in Honolulu. It provides a variety of loan programs, such as rural home, FHA, conforming and non-conforming, VA, and jumbo loans. Its team works with Hawaii and mainland lenders to help seniors with reverse mortgages. It also assists homeowners in refinancing their existing mortgages. Its staff members provide guidance during the loan process, beginning with initial inquiry and application to loan funding and closing. The company has over 30 years of experience.

1888 Kalakaua Avenue Suite C312, Honolulu, HI 96815
Honolulu, HI 96815

Website(808) 383-5931

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

94 Waipio Uka Street, Waipahu, HI 96797
Waipahu, HI 96797
Instagram
  • New Construction
  • Multi-Family Loans

Aloha Lending Services is a full-service and family-owned mortgage refinancing firm serving Honolulu. The local firm has access to multiple financial institutions and can help individuals find the refinancing program that suits their needs best. Whether the clients are looking to lower their current rate and payment or needing to obtain cash for home improvement, the team provides guidance every step of the way. In addition, Aloha Lending Services offers a special mortgage manager service to make the refinancing process easy.

94 Waipio Uka Street, Waipahu, HI 96797
Waipahu, HI 96797

InstagramWebsite(808) 671-6699

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

109 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

91-590 Farrington Hwy Unit 401,, Kapolei, HI 96707
Kapolei, HI 96707
Instagram

Founded in 1897, the financial institution Bank of Hawaii provides multiple mortgage solutions to the residents of Honolulu and surrounding areas. Its loan officers help clients own their dream homes by providing mortgage refinancing solutions that potentially shorten loan terms, consolidate debt, or lower monthly payments. Clients can apply online for refinancing loans through the SimpliFi platform. The loan offers cash-out solutions that let clients use a portion of their home equity as collateral to get cash flow for existing projects. Additional loans available include personal, emergency, and home equity credit lines that cater to home renovations and student loan debts.

91-590 Farrington Hwy Unit 401,, Kapolei, HI 96707
Kapolei, HI 96707

InstagramWebsite(808) 693-0990

Show Number
1188 Bishop Street, Honolulu, HI 96813
Honolulu, HI 96813
Instagram
  • New Construction

Best Mortgage Rate is a refinance company based in Honolulu. It has been in the business for more than a decade, helping homeowners and buyers obtain financial loan programs, such as jumbo, conventional, and VA loans. The company assists clients in lowering down their loan options and guides them in choosing the mortgage loans suited to their needs. Best Mortgage Rate also offers Airbnb financing, allowing individuals to have flexible loans for short-term vacation rentals.

1188 Bishop Street, Honolulu, HI 96813
Honolulu, HI 96813

InstagramWebsite(916) 790-5676

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

1188 Bishop Street, Honolulu, HI 96813
Honolulu, HI 96813
Instagram
  • New Construction

Cardinal Financial Company Limited Partnership is a full-service mortgage solutions provider serving the Honolulu community and nearby localities. The firm assists homeowners who plan to maximize or replace their current home loans with its mortgage refinancing services. The mortgage specialists from this company represent multiple lenders that provide a variety of refinancing options, including conventional fixed-rate, cashout, home equity, FHA streamline, and VA interest rate reduction refinance loans. The team also offers mortgage loans for homebuyers. The company has been operating since 2008.

1188 Bishop Street, Honolulu, HI 96813
Honolulu, HI 96813

InstagramWebsite(808) 566-0505

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

19 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1050 Queen St #100, Honolulu, HI 96814
Honolulu, HI 96814

CF Home Loans Honolulu provides mortgage solutions to homeowners and first-time buyers in and around the metro. It helps clients with existing loans to get new terms and features that fit their current economic situation. It also matches prospective buyers with loan programs that are tailor-made for their financial goals. These include fixed and adjustable-rate, FHA, VA, renovation, and jumbo loans. A former client commended on the company for making it simple for him and his wife to own their dream home.

1050 Queen St #100, Honolulu, HI 96814
Honolulu, HI 96814

Website(808) 824-3600

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

1357 Kapiolani Blvd Ste 1450, Honolulu, HI 96814
Honolulu, HI 96814

Compass Home Loans LLC provides home mortgage refinance in Honolulu. Clients can fill out an online form that helps them figure out their options, then loan specialists work with them to determine the best refinancing loan suited to their individual needs. To lower monthly payments, the company offers adjustable-rate and fixed-rate mortgages. Compass Home Loans LLC also provides loans to help clients reduce the overall term of the loan or lower the interest rate. Jumbo, FHA, VA, and VA cash-outs are available alternatives, as well as renovation loans for home upgrades.

