Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Spring Hill

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Spring Hill Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48

Reviewed

33

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
11270 Spring Hill Dr., Spring Hill, FL 34609
  • Home and Auto Insurance
  • Multiple Policy Types
  • Commercial

Why choose this provider?

Whiting Insurance offers its products and services to any renters around Spring Hill. Its insurance policies provide liability coverage and protect renters' personal belongings in case of damage or loss due to theft, fires, vandalism, and water damage. It communicates closely with clients for every detail of their best interests to tailor the best possible plan for them. For over 35 years, the family-owned and independent company has been catering to individuals and business establishments around the Hernando, Citrus, and Pasco Counties.

License Verified:

License: L003590

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11007-11009 Spring Hill Dr., Spring Hill, FL 34608
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

Bauknight Insurance is a family-owned agency that serves clients in Spring Hill and the surrounding areas. It provides a range of renters' insurance plans to help clients repair or replace their property and belongings that have been damaged as a result of theft or any type of destruction. The agency also provides risk-protection packages for cars, homes, business properties, condo associations, and floods. It uses advanced technology to shop for insurance companies that suit every client's needs and goals. It has been operating since 1975.

License Verified:

License: R002525

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (185)
Facebook
4.9 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5492 Land O Lakes Blvd, Land O Lakes, FL 34639
  • Multiple Policy Types

Why choose this provider?

Oakes Insurance has been serving Spring Hill and its surrounding communities for more than 40 years. The locally owned and operated agency provides residents with renters', home, condominium, and mobile home insurance products. It also offers coverages for automobiles, watercraft, motorcycles, RVs, and rideshares. Among the brands that the business carries are Progressive, Mercury, Florida Specialty, and Florida Peninsula. Oakes Insurance's six agents collectively have more than 100 years of experience in the industry.

License Verified:

License: R007137

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (70)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
213 S Apopka Ave, Inverness, FL 34452
  • Home and Auto Insurance

Why choose this provider?

Nature Coast Insurance Agency serves clients in Spring Hill. It offers renters' insurance that covers the personal belongings, liabilities, and living expenses of policyholders in case of disaster, vandalism, and theft. The agency also provides insurance products for homeowners, automobiles, and general liabilities. It partners with multiple insurance carriers, such as Attune, Avatar, and Mercury Insurance, to provide coverage options that suit the unique needs and goals of clients. It is a member of the Florida Association of Insurance Agents.

License Verified:

License: L050410

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4108 Lamson Avenue, Spring Hill, FL 34608
  • Multiple Policy Types

Why choose this provider?

Established in 2004, Quinn Insurance is an independent and locally owned agency serving Spring Hill. It represents more than 25 insurance carriers and offers a variety of coverage options suited to a wide range of budgets. One of its core products is renters' insurance, which helps ensure tenants and their personal belongings are financially covered in case of disasters and theft. In addition, it provides auto, builders' risk, condo, flood, home, and personal umbrella insurance. The agency's other products include commercial auto, general liability, and property insurance policies.

License Verified:

License: L074041

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (46)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13793 Linden Drive Suite #5, Spring Hill, FL 34609
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

The Ashley Burbank-Boyles Agency provides the community of Spring Hill with a wide variety of insurance solutions. Among its offerings are property indemnity policies, including renters' insurance. Its renters' policy covers an individual's personal property, liability, and expenses of temporary living arrangements in the event that a rented home is unusable in the meantime. Its proprietor, Ashley Burbank-Boyles, worked in the field of pharmaceutical sales and marketing for 16 years before establishing the agency.

License Verified:

License: P098332

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (79)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
10521 Spring Hill Drive, Spring Hill, FL 34608
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Livengood & Associates, Inc., is a full-service agency providing the communities of Spring Hill with insurance solutions. It offers a wide range of policies, including homeowners' and renters' insurance with personal legal liability, which covers legal responsibility for property damage and injuries. It represents insurance carriers such as Citizens Property and Casualty Insurance Company, Safety First Insurance, and Safe Point Insurance. The agency has been in business for over 25 years and strives to provide its clients with comprehensive insurance programs.

License Verified:

License: L011422

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10710 State Road 54 Suite C #101, Trinity, FL 34655
  • Multiple Carriers

Why choose this provider?

