Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Atlanta

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Atlanta Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

314Reviewed

192Curated

10Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4455 Lower Roswell Rd # 682101, Marietta, GA 30068

Expertise.com Rating

Review Sources

Google
5.0 (7)

Why choose this provider?

Headquartered in Marietta, Georgia, LG Insurance Group has been assisting clients in Georgia with auto insurance since 2015. This company helps clients navigate the complex auto insurance requirements in Georgia and partners with the best carriers to tailor auto coverage to clients' individual situations. LG Insurance Group carefully analyzes variables, such as drivers' ages, gender, and driving records, to provide clients with the most suitable insurance policies for their cars, trucks, motorcycles, and recreational vehicles. This company also assists clients with homeowners, umbrella liability, and flood insurance, and clients consistently make a note of the friendly, professional service.

PO Box 1056, Dacula, GA 30019
WebsiteLicense: 3202335

Expertise.com Rating

Why choose this provider?

InsurancePM is a family-owned and family-operated agency serving clients in Atlanta and nearby areas. It offers car insurance policies that provide coverage options for medical expenses, bodily injuries, and vehicle and property damage liabilities. As an independent agency, it partners with several insurance carriers to offer products and services that match the needs and financial situations of clients. John D'Angelo, an accountant, and his wife, Amore, established the agency in 2018 to manage the whole insurance portfolio of clients covering personal and commercial lines. 

  • Multiple Carriers

5775 Jimmy Carter Blvd Ste 260, Norcross, GA 30071

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Review Sources

Google
4.9 (92)
Facebook
5.0 (5)
Yelp
5.0 (3)

Why choose this provider?

Based in Norcross, Complete Insurance Service Inc. provides various insurance and financial services in the Atlanta metro. As a car insurance agency, it offers basic to customized auto insurance coverage that caters to clients' needs. Such premiums include coverage for collisions, comprehensive (which covers theft, fires, wild animal damage), liability (for causing collision accidents), and medical payments. Complete Insurance Service Inc. also offers packages for home, medical, and life insurance.

800 Abbey Ct, Alpharetta, GA 30004

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Why choose this provider?

Founded in 2017 by experienced professionals, Fenix Risk Management is an independent insurance agency based in Alpharetta, Georgia, serving the Atlanta metro area and beyond. The agency provides its personal and commercial clients with objective and supportive advice, helping them find the best auto insurance policies for themselves, families, or businesses. It ensures their policies include mandatory coverage like bodily injury liability, and talks them through recommended add-ons like comprehensive coverage, and optional add-ons like towing and labor costs. Fenix Risk Management is also licensed to sell personal and commercial insurance in Alabama, Florida, Tennesse, Kentucky, Texas, New Jersey and the Carolinas.

3745 Cherokee St NW Ste 101, Kennesaw, GA 30144

Expertise.com Rating

Review Sources

Google
5.0 (149)
Facebook
4.9 (55)

Why choose this provider?

Dickerson Agency Inc. is an independent insurance agency from Kennesaw, Georgia, that provides auto insurance amongst its portfolio of personal and business policies. Serving the Atlanta metro area, the agency has found and shaped personal and commercial auto insurance policies for its clients since 1969. It scans each policy to ensure there are no gaps in their client's coverage and doesn't charge a fee for the service, being compensated by the insurance provider. Coverage can include liability and collision/comprehensive insurance for single cars or multi-vehicles in a family or across a fleet of vehicles with multiple drivers.

1235 Robinson Rd Ste A, Peachtree City, GA 30269

Expertise.com Rating

Review Sources

Google
4.8 (24)

Why choose this provider?

Viall Insurance Agency in Peachtree, Georgia, sells auto insurance in the Atlanta metropolitan area. Founded in 1972, Viall Insurance Agency provides auto insurance for both personal and commercial customers that includes both collision and comprehensive coverage, uninsured motorist coverage, and protection against liability as well as optional coverage for towing, roadside assistance, and reimbursement for rental vehicles. Commercial coverage includes higher liability coverage. The agency offers a wide array of personal and commercial insurance products, and it's a Trusted Choice independent agency that offers products from a variety of carriers.

4155 South Lee Street Suite B-100, Buford, GA 30518
WebsiteLicense: 3346534

Expertise.com Rating

Review Sources

Google
4.6 (53)
Facebook
5.0 (6)

Why choose this provider?

