Best Mortgage Refinance Companies in Athens

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Athens Mortgage Resources, Inc. logo
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License Verified:

License: 165933

Nationwide Multistate Licensing System and Registry

Athens Mortgage Resources, Inc.

710 S Milledge Ave, Athens, GA 30605
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  • New Construction
  • Reverse Mortgages

Business Description

Athens Mortgage Resources, Inc. provides refinancing services to clients in the metro. It gives homeowners educated advice based on historical rates, making refinancing decisions easier. Fixed-rate mortgages with terms of 15 or 30 years are available, as are a variety of other loan programs. VA and FHA loans, as well as conventional residential and adjustable rate mortgages, are examples of these. Athens Mortgage Resources is a veteran-owned and locally run business that has been in the industry since 1988.

License Verified:

License: 165933

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (6)
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5.0 / 5 (1)
Yelp
5.0 / 5 (1)

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Athens Mortgage Resources, Inc.

Aviante Mortgage logo
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License: 164250

Nationwide Multistate Licensing System and Registry

Aviante Mortgage

1351 Jennings Mill Rd, Suite A, Watkinsville, GA 30677
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  • New Construction

Business Description

Aviante Mortgage strives to meet the refinancing needs of homeowners in the Athens metro and the surrounding areas. Its team of loan professionals assists clients in refinancing existing programs like FHA, VA, USDA, and conventional loans. The team provides refinancing options such as custom products for self-employed borrowers and those with little to no closing costs or omitted PMI. One of these professionals, Tommie Black, has been serving the state for more than 25 years.

License Verified:

License: 164250

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Aviante Mortgage

Capital City Home Loans logo
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License Verified:

License: 1761782

Nationwide Multistate Licensing System and Registry

Capital City Home Loans

1045 South Milledge Avenue Suite 201, Athens, GA 30605
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  • New Construction

Business Description

Capital City Home Loans is a lending company that serves Athens. Its mortgage consultants assist those looking to refinance their existing loans to ease their financial situations or obtain funds for a renovation. The company offers conventional, FHA, USDA, and VA loans backed by the government and construction refinance and down payment assistance programs. In 2019, the CCHL team collectively volunteered 5,000 hours for community initiatives, collaborating with organizations like Rainbow Village, Atlanta Mission, and Ahimsa House.

License Verified:

License: 1761782

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Capital City Home Loans

Charlie Fleming logo
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License: 1201695

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Charlie Fleming

35 North Main Street, Watkinsville, GA 30677
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  • New Construction
  • Reverse Mortgages

Business Description

Charlie Fleming is a loan officer of Remarkable Mortgage, serving first-time homebuyers and real estate investors in the Athens metro. He offers various home loan options, such as fixed-rate, adjustable-rate, FHA, VA, and USDA home loans. He also assists investors to find loans designed for the purchase of investment and vacation homes. In addition, Charlie aids borrowers who want to have lesser interest rates and lower repayments to refinance their existing loans. Charlie is certified by the NMLS.

License Verified:

License: 1201695

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (123)
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Charlie Fleming

Homestar logo
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License: 70864

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Homestar

332 Washington St. NW, Gainesville, GA 30501
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  • New Construction

Business Description

Homestar guides borrowers in Athens through the mortgage refinancing process. Its team helps clients find the refinancing program that suits their objectives, like lowering monthly payments, consolidating debts, shortening loan terms, and cashing out a portion of their home's equity. Other home loan options available are conventional, jumbo, reverse, and those backed by the government, such as FHA, VA, and USDA. As a mortgage lender, Homestar handles all aspects of the transaction, from in-house processing and underwriting to closing and funding.

License Verified:

License: 70864

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (426)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
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Homestar

Lux Financial logo
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License: 2312316

Nationwide Multistate Licensing System and Registry

Lux Financial

Winder, GA 30680
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  • New Construction

Business Description

Lux Financial is a mortgage brokerage firm that serves clients in Athens. It assists people who are looking to refinance their mortgages to change the term length or cash out equity. It offers various home loan options and helps the client create a strategy based on their situation and needs. Customers can choose from conventional, jumbo, FHA, VA, USDA, and investment property loans for single-family and multi-unit homes, townhouses, and condos. Lux Financial is headed by Tony Rodarte, who has over six years of industry experience.

License Verified:

License: 2312316

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Lux Financial

Northpoint Mortgage logo
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License Verified:

License: 21158

Nationwide Multistate Licensing System and Registry

Northpoint Mortgage

1731 Meriweather Drive, Suite 106, Watkinsville, GA 30677
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  • Reverse Mortgages

Business Description

Northpoint Mortgage, which is part of the Fairway Independent Mortgage Corporation, accommodates the needs of clients in Athens. Its refinancing choices include fixed- and adjustable-rate mortgages that offer reduced loan terms, improved interest rates, and home equity opportunities. It connects applicants with loan officers who provide comprehensive guidance using marketing information and criteria derived from financial assessments. Outside of their work, the agency's staff members offer support to various non-profit groups, programs, and organizations such as Children's Healthcare of Atlanta and No Longer Bound.

License Verified:

License: 21158

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Northpoint Mortgage

Quinton Green logo
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License Verified:

License: 1879154

Nationwide Multistate Licensing System and Registry

Quinton Green

525 S. Milledge Avenue, Athens, GA 30605
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  • New Construction

Business Description

Quinton Green is a loan officer who creates custom-tailored refinancing solutions for homeowners in the Athens area. Green and his team at Movement Mortgage help borrowers enroll in refinancing programs to reduce monthly payments or cash out equity. Additionally, they develop money-saving strategies using refinancing options that eliminate mortgage insurance or replace existing loans with adjustable-rate or fixed-rate ones. Movement Mortgage was established in 2008 and provides financial products to residents of the 50 states. It gives back to the community through the Movement Foundation.

License Verified:

License: 1879154

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Quinton Green

Stonegate Mortgage logo
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License Verified:

License: 169184

Nationwide Multistate Licensing System and Registry

Stonegate Mortgage

8723 Highway 29 S, Hull, GA 30646
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  • New Construction
  • Reverse Mortgages

Business Description

Stonegate Mortgage is an independently owned and operated brokerage that has been serving individuals and families in Athens since 1993. It provides refinancing programs for different types of properties, including single-family and multi-family homes, condominiums, and townhouses. Its team helps clients consolidate debt, such as high-interest credit cards. In addition, the brokerage offers different types of home purchase loans. Stonegate Mortgage is a member of the National Association of Mortgage Brokers.

License Verified:

License: 169184

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (37)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Stonegate Mortgage

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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