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2024

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Best Local Car Insurance Agencies in Athens, GA

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Athens Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

75Reviewed

49Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

3620 Atlanta Highway, Athens, GA 30606
WebsiteLicense: 72737

Expertise.com Rating

Review Sources

Google
4.0 (32)

Why choose this provider?

Mundy Mill Premier Insurance handles auto insurance programs in Athens and the surrounding areas. The service provider has been addressing insurance concerns since 1987. Its agents partner with multiple insurance carriers to obtain auto insurance plans and produce quote comparisons. Vehicle protection coverages secure drivers, passengers, and vehicles from covered accidents or events. Additionally, the company offers liability, medical, and property coverages. Mundy Mill Premier Insurance is dominated by female agents working to solve insurance concerns six days a week.

  • Multiple Carriers
  • Motorcyle & ATV
  • Boats

2597 Atlanta Highway, Athens, GA 30606
WebsiteLicense: 165501

Expertise.com Rating

Review Sources

Google
4.7 (110)
Facebook
4.4 (33)
Yelp
3.0 (2)

Why choose this provider?

Velox Insurance, which is located in Athens, offers a full range of products, including auto insurance. Its team helps car owners acquire different types of auto insurance plans such as medical payments, collision, and liability coverage. The professionals also insure watercraft, ATVs, and RVs. Velox Insurance's agents use a technology that allows them to compare several insurance plans in less than 10 minutes. The company also has a mobile app that clients can use to contact agents and submit claims.

  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

11 State Street, Commerce, GA 30529

Expertise.com Rating

Review Sources

Google
4.8 (12)
Facebook
4.6 (11)

Why choose this provider?

Hyman Brown Insurance Agency, Inc. is a locally owned and operated insurance agency that serves individuals and businesses in Athens and the surrounding areas. Its insurance agents help car owners, uninsured drivers, and renters get the right auto insurance policies for their particular needs. These auto coverages generally include liability insurance, which covers medical expenses and damages caused to a client's vehicle. The agency was established in 1962 by Hyman R. Brown, who started his career in the life and health insurance industry in 1948.

  • Motorcyle & ATV

125 West Athens Street, Winder, GA 30680
WebsiteLicense: 97086

Expertise.com Rating

Review Sources

Google
4.4 (26)
Facebook
5.0 (12)
Yelp
5.0 (1)

Why choose this provider?

Winder Insurance Center is a team of seasoned insurance experts that delivers personal lines, commercial lines, and life and health insurance to individuals and businesses in Athens and throughout the Metropolitan Atlanta area. Established in 1957, the company helps clients choose the right car insurance policy that fits their needs from a variety of options. The coverages available include collision and comprehensive coverage, liability coverage, road trouble service, additional expense coverage, and lease or loan gap coverage.

  • Multiple Carriers
  • RV & Motorhome

260 North Milledge Avenue, Athens, GA 30601
WebsiteLicense: 70307

Expertise.com Rating

Review Sources

Google
4.8 (23)
Yelp
5.0 (2)

Why choose this provider?

Larry Baumwald Insurance is a team of agents in Athens that assists clients in several areas, including auto insurance. The professionals offer insurance options from different carriers such as Kemper, MetLife, Progressive, Travelers, The Hartford, and Nationwide. They can also furnish protection plans for owners of full-size RVs, travel trailers, all-terrain vehicles, sportbikes, jet skis, and fishing boats. The agents at Larry Baumwald Insurance can provide insurance policies within 15 minutes. The company was founded in 1974.

  • Boats
  • Motorcyle & ATV

272 West Hancock Avenue, Athens, GA 30601
WebsiteLicense: 70270

Expertise.com Rating

Review Sources

Google
3.9 (22)

Why choose this provider?

Chastain & Associates Insurance provides auto insurance for the residents of Athens and northeast Georgia. It is an independent insurance agency with over 100 years of experience. Its auto insurance can cover car damages due to accidents, theft, or other perils, as well as liabilities brought by accident-related injuries. The agency has partnered with a variety of national and regional carriers to offer options that can suit its clients' needs and budgets.

  • Motorcyle & ATV

120 East Washington Street, Madison, GA 30650
WebsiteLicense: 70493

Expertise.com Rating

Review Sources

Google
4.8 (17)
Facebook
5.0 (8)

Why choose this provider?

Jim Boyd Insurance & Bonds has been helping individuals, families, and businesses in Athens and the surrounding areas protect their assets since 1970. Established by Jim Boyd, the insurance agency represents more than 20 insurance carriers, such as Travelers, Auto-Owners Insurance, State Auto Insurance, and Haulers Insurance Company, to ensure its clients find and get the best insurance policies that meet their automobile needs. It offers plans for cars, motorcycles, and boats. Additionally, its agents also deal with insurance plans for homes, builders, special events, life, and health.

  • Multiple Carriers

1126 Broad Street, Athens, GA 30901
WebsiteLicense: 3234281

Expertise.com Rating

Review Sources

Google
4.9 (59)
Facebook
5.0 (9)
Yelp
5.0 (3)

Why choose this provider?