The Nolan Group Insurance Solutions is a family-owned company that offers car insurance to residents in Atlanta. It offers policies that cover basic legal requirements, including payment for medical bills resulting from a crash. It also offers products that protect owners from theft, fire damage, and accidents that don't involve other vehicles. Protection against uninsured drivers is also available. The Nolan Group, which is licensed in nine states, started in 1993 and employs a team with 100 years of combined experience.

  • RV & Motorhome

3600 Mansell Rd Ste 525, Alpharetta, GA 30022

Expertise.com Rating

Why choose this provider?

Southern States Insurance Inc. in Alpharetta, Georgia, is an insurance agency and brokerage that sells auto insurance throughout the Atlanta metropolitan area. Founded in 1992, the agency provides coverage for vehicles bought on loan or leased, liability coverage for bodily injury or property damage, and collision and comprehensive coverage. SSI also considers factors such as past driving history and use when determining rates. An independent agency with offices throughout Georgia, Southern States Insurance provides personal and commercial insurance products by almost every major insurance carrier to customers throughout the United States.

2475 Northwinds Pkwy Ste 500, Alpharetta, GA 30009

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

CBIZ is a professional service provider located in Alpharetta, Georgia, that serves the greater Atlanta area. The company offers auto insurance and auto dealership insurance that includes comprehensive, collision, property damage, and bodily injury coverage. Professionals at the firm work to match clients with the best auto insurance for their needs. The company also offers financial and accounting services that can help clients minimize tax and maximize profitability or implement a more efficient payroll system. CBIZ agents can help with benefits and insurance services to reduce company risk.

11675 Great Oaks Way Ste 144, Alpharetta, GA 30022

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

HN Insurance Services is a full service independent insurance agency and broker in Atlanta, Georgia that provides auto insurance for businesses. HN Insurance specializes in providing commercial auto insurance to protect businesses from liability associated with operation of owned, non-owned, and hired motor vehicles that may include tractors, trailers, automobiles, trucks, and vans. The company also offers life insurance, health insurance, and insurance coverage for the real estate industry as well as bonding construction companies and contractors. HN Insurance Services is a member of the Harry Norman Realtors Family of Services.

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is car insurance required in Atlanta?

    Yes, Atlanta mandates specific liability insurance coverage for legal road driving. The minimum requirements include $25,000 per person for bodily injury liability, $50,000 per accident for bodily injury liability, and $25,000 per accident for property damage liability. While these coverages protect the other party in the event of an accident, it's advisable to consider obtaining additional coverage to protect yourself in accidents involving uninsured motorists or environmental damage to your vehicle.

  • What causes car insurance rates to rise in Atlanta?

    Your car insurance rates in Atlanta are likely to go up if you cause a car accident, accumulate multiple traffic violations, or are found guilty of driving under the influence. Moreover, you'll have higher premiums if you add a teenage driver or a high-value vehicle to your policy. The frequency of car accidents in your neighborhood is an external factor beyond your control that can also affect the price of your car insurance.

  • In Atlanta, what are the ways to cut costs on car insurance?

    To save on car insurance in Atlanta, you can follow these steps:

    • Ask for a student discount if you're enrolled in one of Atlanta's colleges.
    • Bundle auto and homeowners' insurance or insure multiple drivers or vehicles for potential discounts of up to 15%.
    • Check for a low mileage discount if you work from home or carpool with your officemate.
    • Seek out insurers offering safe driving discounts for accident-free histories.
    • Raise your deductible.
    • Choose the minimum liability coverage required in Atlanta.
  • What is the reason behind higher car insurance premiums for teens in Atlanta?

    Insurance companies in Atlanta perceive younger drivers as riskier due to their limited driving experience. Teenagers and young adults are more prone to getting involved in accidents due to distracted and impaired driving. These increased accident rates result in more insurance claims, leading insurers to charge higher rates for young drivers. This higher premium serves as a way for insurers to offset their risk.

  • How can you determine the specific car insurance coverage you need in Atlanta?

    You'll need to consider elements like where you reside, your driving record, and Atlanta's minimum coverage requirements to identify what car insurance coverage is appropriate for you. Your lender may also require you to obtain additional coverage if you have vehicle financing or lease, such as comprehensive and collision insurance.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.