1357 Kapiolani Blvd Ste 1450, Honolulu, HI 96814
Honolulu, HI 96814

Website(808) 518-3650

Show Number
3465 Waialae Ave., Suite 300A, Honolulu, HI 96816
Honolulu, HI 96816
  • New Construction

Element Mortgage helps homebuyers and homeowners go through their financing journeys in Honolulu. It provides assistance in finding loans that will fit their individual needs. It offers fixed-rate mortgage, adjustable-rate, FHA, and VA loans. The team assists first-time buyers throughout the loan process, from pre-approval, loan program selection, application, underwriting, and approval up to closing. The company's mortgage professionals have a combined experience of 70 years in helping clients achieve their homeownership goals.

3465 Waialae Ave., Suite 300A, Honolulu, HI 96816
Honolulu, HI 96816

Website(808) 762-1477

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1585 Kapiolani Boulevard, Honolulu, HI 96814
Honolulu, HI 96814
Instagram

Freedom Mortgage has been providing financial and homeownership solutions in Honolulu and nearby areas for over 30 years. The company assists individuals and families who wish to refinance their home loans. Specialists at the firm provide several options for mortgage refinancing, including conventional rate-and-term loans, VA streamlines or the IRRRL, FHA streamline loans, and the USDA streamline program. The company also helps first-time homebuyers identify the right loan program for their budget and homeownership needs. Freedom Mortgage has operations across all 50 states.

1585 Kapiolani Boulevard, Honolulu, HI 96814
Honolulu, HI 96814

InstagramWebsite(855) 690-5900

Show Number
225 Queen St, 6th Floor, Honolulu, HI 96813
Honolulu, HI 96813
  • Reverse Mortgages

Gentry HomeLoans serves homeowners and homebuyers in Honolulu. The mortgage broker offers a broad range of home loans for different needs, including jumbo, FHA, USDA, VA, conforming, and home equity loans. Its loan officers help homeowners secure a line of credit against their existing property's equity. MCC loans for first-time home purchasers are also available. As a mortgage broker, Gentry HomeLoans has access to a wide selection of borrower programs from its network of lending establishments, giving clients more options to choose from.

225 Queen St, 6th Floor, Honolulu, HI 96813
Honolulu, HI 96813

Website(808) 536-8010

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6700 Kalanianaole Hwy, Suite 215, Honolulu, HI 96825
Honolulu, HI 96825

Hawaii Mortgage Experts, LLC, serves clients in the Honolulu area. Its team helps homeowners with refinancing their home loans so that they get lower interest rates and reduced monthly payments. The company also helps secure mortgages for property buyers, along with providing a range of loan options, like VA, JUMBO, FHA, and USDA. In addition, it lends money to people who need to renovate their homes. The company's consultants have decades of combined experience in the mortgage business.

6700 Kalanianaole Hwy, Suite 215, Honolulu, HI 96825
Honolulu, HI 96825

Website(808) 539-8012

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

39 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

45 N King St, Honolulu, HI 96817
Honolulu, HI 96817
Instagram

Founded in 1960, Hawaii National Bank provides mortgage refinance services for customers in Honolulu and the surrounding areas. Its mortgage specialists average over 20 years' experience helping homeowners save money by refinancing their current home loan to reduce interest rates, lower monthly payments, or secure shorter terms to pay the balance off quicker. The staff also works with clients to convert from adjustable-rate to fixed-rate loans. It also assists homeowners to get home equity loans and lines for remodeling, debt consolidation, or making large purchases, such as investing in a college degree.

45 N King St, Honolulu, HI 96817
Honolulu, HI 96817

InstagramWebsite(808) 528-7755

Show Number
1188 Bishop Street #2804, Honolulu, HI 96813
Honolulu, HI 96813
  • Reverse Mortgages

Hawaiian Isle Mortgage offers various home loan products for residents in Honolulu and nearby locations. Its broker, Scott Brewer, helps clients refinance current home loans to lower monthly payments and change mortgage terms. He also offers veteran home loans, which come in 15- and 30-year adjustable and fixed-rate options. Additionally, Brewer helps clients apply for non-conforming and portfolio loans. He has more than four decades of banking experience and has been Hawaiian Isle Mortgage's president since 2000.

