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Best Mortgage Refinance Companies in Roswell

2024

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Website
4672 Sandy Plains Rd., Suite A, Roswell, GA 30075
  • New Construction

Why choose this provider?

Brown Mortgage Group LLC helps the people of Roswell close home loans that fit their unique needs. Its borrowing options include fixed- or adjustable-rate mortgages, as well as VA, FHA, USDA, and jumbo loans. The company helps people with mortgage refinancing, which enables them to pay off their existing mortgage with a new mortgage at a lower interest rate and monthly payment. Individuals who wish to take cash out of their home's equity may also enlist the services of the company.

License Verified:

License: 1801863

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (4)

Website
401 Macy Dr., Roswell, GA 30076
  • New Construction

Why choose this provider?

Atlanta Mortgage Advisors, LLC, caters to Roswell-based individuals and families who seek home purchase and refinancing loans. Its choices focus on helping clients pay off their outstanding debts and fund tuition fees and home improvements with refinancing cash-outs. Its loan officers also take into account various economic factors and influences like local mortgage rates and property values for each specific loan's terms and potential coverage. Joe Trovato, who has worked in the mortgage industry for over 25 years, founded the firm in 2019.

License Verified:

License: 1863962

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1202 Macy Drive, Roswell, GA 30076
  • Reverse Mortgages

Why choose this provider?

Since 2011, Equity Home Loan Advisors has been dealing with clients across Roswell. The company educates homeowners aiming to refinance their mortgages and addresses their concerns involving interest rates. It offers an online mortgage refinance calculator to guide clients with their decision-making. The company also assists aspiring homeowners through the mortgage application process and sets up a range of loan options, from 15-year programs to 30-year loans. Its owner and founder, Patrick Furlong, once worked under American Mortgage Advisors Corporation as a branch manager.

License Verified:

License: 321959

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (88)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
695 Mansell Rd., Ste 120, Roswell, GA 30076
  • New Construction

Why choose this provider?

Kathy Vitali is a senior loan officer at Shelter Home Mortgage, serving clients in Roswell. She has over three decades of industry experience, working with people planning to refinance their loans by introducing them to traditional mortgage and cash-out refinance solutions. Vitali has received numerous industry awards, including the Hall County Homebuilders Associate of the Year and the Shelter’s President's Award. She stays involved in the community by chairing fundraising events for the American Cancer Society and Habitat for Humanity.

License Verified:

License: 544481

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Website
995 Canton St., Roswell, GA 30075
  • Reverse Mortgages

Why choose this provider?

Buy Now Team is a mortgage company that allows clients in Roswell to apply for a loan online, by phone, or in person. It helps with buying a first home, refinancing, and consolidating debt. Its variety of loans includes options for purchasing lots and house construction, as well as portfolio or in-house mortgage lending and jumbo loans amounting to as much as $3,000,000. One of Buy Now Team's professionals, Amy Buynoski, was recognized as Loan Officer of the Year in the 2021 Agents' Choice Awards, Atlanta Agent.

License Verified:

License: 545254

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
295 W Crossville Road, Suite 520, Roswell, GA 30075
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Preferred Mortgage Source is an independent brokerage firm that assists clients in their homeownership in Roswell and the surrounding communities. Its team of mortgage brokers offers mortgage refinance products that allow customers to get lower monthly payments, better terms, and cashout from their home's equity. Some of their loan programs include fifixed-rate, adjustable-rate, jumbo, FHA, VA, and DSCR investment loans. Foundign owner Tanya Kohn has more than 28 years of experience in the mortgage industry.

License Verified:

License: 2035695

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Are there refinance benefits for Roswell nurses?

    Due to a partnership between the Georgia Nurses Association and Homes for Heroes, nurses in Roswell may be able to save an average of $3,000 when they refinance their mortgages. The Hero Rewards program also offers discounts on the fees associated with real estate agents, loan officers, title companies, home inspectors, and other related expenses.

  • Can “Georgia Dream” borrowers in Roswell refinance their homes?

    Those in Roswell who bought their homes through the Georgia Department of Community Affairs’ Dream Homeownership Program should only refinance their homes if they are ready to pay the program loan in full. The program offers down payment assistance of up to $7,500 for first-time homebuyers and up to $10,000 for those in certain public service professions or active military.

  • Are refinance rates high in Roswell?

    While refinancing rates have been trending downward nationwide, 15% of the overall loan origination volume in the Atlanta-Sandy Springs-Roswell area are refinances. According to Black Knight Inc.’s June 2023 Originations Market Monitor Report, refinance rates have dropped to 11.6% in the same month. In contrast, purchase lending accounted for 88.4% of the rate locks in June.

  • Should Roswell homeowners refinance to an adjustable-rate mortgage?

    Homeowners in Roswell should consider refinancing to an adjustable-rate mortgage if they plan on staying in their homes for just a few years, are expecting a future pay increase, or if their current interest rate on a fixed-rate mortgage is too high. This is because adjustable-rate mortgages typically offer low introductory rates and payments that change after the initial fixed-rate period.

  • What are the benefits of a Roswell cash-out refinance?

    Taking out a cash-out refinance loan in Roswell allows homeowners to use the equity they have built up in their homes for large expenses. This may include paying for college tuition, debt, or home improvement projects. However, homeowners should note that the loan amount they will be able to take out depends on their appraised property value.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.