Expertise.com

2024

Last updated:

Best Mortgage Brokers in Johns Creek, GA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Johns Creek Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

32Reviewed

24Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

8995 Westside Parkway, Alpharetta, GA 30009
WebsiteLicense: 148769

Expertise.com Rating

Review Sources

Google
4.7 (370)
Facebook
4.3 (94)
Yelp
4.5 (21)

Why choose this provider?

Since it opened in 1995, Milend Inc., has been serving the needs of borrowers in Johns Creek. It offers FHA, VA, jumbo, interest-only, and adjustable-rate loans, as well as fixed-rate loans with 15, 20, and 30-year terms. It also serves homeowners who want to restructure their loans, consolidate debts, or get cash from equity through refinancing. Milend Inc. was chosen as the fifth-best midsized company by the Atlanta Journal Constitution in 2018 and is licensed in 12 states.

  • New Construction

11545 Park Woods Circle Suite A, Alpharetta, GA 30005
WebsiteLicense: 140151

Expertise.com Rating

Review Sources

Google
4.9 (104)
Yelp
5.0 (16)
Zillow
5.0 (4)

Why choose this provider?

The Ping Mortgage Company is a brokerage firm that serves clients in Johns Creek and nearby areas. It offers mortgage solutions to customers looking to finance residential homes. Its loan programs include fixed-rate and adjustable-rate mortgages for primary and secondary residences and investment properties. It assists those refinancing their mortgages to change loan terms or get cash out from home equity. The Ping Mortgage Company has over 20 years of industry experience and is an approved FHA lender.

  • Refinance

425 Nichols Ridge Pointe, Suwanee, GA 30024
WebsiteLicense: 1820923

Expertise.com Rating

Review Sources

Google
5.0 (332)

Why choose this provider?

Progressive Home Mortgage Inc. and its team of brokers caters to clients in Johns Creek and the surrounding communities. They guide borrowers through the home buying and refinancing processes, helping them choose from a wide variety of loan products, such as conforming and jumbo mortgages. The firm also aids in comparing the costs of renting versus owning, fixed rates versus ARMs, and 15-year mortgages versus 30-year ones. Progressive Home Mortgage is an Equal Housing Lender.

  • Refinance
  • New Construction

1185 Seale Dr., Alpharetta, GA 30022
WebsiteLicense: 200287

Expertise.com Rating

Review Sources

Facebook
5.0 (8)

Why choose this provider?

North Point Mortgage Advisors caters to individuals and families in Johns Creek and the neighboring areas. Its experts, who have over two decades of combined mortgage experience, guide customers in pre-qualification, loan program selection, and closing processes to help them purchase homes suitable for their lifestyles and financial goals. They offer clients different loan options for their home-buying needs, including FHA, conventional, USDA, and VA. Reverse, balloon, hybrid ARM, and interest-only mortgage loans are also available.

  • Refinance

1130 River Overlook Ct, Lawrenceville, GA 30043
WebsiteLicense: 1982815

Expertise.com Rating

Why choose this provider?

Guaranteed Home Loans offers home financing services to the residents of Johns Creek. The business assists customers in reducing monthly payments and getting low-interest rates in refinancing or obtaining a fixed rate 15- to 30-year mortgage plan. It also provides loan options such as rehab, USDA, jumbo, FHA, and VA to home buyers and real estate investors. After closing, Guaranteed Home Loans aims to continue to help its clients build their well-being through quarterly online and in-person training.

  • Refinance

2862 Buford Hwy, Suite 102, Duluth, GA 30096
WebsiteLicense: 1147409

Expertise.com Rating

Review Sources

Google
5.0 (187)

Why choose this provider?

Brightside Home Loans Inc. serves clients in and around Johns Creek. Its mortgage loan originator, Mark Lee, offers lending services to individuals planning to buy, sell, or build their own houses. He helps clients explore and compare different financing programs available to help them decide which one fits their needs. Among the loan products offered are fixed- or adjustable-rate, conforming, and jumbo or super jumbo loans. There are also refinancing options for homeowners seeking to modify current terms and interest rates.

  • Refinance
  • New Construction

3840 Windermere Parkway Suite 404, Cumming, GA 30041
WebsiteLicense: 1229691

Expertise.com Rating

Review Sources

Google
5.0 (225)
Zillow
5.0 (1)

Why choose this provider?

LoanPro Mortgage Solutions serves clients in and around the Johns Creek metro. The firm represents an extensive network of known and reputable lending institutions that provide customers with several loan options that may be tailored to their individual requirements and objectives. The options include fixed-rate mortgages, FHA, jumbo, and VA loans. Clients in need of refinancing assistance may also consult with the company's loan advisors for details on a variety of mortgage refinancing rates and choices.