1188 Bishop Street #2804, Honolulu, HI 96813
Honolulu, HI 96813

Website(808) 550-0862

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

40 Hickam Ct, Honolulu, HI 96818
Honolulu, HI 96818
Instagram

Hickam Federal Credit Union is a mortgage refinance company in Honolulu that assists customers with their financial needs. For new home buyers or those wishing to refinance an existing mortgage, the credit union offers loans with low fixed interest rates and terms of 15 or 20 years. Homeowners can secure a line of credit through this institution with their home equity to help fund large purchases, including renovation projects, college tuition, and medical expenses. Hickam Federal Credit Union also provides borrowers with personal banking services like credit cards plus fixed-rate personal and vehicle loans with flexible terms.

40 Hickam Ct, Honolulu, HI 96818
Honolulu, HI 96818

InstagramWebsite(808) 423-2332

Show Number
2300 North King Street, Honolulu, HI 96819
Honolulu, HI 96819
  • New Construction

House of Finance, Inc., helps individuals find home loaning solutions from its Honolulu office. Its mortgage specialists inform clients of the refinancing options they have to find better mortgage rates and terms in order to achieve their financial goals. House of Finance was established in 1995 by Roland and Evelyn Casamina with a goal to assist clients in purchasing and refinancing their homes. At present, the company ranks among the top 20 residential mortgage loan producers in the state.

2300 North King Street, Honolulu, HI 96819
Honolulu, HI 96819

Website(808) 847-8493

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

Honolulu, HIHonolulu, HI
  • Reverse Mortgages

Ian Ho is a Honolulu-based mortgage loan originator for Infinite Financial LLC, an independent mortgage brokerage company. He helps first-time homebuyers, returning buyers, seasoned buyers, and Realtors who are looking to secure their most applicable mortgage option. As his company works with many different local and national lenders, he offers a wide selection of loan types, including conventional, VA, FHA, USDA, and jumbo loans. He also helps clients who need to refinance their existing mortgage to reduce their interest rate or remove PMI.

Honolulu, HIHonolulu, HI

Website(808) 352-2817

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

43 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1050 Queen St., Suite 100, Office A2, Honolulu, HI 96814
Honolulu, HI 96814
  • Reverse Mortgages

Infinite Financial assists homeowners in the Honolulu metro. It provides mortgage refinancing with the objective of aiding its clients in lowering monthly costs. The company also offers FHA and VA loans. Its founder, Duncan Hsia, established Infinite Financial to provide a selection of tailor-fit solutions for clients, after having worked for lenders that offer a limited number of options. Hsia leverages his financial background by working with local and national mortgage lending businesses.

1050 Queen St., Suite 100, Office A2, Honolulu, HI 96814
Honolulu, HI 96814

Website(808) 489-1067

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

73 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

735 Bishop Street Suite 237, Honolulu, HI 96813
Honolulu, HI 96813
  • Reverse Mortgages

Island Lending Hawaii, LLC, helps individuals find solutions to refinancing needs concerning real estate. It assists homeowners and potential homebuyers in Honolulu. With a commitment to render tailor-fit services, its professionals provide an understanding of the mortgage process from loan inception to closing by remaining in correspondence with its clients. Island Lending Hawaii offers the VA Home Loan Guaranty Program, which is the only original GI Bill provision that remains in force for the benefit of war veterans.

735 Bishop Street Suite 237, Honolulu, HI 96813
Honolulu, HI 96813

Website(808) 206-9005

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

91-1011 Holunape St, Kapolei, HI 96707
Kapolei, HI 96707
  • New Construction

Joseph Lee is a mortgage broker providing refinancing services to the locals of Honolulu and nearby areas. He guides his clients, whether buying, building, refinancing, or selling houses. He offers a variety of loan programs like fixed-rate mortgage, adjustable-rate mortgage (ARM), conforming, jumbo, and super jumbo loans. Joseph shares his expertise in the industry through financial consultations and discussions. Customers can choose from various home purchase loans, compare refinance rates, and use an online calculator through his website.

