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Best Renter's Insurance Companies in Augusta

2024

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Providers

Last updated:

Website
3703 Washington Road, Martinez, GA 30907
  • Multiple Policy Types

Why choose this provider?

Austin Taylor Insurance Agency is an independent agency that provides renters' insurance and renters liability coverage in Augusta and nearby communities. The agency helps clients protect their personal belongings in rental properties from damage, theft, disasters, and accidents. It also offers a wide range of insurance coverage, such as farm, flood, individual life, and workers' compensation. With over 30 years of combined experience, its team serves Georgia, North Carolina, and South Carolina.

License Verified:

License: 171889

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (69)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1254 Broad Street, Augusta, GA 30901
  • Multiple Carriers

Why choose this provider?

Capps Insurance Agency is a full-service insurance agency serving the Augusta metro and neighboring areas. Headed by Richard Capps, Jr., its team of agents represents different insurance carriers and provides a range of products including renters' or tenant insurance that offers protection to clients, their belongings, and living arrangements after a covered loss. Its other services include automobile, business and commercial, motorcycle, recreational vehicle, and boat insurance. Richard has over three decades of insurance industry experience.

License Verified:

License: 441715

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (120)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1347 Augusta West Parkway, Augusta, GA 30909
  • Multiple Policy Types

Why choose this provider?

Sammy Sanders is an insurance agent with State Farm who caters to individuals, families, and businesses in Augusta and the surrounding areas. His product line includes renters' insurance policies, which cover accidents, hail and windstorms, loss of use, and malicious mischief. In addition, he provides auto, business, homeowners, life, and personal articles insurance plans. Sammy helps customers achieve their financial goals, increase their retirement savings, and make more money by offering different annuity and banking products.

License Verified:

License: 779788

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (53)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2506 Peach Orchard Road, Augusta, GA 30906
  • Multiple Policy Types

Why choose this provider?

First Choice Insurance & Financial Services is a family-owned independent agency operating in Augusta. It partners with top insurance carriers to provide a wide range of policies including renters' insurance. Its team helps clients identify the coverage options they need through a wide selection of tailored solutions. The agency also specializes in commercial, ATV, auto, and homeowners' insurance. Clients can schedule an appointment for a consultation by phone, email, or through the website.

License Verified:

License: 153180

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (10)
Google
3.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1901 Walton Way, Augusta, GA 30904
  • Multiple Carriers

Why choose this provider?

Whit Blanchard Insurance Group has been in the business since 1975. It delivers a broad range of insurance products and solutions to individuals, families, and business owners residing in Augusta. These include renters' insurance, which protects clients from losses due to burglary, accidents, or fire. The company also offers auto insurance, home insurance, and commercial insurance. In addition, its business coverage includes general and professional liability, business owner's policy, and cyber liability insurance. Two of its partner carriers are Progressive and Safeco Insurance.

License Verified:

License: 99487

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How does a renters’ insurance policy differ from your landlord’s insurance policy in Augusta?

    Your renters' insurance only protects what belongs to you, and the landlord's insurance what belongs to them. Your renter’s insurance policy pays for your damaged personal belongings, liability to others when injured on the rented property, and additional living expenses when the rented property in Augusta becomes uninhabitable due to damage. Meanwhile, the landlord’s insurance takes care of damage to the dwelling/building itself and their belongings on the property. It will not pay for the tenant's losses.

  • How much do tenants in Augusta pay for renters’ insurance?

    According to data analyzed by financial research company Value Penguin, the average monthly cost of a renters’ insurance policy in Georgia is $27. This is significantly higher than the national average of $18. The price of renters’ insurance in Augusta is among the highest in the state at $320 per year. Warner Robins has the lowest average annual cost at only $281.

  • If you share an apartment in Augusta, will your renters’ insurance policy also cover your roommate’s belongings?

    Only the personal belongings of the policyholder are covered. Most insurance companies in Augusta do not cover roommates unless they are related to you, like your spouse or child. The insurer may allow you to add roommates to your policy, but it's not advisable, especially if one roommate has more belongings or expensive items. Claiming reimbursement for these items may use the shared coverage limits, leaving little protection for the other roommate's belongings.

  • Is having renters’ insurance enough protection if you have high-value belongings like art and collectibles in your rented condo in Augusta?

    The standard renters’ insurance policy does cover expensive items like art, collectibles, and jewelry, but only up to a certain amount. If the value of your luxury goods exceeds your policy’s limits, you can purchase a “rider” or “endorsement” specifically designed to insure high-value items at their full value. The insurer may require each of your art or collectibles to be appraised before providing coverage. This rider is not offered by all insurers in Augusta.

  • Does your renters' insurance policy cover personal items you bring with you when you travel outside of Augusta?

    Yes. In general, renters’ insurance policies include off-premises coverage. If your luggage gets stolen while traveling, your insurer can compensate you for the loss. Your renters’ insurance also covers the personal belongings you have in your car. So, if your laptop gets stolen from your car while parked in your office building in Augusta, you can claim reimbursement. Some insurers extend this coverage to items you have transferred into a storage unit.

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