Best Homeowners Insurance Agencies in Savannah

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Homeowners Insurance Agencies FAQs

Last updated: September 24, 2022

Abercorn Insurance Agency

785 King George Boulevard, Savannah, GA 31419

Multiple Policy Types
Flood

Abercorn Insurance Agency addresses the insurance needs of clients in Savannah and the surrounding areas. The company is run by four women with over 44 years of combined experience in the insurance industry. Its independent insurance agents help clients protect their homes by finding the right homeowners' insurance coverage, explaining their options, finding the best insurance discounts, assisting with the home claims process, and working with various insurance carriers to present different policies.

Bill Richard

20 East Montgomery Cross Road, Savannah, GA 31406

Homeowners

Bill Richard is a State Farm insurance agent that serves residents, families, and business owners in Savannah and nearby areas. He offers home, condominium, townhome, and renters' insurance products. He also assists clients looking to secure additional protection for their pets, vehicles, and business ventures. Life and health insurance policies are likewise available. Richard has been part of State Farm for more than two decades and is a member of the Chatham County Chamber of Commerce.

First Choice Insurance

310 East Montgomery Cross Road, Savannah, GA 31406

Fire
Multiple Policy Types
Multiple Carriers

First Choice Insurance has been providing customized home insurance to residents in Savannah and the surrounding areas since 1995. It offers homeowners insurance that can cover expenses from damage caused by disasters and events such as floods and earthquakes. The policy also includes liability protection and medical coverage for guests who are injured inside the client's home. First Choice Insurance also carries a variety of insurance products, including auto, business and commercial, renters, and life insurance.

Mike Holland

5859 Abercorn Street, Savannah, GA 31405

Multiple Policy Types
Homeowners

Mike Holland manages a State Farm insurance agency that serves Savannah. Together with his team, he provides 24/7 insurance and financial services. He offers various product lines including homeowners’, property, automobile, life, health, and disability insurance. Business insurance is also available. Mike has over a decade of industry experience as a small business leader and engineer. He holds a degree in Industrial Engineering and is a member of the Savannah Area Chamber of Commerce and Savannah Small Business Chamber.

Patriot Independent Insurance Partners

110 East President Street, Savannah, GA 31401

Homeowners
Multiple Carriers

Patriot Independent Insurance Partners is a veteran-owned agency operating in Savannah. It works with multiple insurance carriers to provide personalized homeowners' insurance coverage options that address a wide range of risks. Different products from personal and commercial lines of insurance are available, including auto, flood, and trucking & logistics. Its partners include Travelers, Tokio Marine, Liberty Mutual, Foremost, and Aegis. In addition to helping clients in filing insurance, it also provides personal advice for individuals, families, and businesses.

Peters Enterprises Insurance Agency

8402 Abercorn Street, Savannah, GA 31406

Personal Property Insurance
Multiple Policy Types

Peters Enterprises Insurance Agency is a locally-owned and -operated home insurance business based in Savannah. The agency works with over 100 insurance companies and has been serving insurance-seekers in the metro and surrounding areas for over 30 years. Its agents provide personalized and customized services to clients applying for homeowners' insurance. The company follows a 24/7 policy access in paying bills and tracking claims. Other services include personal automobile insurance and commercial auto insurance.

Sam Sharpe - State Farm Insurance Agent

9100 White Bluff Road, Savannah, GA 31406

Flood
Multiple Policy Types

Sam Sharpe is an insurance agent for State Farm who provides homeowners' insurance to clients in Savannah and nearby areas. Working with State Farm, Sharpe offers customizable solutions and policies for clients and their homes. Having homeowners' insurance will protect clients financially when unexpected incidents occur that involve fires, theft, and personal liability suits. Sharpe also grants auto, property, business, and life insurance. He is a licensed insurance agent in Georgia and in South Carolina.

Savannah Insurance Advisors

6001 Chatham Center Drive, Savannah, GA 31405

Multiple Carriers

Savannah Insurance Advisors is a family-run insurance agency serving the metro. Its clients are small businesses and families, and it provides products such as property insurance plans for renters and homeowners. Flood insurance coverage is also available. The agency also offers life and health plans as well as policies for automobiles, motorcycles, and boats. Its commercial lines of insurance include business owner’s policy, surety bonds, and general liability. Savannah Insurance Advisors works as an independent agency that represents multiple insurance providers.

Sherrill & Company

7805 Waters Avenue, Savannah, GA 31416

Multiple Policy Types

Sherrill & Company is an independent insurance firm serving the Savannah metro and surrounding areas. Since 1988, it has been providing insurance brokerage services to individuals and businesses. It offers home insurance that comes with two policy options: flood insurance and personal article floater. In addition, the company offers auto insurance, business insurance, and life insurance. Sherrill & Company works with multiple insurance carriers to provide a broad choice of protection for clients, and their families, and businesses. The company is a Trusted Choice agency.

Southern Harvest Insurance, Inc.

5102 Ogeechee Road, Savannah, GA 31405

Fire
Multiple Policy Types

Southern Harvest Insurance, Inc. is a full-service company that assists residents in Savannah. The agency offers various products including home insurance. Its team creates insurance plans for homeowners that may cover personal belongings, property damage, detached structure damage, and temporary living expenses. The insurance advisors also offer policy add-ons that offer protection for valuable items such as collectibles and jewelry. Southern Harvest Insurance, Inc. also protects mobile homes and renters. It works with insurance carriers such as AllState and Progressive.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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