Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Honolulu

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Honolulu Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

225Reviewed

140Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

PO Box 26053, Honolulu, HI 96825
WebsiteLicense: 477841

Expertise.com Rating

Review Sources

Google
5.0 (14)
Yelp
5.0 (1)

Why choose this provider?

Adams & Associates caters to the insurance needs of individuals and businesses in the Honolulu metro and the surrounding areas. Its team of agents offers many types of personal protection plans, including auto insurance, which may be bundled with policies that cover homes. Recreational insurance is also available to protect other vehicles, like motorcycles, watercraft, and ATVs.

100 N Beretania St Ste 102, Honolulu, HI 96817
WebsiteLicense: 429284

Expertise.com Rating

Review Sources

Yelp
4.5 (14)
Google
3.3 (7)
Facebook
5.0 (3)

Why choose this provider?

David Chen Insurance and Real Estate Company provides car insurance policies to individuals in the Honolulu area. It schedules consultation meetings to study clients' risks and needs. It guides car owners in acquiring proper collision and liability coverage and prevents them from being under or overinsured. It also curates plans that match customers' budget boundaries. The business offers protection plans against uninsured and underinsured motorists. Other insurance coverages include homeowners, life, individual health, renters, and workers' compensation.

  • Multiple Carriers

2 Waterfront Plaza 500 Ala Moana Blvd, Honolulu, HI 96813
WebsiteLicense: 446844

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

John H. Connors Insurance caters to clients in Honolulu and the surrounding areas. The locally operated agency offers auto insurance that can protect policyholders and their families in the event of vehicular accidents. As an independent insurance firm, its agents represent various carriers that provide different coverage options, such as comprehensive, collision, liability, personal injury protection, and uninsured or underinsured motorist coverage. The firm's insurance specialists have decades of combined experience in both personal and commercial lines.

  • Motorcyle & ATV

1580 Makaloa Street, Ste 102, Honolulu, HI 96814
WebsiteLicense: 414695

Expertise.com Rating

Review Sources

Google
4.9 (153)
Yelp
5.0 (44)

Why choose this provider?

For over a decade, the State Farm insurance agent Ryan Miyashita has been providing financial solutions to clients in Honolulu. He deals with auto insurance products and offers a range of coverage options, from emergency roadside assistance to liability coverage. Miyashita also sets up a comprehensive auto insurance plan to help clients manage flood, wind, fire, or theft-related damages. He provides other insurance plans that cover home, life, and health. Miyashita has been in the insurance industry for over 15 years.

  • Multiple Carriers

146 Hekili St Ste 102, Kailua, HI 96734

Expertise.com Rating

Review Sources

Yelp
4.0 (13)
Google
4.0 (10)

Why choose this provider?

Jack Wolfe Insurance in Kailua, Hawaii, has been providing motorists in the greater Honolulu areas with auto insurance options since 1971. This full-service, independent insurance agency partners with some of the nation's leading auto insurance companies, including Island Insurance Companies and Progressive, to give drivers choices when purchasing their needed coverage. It sells standard auto insurance policies such as basic liability and property damage coverage, comprehensive, collision, and personal injury protection. Specialty auto insurance is available. This agency also insures classic cars, boats, and motorcycles, and it offers SR22 insurance for DUI-affected motorists.

1100 Alakea St Ste 2600, Honolulu, HI 96813

Expertise.com Rating

Review Sources

Facebook
3.4 (7)
Google
5.0 (3)
Yelp
5.0 (1)

Why choose this provider?

Cavanah Associates Inc. insurance agency in Honolulu, Hawaii, offers personal auto insurance policies as well as auto dealership insurance policies. Founded in 1976, the company has decades of experience with auto insurance and can offer Hawaii residents multiple policy options from a variety of trusted insurance companies. Its agents are able to match drivers with the ideal auto insurance plan that fits their budget, meets the state legal requirements, and caters to the driver's preferences. Cavanah Associates Inc. customers also benefit from a wide variety of personal and commercial insurance options.

6700 Kalanianaʻole Highway, Honolulu, HI 96825
WebsiteLicense: 488201

Expertise.com Rating

Review Sources

Google
5.0 (57)
Yelp
5.0 (16)

Why choose this provider?

Wil Chang is a State Farm insurance agent in Honolulu that offers multiple products, including auto insurance. He can furnish car protection plans that reimburse losses from non-collision incidents like theft or fire or will cover medical expenses in case the policyholder gets injured in an accident. In addition to auto insurance, Chang offers home, health, and life insurance. He has been working in the financial industry for two decades and has been with State Farm for five years.

  • Bundling Option

800 Bethel St Ste 200, Honolulu, HI 96813

Expertise.com Rating

Why choose this provider?

Insurance Associates, Inc. in Honolulu, Hawaii, offers auto insurance policies from a broad portfolio of trusted carriers. Established in 1969, the agency helps its clients navigate the quote process to find the right coverage and protection for their autos, including basic liability insurance, collision coverage, and comprehensive policies. Sue Savio, president of the agency, is a board member of the Hawaii Independent Insurance Agents Association and received the Gourley Award for distinguished service in the industry. Insurance Associates, Inc. also offers condo, renters, rental property, vacation rental, and homeowners insurance policies.

