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Best Health Insurance Agencies in Georgia

2023

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Website
1307 Bellevue Ave, Georgia, GA 31021
  • Medicare Supplement Insurance
  • Dental and Vision Insurance
  • Life Insurance

Why choose this provider?

Middle Georgia Insurance Inc. is a family-operated business that has been providing various policies to its clients since 1997. It carries multiple types of health insurance, such as PPOs, HMOs, high deductibles, and catastrophic, which cover reimbursements for medical expenses incurred as a result of illnesses and accidents. Founder Reggie Gay currently focuses on offering Medicare Supplement, Advantage, and Part D plans. The agency partners with major carriers, including Aetna, Ambetter, BCBS of GA, Humana, and United Healthcare, in helping families and businesses in Georgia choose the right coverage that matches their needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Georgia, GA
  • Group Plans
  • Individual Plans

Why choose this provider?

Georgia Health Insurance, Inc., is a family-owned business that has been serving the needs of individuals and families in the metro for more than 13 years. The agency offers a variety of health insurance plans for clients, including ACA, short-term medical, indemnity, and concierge or direct primary care doctors. Clients may also arrange for supplemental plans, such as dental, vision, and disability insurance. The agency also helps clients understand the options they have with Medicare and helps them enroll in the program.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (170)
Facebook
4.8 / 5 (28)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5 Lagrange St., Suite 100, Georgia, GA 30263
  • Individual Plans
  • Life Insurance

Why choose this provider?

Georgia Health Coverage is an insurance broker that has been serving the state since 2002. It offers different types of health insurance, such as individual, family, small group, dental, and Medicare plans. Life insurance products are also available. It has benefit insurance advisors who perform on-site enrollment services for small businesses in Georgia and Florida. Its agents tailor each plan to fit the needs of every client. They work with clients in every step of the process, from application to assistance in dealing with carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (10)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Georgia, GA
  • Individual Plans
  • Group Plans

Why choose this provider?

Alpha Health Insurance is a company that offers its services to individuals living in Georgia. The business provides customers health insurance options such as under 65 health insurance plans and over 65 Medicare plans. It also has a Medi-Share plan, a healthcare sharing program for Christians. One of its owners, Margot Kast, became a health insurance agent back in 2002. The business has partnered with several institutions such as United Healthcare CareSource, Cigna, AETNA, and Ambetter.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Website
201 E Ashley Street, Georgia, GA 31533
  • Individual Plans
  • Life Insurance

Why choose this provider?

Carter Thompson, Inc., is a Georgia-based agency providing personal and commercial lines of protection. Its independent risk management advisors furnish individual and family health insurance policies, which cover illnesses and accidents. They also provide health protection plans, which cover travel-related conditions or accidents, including accidental death, loss of hearing, and car crashes. Other products include disability and prescription insurance. Carter Thompson, which started operating in 1981, represents multiple insurance carriers. These include Humana, Foremost Insurance Group, Aetna, Ameritas, and Nationwide.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
778 Riverside Dr. Suite B, Georgia, GA 31201
  • Individual Plans

Why choose this provider?

Heart of Georgia Insurance Brokers offers health insurance policies to Individuals and Businesses in the state of Georgia. It provides Group Health and Employee Benefits, Individual/Family Health, Dental and Vision. They also offer Medicare Supplement and Advantage Plans as well as Prescription Coverage. In addition, the firm carries Life Insurance policies and Short and Long-term disability coverage. Heart of Georgia employs a team with over 70 years of combined experience. Some of the insurance carriers it partners with are Aetna, Alliant, Ambetter, Anthem, Cigna/Oscar, Friday, Humana, and United Healthcare.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
503 Bellevue Avenue, Georgia, GA 31040
  • Medicare Supplement Insurance
  • Life Insurance

Why choose this provider?

Clements & Keen Insurance has been serving individuals, families, and businesses in Georgia since 1999. It provides a variety of health coverages to protect clients from unexpected medical expenses resulting from accidents and illnesses. Customers can pay premiums, deductibles, or co-insurance for these plans. In addition, its professionals help senior citizens with Medicare healthcare prescriptions. They also offer life insurance, including term, universal, and final expenses policies. Marcus Clements, the co-founder, is a former president of the Dublin Association of Insurance and Financial Advisors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
169 South Main Street, Georgia, GA 30453
  • Medicare Supplement Insurance
  • Individual Health Insurance
  • Life Insurance
  • Group Plans
  • Individual Plans

Why choose this provider?

Elite Insurance Group has been serving families and individuals throughout Georgia and nearby areas since 2005. The agency provides clients with a wide selection of health insurance plans from known carriers such as UnitedHealthcare, Humana, Cigna, Mutual of Omaha, and Transamerica, aiming to protect them from significant financial loss related to health emergencies and hospital stays. Its agents may arrange supplement plans to cover deficiencies in clients' Medicare policies. The agency also connects clients with the appropriate life insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (96)
Facebook
4.9 / 5 (23)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3445 Lawrenceville Suwanee Rd Suite C, Georgia, GA 30024
  • Individual Plans

Why choose this provider?

Beneplans is an independent agency that provides health insurance solutions to small businesses in Georgia. It helps local businesses lower their costs by providing self-funded plans, small business health options programs, health reimbursement accounts, and health savings accounts. The company has been serving businesses in the area for more than 25 years, while owner Steve McClelland has been in the industry since 1991. Beneplans works with insurance carriers like Aetna, Blue Cross, Humana, Kaiser Permanente, and United Healthcare.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1110 Washington Street, Georgia, GA 31069
  • Life Insurance
  • Individual Plans

Why choose this provider?

Walker Insurance Agency, Inc., is an independent Georgia-based company offering personal and commercial lines of protection plans. Its health insurance policies include Medicare Supplement, disability, dental, group health, and employee benefits coverage. It also carries packages for business, home, auto, and life insurance. Owner Larry Walker is a Certified Insurance Counselor who previously served as a state senator. He established his agency in 1996 and partners with more than 20 carriers, such as Progressive Insurance, Allstate, and EMC.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (20)
Facebook
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5877 Hwy 21 South, Georgia, GA 31326
  • Life Insurance

Why choose this provider?

Headquartered in Georgia, DeWitt Insurance Agency is an independent firm that provides coverage for different needs. It offers health insurance policies to save clients from exhausting their resources in case of illnesses or injuries. Other related products include life, disability, professional liability, long-term care, and personal umbrella insurance. Coverage for general liability, travel, commercial liability, and business owner property is also available. DeWitt Insurance Agency represents a number of carriers such as American Modern, Encompass, The Main Street America Group, and Progressive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.

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