  • Refinance
  • New Construction

6495 Shiloh Road, Suite 410, Alpharetta, GA 30005
WebsiteLicense: 169063

Expertise.com Rating

Review Sources

Google
4.8 (119)
Facebook
4.8 (20)
Yelp
2.0 (9)

Why choose this provider?

Anchor Home Mortgage provides financing solutions to real estate loan borrowers in Johns Creek. It serves clients eyeing to purchase new homes, refinance existing loans, and consolidate debt obligations. Its different funding programs include fixed-rate, adjustable-rate, jumbo, government-backed, and reverse loans. The mortgage broker simplifies the home-buying and refinancing process through its computation tools, pre-approval screening, rate and term comparison, property evaluation, and application updates. Its mortgage advisors prepare custom loan quotes based on clients’ unique situations and goals.

  • Refinance
  • New Construction

885 Old Alpharetta Rd., Alpharetta, GA 30005
WebsiteLicense: 1769556

Expertise.com Rating

Review Sources

Google
5.0 (35)

Why choose this provider?

Mortgage Brothers provides financing options to homebuyers and property investors in Johns Creek. It offers conventional, jumbo, and government-backed loan programs, as well as refinancing options for payment adjustments, debt consolidation, and home renovations. Company founders Mark and Mike Auger have been working in the industry for over 25 years. They believe that availing of mortgage should lead to financial freedom, not a future of ballooning liabilities. They identify term options, interest rates, and payment plans that fit the client's specific needs and circumstances.

  • Refinance

3930 East Jones Bridge Road Suite 360, Peachtree Corners, GA 30092
WebsiteLicense: 30092

Expertise.com Rating

Review Sources

Facebook
5.0 (16)
Yelp
4.5 (15)

Why choose this provider?

The Ryan Mortgage Team of Fairway Independent Mortgage Corporation serves clients throughout Johns Creek. It assists homebuyers in obtaining the loan program that matches their specific needs and financial situations, whether FHA, VA, USDA, jumbo, or conventional loans. It also helps homeowners lower their interest rates and monthly payments, consolidate debts, and turn their home equity into cash by providing them with various refinancing options, including cash-out refinance, adjustable-rate, and fixed-rate mortgages. Senior loan officer Tara Ryan has been in the industry since 2004.

  • Refinance

3150 Holcomb Bridge Rd, 4th Floor, Norcross, GA 30071
WebsiteLicense: 1767490

Expertise.com Rating

Review Sources

Google
4.7 (476)
Yelp
2.0 (4)

Why choose this provider?

LoanUnited.com is a Norcross-based company that deals with clients in and around Johns Creek. It specializes in finding low-interest rate mortgages for aspiring homeowners and those who want to refinance their existing home loans. Some of the programs it offers are conventional, FHA, and VA mortgages. The firm evaluates borrowers' financial situations to determine the kind of product to provide, and assigns a dedicated account manager for them to help with the application and borrowing processes.

  • Multi-Family Loans

5400 Laurel Springs Pkwy., Ste. 304, Suwanee, GA 30024
WebsiteLicense: 1734346

Expertise.com Rating

Review Sources

Google
5.0 (213)
Facebook
5.0 (15)

Why choose this provider?

My Lending Pal provides home financing services to the people of Johns Creek and the surrounding areas. Its mortgage advisors walk clients through the process of securing a purchasing or refinancing mortgage loan. They evaluate borrowers' financial standings and help them compare rates and terms available to determine where they will qualify. Loan options offered are FHA, VA, and 30- or 15-year fixed mortgages. The owners and operators of Nations First Home Mortgage Inc. started My Lending Pal in 2018.

  • Refinance
  • New Construction

Compare our Top Mortgage Brokers

NameExpertise RatingAddressPromotionsLearn more
MiLend Inc
8995 Westside Parkway, Alpharetta, GA 30009
The Ping Mortgage Company
11545 Park Woods Circle Suite A, Alpharetta, GA 30005
Progressive Home Mortgage Inc
425 Nichols Ridge Pointe, Suwanee, GA 30024
North Point Mortgage Advisors
1185 Seale Dr., Alpharetta, GA 30022
Guaranteed Home Loans
1130 River Overlook Ct, Lawrenceville, GA 30043
Brightside Home Loans Inc
2862 Buford Hwy, Suite 102, Duluth, GA 30096
LoanPro Mortgage Solutions
3840 Windermere Parkway Suite 404, Cumming, GA 30041
Anchor Home Mortgage
6495 Shiloh Road, Suite 410, Alpharetta, GA 30005
Mortgage Brothers
885 Old Alpharetta Rd., Alpharetta, GA 30005
The Ryan Mortgage Team
3930 East Jones Bridge Road Suite 360, Peachtree Corners, GA 30092
LoanUnited.com
3150 Holcomb Bridge Rd, 4th Floor, Norcross, GA 30071
My Lending Pal
5400 Laurel Springs Pkwy., Ste. 304, Suwanee, GA 30024

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.