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2024

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Best Local Car Insurance Agencies in Augusta, GA

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Augusta Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

116Reviewed

72Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5 George C Wilson Court, Augusta, GA 30909
WebsiteLicense: 3019692

Expertise.com Rating

Review Sources

Google
5.0 (22)
Facebook
5.0 (6)

Why choose this provider?

Insurance Services of Augusta is a car insurance agency that has been in operations for over a century. As a local agency, it helps families and businesses obtain financial protection from diverse types of losses, including collision and liability-related damage. Its insurance specialists carry auto insurance options, including bundles with home insurance policies. They also offer commercial auto, general liability, and property insurance. Insurance Services of Augusta has three pet cats who serve as assistants and doorman.

  • Bundling Option

3420 Peach Orchard Road, Augusta, GA 30906

Expertise.com Rating

Review Sources

Google
4.5 (37)

Why choose this provider?

Peach State Insurance is a locally owned business that has been helping businesses and individuals find insurance solutions since 1994. This independent insurance agency serves Augusta and the surrounding communities. Its local insurance professionals offer an auto insurance policy that protects clients from damages due to accidents. The company's auto insurance plan can also cover weather damage and theft. Peach State Insurance also offers recreational vehicle, boat, and home insurance services.

  • Bundling Option

3240 Peach Orchard Road, Augusta, GA 30906
WebsiteLicense: 182692

Expertise.com Rating

Review Sources

Google
4.5 (46)

Why choose this provider?

Ashley Insurance Agency is an Augusta-based business that offers a wide range of products, including car insurance. The company provides car owners with protection plans that cover property damage and medical expenses in the event of an accident. The firm also insures motorcycles and recreational vehicles. The independent agency has access to policies from multiple carriers such as AssuranceAmerica, Foremost Insurance Group, Gainsco, and Progressive. Darlene Videtto of Ashley Insurance Agency has been in service for over two decades.

  • Multiple Carriers

245 Davis Road, Augusta, GA 30907
WebsiteLicense: 507838

Expertise.com Rating

Review Sources

Google
4.8 (96)

Why choose this provider?

Blanchard & Calhoun Insurance Agency is an Augusta-based company that offers a range of protection plans including auto insurance. Its team has access to policies from different carriers which helps it in finding coverages that will suit car owners' unique needs. The insurance advisors review clients' current policies and also educate them about the coverage's inclusions. Blanchard & Calhoun Insurance Agency was established in 1919. Preston A. Moss, the company's president, has been working for the agency since 1980.

  • Multiple Carriers

1557-F Gordon Highway, Augusta, GA 30906
WebsiteLicense: 111505

Expertise.com Rating

Review Sources

Google
4.8 (32)

Why choose this provider?

Affordable Insurance Agency, Inc., is a company located in Gordon Highway, Augusta, that provides insurance solutions to clients in the metro. Its agents write auto insurance policies for clients seeking financial protection from motorist risks, property damages, medical liabilities, and personal injuries. Affordable Insurance Agency is composed of over 30 insurance professionals that help customers get the coverage they need. It has been operating for over 50 years and serves both Georgia and South Carolina.

  • Multiple Carriers

1901 Walton Way, Augusta, GA 30904
WebsiteLicense: 99487

Expertise.com Rating

Review Sources

Google
4.9 (7)

Why choose this provider?

Whit Blanchard Insurance Group is an independent insurance agency based in Augusta. It works with multiple insurance carriers, such as Nationwide, Progressive, Travelers, Safeco, Allstate, and State Auto, in order to write a suitable car insurance policy for each client's particular needs. Its basic auto insurance typically covers bodily injury liability, property damage liability, personal injury protection, collision and comprehensive coverage, and uninsured or underinsured motorist coverage. Established in 1975, the agency is also licensed to operate in North and South Carolina.

  • Bundling Option

1254 Broad Street, Augusta, GA 30901
WebsiteLicense: 70504

Expertise.com Rating

Review Sources

Google
4.6 (120)

Why choose this provider?

Capps Insurance Agency provides auto insurance products to drivers near Augusta. With its extensive knowledge of its carriers such as Bristol West, Southern General, and Progressive, the agency is equipped to help clients navigate through various policy options and answer any questions clients may have. In addition, it also has insurance products available for motorcycles, recreational vehicles, and watercraft, including boats. Capps Insurance Agency also insures homeowners, renters, and businesses.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Insurance Services of Augusta
5 George C Wilson Court, Augusta, GA 30909
Peach State Insurance
3420 Peach Orchard Road, Augusta, GA 30906
Ashley Insurance Agency
3240 Peach Orchard Road, Augusta, GA 30906
Blanchard & Calhoun Insurance Agency
245 Davis Road, Augusta, GA 30907
Affordable Insurance Agency, Inc. - Gordon Highway, Augusta
1557-F Gordon Highway, Augusta, GA 30906
Whit Blanchard Insurance Group
1901 Walton Way, Augusta, GA 30904
Capps Insurance Agency
1254 Broad Street, Augusta, GA 30901

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Does your Augusta car insurance cover towing costs if your vehicle breaks down but is not involved in an accident?

    Usually, no. Optional towing and labor coverage for when your car breaks down. Consider adding this coverage to your car insurance because it pays for towing as well as emergency road service, such as jump-starting and tire changing, whenever your car is disabled. Some Augusta insurers also include non-owned vehicles under this coverage, which are substitute vehicles you use when your insured vehicle is not functional.

  • What are the minimum liability coverage requirements for car insurance in Augusta?

    The state has three minimum liability coverage requirements for car insurance. To begin, you must have $25,000 in bodily injury liability insurance per person. Your insurance must also cover $50,000 in bodily injury per accident. Finally, your car insurance in Augusta must include $25,000 in property damage liability coverage per accident.

  • How does your driving history affect your car insurance premium in Augusta?

    A clean driving record lowers your insurance rates, whereas traffic citations, offenses, or at-fault accidents raise them. A DUI can result in a $1,000 increase in your annual premium. Being at fault in an accident can result in a $2,000 annual premium increase. A single speeding ticket can result in a $400 increase in your Augusta car insurance rate.

  • Is it possible to get car insurance in Augusta if you have bad credit?

    Yes, there are insurance companies that specialize in car insurance for bad credit drivers. The worse your credit history, however, the higher your premium. It is advised that you shop around for a policy that provides the bare minimum of coverage at a monthly premium that you can afford. If you have a clean driving record in Augusta, you may be eligible for a discount. You can also lower your premiums by raising your deductible.

  • Why is the car insurance policy for your electric vehicle in Augusta expensive?

    This is because repairing or replacing an electric vehicle is more expensive than replacing a standard gas-powered vehicle. The most expensive cost is repairing an EV's high-capacity batteries. An EV's annual insurance premium is 25% higher than that of a gasoline-powered vehicle. Insurance premiums may be offset by fuel savings and green tax credits.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.