Randall Insurance is a family-owned and family-operated business that serves the Spring Hill metro. It offers renters' insurance products that cover material losses due to vandalism, explosions, fire or smoke, theft, and water damages from plumbing. The company also provides policy options that can cover the expenses of injured house guests or the losses incurred from natural disasters such as floods and earthquakes. Randall Insurance carries a wide variety of insurance products, including commercial insurance and automotive insurance.

License Verified:

License: L054294

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5278 Applegate Drive, Spring Hill, FL 34606
  • Multiple Policy Types

Why choose this provider?

Ayinde Matthews is a State Farm insurance agent located in Spring Hill. He helps individuals and families find various coverage plans tailored to their circumstances, ranging from renters' insurance covering personal liability and loss of use to individual health and pet medical insurance policies. He also assists business owners in acquiring coverage plans for commercial properties and company vehicles. Banking services are also available. Ayinde has been working with State Farm for over five years.

License Verified:

License: P226351

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (426)
Facebook
5.0 / 5 (79)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13224 Spring Hill Dr, Spring Hill, FL 34609
  • Home and Auto Insurance

Why choose this provider?

Advantage Insurance helps renters in Spring Hill and nearby areas find a suitable policy for their lifestyle and current situation. The company offers customers policies that cover home repair and liability for another person’s injury while on the rented property. It aids renters when they need a replacement for belongings lost to fire, theft, vandalism, and other coverable events. Plans with similar inclusions are available to homeowners. Advantage Insurance also offers automobile, business, and fleet insurance policies.

License Verified:

License: R003120

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (238)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1202 South Broad Street, Brooksville, FL 34601
  • Home and Auto Insurance

Why choose this provider?

Jamie Blake is an agent based in Brooksville who serves the insurance needs of residents in Spring Hill. She provides a range of products, such as auto, commercial, and home insurance. She also assists tenants in obtaining renters’ insurance, which provides coverage for damages to their personal belongings in case of unexpected circumstances. The insurance policy insures items like bikes, clothes, electronics, furniture, jewelry, and kitchen appliances. It also covers relocation expenses and liability protection in case of claims and lawsuits against the policyholders.

License Verified:

License: D038709

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (103)
Facebook
4.9 / 5 (60)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28969 Wesley Chapel Blvd, Wesley Chapel, FL 33543
  • Home and Auto Insurance

Why choose this provider?

Family First Insurance Services is a company that serves clients in Spring Hill. It works with the financial services company Allstate to offer renters' insurance solutions and helps cover areas like stolen item replacement costs and weather damage expenses. The company also provides insurance plans covering vehicles, including cars, motorcycles, boats, and golf carts. It has experience helping commercial clients with business insurance solutions, from commercial auto to general liability insurance. The company's other area of service includes financial planning.

License Verified:

License: W446318

Florida Division of Insurance Agent and Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (28)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What kinds of contingencies in Spring Hill will a renters' insurance policy protect against?

    Renters' insurance policies in Spring Hill protect against several unforeseen events, whether natural or caused by humans. These include lightning strikes and violent storms, as well as riots and acts of vandalism. The coverage depends on the terms and conditions written in the agreement, especially the exclusions.

  • In Spring Hill, why is it important to keep receipts when filing for a claim in your renters' insurance policy?

    It is important in Spring Hill to keep receipts when filing a claim on your renters' insurance policy because these will affect how much the insured can recover when belongings are damaged or lost. The insured has to justify the cost of each object, and receipts are one of the documentary pieces of evidence that will prove the extent of the damage or loss.

  • Why is it advantageous for renters in Spring Hill to get insurance if they frequently invite guests?

    It is advantageous for tenants in Spring Hill to get renters' insurance if they frequently have guests over because accidents can happen during these visits. If a visitor gets hurt while on the tenant's privilege, liability for personal injuries and medical costs may be incurred. An insurance policy will cover this liability instead of draining the insured's pocket.

  • In Spring Hill, is it sufficient for a tenant to rely on the landlord's personal homeowners' insurance policy?

    No, it is not sufficient for a renter in Spring Hill to rely on the landlord's personal homeowners' policy. The landlord's insurance covers only the structure where the tenant stays. It will not reimburse the occupants for any damage or loss to property that may occur while the lease contract subsists.

  • How may a tenant in Spring Hill reduce the cost of renters' insurance?

    A tenant in Spring Hill may reduce the cost of renters' insurance by installing measures that reduce the risk of loss in a home. These might involve installing technologies like smoke detectors, fire alarms, security cameras, and motion detectors. Bundling discounts are also possible if a tenant wishes to cover cars and other valuable belongings.

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