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Best Local Car Insurance Agencies in Augusta

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2023
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Affordable Insurance Agency, Inc. - Gordon Highway, Augusta logo
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License Verified:

License: 111505

Office of Commissioner of Insurance and Safety Fire

Affordable Insurance Agency, Inc. - Gordon Highway, Augusta

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1557-F Gordon Highway, Augusta, GA 30906
  • Multiple Carriers

Business Description

Affordable Insurance Agency, Inc., is a company located in Gordon Highway, Augusta, that provides insurance solutions to clients in the metro. Its agents write auto insurance policies for clients seeking financial protection from motorist risks, property damages, medical liabilities, and personal injuries. Affordable Insurance Agency is composed of over 30 insurance professionals that help customers get the coverage they need. It has been operating for over 50 years and serves both Georgia and South Carolina.

License Verified:

License: 111505

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ashley Insurance Agency logo
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License Verified:

License: 182692

Office of Commissioner of Insurance and Safety Fire

Ashley Insurance Agency

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3240 Peach Orchard Road, Augusta, GA 30906
  • Multiple Carriers

Business Description

Ashley Insurance Agency is an Augusta-based business that offers a wide range of products, including car insurance. The company provides car owners with protection plans that cover property damage and medical expenses in the event of an accident. The firm also insures motorcycles and recreational vehicles. The independent agency has access to policies from multiple carriers such as AssuranceAmerica, Foremost Insurance Group, Gainsco, and Progressive. Darlene Videtto of Ashley Insurance Agency has been in service for over two decades.

License Verified:

License: 182692

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Blanchard & Calhoun Insurance Agency logo
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License Verified:

License: 507838

Office of Commissioner of Insurance and Safety Fire

Blanchard & Calhoun Insurance Agency

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245 Davis Road, Augusta, GA 30907
  • Multiple Carriers

Business Description

Blanchard & Calhoun Insurance Agency is an Augusta-based company that offers a range of protection plans including auto insurance. Its team has access to policies from different carriers which helps it in finding coverages that will suit car owners' unique needs. The insurance advisors review clients' current policies and also educate them about the coverage's inclusions. Blanchard & Calhoun Insurance Agency was established in 1919. Preston A. Moss, the company's president, has been working for the agency since 1980.

License Verified:

License: 507838

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (96)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capps Insurance Agency logo
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License Verified:

License: 70504

Office of Commissioner of Insurance and Safety Fire

Capps Insurance Agency

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1254 Broad Street, Augusta, GA 30901
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

Business Description

Capps Insurance Agency provides auto insurance products to drivers near Augusta. With its extensive knowledge of its carriers such as Bristol West, Southern General, and Progressive, the agency is equipped to help clients navigate through various policy options and answer any questions clients may have. In addition, it also has insurance products available for motorcycles, recreational vehicles, and watercraft, including boats. Capps Insurance Agency also insures homeowners, renters, and businesses.

License Verified:

License: 70504

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (120)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Services of Augusta logo
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License Verified:

License: 3019692

Office of Commissioner of Insurance and Safety Fire

Insurance Services of Augusta

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5 George C Wilson Court, Augusta, GA 30909
  • Bundling Option

Business Description

Insurance Services of Augusta is a car insurance agency that has been in operations for over a century. As a local agency, it helps families and businesses obtain financial protection from diverse types of losses, including collision and liability-related damage. Its insurance specialists carry auto insurance options, including bundles with home insurance policies. They also offer commercial auto, general liability, and property insurance. Insurance Services of Augusta has three pet cats who serve as assistants and doorman.

License Verified:

License: 3019692

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peach State Insurance logo

Peach State Insurance

3420 Peach Orchard Road, Augusta, GA 30906
  • Bundling Option

Business Description

Peach State Insurance is a locally owned business that has been helping businesses and individuals find insurance solutions since 1994. This independent insurance agency serves Augusta and the surrounding communities. Its local insurance professionals offer an auto insurance policy that protects clients from damages due to accidents. The company's auto insurance plan can also cover weather damage and theft. Peach State Insurance also offers recreational vehicle, boat, and home insurance services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (37)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Whit Blanchard Insurance Group logo
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License Verified:

License: 99487

Office of Commissioner of Insurance and Safety Fire

Whit Blanchard Insurance Group

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1901 Walton Way, Augusta, GA 30904
  • Bundling Option

Business Description

Whit Blanchard Insurance Group is an independent insurance agency based in Augusta. It works with multiple insurance carriers, such as Nationwide, Progressive, Travelers, Safeco, Allstate, and State Auto, in order to write a suitable car insurance policy for each client's particular needs. Its basic auto insurance typically covers bodily injury liability, property damage liability, personal injury protection, collision and comprehensive coverage, and uninsured or underinsured motorist coverage. Established in 1975, the agency is also licensed to operate in North and South Carolina.

License Verified:

License: 99487

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.