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Best Health Insurance Agencies in Columbus

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2023
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Aaron Warren logo
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License Verified:

License: 3040260

Georgia office of Insurance and Safety Fire Commissioner

Aaron Warren

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4931 14th Avenue, Columbus, GA 31904
  • Life Insurance
  • Health Insurance

Business Description

Aaron Warren is a State Farm insurance agent that caters to families and individuals in Columbus. He offers a range of health insurance programs, including individual medical coverage and supplemental health insurance to augment primary health insurance policies. Medical supplemental plans for expenses that Medicare does not cover are also available. Warren, who has a background in engineering, is also a licensed insurance agent in Florida and Alabama. Other policies that he offers include home, automobile, property, and business insurance.

License Verified:

License: 3040260

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (316)
Facebook
4.7 / 5 (27)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
C. Brown & Associates, Inc logo
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License Verified:

License: 458846

Georgia office of Insurance and Safety Fire Commissioner

C. Brown & Associates, Inc

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1300 Wynnton Road, Columbus, GA 31906
  • Individual Plans
  • Life Insurance

Business Description

C. Brown & Associates, Inc., is an independent insurance agency that serves clients in Columbus. It offers various healthcare, long-term care, critical illness, Medicare Supplements, and dental insurance plans from several providers that include Foresters and Mutual of Omaha. The agency also covers other types of insurance products and services, such as annuities, estate planning, and final expense. It has a customer insurance service center that handles changes in customer information and life and health policies.

License Verified:

License: 458846

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
CMK & Associates, LLC logo
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License Verified:

License: 195039

Georgia office of Insurance and Safety Fire Commissioner

CMK & Associates, LLC

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832 1st Avenue, Columbus, GA 31901
  • Health Insurance

Business Description

CMK & Associates, LLC, provides personalized insurance coverages suited to the needs of individuals and families. Serving the Columbus metro and the nearby areas, the firm offers an array of personal lines of insurance, which includes health policies. Its specialists help clients acquire short-term care, critical illness, dental, and accident insurance coverages. They aim to protect policyholders from financial losses caused by long-term treatments and regular checkups. CMK & Associates is a member of the National Association of Professional Agents.

License Verified:

License: 195039

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)
Crawford Benefits logo
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License Verified:

License: 209597

Georgia office of Insurance and Safety Fire Commissioner

Crawford Benefits

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2223 Brookstone Centre Parkway, Columbus, GA 31904
  • Individual Plans
  • Market Place
  • Life Insurance

Business Description

Crawford Benefits is an independent insurance company that serves residential and commercial clients in Columbus and its surrounding areas. The company covers a diverse range of insurance products and services, including individual health insurance, short-term medical coverage, and life insurance. The company's owner, Michelle Crawford, began her career as a State Farm Insurance agent. She formed a partnership with Cunningham Insurance Inc. in 2018 to provide her clients with access to a variety of insurance products and services.

License Verified:

License: 209597

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Georgia Health Insurance, Inc. logo
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License Verified:

License: 584536

Georgia office of Insurance and Safety Fire Commissioner

Georgia Health Insurance, Inc.

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Columbus, GA
  • Individual Plans
  • Health Insurance

Business Description

Georgia Health Insurance, Inc., is a family-owned business that provides a range of customer services to residents around the state, including Columbus. It offers various insurance plans, such as health, Medicare, long-term care, disability, and life insurance. The Potter family has been operating its health insurance business for more than a decade. The members serve as advocates for clients through organizations like the National Association of Health Underwriters (NAHU) and are constantly monitoring changes in regulations.

License Verified:

License: 584536

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jay Gemes logo
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License Verified:

License: 2839728

Georgia office of Insurance and Safety Fire Commissioner

Jay Gemes

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6298 Veterans Parkway, Columbus, GA 31909
  • Individual Plans
  • Life Insurance

Business Description

Jay Gemes offers health insurance solutions to clients in Columbus and surrounding communities. He offers a wide range of products, including health, life, home, auto, and pet insurance, in addition to property and business coverage. Gemes also provides annuities and banking services. Before his insurance career, he spent nine years working in the pharmaceutical industry. In his free time, Gemes enjoys hiking and several outdoor activities. He is also a fan of the University of Georgia football team.

License Verified:

License: 2839728

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (124)
Facebook
4.0 / 5 (42)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Rivertown Agency LLC logo
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License Verified:

License: 219934

Georgia office of Insurance and Safety Fire Commissioner

The Rivertown Agency LLC

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3100 Gentian Blvd ​Suite 18B, Columbus, GA 31907
  • Life Insurance
  • Health Insurance
  • Medicare Supplement Insurance
  • Medicare

Business Description

The Rivertown Agency LLC serves clients in Columbus and the surrounding areas. It helps individuals and seniors manage their medical expenses by providing them with health insurance solutions such as Medicare advantages plans and Medicare Supplement insurance. Its other products include auto, boat, flood, motorcycle, renters', and life insurance. The Rivertown Agency partners with companies like Aetna, Cigna, Humana, Travelers, and American Modern to help customers find the policy that suits their specific needs.

License Verified:

License: 219934

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.