Expertise.com

2024

Last updated:

Best Life Insurance Companies in Savannah

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Savannah Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5874Reviewed

3528Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
7180 Hodgson Memorial Drive, Savannah, GA 31406
  • Life Insurance

Why choose this provider?

Morrison & Templeton Insurance is an independent insurance company that serves clients in Savannah and its surrounding communities. Established in 1981, the family-owned and family-operated business caters to families and business owners. It compares the rates of life insurance plans of multiple companies, including MassMutual and Progressive, to recommend suitable options. This includes whole life, term life, business succession, buy and sell agreements, and second-to-die policies. Morrison & Templeton also compares and recommends insurance policies for homeowners and tenants.

License Verified:

License: 72451

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.7 / 5 (13)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14 Westbury Park Way, Bluffton, SC 29910
  • Life Insurance

Why choose this provider?

Christian Davis works as an insurance agent for State Farm. His office has been in the business since 2019. Davis assists clients in Savannah with a broad range of insurance products and services, including life insurance. It ranges from term life, whole life, and universal life. Davis also offers health, auto, home and property, and business insurance and handles banking services. In addition, he is a BNI member of the Elite Referral Connectors Chapter and the Greater Bluffton Area Chamber of Commerce.

License Verified:

License: 3314184

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 Buckwalter Place Blvd, Bluffton, SC 29910
  • Health Insurance
  • Life Insurance

Why choose this provider?

Kevin Sevier is a licensed insurance agent associated with State Farm since 1997. He has provided clients throughout the Savannah metro with life insurance, health insurance, auto insurance, home insurance, property insurance, and business insurance since 2008. He is a graduate of B.S. in Business Administration and a former president of the Business Network International. He also assists clients with banking, mutual funds, and annuities. He has affiliations with carriers such as Home Insurance Bluffton, Car Insurance Beaufort, and Car Insurance Hilton Head.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7505 Waters Avenue, Savannah, GA 31406
  • Health Insurance

Why choose this provider?

Wilson Insurance & Financial Planning is a locally owned life insurance company serving communities in Savannah. The company offers various insurance products, including health, dental, home, auto, and boat insurance. It also offers flood insurance, commercial insurance, and church and non-profit insurance. John Wilson, the company's owner, has the goal to assist clients in proper insurance. With over twenty years of experience in the industry, the team at Wilson Insurance & Financial Planning helps clients with their insurance needs.

License Verified:

License: 71059

Georgia office of Insurance and Safety Fire Commissioner

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
92 Main Street, Hilton Head Island, SC 29926
  • Life Insurance

Why choose this provider?

Carolina Heritage Insurance is a firm that helps communities in the Savannah area through a variety of insurance needs. The firm assists in securing life insurance coverage to help families maintain their lifestyles and ensure continued resources in the event of a family member's death. The firm's agents perform comprehensive background assessments and work to match insurance carriers with its clients based on their financial profiles. In addition to personal and life insurance, the agency also covers business insurance matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11258 Ford Avenue, Richmond Hill, GA 31324
  • Life Insurance

Why choose this provider?

Padgett Insurance Agency is a full-service provider that has been serving Savannah since 1997. It partners with various insurance companies to provide term, whole, and universal life insurance products to individuals. Its team of professionals helps clients determine the type of policy they need depending on their needs and preferences. The independent agency also offers auto, home, flood, and business insurance coverage options. Previous clients have praised how the processes were explained clearly to them by the agents.

License Verified:

License: 98914

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (25)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7805 Waters Avenue, Savannah, GA 31416
  • Life Insurance

Why choose this provider?

Founded in 1988, Sherrill & Company is an insurance agency representing and assisting in finding life insurance plans for customers in Savannah and its nearby areas. As a full-service and independent insurance agency, it partners with various insurance carriers to provide its individual, business, and commercial clients with an insurance package customized to meet their needs. The most common life insurance plans it assists with are term life and permanent life insurance. It also offers supplementary benefits for its life insurance policies.

License Verified:

License: 70612

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11141 Abercorn Street, Savannah, GA 31419
  • Life Insurance
  • Health Insurance

Why choose this provider?

