Best Health Insurance Agencies in Johns Creek

Frequently Asked Questions

• Introduction

  If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.
  

• How can individuals from Johns Creek know if they qualify for financial help in the federal health insurance marketplace?

  Individuals from Johns Creek can qualify for financial help in the federal health insurance marketplace if they meet the income criteria. They also cannot get help if they choose to forgo the health benefits offered by their employers. However, they can apply for financial help if their employer's plan costs more than 9.5% of their yearly income or does not cover at least 60% of the medical care costs.

• Where can you go to apply for Medicaid in Johns Creek?

  Before coming to any Georgia DFCS local county office, call the DFCS information line at 877-423-4746 to check if you qualify for Medicaid. The DFCS staff will direct you to the appropriate office nearest your place in Johns Creek. The Fulton Office has three locations:

  1. Fulton NW County 1249 Donald Lee Hollowell Parkway Atlanta, GA 30318
  2. Fulton South County 5710 Stonewall Tell Road College Park, GA 30349
  3. Fulton SW County 515 Fairburn Road Southwest Atlanta, GA 30331

• How do you know if you have a grandfathered health plan in Johns Creek?

  Check your group plan's description or certificate booklet because it should contain a notice that your plan is a grandfathered health plan. In general, some plans that took effect on or before March 23, 2010, are considered grandfathered health plans. These types of plans in Johns Creek may contain only some of the consumer protections under the Affordable Care Act.

• What should you do if you have a health plan in Johns Creek whose insurer is leaving the market?

  Make sure you get a new health plan in Johns Creek before your coverage ends. Because cases like these are considered qualifying life events, you can enroll in a plan at any time of the year. However, you can only enroll within 60 days from the last day of your coverage.

• Can having health insurance affect your taxes in Johns Creek?

  Yes. You have to inform the IRS about your health insurance coverage when filing taxes each year in Johns Creek. Buying your insurance from the federal marketplace may make you eligible for the Advanced Premium Tax Credit. Take note that before filing your taxes, you need to complete Form 1095-A. You will receive the form from the marketplace via mail, or you can download it from the marketplace.

• How can you find affordable health insurance? 

  Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.