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2024

Last updated:

Best Local Car Insurance Agencies in Macon

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Macon Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

64Reviewed

43Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2960 Riverside Drive, Macon, GA 31204
  • Multiple Carriers

Why choose this provider?

Payne & Powell Insurance, Inc., offers risk management assistance from its Macon location. One of the services it offers is car insurance which covers high-valued autos and classic cars, and its team can also furnish policies for elderly, teen, and high-risk drivers. In addition, the independent agents provide insurance for owners of recreational vehicles, scooters, and boats. With access to more than 20 insurance providers in the state, Payne & Powell Insurance matches clients with insurance providers that cover their unique risk management needs.

License Verified:

License: 206367

Georgia office of Insurance and Safety Fire Commissioner

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5082 Forsyth Road, Macon, GA 31210
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

Tidwell & Hilburn Insurance provides auto coverage options to clients in Macon. With over 100 years of expertise, the company provides policies that secure vehicle damage costs incurred from theft or accidents and liability protection against bodily injury and property damage. It also offers coverage for medical expenses for injured drivers or passengers in a policyholder's vehicle, as well as lost wages and funeral expenses. Tidwell & Hilburn also counsels clients on the scope or limitations of their policies, whether for personal or business vehicle owners.

License Verified:

License: 507110

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (6)
Yelp
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3985 Pio Nono Avenue, Macon, GA 31206
  • Multiple Carriers

Why choose this provider?

Georgia State Auto Insurance & Goodway Taxes and Services LLC is an insurance agency that's been servicing the Macon community for over 10 years. It provides a wide range of personal and commercial auto insurance coverage options that protect clients against financial losses from unexpected circumstances. Insurance products are also available for boats and motorcycles. Its team of reliable insurance consultants also provides tax services. Clients can manage their auto policy and make payments online. Services are available in English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (3)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4931 Riverside Drive, Macon, GA 31210
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Located in Macon, Source One Insurance and Benefits Group is an independent agency that caters to clients' personal and commercial insurance needs. Its agents have extensive experience in the insurance industry. They focus on building long-term relationships with clients and guide them in handling their concerns related to auto insurance. The plans they offer provide coverage for personal auto, ATVs, motorcycles, classic cars, and delivery trucks. Source One Insurance and Benefits Group also offers home, life, and health insurance for personal and business clients.

License Verified:

License: 165995

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3937 Bloomfield Road, Macon, GA 31206
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Best Buy Insurance Agency​ is an insurance management firm that provides insurance solutions in Macon and the surrounding communities. The company assists car owners, motorists, and businesses in selecting the auto insurance policy that best suits their needs and resources. Its independent insurance agents shop for coverage options among multiple providers. They cater to all types of vehicles, including private and commercial cars, motorcycles, and recreational vehicles. The company has over 20 years of experience in the insurance industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
281 Tift College Drive, Forsyth, GA 31029
  • Bundling Option

Why choose this provider?

Tommy Johnston is a State Farm insurance agent offering auto coverage to clients in Macon. He provides policy options tailored to a driver or vehicle, from student drivers to collectible vehicles such as sports or vintage cars, covering damage or losses from collisions, natural disasters, or theft. He also offers policies that reimburse car rentals, rideshare insurance, liability coverage, and uninsured or underinsured motor vehicle coverage. Johnston can also aid clients with additional car coverage options, including medical payments and emergency road service coverage.

License Verified:

License: 3059127

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (196)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3868 Pio Nono Avenue, Macon, GA 31206
  • Multiple Carriers

Why choose this provider?

Established in 2003, Freedom Auto Insurance is an independent insurance agency located in Macon that specializes in auto insurance. The agency offers full-service standard and non-standard auto insurance policies that can include liability, collision, comprehensive, uninsured or underinsured motorist, and medical payments coverage. With access to an intricate network of several carriers, the agency can provide policies that best suit client needs, with a sea of policy options for business, commercial, renters, and motorcycle insurance. Freedom Auto Insurance also offers SR-22 certification services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3253 Mercer University Drive, Macon, GA 31204
  • Multiple Carriers

Why choose this provider?

Peachstate Insurance, also known as "The Peach," has been servicing the Macon metro since 1993. Its team of seasoned agents deals with individuals, families, and small business owners and helps them craft the right policy that will best suit their life, home or commercial property, and vehicle coverage requirements. The agency helps driving clients, regardless of their driving record, in selecting a policy coverage that will protect them against financial loss. Peachstate also actively shares insurance policy information and guides on its social media page.