Verdell Jones is a State Farm insurance agent who services the needs of individuals and families in Savannah. Jones specializes in providing clients with different life insurance policies, including term life insurance and permanent life insurance, which include whole life and universal life insurance. Term life insurance provides clients coverage for a specific time frame, while permanent life insurance offers lifetime coverage. Jones also offers insurance for health, car owners, homeowners, and businesses.

License Verified:

License: 471685

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (15)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5877 Georgia 21, Rincon, GA 31326
  • Health Insurance
  • Life Insurance

Why choose this provider?

Founded in 1956 by Edgar A. Dewitt Sr., DeWitt Insurance Agency is an independent insurance firm serving individuals and businesses in Savannah and neighboring areas. With access to hundreds of insurance companies, its agents and staff offer a vast array of insurance products tailored to client's needs and financial status. Whether a client is looking for family financial security, cash value, or retirement income stream, DeWitt Insurance Agency offers different types of life insurance such as term life insurance, universal life insurance, whole life insurance, and accidental death insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6203 Abercorn Street, Savannah, GA 31405
  • Life Insurance
  • Health Insurance

Why choose this provider?

Longevity Capital Insurance, LLC, is an insurance company offering insurance solutions in Savannah. The company offers life, health, home, and auto insurance, assisted by teams of professionals and insurance experts. It also offers motorcycle insurance and business insurance. Longevity Capital Insurance, LLC, has a self-help tool that helps clients find the right insurance purchase, balancing value and coverage. Advocating for lasting relationships with clients, the company agents cater to clients individually to ensure a tailored solution.

License Verified:

License: 181662

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
820 East DeRenne Avenue, Savannah, GA 31405
  • Life Insurance

Why choose this provider?

Advantage Insurance is an independent agency serving clients in Savannah and surrounding areas for over 25 years. It specializes in personal life insurance options that provide financial security to families in death. It also offers insurance options covering homes, vehicles, renters, vacant properties, and flood damage. Advantage Insurance also works closely with hair salons, landlords, restaurants, and builders to provide the best rates in insurance policies that cover liability, general contractors, workers' compensation, and surety bonds.

License Verified:

License: 70288

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What factors are considered when calculating your life insurance rates in Savannah?

    The six primary variables that affect your Savannah life insurance premiums are the type of policy, the term length, the amount of coverage, any riders or extra features that you include in your coverage, your health, and your age. You will receive life insurance quotes, which are price estimates, after providing your basic information; however, the actual rates you will pay will not be known until the insurance provider has reviewed your application and assessed your risk level.

  • What are other options for no-medical-exam life coverage in Savannah?

    If no-medical-exam life insurance in Savannah is not an option for you, you may submit an application for a fully underwritten policy. This means you must complete the entire application procedure, which includes a physical exam. If you opt for a fully underwritten policy, you can request higher coverage limits as needed.

  • If the beneficiary of a life insurance payout in Savannah cannot be located, what happens to the cash?

    If the insurance company is unable to locate the intended beneficiary of a life insurance policy in Savannah, the insured person's estate may receive the life insurance payout. The funds could also be transferred to the state's division of unclaimed property. If the funds remain unclaimed for an extended period of time, they may be subject to escheatment.

  • How can a drug user raise their chances of obtaining life insurance in Savannah?

    A drug user can take the following actions to raise their chances of acquiring life insurance in Savannah:

    • Giving up smoking.
    • Creating a balanced diet and regular exercise routines as healthy habits.
    • Constantly keeping an eye on general health and getting help from a doctor when necessary.
    • Dedicating oneself to a drug recovery program and upholding a drug-free lifestyle.
    • Collaborating with an insurance agent with expertise in high-risk situations.
  • Is it necessary for the death benefit of your Savannah life insurance policy to be paid to a specific individual?

    No, the death benefit on your Savannah life insurance policy does not have to be paid to a specific person. In fact, if you want to leave a life insurance benefit to a charitable or religious organization after your death, you can name them as your beneficiary. Beneficiaries can receive the death benefit in a variety of ways, including lump sum, installment, annuity, and retained asset account.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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