Expertise.com
Get Listed

Best Credit Repair Companies in Sandy Springs

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Credit Repair Companies FAQs 〉

Last updated:

Website
309 E Paces Ferry Road NE Suite 400, Atlanta, GA 30305
  • Credit Dispute

Why choose this provider?

Since 2017, Credit Sharks has been serving clients in Sandy Springs and the surrounding areas. It provides credit building and credit repair services. It handles late payments, repossessions, charge-offs, judgments, and bankruptcies. It provides credit guides and an ebook that explains how lenders view customers in order to inform customers about the changes that must be made to their credit profiles. The company has been featured on networks such as CBS, MSNBC, NBC, and Forbes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3355 Lenox Road Suite 750, Atlanta, GA 30326
  • Debt Consolidation
  • Credit Dispute

Why choose this provider?

Restore A Dream offers credit restoration services in Sandy Springs and nearby locations. It assists families and individuals in filing disputes to resolve bad credit histories. The company helps clients in improving their credit scores by removing wrong information and derogatory items, such as bankruptcies, repossessions, tax liens, and charge-offs. Its specialists analyze payment histories, amounts owed, and credit types in use to determine customers' status. Restore A Dream works with TransUnion, Equifax, and Experian.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.5 / 5 (22)
Google
3.9 / 5 (7)

Website
1100 Peachtree St. NE Ste. 200, Atlanta, GA 30309
  • Credit Audit

Why choose this provider?

MyMoneyEDU is a financial education platform serving individuals in Sandy Springs and the surrounding areas. It educates people about money management systems that help lower taxes, improve credit, and eliminate debt. It conducts classes to educate clients about improving credit scores. The company provides an application that creates weekly financial summaries and a consolidated view of investments. MyMoneyEDU's CEO, Kenney Conwell, has helped over 24,000 people remove more than 303,000 negative items and improve their credit scores to three million points.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.9 / 5 (90)
Google
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1250 Scenic Hwy S #1701-263, Lawrenceville, GA 30045
  • Credit Monitoring
  • Credit Dispute

Why choose this provider?

Undisputed Credit Repair serves residents of the Sandy Springs metro. The company helps clients get their finances back on track through credit repair. Its team evaluates the client's credit reports, and identifies inaccurate, misleading, or unverifiable items. It negotiates with debt collectors, creditors, and credit bureaus to remove these inaccuracies and get a debt settlement if possible. Its process would usually see improved credit scores in 30 to 90 days. The company also provides financial mentorship by shifting mindsets and behavior in the area of finance and credit restoration, so that they can live from God's economy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
830 M.L.K. Jr Dr NW, Atlanta, GA 30314
  • Credit Monitoring
  • Debt Consolidation

Why choose this provider?

Credit Repair Services Atlanta serves Sandy Springs residents who need to qualify for additional loans and financial products. The firm handles the real-time monitoring of an individual's credit report and conducts regular reviews to find erroneous entries. The office gives advice on how to maintain liquidity and increase scores to take advantage of lower interest rates. The firm has experience working with major bureaus, like Experian, TransUnion, and Equifax. It has served over 500,000 customers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.7 / 5 (463)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5555 Glenridge Connector, Suite 200, Atlanta, GA 30342
  • Credit Dispute

Why choose this provider?

Fix Credit Express works with Sandy Springs residents to help them rebuild their credit. Its consultants identify items in credit reports that are causing clients' scores to plummet. They deal with incorrect and out-of-date accounts, such as delinquent payments and outdated addresses. They communicate with bureaus and creditors in order to remove the negative information. The team also offers tracing services, such as daily updates on credit repair progress. Fix Credit Express is a member of the Credit Consultant Association.

Website
6350 McDonough Dr. NW , Suite J, Norcross, GA 30093
  • Credit Monitoring

Why choose this provider?

Alexander Harlin, LLC offers credit repair services to clients in Sandy Springs and the surrounding communities. It aids in credit score improvement by performing document preparation, credit consultation, in-depth analysis, and error correction. It deals with credit issues for consumers, mortgages, and businesses. The company collaborates with creditors and credit bureaus to legally contest negative items in credit reports. Alexander Harlin gives clients access to their accounts 24/7, with real-time status updates on how their scores are improving.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (16)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8000 Avalon Blvd Suite 200,, Alpharetta, GA 30009
  • Credit Monitoring

Why choose this provider?

Avalon Credit Repair serves individuals and business owners in Sandy Springs and the surrounding communities. The company conducts a factual verification process under the FCRA, which legally notifies creditors and credit bureaus that clients have disputed the validity of the information in credit reports. It also holds legal demand via attorney to remove items for violations and uses the credit blocking method under 605B for victims of identity theft. Avalon Credit Repair has been in the industry since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
​300 Colonial Center Parkway Ste 100N, Roswell, GA 30076
  • Credit Audit

Why choose this provider?

Jihaessence Credit Restoration caters to the needs of residents in Sandy Springs and neighboring locations. The company specializes in various credit repair services, which include assessing its clients' credit scores, offering them personalized dispute options, providing custom dispute letters on their behalf, and giving them 24/7 access to their case status and information. Jihae Song, the chief executive officer of the company, started his career when he took classes on consumer laws to repair his own credit score. He has a background in computer science and business management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Website
​3595 Hiram Douglasville Hwy, Hiram, GA 30341
  • Credit Dispute

Why choose this provider?

New Century Credit Repair handles the needs of individuals in Sandy Springs and the surrounding neighborhoods. The company offers clients various credit repair services, including consultations, in-depth credit analysis, and credit recommendations. Its professionals make use of laws and work with its clients' creditors to dispute negative report items that impact their scores, prepare documents for credit agencies, and provide education on maintenance. The company also offers a partner program with professionals, such as attorneys, real estate agents, and tax professionals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2330 Scenic Hwy S Suite 178, Snellville, GA 30078
  • Credit Monitoring
  • Credit Audit

Why choose this provider?

Back On Track Financial is a credit repair company that helps Sandy Springs clients take back control of their finances. Its team helps individuals who want to purchase a new home or car, get the best terms for loan products, and obtain a new credit card but have bad credit scores increase and rebuild their credit rating. Its credit repair solutions include coaching sessions and removal of negative items like charge-offs, repossessions, bankruptcies, and evictions from clients' credit reports.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (37)
Facebook
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1870 The Exchange Suite #100, Atlanta, GA 30339
  • Debt Consolidation

Why choose this provider?

Since 2013, BKH Credit Group has been focusing on serving business owners in and around the Sandy Springs area. The firm helps clients become bankable through business funding, credit, and digital marketing. It provides a wide variety of solutions, such as business line of credit, revenue financing, corporate credit card program, directed retirement plan, and working capital program. BKH Credit Group has access to over 3000 vendors who extend credit lines to the customers' businesses on net terms.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (84)
Facebook
5.0 / 5 (50)
Back to top

Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process

  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

Back to top