Best Credit Repair Companies in Athens

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Credit Saint logo
FEATURED
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Free Credit Evaluation

Credit Saint

Athens, GA
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Business Description

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5763)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

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Credit Saint

Credit Conscious Network logo
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Credit Conscious Network

415 South Hull Street, Athens, GA 30605
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  • Credit Dispute

Business Description

Credit Conscious Network is a full-service credit repair company that serves individuals in Athens as well as its nearby areas. It was founded in 2015, and its team assists clients in restoring their credit rating through personalized credit consultations, valid disputes, and progress checks. Its credit repair specialists are able to dispute credit records from bankruptcy, repossessions, student loans, and outstanding collections from divorce and identity theft. Additionally, the company has a downloadable app that allows clients to monitor the progress of their credit repair.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Credit Conscious Network

Exil Credit Repair logo
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Exil Credit Repair

4396 Lawrenceville Road, Loganville, GA 30052
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  • Credit Audit
  • Credit Dispute

Business Description

Exil Credit Repair is a company that helps clients in Athens protect their financial future and keep their families secure. The company aims to eliminate any inaccurate or erroneous accounts on credit reports on items including evictions, tax liens, identity theft, bankruptcy, and foreclosure. It provides clients with the exact information they need to submit to the corresponding credit bureaus and dispute any mistaken negative ratings. Exil Credit Repair also teaches clients how to increase credit scores and build positive tradelines.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Exil Credit Repair

Undisputed Credit Repair logo
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Undisputed Credit Repair

1250 Scenic Highway South, Lawrenceville, GA 30045
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  • Credit Dispute

Business Description

Undisputed Credit Repair is a credit restoration company that serves clients in Athens. The firm helps customers restore their credit scores by removing inaccurate and unverified remarks from their credit reports, including late payments, inquiries, judgments, and collections. Its credit consultants support clients through the entire process, from identifying credit problems to challenging disputes with credit bureaus, collectors, and creditors. The group also provides weekly education programs to help clients maintain their credit scores. As a national credit repair firm, the company serves clients in all of Georgia.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Undisputed Credit Repair

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Frequently Asked Questions

Can credit repair companies remove bankruptcies?

A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

How do you repair credit after identity theft?

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.

Is credit repair legal?

Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.

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