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Best Mortgage Refinance Companies in Athens

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2023
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Athens Mortgage Resources, Inc. logo
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License Verified:

License: 165933

Nationwide Multistate Licensing System and Registry

Athens Mortgage Resources, Inc.

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710 S Milledge Ave, Athens, GA 30605
  • New Construction
  • Reverse Mortgages

Business Description

Athens Mortgage Resources, Inc. provides refinancing services to clients in the metro. It gives homeowners educated advice based on historical rates, making refinancing decisions easier. Fixed-rate mortgages with terms of 15 or 30 years are available, as are a variety of other loan programs. VA and FHA loans, as well as conventional residential and adjustable rate mortgages, are examples of these. Athens Mortgage Resources is a veteran-owned and locally run business that has been in the industry since 1988.

License Verified:

License: 165933

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (6)
Facebook
4.5 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Aviante Mortgage logo
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License Verified:

License: 164250

Nationwide Multistate Licensing System and Registry

Aviante Mortgage

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1351 Jennings Mill Rd, Suite A, Watkinsville, GA 30677
  • New Construction

Business Description

Aviante Mortgage strives to meet the refinancing needs of homeowners in the Athens metro and the surrounding areas. Its team of loan professionals assists clients in refinancing existing programs like FHA, VA, USDA, and conventional loans. The team provides refinancing options such as custom products for self-employed borrowers and those with little to no closing costs or omitted PMI. One of these professionals, Tommie Black, has been serving the state for more than 25 years.

License Verified:

License: 164250

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (13)
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capital City Home Loans logo

License Verified:

License: 1761782

Nationwide Multistate Licensing System and Registry

Capital City Home Loans

1045 South Milledge Avenue Suite 201, Athens, GA 30605
  • New Construction

Business Description

Capital City Home Loans is a lending company that serves Athens. Its mortgage consultants assist those looking to refinance their existing loans to ease their financial situations or obtain funds for a renovation. The company offers conventional, FHA, USDA, and VA loans backed by the government and construction refinance and down payment assistance programs. In 2019, the CCHL team collectively volunteered 5,000 hours for community initiatives, collaborating with organizations like Rainbow Village, Atlanta Mission, and Ahimsa House.

License Verified:

License: 1761782

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Charlie Fleming logo
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License Verified:

License: 1201695

Nationwide Multistate Licensing System and Registry

Charlie Fleming

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35 North Main Street, Watkinsville, GA 30677
  • New Construction
  • Reverse Mortgages

Business Description

Charlie Fleming is a loan officer of Remarkable Mortgage, serving first-time homebuyers and real estate investors in the Athens metro. He offers various home loan options, such as fixed-rate, adjustable-rate, FHA, VA, and USDA home loans. He also assists investors to find loans designed for the purchase of investment and vacation homes. In addition, Charlie aids borrowers who want to have lesser interest rates and lower repayments to refinance their existing loans. Charlie is certified by the NMLS.

License Verified:

License: 1201695

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (123)
Homestar logo

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License: 70864

Nationwide Multistate Licensing System and Registry

Homestar

332 Washington St. NW, Gainesville, GA 30501
  • New Construction

Business Description

Homestar guides borrowers in Athens through the mortgage refinancing process. Its team helps clients find the refinancing program that suits their objectives, like lowering monthly payments, consolidating debts, shortening loan terms, and cashing out a portion of their home's equity. Other home loan options available are conventional, jumbo, reverse, and those backed by the government, such as FHA, VA, and USDA. As a mortgage lender, Homestar handles all aspects of the transaction, from in-house processing and underwriting to closing and funding.

License Verified:

License: 70864

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (426)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northpoint Mortgage logo

License Verified:

License: 21158

Nationwide Multistate Licensing System and Registry

Northpoint Mortgage

1731 Meriweather Drive, Suite 106, Watkinsville, GA 30677
  • Reverse Mortgages

Business Description

Northpoint Mortgage, which is part of the Fairway Independent Mortgage Corporation, accommodates the needs of clients in Athens. Its refinancing choices include fixed- and adjustable-rate mortgages that offer reduced loan terms, improved interest rates, and home equity opportunities. It connects applicants with loan officers who provide comprehensive guidance using marketing information and criteria derived from financial assessments. Outside of their work, the agency's staff members offer support to various non-profit groups, programs, and organizations such as Children's Healthcare of Atlanta and No Longer Bound.

License Verified:

License: 21158

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (57)
Google
5.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Quinton Green logo

License Verified:

License: 1879154

Nationwide Multistate Licensing System and Registry

Quinton Green

525 S. Milledge Avenue, Athens, GA 30605
  • New Construction

Business Description

Quinton Green is a loan officer who creates custom-tailored refinancing solutions for homeowners in the Athens area. Green and his team at Movement Mortgage help borrowers enroll in refinancing programs to reduce monthly payments or cash out equity. Additionally, they develop money-saving strategies using refinancing options that eliminate mortgage insurance or replace existing loans with adjustable-rate or fixed-rate ones. Movement Mortgage was established in 2008 and provides financial products to residents of the 50 states. It gives back to the community through the Movement Foundation.

License Verified:

License: 1879154

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stonegate Mortgage logo
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License Verified:

License: 169184

Nationwide Multistate Licensing System and Registry

Stonegate Mortgage

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8723 Highway 29 S, Hull, GA 30646
  • New Construction
  • Reverse Mortgages

Business Description

Stonegate Mortgage is an independently owned and operated brokerage that has been serving individuals and families in Athens since 1993. It provides refinancing programs for different types of properties, including single-family and multi-family homes, condominiums, and townhouses. Its team helps clients consolidate debt, such as high-interest credit cards. In addition, the brokerage offers different types of home purchase loans. Stonegate Mortgage is a member of the National Association of Mortgage Brokers.

License Verified:

License: 169184

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (60)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.