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2024

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Best Renter's Insurance Companies in West Palm Beach

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored West Palm Beach Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

42Reviewed

28Curated

7Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2535 Forest Hill Blvd, West Palm Beach, FL 33406
  • Multiple Policy Types

Why choose this provider?

Sardina Insurance Agency, a family-owned business established in 1977, serves clients in West Palm Beach and the neighboring communities. It helps customers protect themselves and their belongings from unexpected events that could occur in a rented property like fire, theft, and vandalism by providing them with renters' insurance. The company also offers boat and watercraft, auto, homeowners', flood, workers' compensation, and restaurant insurance. Some of Sardina Insurance Agency's carriers include Progressive, Nationwide, and National General.

License Verified:

License: L002440

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
57 Blue Heron Blvd, Riviera Beach, FL 33404
  • Multiple Policy Types

Why choose this provider?

FL Lowcost Insurance is a company that serves clients in West Palm Beach and the surrounding communities. It offers renters' insurance policies that cover damages to personal property, liability for accidents that occur in rented properties, and additional living expenses. It also provides auto, homeowners', flood, condo, health, and life insurance. The professionals at this agency evaluate customers' specific situations and help them find the policy that matches their needs. Additional services include income tax computation, traffic school, and real estate.

License Verified:

License: L046223

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1645 Palm Beach Lakes Blvd, West Palm Beach, FL 33401
  • Multiple Policy Types

Why choose this provider?

Katie Sexton is a West Palm Beach-based insurance professional and agency owner affiliated with We Insure. Katie serves individuals and families, helping them shop from over 150 insurance carriers for policies like renters' insurance that covers temporary living expenses and homeowners' insurance with additional personal liability coverage. She also assists business owners in finding coverage plans for workers' compensation and general liability. Katie has over two decades of customer service experience. She is an active member of the Florida Women's Business Center.

License Verified:

License: W416386

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
937 Belvedere Rd, West Palm Beach, FL 33405
  • Multiple Policy Types

Why choose this provider?

Lourdes Martinez is a GreatFlorida Insurance agent who serves clients in West Palm Beach. She offers renters' insurance that covers a policyholder's belongings and liabilities in the event of natural disasters and unfortunate events. Martinez also provides insurance products for automobiles, boats, motorcycles, and commercial vehicles. As an independent agent, Lourdes works with multiple insurance carriers, such as Kemper, Progressive, and Dairyland. GreatFlorida Insurance is a network of franchised insurance agents located across the state of Florida.

License Verified:

License: A167027

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (18)
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4833 Okeechobee Blvd Suite 106 A, West Palm Beach, FL 33417
  • Commercial
  • Home and Auto Insurance
  • Multiple Policy Types

Why choose this provider?

Brian LaRiviere is an insurance agent serving the West Palm Beach area. He offers a variety of insurance products, including renters' insurance. This insurance provides coverage on his clients' belongings, including kitchen equipment and supplies, jewels and apparel, bikes and furniture, and entertainment systems, in the event of theft or natural disasters. He also offers auto, boat, motorcycle, business, umbrella, and flood insurance. LaRiviere also provides 24/7 insurance service through partners like Avatar, Mercury Insurance, and Kemper.

License Verified:

License: A149834

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4123 Parker Ave., West Palm Beach, FL 33405
  • Home and Auto Insurance

Why choose this provider?

Insurance Designers has been catering to individuals, families, and businesses in the West Palm Beach metro and the surrounding areas since 1998. The agency offers renters' insurance, which pays for additional costs of temporarily living away from a home damaged by a fire or severe storm. The product also covers the policy owners' responsibility to other people injured at their property. In addition, Insurance Designers provides commercial auto, flood, motorcycle, RV, and workers' compensation insurance plans.

License Verified:

License: L094317

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.8 / 5 (24)
Facebook
4.6 / 5 (19)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
580 Village Blvd #300, West Palm Beach, FL 33409
  • Home and Auto Insurance

Why choose this provider?

David Dunham Insurance is an agency that has been serving West Palm Beach for over 20 years. It helps renters in protecting their personal property whether they are renting a house, condo, apartment, or even a dorm room. The coverage options can include Actual Cash Value (ACV) or replacement costs of stolen or damaged items, liability coverage for injury claims that occur in the tenant's residence, and the loss of use situation. The agency also offers insurance plans for boats, recreational vehicles, and umbrella coverage.

License Verified:

License: L093656

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (339)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail
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FAQs

  • How does renters' insurance replace your damaged items in West Palm Beach?

    In West Palm Beach, damaged items can be replaced using renters' insurance's actual cash value or replacement cost coverage. Actual cash value coverage only insures the current amount of the item. Replacement cost coverage, on the other hand, pays the replacement cost of the items with brand new ones.

  • How can you acquire renters' insurance discounts in West Palm Beach?

    You can acquire renters' insurance discounts in West Palm Beach by investing in protective devices. These devices include fire alarms, sprinklers, and burglar alarms. Through these, you can lessen the risk of theft and fire. Moreover, you can reduce the cost of your renters' insurance if your home has qualifying plumbing and electrical updates or hail-resistant materials.

  • Does renters' insurance in West Palm Beach cover theft?

    It depends on the situation. In West Palm Beach, renters' insurance can only cover items damaged by theft, depending on the tenant's coverage limit. However, they can properly insure their valuable belongings by acquiring a separate policy. They can add an insurance rider to their renters' insurance policy.

  • Is water damage covered by renters' insurance in West Palm Beach?

    It depends on the situation. Renters' insurance in West Palm Beach only covers water damage if it is caused by appliance overflows, hose or fire extinguisher damage, and sudden plumbing issues. However, water damage is not covered by renters' insurance if it results from flooding and sewer or drain backup issues.

  • What factors affect the cost of your renters' insurance in West Palm Beach?

    In West Palm Beach, the cost of your renters' insurance can be affected by the amount of your deductible and type of coverage. If you pay a higher deductible, you may pay for less insurance premiums. Moreover, if you have high-value items like pieces of jewelry or art collectibles, you may pay higher premiums.

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