Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Augusta

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Augusta Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3648

Reviewed

2190

Curated

5

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
108 Davis Road, Martinez, GA 30907
  • Life Insurance

Why choose this provider?

Bagwell Insurance Services is a Martinez-based company that extends its services to businesses and individuals in the Augusta area. It is an independent agency that helps clients acquire health insurance plans that include individual, family, small business, and group coverages. The company also offers health and fitness business insurance. Its insurance professionals also create personalized coverages for homes, condominiums, classic cars, and motorcycles. Bagwell Insurance Services is a member of the Augusta Metro Chamber of Commerce.

License Verified:

License: 70446

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.2 / 5 (13)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3716-B Executive Center Drive, Martinez, GA 30907
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Access Benefit Solutions serves the insurance needs of individuals, families, and employers in the Augusta metro. It furnishes health insurance, which includes Medicare Prescription, Supplement, and Advantage plans. The independent agency also helps clients obtain HMO, PPO, and POS policies. Its administrative support services cover reinsurance placement, HIPAA and COBRA administration, claims resolution, and billing and dependent auditing. Access Benefit Solutions represents multiple carriers, such as Banner Life and Aetna. Founder Sissy Murrah has been in the industry for over two decades.

License Verified:

License: 620666

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (1)

Website
2506 Peach Orchard Road, Augusta, GA 30906
  • Life Insurance

Why choose this provider?

First Choice Insurance & Financial Services is a family-owned insurance agency located in Augusta. With over 30 years of industry experience, the company represents a wide range of carriers to give clients more options in finding the right coverage for their needs. Products include life and health insurance, as well as property insurance for cars and recreational vehicles. The agency also serves business clients, offering products such as commercial liability and workers' compensation. Homeowners' and renters' insurance are also available.

License Verified:

License: 153180

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (10)
Google
3.8 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3328 Washington Road, Augusta, GA 30907
  • Individual Plans

Why choose this provider?

Hock Insurance Services is a professional insurance company that serves residential and commercial clients in Augusta and the surrounding areas. The company offers a variety of insurance plans and services, including life and health, dental and disability coverage. The company is managed by a group of experienced insurance agents, who can assess the unique needs and financial circumstances of each customer and develop tailor-made insurance solutions to meet those requirements. Hock Insurance Services also offers Medicare enrollment assistance to its clients. 

License Verified:

License: 99703

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2350 Washington Road, Augusta, GA 30904
  • Life Insurance

Why choose this provider?

Keith Perret is an insurance agent at State Farm who provides insurance solutions for clients in Augusta, Hephzibah, Martinez, and Aiken. Perret strives to build a trusting relationship with clients by assisting them in obtaining health insurance that meets goals and needs. Perret and his team offer supplemental health plans that cover extra costs, including outpatient surgery, unexpected childcare, emergency room visit, and extra transportation. Other products available are home, auto, pet, commercial, and condo insurance plans.

License Verified:

License: 3241880

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (47)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Are children going away for college still covered by a parent's health insurance in Augusta?

    Generally, an Augusta parent's health insurance covers their children up to 20 to 24 years old. This applies whether or not the children no longer live at home or go away to college. However, coverage problems may crop up if children are far from home. These problems include limited access to an accredited medical provider. One solution for this would be tapping into school-subsidized health insurance programs. Many universities and colleges provide low-cost insurance for their students.

  • Under the Affordable Care Act, can you get coverage in Augusta for pre-existing health conditions?

    One of the benefits of the Affordable Care Act is coverage for pre-existing health conditions. These can benefit pregnant women and individuals in Augusta with diabetes, asthma, or a history of heart disease. In addition, health insurance companies are not allowed to impose benefit limits for these conditions. An exception is grandfathered health plans bought on or before March 23, 2010.

  • Are discount health cards in Augusta a form of insurance?

    Not really. Discount health cards work by giving discounts. These can be used during the payment of services by professionals like doctors and pharmacists, who officially recognize these cards. However, these cards are not regulated by government insurance departments. Buyers in Augusta may be led to believe by salespersons or advertisements that the card can be used to pay medical bills.

  • What are some of the low-cost state-funded healthcare programs that residents of Augusta can participate in?

    Eligible kids in Augusta can get free or low-cost healthcare through the state Department of Community Health's Peach Care for Kids. Residents may also get coverage under Medicaid and the Georgia Health Insurance Plan. They can participate in state-funded assistance programs for prescription drugs, cancer, and free or low-cost clinics.

  • Can you still obtain Medicaid benefits even if you have private health insurance in Augusta?

    Yes, so long as you meet the income limit for Medicaid and have minor children. You and your children can obtain Medicaid benefits even if you have private health insurance. When receiving medical services in Augusta, do not forget to present your health insurance card and Medicaid card.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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