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2024

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Best Life Insurance Companies in Warner Robins, GA

Our Recommended Top 15

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Our goal is to connect people with the best local professionals. We scored Warner Robins Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

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15Top Picks

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Providers

featured provider = Featured Provider

615 South Houston Lake Road, Warner Robins, GA 31088
WebsiteLicense: 771555

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (6)

Why choose this provider?

Choice Insurance Services is a family-owned full-service insurance and financial management company that has been serving clients in Warner Robins since 2014. The independent insurance agency protects the dependents of its clients against financial insecurity with a life insurance plan. The company provides a variety of life coverage options, including term life, guaranteed universal life, variable universal life, and fixed index universal life. It also offers whole life and final expense insurance. Its agents possess over 60 years of combined experience in the insurance business.

  • Life Insurance

235 Margie Drive, Warner Robins, GA 31088
WebsiteLicense: 112965

Expertise.com Rating

Review Sources

Google
4.0 (24)
Yelp
5.0 (2)

Why choose this provider?

Health Planning Associates was established in 2002 by Tim McGinn, a former corporate, commercial property, and casualty insurer. The Warner Robins-based independent company offers a whole range of products and services on employee benefit plans, associate plans, and voluntary benefits. It provides its clients expert and Best in Class solutions for business, property, and employees insurance needs. The company chooses to partner only with reputable carriers to assure its clients of proper management of their employees and asset policies.

  • Health Insurance
  • Life Insurance

1612 Watson Boulevard, Warner Robins, GA 31093
WebsiteLicense: 70763

Expertise.com Rating

Review Sources

Google
4.0 (73)
Facebook
4.0 (21)
Yelp
5.0 (1)

Why choose this provider?

Greenway Insurance Agency in Warner Robins, GA is an insurance brokerage that has been providing insurance solutions to clients since 1960. The firm is composed of licensed brokers and underwriters with over 100 years of combined industry experience. Some of its life insurance products include term life and universal life insurance plans that provide clients with financial compensation during significant life events, accidents, and deaths. It also offers coverage for personal properties, businesses, automobiles, and recreational vehicles.

  • Life Insurance

315 North Camellia Boulevard, Fort Valley, GA 31030
WebsiteLicense: 2961577

Expertise.com Rating

Review Sources

Google
5.0 (26)

Why choose this provider?

Paul Capista is an insurance agent with State Farm that caters to clients in Warner Robins and the surrounding areas. He offers life insurance products, including term, whole, and universal plans. In addition, he provides auto, home, health, renters, and small business insurance policies. Having a passion for customer service, he majored in insurance and risk management during college. He is an active member of various local organizations, including the Peach County Chamber of Commerce.

  • Life Insurance
  • Health Insurance

1717 Russell Parkway, Warner Robins, GA 31088
WebsiteLicense: 2989981

Expertise.com Rating

Review Sources

Google
4.0 (11)
Facebook
5.0 (9)

Why choose this provider?

McNeal Insurance Agency offers life insurance solutions to clients in Warner Robins. The business was established in 1968 by Larry McNeal after a few years of working with Hartford Insurance. McNeal and his team represent various carriers, such as Aflac, Aetna, and Ameritas. They provide individual and group life insurance, which covers short and long-term disability, voluntary supplemental, and dental and vision coverage. McNeal Insurance Agency also provides services for claims handling, coverage reviews, and regular insurance updates.

  • Life Insurance
  • Health Insurance

211 Independence Drive, Warner Robins, GA 31088
WebsiteLicense: 432774

Expertise.com Rating

Review Sources

Google
4.0 (40)

Why choose this provider?

Since 1947, HM Advisors is an independent insurance agency that has been serving Warner Robins. It offers life insurance policies to clients whose loved ones rely on them. It also provides personalized coverages for auto insurance, home insurance, and commercial insurance. Future earnings potential, amount of debt, and age are factored in to figure out the amount of coverage needed. HM Advisors has been awarded Keystone Georgia Partner of the Year for 2018. Its president, Walon Smith, earned a Master Work Comp Advisor designation.

  • Life Insurance
  • Health Insurance

2306 Moody Road, Warner Robins, GA 31088
WebsiteLicense: 70933

Expertise.com Rating

Review Sources

Google
3.0 (25)
Facebook
5.0 (4)

Why choose this provider?

