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2024

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Best Health Insurance Agencies in Columbus, GA

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Columbus Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3775Reviewed

2267Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1300 Wynnton Road, Columbus, GA 31906
WebsiteLicense: 458846

Expertise.com Rating

Review Sources

Google
5.0 (6)

Why choose this provider?

C. Brown & Associates, Inc., is an independent insurance agency that serves clients in Columbus. It offers various healthcare, long-term care, critical illness, Medicare Supplements, and dental insurance plans from several providers that include Foresters and Mutual of Omaha. The agency also covers other types of insurance products and services, such as annuities, estate planning, and final expense. It has a customer insurance service center that handles changes in customer information and life and health policies.

  • Individual Plans
  • Life Insurance

6298 Veterans Parkway, Columbus, GA 31909
WebsiteLicense: 2839728

Expertise.com Rating

Review Sources

Google
5.0 (124)
Facebook
4.0 (42)
Yelp
5.0 (1)

Why choose this provider?

Jay Gemes offers health insurance solutions to clients in Columbus and surrounding communities. He offers a wide range of products, including health, life, home, auto, and pet insurance, in addition to property and business coverage. Gemes also provides annuities and banking services. Before his insurance career, he spent nine years working in the pharmaceutical industry. In his free time, Gemes enjoys hiking and several outdoor activities. He is also a fan of the University of Georgia football team.

  • Individual Plans
  • Life Insurance

2223 Brookstone Centre Parkway, Columbus, GA 31904
WebsiteLicense: 209597

Expertise.com Rating

Review Sources

Facebook
5.0 (8)
Google
5.0 (1)

Why choose this provider?

Crawford Benefits is an independent insurance company that serves residential and commercial clients in Columbus and its surrounding areas. The company covers a diverse range of insurance products and services, including individual health insurance, short-term medical coverage, and life insurance. The company's owner, Michelle Crawford, began her career as a State Farm Insurance agent. She formed a partnership with Cunningham Insurance Inc. in 2018 to provide her clients with access to a variety of insurance products and services.

  • Individual Plans
  • Market Place
  • Life Insurance

3100 Gentian Blvd ​Suite 18B, Columbus, GA 31907
WebsiteLicense: 219934

Expertise.com Rating

Why choose this provider?

The Rivertown Agency LLC serves clients in Columbus and the surrounding areas. It helps individuals and seniors manage their medical expenses by providing them with health insurance solutions such as Medicare advantages plans and Medicare Supplement insurance. Its other products include auto, boat, flood, motorcycle, renters', and life insurance. The Rivertown Agency partners with companies like Aetna, Cigna, Humana, Travelers, and American Modern to help customers find the policy that suits their specific needs.

  • Life Insurance
  • Health Insurance
  • Medicare Supplement Insurance

Columbus, GA
WebsiteLicense: 584536

Expertise.com Rating

Review Sources

Facebook
4.9 (32)

Why choose this provider?

Georgia Health Insurance, Inc., is a family-owned business that provides a range of customer services to residents around the state, including Columbus. It offers various insurance plans, such as health, Medicare, long-term care, disability, and life insurance. The Potter family has been operating its health insurance business for more than a decade. The members serve as advocates for clients through organizations like the National Association of Health Underwriters (NAHU) and are constantly monitoring changes in regulations.

  • Individual Plans
  • Health Insurance

832 1st Avenue, Columbus, GA 31901
WebsiteLicense: 195039

Expertise.com Rating

Review Sources

Facebook
5.0 (5)

Why choose this provider?

CMK & Associates, LLC, provides personalized insurance coverages suited to the needs of individuals and families. Serving the Columbus metro and the nearby areas, the firm offers an array of personal lines of insurance, which includes health policies. Its specialists help clients acquire short-term care, critical illness, dental, and accident insurance coverages. They aim to protect policyholders from financial losses caused by long-term treatments and regular checkups. CMK & Associates is a member of the National Association of Professional Agents.

  • Health Insurance

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
C. Brown & Associates, Inc
1300 Wynnton Road, Columbus, GA 31906
Jay Gemes
6298 Veterans Parkway, Columbus, GA 31909
Crawford Benefits
2223 Brookstone Centre Parkway, Columbus, GA 31904
The Rivertown Agency LLC
3100 Gentian Blvd ​Suite 18B, Columbus, GA 31907
Georgia Health Insurance, Inc.
CMK & Associates, LLC
832 1st Avenue, Columbus, GA 31901

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is health insurance required for Columbus residents, and what happens if they don't have health insurance under the Affordable Care Act?

    In Columbus, under the Affordable Care Act, residents are mandated to have health insurance. If they don't, they might face a tax penalty. This could mean a smaller refund or owing more taxes at year-end. The fine is $695 per uninsured adult and $347.50 per uninsured child (maxing at $2,085 for families) or 2.5% of the family income, with the higher amount being applied. Exceptions exist for those eligible for an exemption.

  • What health insurance options are available to Columbus residents who are unemployed or with low income?

    In Columbus, Medicaid, including Georgia Families Medicaid and PeachCare for Kids, provides health coverage for qualifying low-income individuals. Eligibility is determined by income, aligned with Georgia Medicaid's financial criteria. Interestingly, the extra $600 weekly CARES Act unemployment benefit doesn't affect Medicaid eligibility. Columbus residents can check out the Georgia Gateway website or dial 1-888-423-6765 for more info.

  • Where can Columbus residents apply for health insurance?

    Since Georgia doesn't operate its own state-run health insurance exchange, residents of Columbus and other parts of Georgia utilize the federal platform to browse, compare, and enroll in health insurance options. This federally facilitated marketplace aids individuals and families in gauging financial assistance eligibility and securing the right coverage that meets their needs.

  • What factors influence health insurance costs in Columbus?

    In Columbus, health insurance rates are shaped by individual age, geographical area, the nature of the plan, and behaviors like smoking. The plan's source—whether it's private, through an employer, or government-backed—also plays a role. Costs are also determined by the deductible, copay, coinsurance, and the out-of-pocket cap. These elements dictate the expense distribution between the policyholder and the insurance company.

  • Is short-term health insurance available in Columbus?

    Columbus residents can purchase short-term health insurance. Following federal guidelines, these plans can last up to a year and be extended to 36 months. They can be ideal for those who missed open enrollment or those transitioning between jobs. However, these plans aren't mandated to cover essential health benefits. If specific services, like maternity care, are needed, one should review their choices closely.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.