Best Credit Repair Companies in Savannah

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Lexington Law logo
FEATURED
Free Credit Report Consultation

Lexington Law

Savannah, GA

Business Description

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (2869)

Price: Free Credit Report Consultation

Consumer Credit Counseling Service logo
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Consumer Credit Counseling Service

7505 Waters Avenue, Savannah, GA 31406
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Business Description

Consumer Credit Counseling Service is a local and non-profit agency that has been assisting clients in Savannah in improving their credit scores since 1965. Its objective for clients is to reduce their debt, improve credit, and guide them to successful homeownership through education and counseling. The agency is governed by a community board of volunteers and financial experts who provide money management solutions, which include avoiding foreclosures, attending financial workshops, and creating a spending plan.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lowcountry Credit Consultants logo
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Lowcountry Credit Consultants

110 Cross Road, Bluffton, SC 29910
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  • Credit Monitoring

Business Description

Lowcountry Credit Consultants is a credit counseling service provider that serves clients in Savannah. It offers a variety of debt management services, such as credit report analysis, credit establishment, and credit education. The company also eliminates negative items from clients' credit reports, including tax liens, late payments, collections, repossessions, evictions, and hospital bills. In addition, Lowcountry Credit Consultants assists clients in document processing, and it is well-versed in various consumer protection laws, statutes, and credit reporting practices.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rivers Financial Dynasty logo
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Rivers Financial Dynasty

6811 Forest Park Drive, Savannah, GA 31406
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  • Credit Audit
  • Credit Dispute

Business Description

Rivers Financial Dynasty is a credit consulting and management company that offers its services to Savannah clients. Its credit repair solutions include multiple plan offerings. These options come with supporting credit information disputes, credit analysis, and credit restoration. Through credit repair, its clients can move forward with their financial goals, including car and home ownership. The company also provides notary public services and LLC formation. Rivers Financial Dynasty also provides resources for its clients to further their credit education.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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