Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Albany

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Albany Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

50Reviewed

33Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2537 Lafayette Plaza Drive, Albany, GA 31707
  • Multiple Carriers

Why choose this provider?

Established in 2013, the Lawrence Brown Insurance Agency is an independent auto insurance agency that services Albany and other areas of Georgia. Using its online rating program, the agency helps its customers find the perfect insurance deal by providing them with the top three auto insurance quotes based on their driving history, their vehicle, and the coverage that they require. The agency also offers other insurance coverage including commercial auto and trucks, homeowners, and commercial property insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (9)
Facebook
5.0 / 5 (8)

Website
2734 Ledo Road, Albany, GA 31707
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Dale Hodges Agency, LLC, is an independent insurance agency serving Albany and other locations. It offers different options for car insurance such as collision and comprehensive coverage to protect against theft or physical damage, liability coverage for losses due to property damage or physical injury, and roadside assistance. Its vehicle insurance extends to RVs, motorcycles, boats, trailers, and other recreational vehicles. Dale Hodges Agency, LLC, offers a full line of business, life, and home insurance, delivering its service with honesty, integrity, and character.

License Verified:

License: 95906

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2218 Palmyra Road, Albany, GA 31701
  • RV & Motorhome
  • Motorcyle & ATV

Why choose this provider?

For the past four decades, Wilson Insurance has been serving the insurance needs of individuals and businesses in Albany and surrounding communities. Established in 1978, the family-owned business guides car owners and drivers in insuring their vehicles with an auto insurance policy. Its independent insurance agents represent several carriers and select the best auto policy that fits their client's needs and resources. They specialize in automobile insurance, recreational vehicle insurance, and mobile home policies. Other offerings include homeowners insurance, title bonds, and small business insurance.

License Verified:

License: 71229

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.2 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
121 North Westover Boulevard, Albany, GA 31707
  • Multiple Carriers
  • Motorcyle & ATV

Why choose this provider?

Short Insurance Group is an auto insurance company that serves clients in and around Albany. Founded in 1978, the agency provides each client with a direct contact number for its agents. It compares different policy rates and quotes from over 15 carriers, including Auto-Owners and Northland Insurance. It also examines the client's vehicle and driving history to get possible deductibles for collision and accident compensation. Short Insurance Group prioritizes insurance certification, either in hand or online.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2418 Sylvester Rd # 4, Albany, GA 31705
  • Bundling Option

Why choose this provider?

Ricky D Jackson Insurance Agency is an Albany-based business that handles various lines of protection, including auto insurance. Ricky D. writes car insurance policies that may include collision, comprehensive, medical payments, physical damage and liability, uninsured/under-insured motorist, and loan gap coverage. He also insures ATVs and RVs. Ricky D. has been serving the industry since 2003 and also offers other insurance solutions such as life, home, health, business, and general liability insurance.

License Verified:

License: 644742

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (12)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1800 North Slappey Boulevard, Albany, GA 31701
  • Bundling Option

Why choose this provider?

Tim Thomas is a State Farm insurance agent based in Albany. He helps his clients acquire car insurance with different coverage options, including collision, rental, rideshare, and comprehensive insurance. The agent also assists clients in obtaining more niche auto insurance coverage, like for a classic or antique car. Tim Thomas is currently the president of the Kiwanis Club of Dougherty County and Lee County Chamber of Commerce chairman. His work with State Farm has a strong focus on helping clients achieve their lifelong dreams.

License Verified:

License: 520048

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (25)
Facebook
4.8 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2543 Lafayette Plaza Drive, Albany, GA 31707

Why choose this provider?

With the belief of approaching clients as partners and not vendors, Griffin & Company Insurance has been building long-term relationships with policyholders through their insurance services. Serving Albany and Decatur, the company offers financial protection for vehicle owners and their assets via its auto insurance policies. The agency offers coverage for bodily injuries, medical payments, and physical damage in the event of accidents or collisions. Coverage for uninsured or underinsured motorists is also provided by Griffin & Company Insurance.

Attorney Information

Attorney NamesExperience
Brent Griffin - Owner22 yrs

License Verified:

License: 171796

Office of Commissioner of Insurance and Safety Fire

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1301 North Slappey Boulevard, Albany, GA 31701
  • Bundling Option

Why choose this provider?

Toole Budget Insurance Agency, Inc., is a car insurance agency based in Albany. Its agents provide assistance to clients in need of the right auto insurance coverage, no matter their age, credit record, driving history, or type of vehicle. Toole Budget Insurance Agency has been in service for more than 16 years, hiring local insurance agents who focus on building not just a business-customer connection, but a friend-for-life commitment with clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Is auto insurance required in Albany?

    Yes. Anyone who drives in Albany needs to be insured. There are different types of penalties you could face if you get caught driving without insurance, such as paying fines or having your license suspended. Auto insurance is mandated by law to help save on expenses in the event of an accident.

  • Do all drivers in Albany need to get SR-22 insurance?

    Not every driver in Albany needs to have SR-22 insurance. This certificate, also known as a Certificate of Financial Responsibility, is proof that a driver will stay insured for a certain period. In most cases, drivers penalized for a vehicle violation are the ones required to file an SR-22 certificate. For instance, the Georgia Department of Driver Services may require individuals who had their driver’s license revoked or suspended to file an SR-22 form to verify they have purchased insurance before their license can be reinstated.

  • Will an insurance card be enough proof of auto insurance coverage in Albany?

    No, an insurance card is not enough proof of auto insurance coverage in Albany. Instead, Georgia uses an electronic verification system called the Georgia Electronic Insurance Compliance System. Police officers or other government workers can easily check the status of a driver's insurance using this state-maintained database. This system encourages vehicle owners to get and keep liability insurance coverage, minimizes the number of uninsured cars, and serves as an online tool for the government to effortlessly verify the insurance status of any automobile in the area.

  • What insurance coverage options do you have if you crash in a rental car in Albany?

    If you cause an accident while driving a rental car in Albany, you are legally liable for it, and your insurance provider should cover the damages. However, if another driver is at fault for the accident, they are responsible for the damages. The rental company will be working directly with the other driver's insurance provider regarding coverage. If the rental company charges you any fee, you may seek compensation from the at-fault driver's insurance provider for reimbursement.

  • What are your options if you are involved in a car accident with an uninsured driver in Albany?

    To recover compensation from an uninsured driver in Albany, you can file a lawsuit against them directly. However, the at-fault driver may not be able to pay you completely due to insufficient funds. Another option is if you have uninsured/underinsured coverage in your personal auto insurance. This should cover you and other companions you may have during the accident, like your spouse, relatives, guests, or other passengers, in case the at-fault driver does not have insurance or does not have enough coverage to compensate for the damages.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.