Expertise.com
2024

Last updated:

Best Mortgage Refinance Companies in Atlanta

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Atlanta Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

289

Reviewed

177

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1835 Lockeway Drive, Alpharetta, GA 30004
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Neighborhood Mortgage, Inc., is a mortgage refinancing company that serves clients in Atlanta. It offers a selection of loan options for homebuyers and homeowners that include construction loans, home equity loans, fixed-rate mortgages, adjustable-rate mortgages, and jumbo loans. It also uses mortgage processing software and automated underwriting systems to accelerate the mortgage process. To meet individual customer needs, Neighborhood Mortgage identifies niche programs and adopts a flexible underwriting process. Founder and president John Norwood established the company in 2001.

License Verified:

License: 138234

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (11)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3230 East Broadway Road Suite B-220, Phoenix, AZ 85040
  • New Construction

Why choose this provider?

Agave Home Loans is a Phoenix-based mortgage brokerage company that serves the Atlanta metro. As a verified NMLS service provider, it offers options such as conventional, VA, FHA, and non-QM loans. It also assists in refinancing matters by helping clients assess their finances, process paperwork, and identify the pros and cons of their choices. Co-owner and CEO Marshall Gottlieb has led 20 Mortgage Loan Originators as part of his experience as a Senior Director of Mortgage Banking for Rocket Mortgage.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (449)
Facebook
5.0 / 5 (81)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1230 Peachtree Street Northeast, Atlanta, GA 30309
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Moreira Team is a group of mortgage professionals working collaboratively to simplify home refinancing for borrowers. From its headquarter in Atlanta, the firm helps clients obtain mortgage refinancing packages, including conventional, cash out, FHA and VA streamline, jumbo, and mortgage refinancing involving divorce. Along with refinancing, its brokers also assist first-time homebuyers and seasoned investors with mortgage options. Moreira Team works with more than 22 lenders and banks to find the right deal for its customers.

License Verified:

License: 2239

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (261)
Facebook
5.0 / 5 (53)
Yelp
5.0 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9755 Dogwood Road, Roswell, GA 30075
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Buckhead Home Loans is a mortgage lender serving in Atlanta and nearby areas. Its mortgage consultants help clients find the best possible financing solutions by offering a range of loan packages, including investment property, bank statement loans, conventional, FHA, VA, jumbo, and more. The company assists clients through the home refinance and purchase loan processes. These include comparing interest rates and providing guidance in choosing suitable programs for clients. Buckhead Home Loans features a refinance calculator that helps clients eliminate guesswork.

License Verified:

License: 132482

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
2.5
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 Galleria Parkway Southeast, Atlanta, GA 30339
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Southern Mortgage Corp. is a mortgage refinancing company that provides loan options to individuals and families in Georgia, Florida, Louisiana, and South Carolina. The company's main office in Atlanta offers loan programs including conventional, FHA, USDA, VA, and refinance. It also offers reverse mortgages and loan options for foreign nationals and commercial establishments. The company website has available online tools and mortgage calculators that enable clients to make initial decisions on which loan options and plans best suit them.

License Verified:

License: 1794776

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3455 Peachtree Road Northeast, Atlanta, GA 30326
  • NMLS#: 148028
  • Purchased Mortgage

Why choose this provider?

Stellar Mortgage Corporation is a full-service purchase mortgage refinance company for 19 years. The company was started by mortgage broker John West and has provided refinancing options to clients in Atlanta and surrounding areas. It helps clients in choosing a refinancing loan program suited for their needs and capabilities including mortgage payment reduction equity cashouts and debt consolidation. It specializes in conventional VA and jumbo loan programs. Stellar Mortgage Corporation has a network made up of accountants, attorneys, commercial and retail bankers, financial advisors, and realtors.

License Verified:

License: 148028

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (28)
Yelp
4.5 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3500 Lenox Road, Atlanta, GA 30326
  • NMLS #: 1820
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Founded by Christopher M. George in 1993, CMG Financial is a private mortgage banking assisting clients who want to refinance their mortgages. The firm provides a variety of conventional, government, and specialty lending products. Loan officers also assist clients in determining the best loan program for them by offering information on how each works. Headquartered in California, CMG Financial has expanded to several cities, including Atlanta. It has received the 2003 Broker of the Year award from the California Association of Mortgage Brokers (CAMB).

License Verified:

License: 1858409

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3348 Peachtree Road Northeast, Atlanta, GA 30326
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Post Creek Mortgage LLC is an Atlanta-based refinance company that specializes in residential mortgage services. Its loan consultants work with various financial lenders to help clients choose the right loan programs suited to their needs. These programs include FHA, VA, adjustable, and fixed-rate loans. Post Creek Mortgage also assists individuals in refinancing their monthly mortgage payments. Owner Paul Cook established the company in 2007. He has been in the mortgage industry for more than 11 years.

License Verified:

License: 165608

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (172)
Yelp
5.0 / 5 (30)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1827 Powers Ferry Road, Atlanta, GA 30339
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Capital City Mortgage Corporation is a full-service brokerage firm that serves Atlanta residents. It assists clients in a number of areas, from refinancing and construction lending to loan purchasing. Its team of lending specialists shops the market for programs that will match clients' preferred terms, interest rates, and costs, and they constantly send progress updates during the lending process. Mike Ivey, who has been working in the financing industry since 1986, established Capital City Mortgage Corporation in 1991.

License Verified:

License: 170244

Nationwide Multistate Licensing System and Registry

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What is the disadvantage in Atlanta of reducing the length of your mortgage term?

    Reducing the length of a mortgage term in Atlanta makes it more expensive to pay a loan each month. To offset the reduction in the number of payments due, the overall expense of each payment will be raised. Lengthening the period has the opposite effect of making monthly payments more manageable, although the borrower will be in debt for a longer period.

  • Why would a resident of Atlanta want to refinance into a more expensive loan?

    A resident of Atlanta would want to refinance into a more expensive loan if the value of the home's appreciated equity is needed now rather than later. If this is the case, the borrower would resort to a cash-out program where the difference between the increased equity of the home and the initial one will be used for immediate needs.

  • What are the factors that influence one's mortgage interest rates in Atlanta?

    In Atlanta, factors such as a borrower's credit score may affect interest rates, with higher ratings correlating to lower interest. The type of loan is another factor as adjustable-rate mortgages will vary in costs from the beginning to the end of the period. The amount of the downpayment is also a factor; pricier initial payments translate to more forgiving costs down the line.

  • Is Atlanta a cheap or expensive place in Georgia to refinance a home in?

    Relative to the rest of Georgia, Atlanta is one of the pricier places to refinance a home as the overall median cost of a home is $327,568, around 6% below the national average. There are metros in the state like Valdosta where the median price for a house is only $278,294 or one-fifth of the average nationwide.

  • What are the refinancing options available in Atlanta?

    The refinancing options available in Atlanta are the same as those for obtaining an initial loan. Veterans of the military establishment can take advantage of options backed by the Veterans Affairs while investors in agricultural lots and homes may resort to USDA loans. Whatever could be approved and underwritten is fair game.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.