91-1011 Holunape St, Kapolei, HI 96707
Kapolei, HI 96707

Website(808) 451-2529

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6700 Kalanianaole Hwy., Ste. 215, Honolulu, HI 96825
Honolulu, HI 96825

Kelly Westmoreland is a broker of Hawaii Mortgage Experts, LLC who provides refinancing options in the Honolulu metro. This professional helps clients obtain the loans that they need including VA, FHA, Jumbo, USDA, and other conventional loans. With mortgage refinancing, Westmoreland aims to reduce a client's loan interest rate and pay off their existing mortgage with one that has better terms. Together with the company, she also removes client constraints of working only with a single bank.

6700 Kalanianaole Hwy., Ste. 215, Honolulu, HI 96825
Honolulu, HI 96825

Website(808) 381-1507

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

55 S. Kukui St. #D3113, Honolulu, HI 96813
Honolulu, HI 96813
  • Multi-Family Loans

Legacy Mortgage provides financing solutions to property buyers in the Honolulu metro. The firm helps clients in buying homes, cashing out home equities, and refinancing mortgages. Its professionals guide in selecting from a variety of loan programs, including conventional, FHA, VA, and USDA Rural loans. They also order an appraisal of client-selected homes, assist in each step of the loan process, from initial discussion to funding, and coordinate with the escrow company.

55 S. Kukui St. #D3113, Honolulu, HI 96813
Honolulu, HI 96813

Website(808) 256-8270

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

2149 Lauwiliwili Street, Kapolei, HI 96707
Kapolei, HI 96707
  • New Construction

Mann Mortgage is a family-owned mortgage brokerage firm that provides refinancing services to clients in Honolulu. The firm employs loan officers who help clients lessen their monthly payments, obtain cash from their home equity, and shorten the term of their current mortgages through refinancing. They assist homeowners in reviewing existing mortgage plans and obtaining the right refinancing option akin to their needs. Some of the programs they offer include fixed-rate, adjustable-rate, and cashout refinance. The company has been in the mortgage business since 1989.

2149 Lauwiliwili Street, Kapolei, HI 96707
Kapolei, HI 96707

Website(808) 427-7836

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1314 S King St Ste 1153, Honolulu, HI 96814
Honolulu, HI 96814

Mortgage Unlimited is a lending company with mortgage refinance lenders in Honolulu that offer a wide range of mortgage products to help clients reach their financial goals. Its ARM home loan is a popular option for borrowers who want lower monthly payments and a fixed interest rate for a shorter term. Backed by the government, the mortgage lender offers first-time home buyers an FHA loan with a low interest rate and low down payment. Veterans, active-duty military, National Guard, and their spouses can apply for a VA loan that has low rates and no down payments. Mortgage Unlimited also offers jumbo and fixed-rate mortgage loans.

1314 S King St Ste 1153, Honolulu, HI 96814
Honolulu, HI 96814

Website(808) 596-4401

Show Number
98-023 Hekaha Street, Bldg. 1, Unit #2E1, Aiea, HI 96701
Aiea, HI 96701
Instagram
  • Reverse Mortgages

NEXA Mortgage provides services to clients in Honolulu and the surrounding areas. It assists individuals who wish to apply for mortgage refinancing solutions to reduce their rates, change their terms, and cash out their equity. Its team follows a home refinancing process involving comparing mortgage rates and terms and completing refinance analysis requests. The company offers a wide range of mortgage loan options, including FHA, USDA, VA, and jumbo. It handles reverse mortgage options for clients age 62 years old and older.

98-023 Hekaha Street, Bldg. 1, Unit #2E1, Aiea, HI 96701
Aiea, HI 96701

InstagramWebsite(314) 280-2841

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

3723 Manini Way, Honolulu, HI 96816
Honolulu, HI 96816
  • Multi-Family Loans

Oahu Real Estate Mortgages is a Honolulu-based business that helps clients purchase or refinance to different types of loans, including USDA, VA, reverse mortgage, renovation, or stated income investor programs. The company closes purchase and refinance transactions within 30-45 days. It is headed by Rich van Bodegom, who has been working in the financial industry since 1981. The former CPA is now a Certified Mortgage Planning Specialist and a member of the Hawaii Association of Mortgage Professionals.

