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2024

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Best Life Insurance Companies in Macon, GA

Our Recommended Top 13

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Macon Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4121Reviewed

2477Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

2960 Riverside Drive, Macon, GA 31204
WebsiteLicense: 206367

Expertise.com Rating

Review Sources

Google
5.0 (32)
Facebook
5.0 (2)

Why choose this provider?

Payne & Powell Insurance, Inc., caters to the needs of individuals, families, and business owners in Macon. It delivers various types of insurance products and services, including life insurance. The company also provides other property coverage, from home, renters', condo, and landlord insurance to personal umbrella insurance plans. Moreover, some of the agency's business insurance products are workers' compensation, general liability, and errors and omissions insurance. Payne & Powell Insurance also extends its services to clients in Texas and South Carolina.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

756 Poplar Street, Macon, GA 31201
WebsiteLicense: 184708

Expertise.com Rating

Review Sources

Google
4.0 (14)

Why choose this provider?

Located in Macon, Solomon Deaton & Buice is an independent insurance agency that caters to individuals in the metro. It offers life insurance policies to people who are interested in protecting their loved ones. It also assists them in finding and selecting the coverage that will help maintain their lifestyle in the future. In addition, it handles automobile and business insurance. It also represents a wide range of insurance companies, allowing its customers to choose the products suitable to their personal situations.

  • Life Insurance

756 Poplar Street, Macon, GA 31201
WebsiteLicense: 184708

Expertise.com Rating

Review Sources

Google
4.5 (19)

Why choose this provider?

Solomon Deaton & Buice Insurance Bonds is a Macon-based independent insurance agency that covers clients within and around the city. It offers standard and tailor-made life insurance policies for working parents, retired citizens, and empty nesters. The professionals at this agency help clients review their information to find coverages for building annuity, paying off funeral expenses, and providing income replacement. They also examine existing policies and compare rates to other carriers for alternatives. Additionally, the agency has coverage for businesses like auto shops and convenience stores.

  • Life Insurance

153 New Street, Macon, GA 31201
WebsiteLicense: 782880

Expertise.com Rating

Review Sources

Google
4.0 (33)

Why choose this provider?

Lader Insurance Group is a life insurance provider to Macon and the surrounding areas. This insurance agency offers term and permanent life insurance plans. Other insurance services it offers include auto, boat, home, motorcycle, and business insurance. Its team of professionals helps clients find the right coverage for their needs. Clients can get insurance quotes through the company's website. They can also place their claims by calling the phone numbers of insurance companies listed on the website.

  • Life Insurance
  • Health Insurance

281 Tift College Drive, Forsyth, GA 31029
WebsiteLicense: 3059127

Expertise.com Rating

Review Sources

Facebook
5.0 (56)

Why choose this provider?

Tommy Johnston has been working with State Farm since 2016, serving customers in Macon and the surrounding areas. He offers a variety of options for life insurance that matches every customer's budget and needs. These include permanent life coverage and term life insurance policies. Johnston also helps clients acquire other personal insurance products such as health, auto, home, and pet insurance. Alongside insurance services, his office also offers notary public services. Located in Forsyth, the agency is situated across Ingles.

  • Life Insurance
  • Health Insurance

555 Arlington Place, Macon, GA 31201
WebsiteLicense: 70634

Expertise.com Rating

Review Sources

Google
4.0 (10)
Facebook
5.0 (6)

Why choose this provider?

Dunwody Insurance is a family-owned and family-operated company that has been serving the area of Macon since 1956. The business specializes in personal and business insurance. It provides a wide range of services, including life, recreational vehicle, homeowners, trucking, and automobile insurance. Its president, J. Doug Dunwody, holds non-resident licenses in various states and worked in several insurance company agent councils. He also volunteers with local community charities and an elder at church. In addition, Dunwody Insurance offers bond insurance and consultant services.

  • Life Insurance
  • Health Insurance

3920 Arkwright Road, Macon, GA 31210
WebsiteLicense: 2914469

Expertise.com Rating

Review Sources

Google
5.0 (12)
Facebook
5.0 (12)

Why choose this provider?

Alex Thigpin is a State Farm insurance agent who serves clients in Macon. He offers life insurance plans that provide financial security to spouses and children in the event of the policyholder's unexpected death. His team also covers insurance products for automobiles, homeowners, renters, and businesses. Thigpin has been a State Farm agent since 2015 and his office has qualified for the State Farm Ambassador Travel Award, State Farm Chairman’s Circle Award, and State Farm SVP Club.

  • Life Insurance
  • Health Insurance

3200 Riverside Drive, Macon, GA 31210
WebsiteLicense: 396639

Expertise.com Rating

Review Sources

Google
4.0 (18)
Facebook
5.0 (2)

Why choose this provider?

Northside Insurance is an independent insurance agency that serves the locals of Macon and the surrounding areas. It was included in the Top 10 Largest Independent Agencies by Macon Leisure. As an independent agency, Northside Insurance recommends policies from different providers with a diverse range of coverages. While it specializes in car insurance, it also offers various life insurance policies, such as whole, term, and universal life insurance policies. Owned by John Hughes, it has been offering insurance protection to individuals, families, businesses since 1998.

  • Life Insurance

2200 Northside Crossing, Macon, GA 31210
WebsiteLicense: 573181

Expertise.com Rating

Review Sources

Facebook
4.0 (31)

Why choose this provider?

Roland Abbott & DeZoort Insurance, LLC, is an independent insurance agency whose team has more than 80 years combined experience in the industry. It helps Macon residents in becoming protected through its life insurance programs. Some of the life policies it provides include long-term care and disability, accident, cancer, and universal life insurance. It also has other products, such as farm, auto, and home insurance. Additionally, it offers bond and license services to businesses. The firm was founded in 1993.