White Oak Insurance is a life insurance firm servings clients in Warner Robins and nearby areas. The company offers a variety of life insurance options, including whole, term, and universal. Insurance plans for homeowners, employers, vehicles, and renters are also available. The independent agency partners with known insurance carriers, such as MetLife, Progressive, Travellers, and UPC Insurance. White Oak Insurance has been providing insurance solutions to the community for 30 years now.

  • Life Insurance

1224 Washington Street, Perry, GA 31069
WebsiteLicense: 203528

Expertise.com Rating

Review Sources

Google
4.0 (2)

Why choose this provider?

Serving clients in Warner Robins, Jake Goddard provides policy options like life insurance, health insurance, homeowners insurance, and renter’s insurance. He also offers coverages for businesses, vehicles, and personal articles. Jake is a State Farm insurance agent. He has won accolades such as Legion of Honor Qualifier and Bronze Tablet Qualifier. He has a strong focus on helping customers manage the risks of everyday life. Jake also strives to assist people in recovering from unexpected events by delivering insurance solutions.

  • Life Insurance
  • Health Insurance

1108 Russell Parkway, Warner Robins, GA 31088
WebsiteLicense: 3000067

Expertise.com Rating

Review Sources

Google
5.0 (18)

Why choose this provider?

Ethan Wallace is a licensed insurance agent operating in Warner Robins that offers personal and commercial insurance lines to clients in the metro. He has been representing State Farm Insurance since 2015 and has been a lifelong Georgia resident. Some of his life insurance products include term life, whole life, universal life, and variable universal life insurance plans. Ethan and his fellow agents also provide notary services and could assist Spanish-speaking clients in the area.

  • Life Insurance
  • Health Insurance

Attorney Information

Attorney NameBar StatusExperience
Ethan Wallace - Insurance AgentActive9 yrs

1109 Washington Street, Perry, GA 31069
WebsiteLicense: 71540

Expertise.com Rating

Review Sources

Facebook
4.0 (8)
Google
4.0 (5)

Why choose this provider?

O'Neal Insurance is a Perry-based company that provides services to individuals and businesses in the Warner Robins metro. It is an independent insurance agency that works with various carriers to provide personalized insurance coverages. The company helps clients acquire life insurance plans that include term and permanent coverages. Its agents also offer other personal plans such as homeowners' and automobile insurance. O'Neal Insurance has been in the business since 1992. It supports different local organizations, including the American Cancer Society and Perry Players Community Theater.

  • Life Insurance
  • Term Life Insurance

2929 Watson Boulevard, Warner Robins, GA 31093
WebsiteLicense: 636336

Expertise.com Rating

Why choose this provider?

The Lewis Financial Group, LLC, provides a full range of insurance solutions for Warner Robins residents, including life, long-term care, mortgage protection, and health protection plans. The multi-line agency works with numerous insurance carriers such as Progressive and National General, allowing its team to access and find policy options suitable for clients' needs. The Lewis Financial Group, which is a member of the Strategic Independent Agents Alliance, is owned by Russell G. Lewis, who has over 20 years of experience.

  • Life Insurance

319 Walnut Street, Montezuma, GA 31063
WebsiteLicense: 200021

Expertise.com Rating

Why choose this provider?

Cole Agency, Inc., is an independent insurance broker that has been serving Warner Robins since 1989. It offers individual life insurance options, such as term, universal, and simplified issue whole life insurance. The firm also writes a wide range of personal lines insurance products, including auto, motorcycle, homeowners, earthquake, flood, and umbrella insurance. Additionally, the company insures diverse businesses. While Cole Agency specializes in providing insurance packages for the poultry industry, it also caters to the aviation, restaurant, and retail sectors.

  • Life Insurance

4501 Russell Parkway, Warner Robins, GA 31088

Expertise.com Rating

Why choose this provider?

Secure Wealth & Health Financial offers life insurance to retiring residents of Warner Robins. Specializing in retirement planning, the company helps individuals who are planning or those who are already retired in securing the finances that they have saved with life insurance and fixed annuities. Its life insurance products include long-term, asset-based, whole, and universal. Medicare services are available for supplemental and advantage policies. Secure Wealth & Health Financial also provides advisory services to clients planning to begin or invest their retirement savings.

  • Life Insurance
  • Long Term Care

304 Martin Luther King Junior Drive, Fort Valley, GA 31030
WebsiteLicense: 101881

Expertise.com Rating

Why choose this provider?