3723 Manini Way, Honolulu, HI 96816
Honolulu, HI 96816

Website(808) 216-5434

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

1003 Bishop Street Suite 2700, Honolulu, HI 96813
Honolulu, HI 96813
Instagram

Ohana Mortgage Network is a company serving Honolulu and its surrounding communities. It assists with the application process for different loan programs such as VA, FHA, hybrid ARM, fixed-rate, and graduated payment mortgages. Whether clients are purchasing or refinancing a property, its team of professionals discusses the options with them and helps with the calculations involving interests, points, and tax benefits. The firm's branch manager, Aimee Heers, is available 24/7 to communicate with clients via email, text, or phone.

1003 Bishop Street Suite 2700, Honolulu, HI 96813
Honolulu, HI 96813

InstagramWebsite(808) 466-7710

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

145 Polulani Pl, Honolulu, HI 96813
Honolulu, HI 96813
Instagram
  • New Construction

Pacific Horizon Lending is a full-service mortgage broker in Honolulu that serves residents and homebuyers in the local area and other locations throughout Hawaii. The broker works with multiple financial institutions to provide clients with various mortgage loan programs, including conventional loans, FHA loans, VA loans, and jumbo loans. Its professionals also handle real estate purchases, refinancing, and investment loans. Noe Yoshino, the principal broker of Pacific Horizon Lending, has more than 16 years of industry experience.

145 Polulani Pl, Honolulu, HI 96813
Honolulu, HI 96813

InstagramWebsite(808) 379-3855

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

98-151 Pali Momi St, Suite C2A, Aiea, HI 96701
Aiea, HI 96701

Pacific Rim Mortgage is a locally owned and operated home loan service that serves the residents of Honolulu and the surrounding areas. It provides a variety of mortgage refinancing options, including FHA Streamline, VA IRRRL, and cash-out solutions. It also offers home purchase loans such as VA, FHA, USDA, and conventional loans. Pacific Rim Mortgage has been in operation for almost two decades. The company has received recognitions from Mortgage Professional America, Honolulu Star-Advertiser, and HONOLULU Magazine.

98-151 Pali Momi St, Suite C2A, Aiea, HI 96701
Aiea, HI 96701

Website(808) 488-5510

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

325 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1600 Kapiolani Boulevard, Honolulu, HI 96814
Honolulu, HI 96814
Instagram
  • New Construction

Smart Money Inc. is a full-service mortgage company serving Honolulu residents and nearby communities. The locally-owned and locally-operated firm delivers a variety of refinance options to help clients lower interest rates and monthly payments. These include fixed-rate mortgages, cashout loans, and graduate payment programs. Its mortgage specialists also represent lenders that can offer refinancing loans for FHA, VA, USDA, conventional, and jumbo mortgages. Smart Money employs a culturally diverse workforce, allowing them to accommodate a variety of local and foreign customers.

1600 Kapiolani Boulevard, Honolulu, HI 96814
Honolulu, HI 96814

InstagramWebsite(808) 447-1850

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

266 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1600 Kapiolani Boulevard Ste 1325, Honolulu, HI 96814
Honolulu, HI 96814
  • New Construction

TransGlobal Lending is a mortgage refinance company serving Honolulu. The company's team of loan officers helps clients take advantage of B/C loans, conforming loans, conventional loans, fixed-rate mortgages, jumbo loans, and niche loan products. They also deal with location efficiency mortgages, private lending, RHS loan programs, state and local housing programs, and VA loans. They aim to provide the best rates to help clients purchase a home, refinance an existing loan, or consolidate their debts.

1600 Kapiolani Boulevard Ste 1325, Honolulu, HI 96814
Honolulu, HI 96814

Website(888) 993-0788

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745 Fort Street Mall Suite 1001, Honolulu, HI 96813
Honolulu, HI 96813
Instagram
  • Multi-Family Loans

Veterans United Home Loans of Hawaii serves clients in Honolulu and the surrounding areas. It provides mortgage refinancing services to cater to the homebuying needs of military families and veterans. It offers different types of VA loans, including VA purchase loans, IRRRL, cash-out refinance, and energy-efficient mortgages. Its team has over 100 years of experience in the industry. The company has been featured in various media outlets, such as Military Times, USA Today, The New York Times, and CBS News.

745 Fort Street Mall Suite 1001, Honolulu, HI 96813
Honolulu, HI 96813

InstagramWebsite(808) 465-3600

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

119 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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