Best Mortgage Refinance Companies in Savannah

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Chuck Feagain logo
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License: 884138

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Chuck Feagain

100 Bull Street Suite 200, Savannah, GA 31401
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  • New Construction

Business Description

Chuck Feagain is a senior loan advisor with Flagstar Bank who serves individuals and families in Savannah and the surrounding areas. He helps clients obtain lower interest rates by refinancing their existing mortgages. He also offers cash-out refinancing and renovation loan programs. In addition, he assists with mortgages such as FHA, USDA, and VA loans. Chuck Feagain has been working in the mortgage industry for more than a decade. He has served as a board member of the Downtown Savannah Authority.

License Verified:

License: 884138

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (18)
Google
5.0 / 5 (9)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Jessica Ochoa logo
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License: 525089

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Jessica Ochoa

2591 US Hwy. 17, Suite 104, Richmond Hill, GA 31324
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  • Reverse Mortgages

Business Description

Jessica Ochoa is a loan officer assisting borrowers who are seeking refinancing options in Savannah. The agent is committed to providing refinancing services to individuals and families in obtaining their dream investment properties. Together with Fairway Independent Mortgage Incorporation, she helps restructure existing loans through term and interest rate adjustments, debt consolidation, and home equity cash-out. This loan officer has been dedicated to assisting clients in acquiring their residential spaces by providing refinancing solutions for over 16 years.

License Verified:

License: 525089

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (33)
Facebook
4.8 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Republic Finance -Eisenhower Drive, Savannah logo
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License: 182116

Nationwide Multistate Licensing System and Registry

Republic Finance -Eisenhower Drive, Savannah

1100 Eisenhower Drive Suite 18, Savannah, GA 31406
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  • Reverse Mortgages

Business Description

Republic Finance - Eisenhower Drive, Savannah is a mortgage company that offers home loans and refinancing solutions and other loan products, such as personal and auto loans. Its mortgage refinancing and debt consolidation options aim to serve buyers with simplified repayment and reduced interest rates. For home fix-ups, the company provides secured and unsecured home improvement loans to assist with costly repairs and maintenance. Republic Finance has been serving the mortgage industry since 1952.

License Verified:

License: 182116

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Savannah River Mortgage logo
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License: 144259

Nationwide Multistate Licensing System and Registry

Savannah River Mortgage

613 Towne Park Dr W #104, Rincon, GA 31326
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  • Commercial Loans

Business Description

Savannah River Mortgage is a local brokerage established in 2003. It offers refinancing and home purchase lending options, helping individuals and families in Savannah achieve their homeownership and financial goals. As a boutique mortgage firm, it leverages the opportunity to provide personal attention to clients. The team received commendations from a first-time homebuyer for taking the time to explain the process. Its loan officers handle FHA, VA, USDA, and conventional loans and use an online document signing system to make transactions faster.

License Verified:

License: 144259

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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