  • Life Insurance

5540 Thomaston Road, Macon, GA 31220
WebsiteLicense: 202261

Expertise.com Rating

Review Sources

Google
5.0 (43)
Facebook
5.0 (13)

Why choose this provider?

The Martin Agency is an independent insurance agency that provides insurance services to residents and businesses in Macon and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It provides life insurance services like universal life insurance, term life insurance, fixed annuities, indexed universal life insurance, and return of premium life insurance policy. Additionally, it provides other insurance services like commercial property, commercial auto plans, and business owner's policy. It was established in 1996.

  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

2939 McManus Road, Macon, GA 31220
WebsiteLicense: 115368

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Christy Capital Management, Inc., is a financial planning firm in Macon. It provides a range of insurance products including life insurance, long-term care insurance, and disability income insurance. It also offers other services such as annuities, tax management, investment advice, federal employee benefit analysis, retirement strategies, and estate conservation. Christy Capital Management, Inc., aims to help its customers achieve their financial goals. It delivers customized solutions to suit its clientele’s vision and objectives. Its president Brandon Christy is a CPA and a Personal Financial Specialist.

  • Life Insurance

4468 Forsyth Road, Macon, GA 31210
WebsiteLicense: 152241

Expertise.com Rating

Review Sources

Facebook
5.0 (9)
Google
4.0 (4)

Why choose this provider?

Sanford Insurance is an independent firm based in Macon. Established in 2002, it has hundreds of years of combined industry experience and provides all lines of insurance, including whole and term life coverages, property insurance, and homeowners’ policy. It offers health coverage for disability and critical illness and provides plans for healthcare facilities. Employee benefits are also available. Sanford Insurance CEO John Neel served as senior VP of Insurance and Risk Management of Central Georgia Health System. He became a certified insurance counselor in 1990.

  • Life Insurance

1027 Walnut Street, Macon, GA 31201
WebsiteLicense: 101143

Expertise.com Rating

Why choose this provider?

Wayne Gullatt is the president at Benefit Analysts, Inc., an insurance agency that serves clients in Macon. His firm offers customized life insurance plans to suit customers' specific needs. Moreover, dental, disability, long-term care, and short-term medical insurance policies are provided. The company works with different carriers, such as Aetna and Humana. Wayne earned his bachelor's degree in Mathematics in 1972. He is a member of the Macon Chapter of the National Association of Insurance and Financial Advisors and the National Association of Health Underwriters.

  • Life Insurance

Compare our Top Life Insurance Companies

NameExpertise RatingAddressPromotionsLearn more
Payne & Powell Insurance, Inc.
2960 Riverside Drive, Macon, GA 31204
Solomon Deaton & Buice
756 Poplar Street, Macon, GA 31201
Solomon Deaton & Buice Insurance Bonds
756 Poplar Street, Macon, GA 31201
Lader Insurance Group
153 New Street, Macon, GA 31201
Tommy Johnston
281 Tift College Drive, Forsyth, GA 31029
Dunwody Insurance
555 Arlington Place, Macon, GA 31201
Alex Thigpin
3920 Arkwright Road, Macon, GA 31210
Northside Insurance
3200 Riverside Drive, Macon, GA 31210
Roland Abbott & DeZoort Insurance
2200 Northside Crossing, Macon, GA 31210
The Martin Agency
5540 Thomaston Road, Macon, GA 31220
Christy Capital Management, Inc.
2939 McManus Road, Macon, GA 31220
Sanford Insurance
4468 Forsyth Road, Macon, GA 31210
Wayne Gullatt
1027 Walnut Street, Macon, GA 31201

FAQs

  • What will happen to the cash value of life insurance policyholders in Macon when they die?

    When a policyholder in Macon dies, their life insurance agency will only pay the stated death benefit to beneficiaries, no matter how much cash value remains on the policy before they die. Thus, the beneficiary could receive less than the policy's face value. However, several whole-life policies can provide both cash value and death benefits to the beneficiaries when the policyholder dies.

  • How does term life insurance work in Macon?

    In Macon, term life insurance works for a specific period, usually between 10 and 30 years, and costs less, as it does not accumulate a cash value. People who want to cover specific financial responsibilities within a limited time, like college education for dependents and mortgages, tend to purchase this plan. Beneficiaries of policyholders who die within the period can receive death benefits, while those who outlive the term cannot.

  • Who can purchase a guaranteed issue life insurance plan in Macon?

    A guaranteed issue life insurance plan is for individuals having a hard time obtaining traditional life insurance policies in Macon, including those with severe medical issues and senior adults aged 50-80 years old. This policy does not require an underwriting process and medical examinations and provides between $2,000 and $25,000 death benefits. However, guaranteed issue life insurance coverage will take effect after two or three years—and if the policyholder passes before the time limit, their beneficiaries cannot receive the death benefit.

  • What are the required documents to purchase a life insurance plan in Macon?

    Applicants in Macon are required to show proof of identity and address by providing an identity card, driver's license, and passport. They must submit their medical history, including existing and inherited medical conditions like diabetes, heart disease, and prostate cancer, as insurance companies need these details to calculate premiums. Policy buyers must also present proof of income through paychecks and income statements.

  • Can a policyholder in Macon sell their life insurance?

    In Macon, it is legal for policyholders to sell their life insurance policies to insurance companies or third parties. Viatical settlements are used by terminally ill individuals struggling to pay medical bills to sell their life insurance plan and receive immediate payment. Meanwhile, those who no longer want their coverage can sell their policy via life settlements and receive less than the value of the death benefit and more than the cash surrender value.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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