Allen Insurance Group is a Fort Valley-based company that extends its services to the Warner Robins metro. It assists individuals and businesses in purchasing life insurance plans. Additionally, the company provides a full range of other personal plans, including auto, homeowners', condo, and umbrella insurance. Its agents also handle commercial trucking, ocean marine cargo, and limousine services insurance. Allen Insurance Group is a locally owned and operated business that has been in the industry for more than 65 years.

  • Health Insurance

1009 Jernigan Street, Perry, GA 31069
WebsiteLicense: 289894

Expertise.com Rating

Review Sources

Google
4.0 (12)
Facebook
5.0 (3)

Why choose this provider?

Moore Insurance Agency is an independent company located in Perry. It provides insurance products and services to businesses and individuals in the Warner Robins metro. Headed by Mike Moore, the company accommodates clients who need assistance in obtaining life insurance plans. In addition, its insurance professionals offer other plans, including homeowners', flood, automobile, recreational vehicle, and business insurance. Moore Insurance Agency has been providing insurance solutions since 1960. It is a member of the Independent Insurance Agents of Georgia.

  • Life Insurance
  • Term Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Choice Insurance Services
615 South Houston Lake Road, Warner Robins, GA 31088
Health Planning Associates LLC.
235 Margie Drive, Warner Robins, GA 31088
Greenway Insurance Agency
1612 Watson Boulevard, Warner Robins, GA 31093
Paul Capista
315 North Camellia Boulevard, Fort Valley, GA 31030
McNeal Insurance Agency
1717 Russell Parkway, Warner Robins, GA 31088
HM Advisors
211 Independence Drive, Warner Robins, GA 31088
White Oak Insurance
2306 Moody Road, Warner Robins, GA 31088
Jake Goddard
1224 Washington Street, Perry, GA 31069
Ethan Wallace
1108 Russell Parkway, Warner Robins, GA 31088
O'Neal Insurance
1109 Washington Street, Perry, GA 31069
The Lewis Financial Group, LLC
2929 Watson Boulevard, Warner Robins, GA 31093
Cole Agency, Inc.
319 Walnut Street, Montezuma, GA 31063
Secure Wealth & Health Financial
4501 Russell Parkway, Warner Robins, GA 31088
Allen Insurance Group
304 Martin Luther King Junior Drive, Fort Valley, GA 31030
Moore Insurance Agency
1009 Jernigan Street, Perry, GA 31069

FAQs

  • How quickly can the beneficiary of a Warner Robins resident's life insurance policy receive the death benefit, and are there any tax implications?

    Life insurance companies in Warner Robins typically pay out the death benefit within 10 days of receiving a valid death certificate from the policyholder's family. The beneficiary receives an amount equal to the face value of the policy minus any policy-related debts. In addition, this payment is not subject to taxation.

  • What potential issues might arise if a Warner Robins resident switches to a new life insurance policy during the first two years?

    When Warner Robins residents switch to a new life insurance policy, a new 2-year contestability period begins. If a policyholder dies within this time frame, the insurer will most likely review the application's details. Any errors or omissions in the application may cause the insurer to deny the death benefit payment.

  • How can Warner Robins residents ensure the distribution of benefits to multiple beneficiaries if one predeceases the policyholder?

    Policyholders at Warner Robins can choose between two benefit distribution methods: per capita or per stirpes. The payout is divided per capita among living beneficiaries, with their shares increasing if one beneficiary dies. Per stirpes, on the other hand, distributes the portion intended for a deceased beneficiary to their heirs, dividing it equally among them.

  • What does it mean when a Warner Robins resident's life insurance offers dividends?

    Dividend-paying life insurance means a potential share of the insurer's profits for Warner Robins residents. Essentially, if the insurance company collects more premiums than it needs for expenses and claims, it may return a portion of the paid premium to policyholders as a dividend at the end of the year. This is similar to receiving a partial premium refund due to over-collection.

  • How should a Warner Robins resident handle a contested life insurance claim?

    If there is a dispute over a life insurance claim in Warner Robins, it is best to seek legal counsel. Insurance companies may press for quick settlements, which may not always be in the best interests of the claimant. While many offers are reasonable, they may not be optimal. Legal expertise can help policyholders navigate complex insurance regulations, potentially resulting in a more beneficial resolution.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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