Best Mortgage Refinance Companies in Augusta

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Augusta Mortgage Company logo
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License: 140452

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Augusta Mortgage Company

243 Davis Road, Augusta, GA 30907
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  • Commercial Loans

Business Description

Since 1976, Augusta Mortgage Company has been serving clients throughout the area. It works with homeowners aiming to refinance their mortgages. The company checks client information like credit scores as part of its work process. It also helps aspiring property owners qualify for the Georgia Dream Homeownership Program. It provides other mortgage program options, including USDA and VA loans. Kevin McDougal, its president, once served the Mortgage Bankers Association of Georgia as its governor. He is an Augusta Board of Realtors member.

License Verified:

License: 140452

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (35)
Google
4.8 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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First Choice Mortgage logo
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License: 148371

Nationwide Multistate Licensing System and Registry

First Choice Mortgage

217 Davis Rd., Augusta, GA 30907
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  • Reverse Mortgages

Business Description

First Choice Mortgage serves home buyers in Augusta who are in the market for loan and refinancing options. The products include FHA-insured and renovation loans. It offers self-employed bank statement loans for refinancing purposes, which require no tax returns. Selections are also available for military service veterans looking for new houses or with existing obligations. First Choice Mortgage has online facilities to address client needs 24 hours a day. The company has been open since 1992 and operates across two states.

License Verified:

License: 148371

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (51)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff Taylor logo
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License: 455159

Nationwide Multistate Licensing System and Registry

Jeff Taylor

147 Davis Road, Augusta, GA 30907
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  • Reverse Mortgages

Business Description

Jeff Taylor is a producing sales manager at Atlantic Bay Mortgage Group. He serves clients across Augusta and its surrounding areas, assisting homeowners who are looking to refinance their mortgages. He works with clients in creating customized plans and helps them through the mortgage process, from finding the right loan program that suits their needs and budget to signing and closing. Additionally, he offers loan programs for first-time homebuyers. Jeff is also licensed in Florida and South Carolina.

License Verified:

License: 455159

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.4 / 5 (201)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Veterans United of Augusta, GA logo
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License: 1533119

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Veterans United of Augusta, GA

4103 Madeline Dr. Suite 106, Augusta, GA 30909
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  • Reverse Mortgages

Business Description

Veterans United of Augusta, GA, is a group of loan officers that serves individuals in the local metro. Throughout the loan process, it guides military personnel and their families to gather eligibility requirements, gain pre-approval, and find their dream house. It provides a variety of VA financing options to help people purchase homes, make energy-efficiency improvements, and borrow money against the equity in their homes. The organization collaborates with military advisors to educate veterans about loans and homeownership.

License Verified:

License: 1533119

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (78)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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