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2024

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Best Local Car Insurance Agencies in Georgia

Our Recommended Top 18

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Our goal is to connect people with the best local professionals. We scored Georgia Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6149Reviewed

3696Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Augusta

Expertise.com Rating

Review Sources

Google
4.8 (39)
Facebook
4.8 (20)

Why choose this provider?

Affordable Insurance Agency, Inc. - Gordon Highway, Augusta is a family-owned and locally operated independent insurance agency that serves individuals, families, and businesses from Georgia. It provides auto insurance plans with property, liability, and medical coverage. It also offers commercial auto, homeowners', and general liability insurance products. The company works with multiple insurance carriers, such as GAINSCO Auto Insurance, AssuranceAmerica, and Progressive. Affordable Insurance Agency has been in operation for more than six decades.

Byron

Expertise.com Rating

Why choose this provider?

McNeal Insurance Agency - Byron is a Trusted Choice independent insurance agency that serves individuals, families, and businesses from Georgia. With a 24-hour local claims service, it provides personal insurance policies such as auto, boat, motorcycle and ATV, homeowners', and renters' insurance. It also offers a wide variety of individual life and health, group benefit, and commercial insurance products. The company's services include insurance coverage reviews, claims handling, and insurance updates. McNeal Insurance Agency has been in operation as the best in the Peach State for over five decades.

Savannah

Expertise.com Rating

Why choose this provider?

Advantage Insurance Agency is an independent firm providing auto insurance to families and businesses throughout Georgia. The agency works with a network of reputable insurance companies to build the best personalized plans that provide comprehensive, liability, and collision coverage. These policies protect clients against legal and medical expenses caused by accident-related injuries. Auto insurance policies are also available for mobile homes, motorcycles, ATVs, and recreational vehicles. Owners of commercial vehcles like trailers, trucks, and haulers may also opt for auto insurance policies for their properties.

Dunwoody

Expertise.com Rating

Why choose this provider?

Joseph Ferro is a State Farm insurance agent in Georgia that works with individuals and families. He offers a wide selection of vehicle insurance coverage options, including comprehensive, collision, ridesharing, and rental, to enable car owners protect themselves financially in the event of an accident. New drivers, collectors, and vacationers can all benefit from his auto insurance packages. Ferro is a Kennesaw State University graduate who is involved in the community. Homeowners', life, business, and health insurance are among the other options available.

Augusta

Expertise.com Rating

Why choose this provider?

Since its establishment in 1983, Capps Insurance Agency has been providing Georgia individuals, families, and businesses with the best and cheapest auto insurance policies that provide liability and comprehensive coverage. Various kinds of insurance policies are available for high-risk and standard drivers from the agency's vast network of insurance carriers. In addition, Capps Insurance Agency also offers home, renters', motorcycle, and small business insurance policies. The agency also offers its insurance services to residents of South Carolina.

Lilburn

Expertise.com Rating

Why choose this provider?

Calidad Insurance serves the auto insurance needs of individuals in Georgia. In operation since 2004, the agency represents a network of more than 20 insurance carriers including Progressive, Assurance America, and Infinity Insurance. Its agents assist clients in acquiring insurance policies that provide the best coverage against financial loss caused by property damage, liability, and medical expenses due to accidents. The firm, which has six locations across the state, also offers other products such as life, home, and general liability insurance.

Winder

Expertise.com Rating

Why choose this provider?

Winder Insurance Center is a Trusted Choice independent insurance agency that has been serving individuals, families, and businesses from Georgia for more than six decades. It provides tailored auto insurance policies with coverage options such as road trouble, lease or loan gap, collision and comprehensive, and liability coverage. Other insurance products that it offers include RV, home, life, health, and business insurance. Winder Insurance Center is a member of the Professional Insurance Agents and the Barrow County Chamber of Commerce.

Duluth

Expertise.com Rating

Review Sources

Facebook
5.0 (34)
Google
5.0 (18)
Yelp
5.0 (3)

Why choose this provider?

Grimes Insurance & Financial Services is a locally owned company that aims to protect Georgia individuals, families, and business owners from significant financial losses through auto insurance policies. The agency represents a vast network of insurance carriers that offer liability, collision, and comprehensive protection that covers drivers and their assets in case of loss, injuries, or damages. Clients are also presented with an option to add supplementary premiums for roadside assistance, medical payments, and uninsured motorists. The agency has been in operation since 1976.

Roswell

Expertise.com Rating

Review Sources

Google
5.0 (386)
Facebook
5.0 (28)
Yelp
5.0 (1)

Why choose this provider?

North Point Insurance Group is an independent, locally owned agency that caters to the needs of Georgia individuals and families. The agents from the company help clients determine the auto insurance coverage the clients need, which may include collision, comprehensive, liability, medical payment, and uninsured/underinsured driver coverage. Clients may also opt for ancillary premiums such as towing, rental reimbursement, and roadside assistance. Some of the insurance companies that the agency represents are Infinity, MetLife, Progressive, and State Auto. Policies are also available for teen drivers, rideshare vehicles, and motorcycles.

Duluth

Expertise.com Rating

Why choose this provider?

Ann Price is a State Farm insurance agent serves Georgia individuals, families, and business owners. She has been in the industry for over three decades, drafting the best auto insurance policies that provide protection against significant financial loss through liability and comprehensive coverages. Price and her agents also arrange insurance coverage for rental cars, teen drivers, and classic cars. Additionally, owners of commercial vehicles like trucks or trailers can also opt for liability, personal injury or medical, comprehensive, and collision coverage to protect their businesses.

Athens

Expertise.com Rating

Why choose this provider?