Mike Ingham provides auto insurance products to drivers in and around Athens. Representing State Farm, Mike's insurance policies offer collision, comprehensive, rental, and rideshare coverage. These policies also cater to other needs such as coverage for teen drivers, rental cars, commercial auto, classic and antique cars, and sports cars. Asides from being an agent, Mike also assists clients with home purchasing and financing needs including auto re-financing. He can communicate with clients in Spanish.

  • Bundling Option

108 West Spring Grove Avenue, Athens, GA 29841
WebsiteLicense: 110787

Expertise.com Rating

Review Sources

Google
4.4 (11)
Facebook
5.0 (2)

Why choose this provider?

Hixon Insurance Agency Inc. and Hixon Realty Company is an insurance solutions provider that services the Athens metro and nearby areas. The company provides personal and commercial lines including car insurance policies. Its personal auto insurance policies protect most classifications of drivers from damages and liabilities. It was founded in 1952 and represents top insurance providers in the country such as State Auto, Travelers, Centauri Insurance, and Lititz Mutual Insurance Company.

  • Multiple Carriers

1875 Commerce Road, Athens, GA 30607
WebsiteLicense: 194713

Expertise.com Rating

Review Sources

Facebook
5.0 (10)
Google
4.9 (7)
Yelp
5.0 (1)

Why choose this provider?

Cole Hixon Insurance, Inc - Commerce Road is a family-owned and operated firm serving businesses and individuals throughout Athens and the surrounding regions. The auto insurance policy may include coverages, such as collision, comprehensive, uninsured and underinsured motorist, roadside assistance, and medical payments. The agents at Cole Hixon Insurance, Inc - Commerce Road also offer group health, recreational vehicle, and farm insurance services. The firm has three locations around the Athens area.

  • Multiple Carriers
  • Motorcyle & ATV

400 Hawthorne Avenue, Athens, GA 30606

Expertise.com Rating

Review Sources

Yelp
5.0 (1)

Why choose this provider?

ATI Insurance is a professional and full-service insurance agency that serves clients in Athens, Forest Park, Riverdale, and nearby areas. It offers its clients a wide variety of insurance products and services such as auto insurance, motorcycle coverage, ridesharing insurance coverage for limos and taxis, home and renters insurance, as well as commercial insurance. The agency's expertise and background in an insurance undertaking role allow them to provide each client with a suitable insurance package tailored to suit client needs and requirements.

  • Multiple Carriers

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Mundy Mill Premier Insurance - Athens
3620 Atlanta Highway, Athens, GA 30606
Velox Insurance - Athens
2597 Atlanta Highway, Athens, GA 30606
Hyman Brown Insurance Agency, Inc. - Commerce
11 State Street, Commerce, GA 30529
Winder Insurance Center
125 West Athens Street, Winder, GA 30680
Larry Baumwald Insurance
260 North Milledge Avenue, Athens, GA 30601
Chastain & Associates Insurance - Athens
272 West Hancock Avenue, Athens, GA 30601
Jim Boyd Insurance & Bonds
120 East Washington Street, Madison, GA 30650
Mike Ingham
1126 Broad Street, Athens, GA 30901
Hixon Insurance Agency, Inc. and Hixon Realty Company
108 West Spring Grove Avenue, Athens, GA 29841
Cole Hixon Insurance, Inc - Commerce Road
1875 Commerce Road, Athens, GA 30607
ATI - Athens
400 Hawthorne Avenue, Athens, GA 30606

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the minimum car insurance coverage required for motorists in Athens?

    The minimum coverage required in Athens for motorists to operate their vehicles on public roads is $25,000 for bodily injury liability per person and $50,000 per incident. For property damage liability, the minimum coverage is $25,000 per incident. Car owners have the option to purchase additional coverage according to their own requirements.

  • How do insurance providers in Athens Georgia determine your insurance rate?

    Insurance providers in Athens use underwriting and rating to determine your insurance premium. Your driving record, including your civil status, age and location will all be considered as factors. The vehicle's age, make and model, accident history and previous insurance coverage are all additional factors as well. It is important to note that insurance companies can use these factors with different algorithms and computations.

  • Does the city of Athens observe a no-fault statute?

    No, Athens and the state of Georgia do not observe a no-fault system, which means that the driver who caused the accident will be held liable for all the medical expenses and damages to property. Victims who suffer economic and non-economic damages caused by a negligent party do not have to file claims against their own insurance coverage. The state requires all motorists to carry liability insurance to operate their vehicles.

  • Do you need to have uninsured coverage in Athens?

    No, you do not have to get uninsured coverage in Athens. The state of Georgia does not require motorists to carry uninsured coverage in their car insurance policy, but insurance companies are mandated to offer uninsured coverage to their clients due to its importance in the event that the at-fault party does not have sufficient coverage or no coverage at all.

  • What kinds of damages can you claim from your car insurance in Athens?

    You may file a claim for economic damages from your car insurance provider in Athens, which may include medical costs, lost wages, rehabilitation expenses, and prescription drugs. Non-economic damages include pain and suffering, anxiety, and PTSD. You need to file a lawsuit against the at-fault party for you to be able to obtain payment for the damages you incurred.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.