License Verified:

License: 166349

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.9 / 5 (55)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
153 New Street, Macon, GA 31201
  • Bundling Option

Why choose this provider?

Lader Insurance Group is a local company providing personalized auto insurance plans to drivers and car owners in Macon and the surrounding areas. The business searches for auto coverages on behalf of its clients and takes out the stress of navigating the complex insurance market. Its agents can also score policies that protect drivers, their passengers, and vehicles. Auto insurance policy can also shield policyholders from lawsuits involving their cars. Lader Insurance Group's goal is to serve its clients for many years to come.

License Verified:

License: 98707

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4885 Riverside Drive, Macon, GA 31210
  • Bundling Option

Why choose this provider?

Budget Insurance Agency, operating in Macon, is a full-service agency offering car insurance to its customers for over 30 years. It provides policy rates from over 25 partner insurance companies across 14 states. Some of these partner insurers are Gainsco, Progressive, Mercury, Allstate, and AssuranceAmerica. The company has convenient 24/7 online customer service and bills payment through its website. Budget Insurance Agency also has insurance offerings for homeowners, renters, and commercial auto and businesses.

License Verified:

License: 70198

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1531 North Columbia Street, Milledgeville, GA 31061
  • Bundling Option
  • Motorcyle & ATV

Why choose this provider?

Focused on providing tailored services that will fit their clients' distinct requirements, Bobby Brown Insurance Agency addresses the insurance product needs of the residents of Macon. The independent agency assists drivers and vehicle owners with auto insurance that includes property, liability, and medical coverage. Towing and road service are also available for clients to add to their coverage. For convenience, the company includes a customer service feature on their website where clients can request and change policies.

License Verified:

License: 71563

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5540 Thomaston Road, Macon, GA 31220
  • Multiple Carriers

Why choose this provider?

The Martin Agency is a locally owned car insurance agency serving businesses and residents in Macon and the surrounding areas. The agency has more than 20 years of experience representing auto insurance providers such as American Strategic Insurance, Foremost, Safeco, The Hartford, and Travelers Insurance. The specialists at The Martin Agency provide a wide variety of services, which include collision, flat tire, and roadside repair. They also offer flexible payments and assist classic car and commercial vehicle owners.

License Verified:

License: 202261

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (70)
Google
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What are the minimum requirements for auto insurance in Macon, and why should drivers consider additional coverage?

    In Macon, drivers must legally possess auto insurance that covers $25,000 for individual bodily harm, $50,000 for total bodily injury per collision, and $25,000 for property destruction per incident. These coverages cater to others in accidents you instigate. It is advisable to obtain higher coverage to protect oneself against situations like theft and vandalism, accidents involving uninsured drivers, and natural disaster damage to automobiles.

  • What happens if you experience a gap in your car insurance in Macon?

    In Macon, 10 days without auto insurance coverage is considered a lapse. You have 10 days following the expiration of your policy to provide proof of new coverage. Submit this proof within this timeframe, and you'll avoid repercussions. If you surpass this 10-day window, you'll incur a $25 penalty. Failing to settle this within a month could lead to extra fines of up to $160.

  • In Macon, does auto insurance cover the cost of a shattered windshield?

    Windshield coverage in Macon is based on the specifics of your insurance plan. Often, if collision protection is active, it might encompass it. However, some policies offer a separate full-glass option, allowing repairs without meeting your deductible. Given the high costs associated with car window replacement, securing such a feature in your policy is beneficial.

  • How does auto insurance operate in Macon compared to no-fault insurance states?

    The city of Macon is located in Georgia, where the system functions on a fault basis. In an accident, the blame is attributed to the initiator. Under Georgia Code 51-1-6, an individual is accountable for the other party's damages. Legally, if this driver is insured, their insurance provider takes on the responsibility to cover the costs, emphasizing the importance of vehicle liability insurance, which is mandatory for all drivers in the state.

  • How long might Macon drivers remain classified as high-risk for insurance purposes?

    In Macon, a driver's high-risk status isn't eternal. With time and by demonstrating safer driving habits, this designation can wane. Committing to one insurance provider for over three years and steering clear of infractions and collisions helps reduce this label. Nonetheless, there's no set duration applicable to all since some risk determinants linger longer than others.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.