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Best Mortgage Refinance Companies in Warner Robins

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2023
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Midstate Mortgage, Co. logo
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License Verified:

License: 143789

Nationwide Multistate Licensing System and Registry

Midstate Mortgage, Co.

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3747 Vineville Ave, Macon, GA 31204
  • Reverse Mortgages

Business Description

Midstate Mortgage, Co., caters to borrowers in Warner Robins who are seeking financial options. The woman-owned business assists first-time buyers and those looking to purchase property in getting pre-approved for loans. Additionally, the company helps homeowners in need of refinancing to pay off an outstanding mortgage faster or those who want to consolidate their debts. Cindy Jones, the company's owner, began working in the industry in 1999 and established her own business in 2001. Her six-person team works one-on-one with clients.

License Verified:

License: 143789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Midtowne Mortgage logo
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License: 150509

Nationwide Multistate Licensing System and Registry

Midtowne Mortgage

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2614 Riverside Drive, Macon, GA 31204
  • Reverse Mortgages

Business Description

Midtowne Mortgage offers refinancing options for residents of Warner Robins. It is committed to helping clients apply and qualify for loans and get them approved. The company works to match people with the refinancing program that fits their situation and needs and lowers their monthly payments and interest rates. It also provides fixed and adjustable-rate mortgages, VA, carry-back, piggy-back, and FHA loans. Owner Walter Moody founded the company in 2001. He is a board member of the Mortgage Bankers Association of Georgia.

License Verified:

License: 150509

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (71)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Mitchell Tucker logo
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License: 1878308

Nationwide Multistate Licensing System and Registry

Mitchell Tucker

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3100 W Ray Rd., Warner Robins, GA 85226
  • Reverse Mortgages

Business Description

Mitchell Tucker, a mortgage broker at NEXA Mortgage, helps clients with their home financing needs in Warner Robins and the surrounding communities. Through his mortgage refinance offerings, he addresses clients' needs to reduce their monthly payments or get cash out from their home's equity. He also provides other loan options like conventional, jumbo, FHA, VA, and USDA for those buying a home for the first time, upgrading their existing homes, and looking for property investments.

License Verified:

License: 1878308

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Detail
Nick Williamson logo

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License: 320890

Nationwide Multistate Licensing System and Registry

Nick Williamson

470 S. Houston Lake Rd., Warner Robins, GA 31088
  • Reverse Mortgages

Business Description

Nick Williamson offers a variety of loan options for home buyers and borrowers in Warner Robins. Some of his loan products include FHA, VA, USDA, jumbo, and conventional programs. The agent assists clients in paying off their current loan with a new one, shortening their loan term to save money, converting their adjustable-rate mortgage to a fixed-rate loan, and turning their home equity into cash through refinancing. Nick is a local loan officer for Fairway Independent Mortgage Corporation.

License Verified:

License: 320890

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Ocmulgee Mortgage Company logo
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License: 2025002

Nationwide Multistate Licensing System and Registry

Ocmulgee Mortgage Company

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Macon, GA 31216
  • New Construction

Business Description

Ocmulgee Mortgage Company serves prospective homebuyers and cash-strapped borrowers in Warner Robins. It identifies substitute mortgage solutions that save money through equity cashouts, trimmed rates, and shortened terms. The mortgage broker offers conventional and jumbo loans, as well as streamline and cash-out refinance programs from FHA, VA, and USDA. It strives to make the loan process easier and quicker through its payment and savings calculator, online submission tool, personalized quotes, and pre-qualification screening. Ocmulgee Mortgage Company extends its services to clients in Macon and Forsyth.

License Verified:

License: 2025002

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Theresa Younce logo
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License: 2069620

Nationwide Multistate Licensing System and Registry

Theresa Younce

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327 Margie Drive, Suite A, Warner Robins, GA 31088

Business Description

PrimeLending is a mortgage refinance company led by loan originator Theresa Younce. It offers loan and financing expertise to clients in Warner Robins. It's refinancing services suits clients who are aiming to lower their interest rates, shorten loan terms, change an ARM to a fixed-rate, and utilize cash-out refinancing. The company also offers multiple home loan packages such as conventional, FHA and VA, USDA, Jumbo, and adjustable rate mortgages. PrimeLending team has over 20 years of experience in the business and has 2,500 dedicated loan experts under its helm.

License Verified:

License: 2069620

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (215)
Facebook
4.9 / 5 (62)
Zillow
5.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.