1575 South Beretania Street, Honolulu, HI 96826
WebsiteLicense: 414552

Expertise.com Rating

Review Sources

Google
5.0 (11)
Yelp
4.5 (8)
Facebook
5.0 (6)

Why choose this provider?

Derek Sayegusa is a State Farm insurance agent providing auto insurance plans for clients in Honolulu. Starting in 2015, he has been helping all kinds of drivers, such as safe drivers, high-risk drivers, and those with previous offenses like DUIs, gain insurance coverages. Sayegusa guides them in choosing policies for general and special risks on and off-road. These can include protection against accidents, collisions, and uninsured motorists. He is a member of the Hawaii Chamber of Commerce and provides other coverages like pet and health insurance.

  • Multiple Carriers
  • Bundling Option

4510 Salt Lake Boulevard, Honolulu, HI 96818
WebsiteLicense: 330533

Expertise.com Rating

Review Sources

Yelp
5.0 (52)
Google
4.9 (7)

Why choose this provider?

Shelli Toguchi-Hadley is a Honolulu-based professional that operates her own agency under State Farm. She assists clients in several areas, including auto insurance. This may include any of the following coverages: emergency road service, liability, medical payments, and uninsured motorist. The agent can also furnish car insurance plans that reimburse losses from collisions. Toguchi-Hadley has been working as a State Farm agent since 2010. For four years, she worked for two other State Farm teams before opening her own agency.

  • Multiple Carriers

1314 South King Street, Honolulu, HI 96814
WebsiteLicense: 486593

Expertise.com Rating

Review Sources

Yelp
5.0 (17)
Facebook
5.0 (12)
Google
5.0 (7)

Why choose this provider?

Ross Tsuha has been a State Farm agent since 2013. He serves the Honolulu community by providing auto insurance plans to vehicle owners to protect them against damages and potential financial losses from unforeseen events such as fire, theft, and accidents. Tsuha and his team at State Farm aim to establish a deep relationship with their clients in the community by providing high-quality insurance solutions. Additionally, they offer home, life, health, and business insurance.

  • Multiple Carriers
  • Bundling Option

1888 Kalākaua Avenue, Ste C-312,, Honolulu, HI 96815
WebsiteLicense: 472084

Expertise.com Rating

Review Sources

Google
1.0 (1)

Why choose this provider?

Hawaii Bonds & Insurance is an independent agency serving clients in Honolulu. It offers car insurance policies that provide coverage for collision, comprehensive, property damage, and physical injury liabilities in the event of an accident or theft. The agency also provides risk management solutions for businesses, garages, and commercial properties. It has been assisting clients with the selection of coverage options from a number of insurance companies for 17 years. Dan Moss, an agent, handles the insurance for used car dealers in the state of Hawaii.

  • Multiple Carriers

94-547 Ukee St Ste 300, Waipahu, HI 96797

Expertise.com Rating

Why choose this provider?

Carr's Insurance Agency is an independent auto insurance agent located in Waipahu, Hawaii. Since 1990, the agency has been serving the Honolulu, Oahu, Maui, Hawaii, Kauai and Molokai areas and has recently opened a new location in Washington State. Carr's Insurance Agency offers personal insurance services such as auto, boat, trailer, bike, ATV and classic car coverage, as well as life insurance and homeowner policies. It also provides commercial insurance for business owners, commercial property owners and those needing general liability insurance. Carr's Insurance Agency can be reached online 24/7 and is rated highly by customers for its reliable service.

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Why do car insurance prices increase in Honolulu?

    Car insurance prices continue to increase in Honolulu due to several inflation-related factors. Car parts and equipment costs have increased, making it more expensive to repair and maintain automobiles. Auto insurance prices have also increased because some insurance carriers have stopped providing coverage for specific vehicles or those that are in high-risk areas.

  • What coverages are usually included in an auto insurance plan in Honolulu?

    Auto insurance plans in Honolulu typically include collision, liability, and uninsured motorist coverage. Underinsured or uninsured motorist coverage provides funds in the event that the policyholder or their family gets injured by someone who does not have enough insurance coverage. Personal injury protection is also usually included in automobile insurance plans, helping individuals pay for medical bills and lost wages.

  • How can car owners in Honolulu prepare for hurricane season?

    People in Honolulu should remember to prepare their cars for the hurricane season by checking if their automobile's battery is charged and its gas tank is full. It is also advisable for them to take photographs of their vehicle's interior and exterior before the storm to make filing damage claims easier. Documents such as car registration, ownership, and insurance papers should be kept in a waterproof container.

  • What should Honolulu residents consider when deciding how much car insurance coverage they need?

    The amount of car insurance coverage Honolulu residents need is based on their budget and needs. Car owners should consider factors such as deductibles, risk tolerance, vehicle type, and their assets and financial situation. They must also take note of Hawaii's required auto insurance minimums for bodily injury liability and property damage liability.

  • Is it necessary for Honolulu car owners to review their auto policy before renewing it?

    Yes. Honolulu car owners should review their current automobile policy with their agents before renewing it because they may need to make changes depending on their current situation. If the policyholder got married or divorced, moved to a new residence, or changed their driving habits, it may be time for them to adjust their current automobile coverage.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.