Larry Baumwald Insurance has been serving Georgia for more than four decades. Agents of the firm work closely with clients to find appropriate policies that fit their needs and budget, representing some of the best insurance carriers such as The Hartford, Progressive, Allstate, and Travelers. Its auto insurance packages the it offers can also be based on a driver's type of vehicle and driving history. In addition, policies are available for other types of motor vehicles like motorcycles, boats, recreational vehicles, and Jet Skis.

Columbus

Expertise.com Rating

Why choose this provider?

Becky Goldsmith is a second-generation local State Farm Insurance agent who serves both residential and commercial clients from Georgia. She offers a wide range of personal insurance policies, including auto, motorcycle, and boat insurance. Other insurance products that she provides include homeowners', renters', condo, and small business insurance. She also renders financial services and products such as banking, mutual funds, and annuities. Becky has been working as a State Farm agent for more than two decades.

Roswell

Expertise.com Rating

Review Sources

Google
5.0 (15)
Facebook
5.0 (11)
Yelp
5.0 (1)

Why choose this provider?

Fairway Insurance Advisors is an agency that serves the residents of Georgia. In partnership with over 20 carriers, it provides auto insurance policies that cover theft, property damage, and medical bills. The other products it offers include motorcycle, home, life, and umbrella protection plans. Fairway Insurance Advisors also assists businesses with payroll, tax filing, and HR services. It is a member of the Southeastern Network Agencies and the Independent Insurance Agents & Brokers of America.

Woodstock

Expertise.com Rating

Review Sources

Google
4.9 (67)
Facebook
4.6 (15)

Why choose this provider?

Mountain Lakes Insurance is an independent agency that has been serving individuals, families, and businesses from Georgia for more than a decade. It offers auto insurance policies with coverage options such as bodily injury liability, property damage liability, medical payments, collision, and comprehensive coverage. Other insurance products that it provides include life, health, and business insurance. Mountain Lakes Insurance is a member of the Independent Insurance Agents of Georgia. The company has served more than 900 customers.

Cochran

Expertise.com Rating

Why choose this provider?

State Farm insurance agent Lindsey Dykes aims to protect drivers and motorists against accidents, liabilities, and uninsured drivers with the cheapest auto insurance policies. Serving Georgia, she and her team arrange policies for customers with the right coverage that best suits their needs and resources. Commercial vehicle owners can also protect their businesses through policies that provide liability, personal injury, comprehensive, and collision coverage for trucks, trailers, and ridehare vehicles. Parents of teen drivers also have the option of arranging supplementary teen driver insurance plans.

Warner Robins

Expertise.com Rating

Why choose this provider?

For more than five decades, Greenway Insurance Agency has been the best in Georgia in serving the auto insurance needs of individuals, families, and businesses in the state. It has been in operation since 1960 and provides a broad selection of policies from known and reputable insurance carriers such as Auto-Owners, The Hartford, Progressive, and Infinity Auto Insurance. Its agents work closely with clients in determining the best auto insurance policy based on their needs, driving history, and budget. The agency also offers assistance in changing or updating existing policies.

Augusta

Expertise.com Rating

Why choose this provider?

Mike Ingham and his team have over 38 years of combined insurance industry experience and assist clients across Georgia. He is a State Farm agent who aids in acquiring the cheapest auto insurance policies that provide adequate coverage for their needs. From teen drivers to rental and classic cars, the policies his team carries offer protection in case of property damage and injury liability. Ingham's agency has consistently been voted Cyber City�s Top Insurance Agent by the community of Augusta. The team comprises Spanish-speaking professionals.

Columbus

Expertise.com Rating

Review Sources

Google
4.8 (101)

Why choose this provider?

A family-owned and family-operated agency, Capparelle's Insurance has been serving individuals, families, and business owners in Georgia since 1983. As an independent firm that represents multiple carriers, it strives to provide the best auto insurance policies. These include liability and comprehensive coverages for collision, property damage, and bodily injury. Its agents also arrange ancillary options that insure teen drivers and classic cars. Capparelle's Insurance also has available protection plans for motorcycles, boats, travel trailers, and mobile homes.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Affordable Insurance Agency, Inc. - Gordon Highway, Augusta
1557-F Gordon Highway, Augusta, GA 30906
McNeal Insurance Agency - Byron
104 Georgia 49, Byron, GA 31008
Advantage Insurance Agency
820 East DeRenne Avenue, Savannah, GA 31405
Joseph Ferro
1730 Mount Vernon Road, Dunwoody, GA 30338
Capps Insurance Agency
1254 Broad Street, Augusta, GA 30901
Calidad Insurance
605 Indian Trail Lilburn Road Northwest, Lilburn, GA 30047
Winder Insurance Center
125 West Athens Street, Winder, GA 30680
Grimes Insurance & Financial Services
3883 Rogers Bridge Road, Duluth, GA 30097
North Point Insurance Group
1025 Old Roswell Road, Roswell, GA 30076
Ann Price
3150 Main Street, Duluth, GA 30096
Larry Baumwald Insurance
260 North Milledge Avenue, Athens, GA 30601
Becky Goldsmith
7505 Veterans Parkway, Columbus, GA 31909
Fairway Insurance Advisors
9755 Dogwood Rd, Suite 250-C, Roswell, GA 30075
Mountain Lakes Insurance
8744 Main Street, Woodstock, GA 30188
Lindsey Dykes
137 1st Street, Cochran, GA 31014
Greenway Insurance Agency
1612 Watson Boulevard, Warner Robins, GA 31093
Mike Ingham
1126 Broad Street, Augusta, GA 30901
Capparelle's Insurance
3902 Hamilton Road, Columbus, GA 31904

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.