Best Mortgage Refinance Companies in Spring Hill

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Ali Peacock logo
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License: 2131099

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Ali Peacock

13948 Lynmar Blvd, Tampa, FL 33626
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  • New Construction

Business Description

Ali Peacock is a mortgage loan officer that caters to individuals and families in Spring Hill. She offers various refinance options for clients looking for cash-out or those wanting to get new rates and terms. She provides conventional, FHA, and FHA streamline options as well as niche options, like debt-service coverage ratio investor loans, home renovation, and fix and flip loans. Different mortgage terms, like fixed-rate, adjustable-rate, interest only, and graduated payments, are also available. Peacock is part of a local company, West Park Mortgage.

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License: 2131099

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Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Ali Peacock

Anchor Bay Financial logo
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License: 1574368

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Anchor Bay Financial

1527 N Dale Mabry Hwy Suite 101, Lutz, FL 33548
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  • Reverse Mortgages

Business Description

Anchor Bay Financial is a full-service brokerage that offers refinancing programs to clients within Spring Hill. Its staff processes FHA streamline and IRRRL loans that are canvassed and modified based on assessments of each applicant's total assets, outstanding debts, credit scores, and property values. It assists refinancers in meeting requirements and factors that lead to improved interest rates and cash-out opportunities for debt payments and home improvements. Its president, Tina Christman, is also the co-founder of a mortgage loan processing company.

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License: 1574368

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (14)

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Anchor Bay Financial

Citrus Mortgage Associates LLC logo
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License: 1619739

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Citrus Mortgage Associates LLC

1300 Hwy. 41 North, Suite H, Inverness, FL 34450
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  • New Construction
  • Reverse Mortgages

Business Description

Citrus Mortgage Associates LLC serves individuals throughout Spring Hill and the neighboring areas. It offers to refinance clients' current mortgages to change their interest rates and terms that suit their financial goals and needs. It also guides individuals in purchasing homes using different loan options, such as FHA, USDA, VA, and conventional. Its team members are available to provide clients with adjustable-rate mortgage options. Citrus Mortgage Associates is open 24/7 to answer clients' mortgage inquiries.

License Verified:

License: 1619739

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (78)

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Citrus Mortgage Associates LLC

Curtis Adriance logo
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License: 1829067

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Curtis Adriance

Spring Hill, FL
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  • New Construction
  • Reverse Mortgages

Business Description

Curtis Adriance is a mortgage loan originator with Pioneer Mortgage Funding, Inc., who serves first-time home buyers and existing homeowners in Spring Hill and the surrounding areas. He provides various loan options for homeowners looking to pay off their existing mortgages with new loans. He has experience assessing the current financial situations of his clients, determining their short and long-term goals, and locating suitable home loans and rates. Curtis Adriance offers customers fixed-rate mortgages, FHA, VA, and jumbo loans.

License Verified:

License: 1829067

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
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5.0 / 5 (5)

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Curtis Adriance

East Lake Lending, Inc. logo
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License: 347186

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East Lake Lending, Inc.

3438 East Lake Rd Suite 13, Palm Harbor, FL 34685
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  • New Construction

Business Description

East Lake Lending, Inc. provides refinancing to help borrowers in Spring Hill lower their interest rates and change the duration of their existing mortgage loans. The brokerage offers various mortgage options, including conventional, construction, and reverse, as well as VA and FHA. Its owner, Gregory Fierce, has banking, management, and real estate lending experience. He has closed and insured more than 650 title transactions since 2000. East Lake Lending strives to deliver quality customer service based on integrity and attention to detail.

License Verified:

License: 347186

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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5.0 / 5 (2)

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East Lake Lending, Inc.

Executive Mortgage Services logo
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License: 139171

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Executive Mortgage Services

East Lake Woodlands, Oldsmar, FL 34677
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  • New Construction

Business Description

Executive Mortgage Services caters to the refinancing needs of people in Spring Hill and nearby areas. The company offers various refinancing programs to help clients lower their interest rates and monthly payments, pay off their debts, and get more savings. In addition, it has other loan products for different residential, commercial, and investment needs. These include rate-based mortgages, home equity loans, and SBA financing. Founder Andrew Kashella has more than 25 years of experience in the industry.

License Verified:

License: 139171

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Executive Mortgage Services

Family First Mortgage USA logo
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License: 2142845

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Family First Mortgage USA

Spring Hill, FL
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  • New Construction
  • Reverse Mortgages

Business Description

Family First Mortgage USA is a Spring Hill-based company offering financing solutions to residents in every state with New Hampshire and New York as exceptions. It provides multiple loan programs such as jumbo, FHA, USDA-RD, conforming, and construction. It assists borrowers in obtaining the rates that meet their financial needs with the help of its processors, underwriters, and local appraisers. To prepare borrowers for the loan process, the mortgage company conducts virtual home buying seminars that talk about the costs, pricing, credit scores, and needed paperwork.

License Verified:

License: 2142845

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

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Family First Mortgage USA

Fernencial Mortgage Lending of Florida logo
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License: 1975034

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Fernencial Mortgage Lending of Florida

8761 N 56th St, #16148, Temple Terrace, FL 33617
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  • New Construction

Business Description

Fernencial Mortgage Lending of Florida is an independently owned company that serves residential and commercial clients in Spring Hill. It provides refinancing options for primary and vacation homes and investment and commercial properties. It offers different types of loan programs, including conventional, jumbo, FHA, non-QM, and VA. Other services include financial and business consulting and personal identity plans. Its managing principal, Kent Ferne, has been in the industry for over 14 years and is an active member of the FAMP, NAMB, and AIME.

License Verified:

License: 1975034

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
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Fernencial Mortgage Lending of Florida

LoanFlight logo
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License: 1522344

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LoanFlight

201 N. Franklin St. Ste 3440, Tampa, TX 33602
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  • New Construction
  • Reverse Mortgages

Business Description

LoanFlight has been serving clients throughout Spring Hill. The company guides homeowners through the refinancing process. It has experience dealing with owners of different types of properties, including condos, single-family homes, and townhouses. The company also provides mortgages guaranteed or insured by the VA and FHA for clients aiming to purchase homes. Paul Blaylock, its founder and CEO, participates as a board member for non-profit organizations like The Boys and Girls Clubs of Tampa Bay and Copperhead Charities.

License Verified:

License: 1522344

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (111)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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LoanFlight

Metroplex Mortgage Services logo
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License: 185264

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Metroplex Mortgage Services

8622 N Himes Avenue, Tampa, FL 33614
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  • New Construction
  • Reverse Mortgages

Business Description

Metroplex Mortgage Services caters to the home-refinancing needs of individuals and families in Spring Hill. It provides various loan options to help its clients get lower interest rates, pay off their debt, or maximize their savings. It offers other mortgage programs, such as conventional and government-backed loans, for first- or second-time homebuyers. Metroplex Mortgage Services has more than 20 years of experience in the home-lending industry and is a member of the Mortgage Bankers Association.

License Verified:

License: 185264

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (147)
Google
4.8 / 5 (66)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Metroplex Mortgage Services

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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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