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2024

Last updated:

Best Local Car Insurance Agencies in Tallahassee

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Tallahassee Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

105

Reviewed

66

Curated

8

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
113 South Monroe Street, Tallahassee, FL 32301
  • Multiple Carriers

Why choose this provider?

Premier Insurance Agency addresses the car insurance needs of vehicle owners in Tallahassee. As a full-service and independent insurance firm, its professional associates work with multiple financially sound carriers to source a selection of quotes that will meet the client’s specific needs and priorities. Available policies usually cover property damage, liability, and medical bills. Clients also have the option to request additional protection. Premier Insurance Agency also insures motorcycles, limousines, recreational vehicles, boats, and various watercraft.

License Verified:

License: L073206

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1138 East Tennessee Street, Tallahassee, FL 32308
  • Multiple Carriers

Why choose this provider?

Alliance Insurance is an independent agency in Tallahassee that offers auto insurance services and products to residential and business clients. Since 1992, it has been providing clients with customized insurance plans and guiding them throughout the process. It also works with various insurance carriers in choosing the right coverages for clients. Its team of agents accommodates questions and provides insurance solutions. Alliance Insurance also offers Homeowners, Commercial Vehicles, and Boat, RV, and motorcycle coverage.

License Verified:

License: R001315

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
2500 Apalachee Parkway, Tallahassee, FL 32301
  • Bundling Option

Why choose this provider?

Affiliated Insurance Agencies of Florida Inc is a professional insurance agency that serves clients in Tallahassee and nearby areas. It offers a variety of insurance and risk management products such as personal auto and commercial insurance, business insurance, boat and watercraft insurance, homeowners coverage, and general liability insurance. The company has been in the insurance industry for 30 years and employs a team of professional consultants capable of addressing the needs and requirements of each client.

License Verified:

License: L047276

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.2 / 5 (22)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2522 Capital Circle Northeast, Tallahassee, FL 32308
  • Bundling Option
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Joe Altenburg is a seasoned agent under GreatFlorida Insurance servicing the Tallahassee metro. He supports the community by providing a wide array of insurance products, including a policy for car owners. Joe helps his clients to be legally protected against financial loss through comprehensive auto insurance coverage. When an accident happens, the policy will pay for the damages to vehicles, needed auto repairs, and medical expenses. Joe also shares financial and insurance tips on his business social media page.

License Verified:

License: A308830

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (55)
Facebook
5.0 / 5 (1)
Yelp
2.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
209 Pinewood Drive, Tallahassee, FL 32303
  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

For more than three decades, Franklin Insurance Agency, Inc., has been catering to the insurance needs of individuals and businesses in Tallahassee and nearby communities. The company assists car owners, family drivers, and commercial operators in protecting themselves, their passengers, and their vehicles on the road with an auto insurance policy. Its independent insurance agents represent different providers that can offer a variety of coverage options, including liability, comprehensive, and collision. They also provide additional coverage for medical payments, car rental expenses, and loan or lease gaps.

License Verified:

License: L007867

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (3)

Website
2120 Killarney Way, Tallahassee, FL 32309
  • Multiple Carriers

Why choose this provider?

McGinniss Himmel Insurance Agency offers insurance solutions to individuals and families in Tallahassee. The independent insurance agency focuses on educating clients about their insurance options and providing local insurance assistance personalized to their specific needs. It offers various types of auto insurance coverage, which include liability, collision, comprehensive, medical coverage, personal injury protection, and rental car coverage. McGinniss Himmel Insurance Agency maintains relationships with multiple insurance carriers, including Auto-Owners Insurance, American Strategic Insurance, and American Integrity.

License Verified:

License: L092483

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (699)
Facebook
5.0 / 5 (74)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3512 Maclay Boulevard, Tallahassee, FL 32312
  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Why choose this provider?

McKee Insurance Agency is an agency that has been serving the auto insurance needs of residents in the Tallahassee, Quincy, Crawfordville, and Gulf Coast areas for more than 37 years. Its experienced agents work with trusted insurance carriers in providing quick and accurate quotes. They advise clients of the minimum required insurance coverage for no-fault/personal injury protection per Florida's car insurance laws. Its agents can also review the client's current coverage and portfolio to ensure their existing insurance is still the right fit.

License Verified:

License: L003860

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (37)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2880 Apalachee Parkway, Tallahassee, FL 32301
  • Multiple Carriers

Why choose this provider?

Waterhouse Insurance & Financial Services is a Tallahassee-based independent insurance agency that provides home insurance and automobile insurance policies to residents in the metro. Its comprehensive auto insurance policies provide personal injury protection, personal liability protection, bodily injury protection, medical payments coverage, and collision coverage. Aside from its personal and business lines, Waterhouse Insurance & Financial Services also specializes in general liability insurance, recreational insurance, and commercial insurance. The agency is committed to treating all clients with fairness, honesty, and respect.

License Verified:

License: L100688

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (1307)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is the average cost of car insurance in Tallahassee?

    In Tallahassee, individuals can expect an average monthly car insurance expense of $198 or an annual cost of $2,377, a rate below the state's average. To legally operate a vehicle in Tallahassee and throughout Florida, drivers must carry a minimum of $10,000 in personal injury protection and property damage liability coverage. While uninsured motorist coverage is not obligatory, it is advisable due to the state's substantial number of uninsured drivers.

  • What is Personal Injury Protection (PIP) coverage, and how does it work in Tallahassee?

    As per state law, all car owners in Tallahassee must have Personal Injury Protection (PIP) coverage. PIP covers individuals involved in accidents, regardless of fault, up to $10,000 after deductibles. To qualify for PIP benefits, one must seek initial medical care within 14 days post-accident. PIP covers 80 percent of reasonable accident-related medical expenses and 60 percent of lost wages. Additionally, $5,000 in death benefits are included.

  • Why is it important for Tallahassee residents to have collision coverage?

    Collision coverage is vital auto insurance for car owners in Tallahassee, as it specifically covers damage to the vehicle caused by incidents such as fire, theft, windstorms, and vandalism. It's essential because without it, insurers won't pay for repairs in accidents the owner of the vehicle causes. Individuals must have coverage equal to their vehicle's fair market value for full compensation.

  • What do Florida House Bills HB 541 and SB 1002 entail for Tallahassee drivers?

    Florida's legislative proposals, encompassed in House Bills HB 541 and SB 1002, are directed at addressing legal matters in car insurance linked to windshield incidents. The primary objective of these bills is to prohibit repair entities from offering incentives to policyholders who file claims for windshield repair or replacement. These forthcoming laws are set to grant motorists in Tallahassee and the rest of the state the option of a $250 deductible for windshield repairs without the involvement of third-party entities.

  • What do Florida House Bills SB 586 and HB 429 propose for automobile owners in Tallahassee?

    Florida House Bills SB 586 and HB 429 propose significant changes for automobile owners in Tallahassee and the rest of the state. Should these bills gain approval, they would abolish Florida's established no-fault automobile insurance system, replacing it with a mandate necessitating motorists to possess bodily injury coverage. The bills were presented for evaluation during the legislative session that commenced on March 7, 2023.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.