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Best Credit Repair Companies in Sunrise

2023

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Website
Sunrise, FL
  • Money Back Guarantee
  • Credit Restoration
  • Credit building
  • Credit Audit
  • Credit Repair

Why choose this provider?

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
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Lexington Law

Website
Sunrise, FL
  • Consumer Credit Services
  • Credit Repair

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Report Consultation

Website
​72 East McNab Road #205, Pompano Beach, FL 33060
  • Credit Audit

Why choose this provider?

Iron Credit Solutions serves clients in Sunrise and the surrounding areas. It offers a wide range of services, including credit consultation, credit analysis, and financial coaching. It communicates with credit bureaus and creditors to challenge negative report items that have an impact on clients' credit scores. The company has an online portal that provides clients with a live status update on the improvements of their credit reports and scores. It is available 24/7.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
​2881 E Oakland Park Blvd, Ste 433, Fort Lauderdale, FL 33306
  • Credit Audit

Why choose this provider?

Umbrella Credit Services caters to individuals and businesses in Sunrise. The company offers credit repair solutions, including removing clients' negative report items, improving their credit reports and scores, and educating them about maintaining their credit scores. The process entails evaluating clients' statuses, submitting custom dispute letters on their behalf, and giving 24/7 access to their case status and updates. One client thanked the company for assisting him and his wife in boosting their credit scores so that they could purchase a house with a low-interest rate.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1007 N. Federal Hwy. #388, Fort Lauderdale, FL 33304
  • Credit Monitoring

Why choose this provider?

US Credit Shield provides restoration solutions in Sunrise and the surrounding areas. It helps families and individuals improve credit scores to achieve various investment properties, such as vehicles and homes. The company analyzes credit reports and removes derogatory accounts and inaccurate data that affect clients' credit records. It deletes credit issues related to foreclosures, tax liens, collections, judgments, late payments, and bankruptcies. US Credit Shield has been in the industry for more than 15 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (26)

Website
Lauderhill, FL 33311
  • Debt Consolidation

Why choose this provider?

The Credit Group is a private consumer protection business located in the City of Lauderhill. It has been serving clients in Sunrise and the surrounding communities for more than 16 years. It provides credit repair services, including removing and updating collections, charge-offs, and late payments. Its team assists in eliminating debts and improving credit scores. The Credit Group educates clients on how to address IRS problems and teaches financial strategies. CEO Joma Mcleod has over 14 years of experience handling consumer credit matters.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
501 E Las Olas Blvd 3rd Floor, Fort Lauderdale, FL 33301
  • Credit Monitoring

Why choose this provider?

Credit Repair Master serves clients in the area of Sunrise and the neighboring communities. It provides results-based credit repair counseling services to fix clients' personal information and remove bankruptcies from their credit reports. The firm compels third-party collection agencies and original creditors that violate FCRA and FCDPA laws to eliminate negative items that damage clients’ credit scores. Credit Repair Master has been offering its services to the local community since 2009.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Coral Springs, FL 33065
  • Credit Dispute

Why choose this provider?

Boost Ur Credit helps individuals in Sunrise financially get back on track and achieve their goals in life by providing credit repair services. The process includes gathering clients' information, analyzing their credit reports, building customized credit strategies, and following up with the credit bureau. Its credit repair specialists conduct consultations and work closely with clients to improve their credit scores. They provide credit education, debt settlement, and debt collector and bureau negotiation. Boost Ur Credit has completed more than 100 cases.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5769 W. Sunrise Blvd, Plantation, FL 33313
  • Debt Consolidation
  • Credit Monitoring
  • Credit Audit

Why choose this provider?

Debt.com offers credit repair solutions to individuals and business owners in Sunrise and the surrounding communities. The company is composed of financial experts, industry veterans, journalists, and credit counselors that provide consumer education and self-help guides. It helps clients dispute and correct negative items on their credit reports. Other services include credit monitoring and identity theft protection. Debt.com has been featured in The Huffington Post, Yahoo! Finance, U.S. News & World Report, and The Washington Post.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (325)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Pembroke Pines, FL 33023
  • Credit Monitoring
  • Credit Audit

Why choose this provider?

EZ Credit Repair Now helps the residents of Sunrise in improving their FICO scores. The company provides credit repair services that involve collection harassment analysis, erroneous item removal, and progress tracking. Its professionals guide clients in the process of improving good credit history from initial consultation and repair processing to finance and credit education. Sandra Valentine, its president, is a certified member of the Credit Consultants Association and holds an F&I Legal and Ethical Standards Certification.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.5 / 5 (37)
Google
4.5 / 5 (15)

Website
401 E Las Olas Blvd Suite 1400, Fort Lauderdale, FL 33301
  • Credit Monitoring
  • Credit Dispute

Why choose this provider?

Clean Credit Corp is a full-service agency that aims to help clients throughout Sunrise and the nearby areas improve their credit scores and financial status. The company has been in business since 2009 and offers service packages to clients to help them legally challenge and remove unverifiable information in clients' credit histories. The company also offers include debt settlement and elimination services. The company extends its services to clients nationwide, with an emphasis on providing 1681g Unverified Factual Verification solutions.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Sunrise, FL
  • Credit Monitoring

Why choose this provider?

Supreme Credit Repair serves residents and businesses in Sunrise. The company conducts an audit of the client's credit report and debriefs them in order to identify erroneous negative items that are harming their score. It challenges the items with creditors, collection agencies, and bureaus, and if the entities fail to substantiate the entries, the items are removed. Supreme Credit Repair also provides 24-hour credit monitoring and alerts to keep clients up to date on changes and how they affect their credit score.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
66 West Flagler St Ste 900 - #3208, Miami, FL 33130
  • Credit Audit

Why choose this provider?

Credit Rebirth is a FICO Pro-certified company that serves clients in the Sunrise metro. Whether for house or auto loans, it helps clients achieve their goals and improve their credit scores by disputing negative items on their credit reports. Its credit repair professionals, who have over three decades of combined experience, also provide clients with credit training and education and fight for their rights against the bureaus. Credit Rebirth has been featured on ABC News, Forbes, and The Huffington Post for its expertise.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11110 W Oakland Park Blvd Suite 308, Sunrise, FL 33351
  • Credit Audit

Why choose this provider?

RSW Credit Repair helps improve the financial situation of clients with troubled debt history in Sunrise and surrounding areas. Its credit score restoration strategies include updating client profiles, disputing erroneous reports with consumer reporting agencies, and promoting positive financial habits. It sends letters to Equifax, Experian, TransUnion, and creditors to remove incorrect information in a credit report and payment history. It targets increasing a client’s credit score, improving their chances for home financing, auto loans, and insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
950 S Pine Island Road, Plantation, FL 33324
  • Credit Dispute

Why choose this provider?

Orise Finance LLC provides a selection of credit repair services in the Sunrise area and the surrounding communities. It helps individuals and families obtain mortgage loans, home and auto insurance policies, and credit cards. The company creates strategies on how clients can improve their credit scores and assists them in disputing bad credit histories. It removes bad records, such as unpaid collections and medical bills. Orise Finance has been in the industry for more than a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (35)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process

  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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