Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Atlanta

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Atlanta Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

200Reviewed

122Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2131 Pleasant Hill Rd, Duluth, GA 30096
  • Multiple Policy Types

Why choose this provider?

A+ Budget Centers addresses the needs of individuals and businesses in Atlanta and the surrounding areas. The company offers a variety of insurance products, including renters', homeowners', auto, and commercial insurance coverage. It is an authorized IRS E-file provider, providing tax preparation solutions and loan programs. Business solutions are also offered, including legal access, commercial insurance, and business funding. Its staff members can communicate in Spanish. The company has offices in Forest Park, Decatur, Marietta, Augusta, and Lawrenceville.

License Verified:

License: 208754

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.3
Responsiveness
Friendliness
Helpfulness
Detail

Website
311 14th Street Northwest, Atlanta, GA 30318
  • Multiple Policy Types

Why choose this provider?

Cedric Taylor is an Atlanta-based insurance agent affiliated with State Farm. As an agent with nearly 30 years of experience, he is focused on relocations, auto, and homeowners insurance. Also included in the extensive line of insurance he offers is renters' insurance, which covers personal properties such as electronics, furniture, bicycles, and clothing in a rented unit. Getting this type of insurance protects all these valuables from accidents, weather impacts, loss of use, and malicious mischief.

License Verified:

License: 558665

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.0 / 5 (20)
Facebook
4.0 / 5 (9)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2926 Piedmont Road NE, Atlanta, GA 30305
  • Multiple Policy Types

Why choose this provider?

Glynn Lockaby is a fourth-generation State Farm insurance agent serving the Atlanta community. His dog-friendly office provides renters' insurance plans for the protection of tenants' personal belongings, such as computers, clothing, TVs, bicycles, and furniture. The policy covers different types of properties like apartments, condominiums, and rental homes. With members who speak Spanish, the team also assists with out-of-state transfers to Atlanta or Buckhead. Lockaby serves as the president of the Atlanta Business Leaders and founder of the non-profit charity called FaceTime Networking.

License Verified:

License: 809284

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (226)
Facebook
5.0 / 5 (18)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2033 Monroe Drive Northeast, Atlanta, GA 30324
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Mishon Williams Agency is a team of insurance professionals who are affiliated with Farmers Insurance. Included in its line of products is renters' insurance, which provides liability coverage, whether clients are renting apartments or homes. The agents also furnish protection plans for owners of rental properties, condominiums, and small businesses. Mishon Williams Agency is headed by Mishon Williams, an Atlanta native with over 15 years of industry experience. She has a Master's degree in business administration.

License Verified:

License: 211504

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4401 Northside Parkway Northwest, Atlanta, GA 30327
  • Multiple Policy Types

Why choose this provider?

Dylan Carter is an insurance agent serving customers in Atlanta and the surrounding areas. He was born and raised in Georgia and has been a State Farm team member for more than five years. Products offered by Dylan include renters', home, property, business, and auto insurance. Life, health, and pet insurance products are also available, as well as policies that cover hospital income and Medicare Supplements. He can also offer State Farm products related to banking.

License Verified:

License: 2998139

Georgia office of Insurance and Safety Fire Commissioner

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Does Atlanta renters' insurance cover water damage?

    Yes. In contrast to flood damage, Atlanta renters' insurance usually covers water damage. For example, your renters' insurance coverage will pay for repairs if your washing machine breaks unexpectedly and causes water damage to your condominium and the items within. This applies to plumbing, HVAC systems, fire sprinklers, and other household appliances.

  • When is a lockout covered by Atlanta renter's insurance?

    If a covered loss—like having your key stolen—leaves you locked out of your house, your Atlanta renters' insurance policy can pay for locksmith services to replace your key. The coverage will cover this expense less your renter's insurance deductible. However, if you have accidentally locked yourself out, your renter's insurance won't cover a key replacement, locksmith services, or a lock repair.

  • Is purchasing renters' insurance in Atlanta mandatory?

    No. In Georgia, there is no legal requirement that you must obtain renters' insurance in Atlanta. However, as a condition of a lease, some landlords might demand that their tenants obtain insurance. Renters' insurance is not mandatory, but it is a good idea to get one to prevent having to pay for any losses to your possessions while you are renting an apartment.

  • Are bed bugs covered by renters' insurance in Atlanta?

    No. Most renters' insurance policies in Atlanta exclude bed bug coverage. Insurance companies view bed bugs as an owner's neglect of their property rather than an inherent risk, such as fire or hail. Furthermore, bed bugs are not considered an insured loss under renters insurance under the "loss of use" clause.

  • If your bike gets stolen from your property, will your renters' insurance in Atlanta cover it?

    Yes. As long as the bike was in your house when it was stolen, your Atlanta renters' insurance will likely cover the whole cost of a new bike. However, depending on your insurance limit, the payout can be a little less than the entire cost of replacement. You can choose an insurance limit that is larger and will still cover your bike.

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