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Best Mortgage Refinance Companies in Spring Hill

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2023
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Anchor Bay Financial logo

License Verified:

License: 1574368

Nationwide Multistate Licensing System and Registry

Anchor Bay Financial

1527 N Dale Mabry Hwy Suite 101, Lutz, FL 33548
  • Reverse Mortgages

Business Description

Anchor Bay Financial is a full-service brokerage that offers refinancing programs to clients within Spring Hill. Its staff processes FHA streamline and IRRRL loans that are canvassed and modified based on assessments of each applicant's total assets, outstanding debts, credit scores, and property values. It assists refinancers in meeting requirements and factors that lead to improved interest rates and cash-out opportunities for debt payments and home improvements. Its president, Tina Christman, is also the co-founder of a mortgage loan processing company.

License Verified:

License: 1574368

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (47)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Celebrity Home Loans logo

License Verified:

License: 227765

Nationwide Multistate Licensing System and Registry

Celebrity Home Loans

2174 Mariner Blvd, Spring Hill, FL 34609
  • New Construction
  • Reverse Mortgages

Business Description

Celebrity Home Loans caters to residents of Spring Hill who seek various refinancing and mortgage services. The company refinances loans and replaces current debts with more manageable alternatives. Its team offers first-time buyer programs and home possible options. Government-backed plans for military veterans or individuals with low credit scores are also available. Celebrity Home Loans' operations are overseen by its branch and sales manager, Laurie Johnson. She has been in the lending industry since 2003.

License Verified:

License: 227765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Citrus Mortgage Associates LLC logo
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License Verified:

License: 1619739

Nationwide Multistate Licensing System and Registry

Citrus Mortgage Associates LLC

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1300 Hwy. 41 North, Suite H, Inverness, FL 34450
  • New Construction
  • Reverse Mortgages

Business Description

Citrus Mortgage Associates LLC serves individuals throughout Spring Hill and the neighboring areas. It offers to refinance clients' current mortgages to change their interest rates and terms that suit their financial goals and needs. It also guides individuals in purchasing homes using different loan options, such as FHA, USDA, VA, and conventional. Its team members are available to provide clients with adjustable-rate mortgage options. Citrus Mortgage Associates is open 24/7 to answer clients' mortgage inquiries.

License Verified:

License: 1619739

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (78)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Curtis Adriance logo
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License Verified:

License: 1829067

Nationwide Multistate Licensing System and Registry

Curtis Adriance

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Spring Hill, FL
  • New Construction
  • Reverse Mortgages

Business Description

Curtis Adriance is a mortgage loan originator with Pioneer Mortgage Funding, Inc., who serves first-time home buyers and existing homeowners in Spring Hill and the surrounding areas. He provides various loan options for homeowners looking to pay off their existing mortgages with new loans. He has experience assessing the current financial situations of his clients, determining their short and long-term goals, and locating suitable home loans and rates. Curtis Adriance offers customers fixed-rate mortgages, FHA, VA, and jumbo loans.

License Verified:

License: 1829067

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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E Loans Mortgage Inc logo

License Verified:

License: 856640

Nationwide Multistate Licensing System and Registry

E Loans Mortgage Inc

13789 Linden Dr, Spring Hill, FL 34609
  • New Construction

Business Description

E Loans Mortgage Inc. serves locals in Spring Hill to seek refinancing and loan programs. The crew has cash-out and FHA streamline refinancing processes for debtors with excessively burdensome obligations. Reverse mortgages are on hand for the elderly members of the community. The team also offers veterans' loans, as well as products for property buyers with suboptimal credit situations. E Loans Mortgage employs a team with more than five decades of collective lending sector experience. Online tools are available to dispense initial information before consultation.

License Verified:

License: 856640

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (58)
Google
4.4 / 5 (21)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
East Lake Lending, Inc. logo
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License Verified:

License: 347186

Nationwide Multistate Licensing System and Registry

East Lake Lending, Inc.

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3438 East Lake Rd Suite 13, Palm Harbor, FL 34685
  • New Construction

Business Description

East Lake Lending, Inc. provides refinancing to help borrowers in Spring Hill lower their interest rates and change the duration of their existing mortgage loans. The brokerage offers various mortgage options, including conventional, construction, and reverse, as well as VA and FHA. Its owner, Gregory Fierce, has banking, management, and real estate lending experience. He has closed and insured more than 650 title transactions since 2000. East Lake Lending strives to deliver quality customer service based on integrity and attention to detail.

License Verified:

License: 347186

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Executive Mortgage Services logo
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License Verified:

License: 139171

Nationwide Multistate Licensing System and Registry

Executive Mortgage Services

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East Lake Woodlands, Oldsmar, FL 34677
  • New Construction

Business Description

Executive Mortgage Services caters to the refinancing needs of people in Spring Hill and nearby areas. The company offers various refinancing programs to help clients lower their interest rates and monthly payments, pay off their debts, and get more savings. In addition, it has other loan products for different residential, commercial, and investment needs. These include rate-based mortgages, home equity loans, and SBA financing. Founder Andrew Kashella has more than 25 years of experience in the industry.

License Verified:

License: 139171

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Family First Mortgage USA logo
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License Verified:

License: 2142845

Nationwide Multistate Licensing System and Registry

Family First Mortgage USA

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Spring Hill, FL
  • New Construction
  • Reverse Mortgages

Business Description

Family First Mortgage USA is a Spring Hill-based company offering financing solutions to residents in every state with New Hampshire and New York as exceptions. It provides multiple loan programs such as jumbo, FHA, USDA-RD, conforming, and construction. It assists borrowers in obtaining the rates that meet their financial needs with the help of its processors, underwriters, and local appraisers. To prepare borrowers for the loan process, the mortgage company conducts virtual home buying seminars that talk about the costs, pricing, credit scores, and needed paperwork.

License Verified:

License: 2142845

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fernencial Mortgage Lending of Florida logo
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License Verified:

License: 1975034

Nationwide Multistate Licensing System and Registry

Fernencial Mortgage Lending of Florida

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8761 N 56th St, #16148, Temple Terrace, FL 33617
  • New Construction

Business Description

Fernencial Mortgage Lending of Florida is an independently owned company that serves residential and commercial clients in Spring Hill. It provides refinancing options for primary and vacation homes and investment and commercial properties. It offers different types of loan programs, including conventional, jumbo, FHA, non-QM, and VA. Other services include financial and business consulting and personal identity plans. Its managing principal, Kent Ferne, has been in the industry for over 14 years and is an active member of the FAMP, NAMB, and AIME.

License Verified:

License: 1975034

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (153)
Florida Home Funding logo

License Verified:

License: 870878

Nationwide Multistate Licensing System and Registry

Florida Home Funding

390 N Orange Avenue #2125, Spring Hill, FL 32801
  • New Construction
  • Reverse Mortgages

Business Description

Florida Home Funding is a mortgage brokerage firm that caters to the purchase and refinance needs of homebuyers in Spring Hill. It offers various mortgage refinance options that allow clients to take a cash-out, consolidate monthly payments, or lower interest rates. Conventional, jumbo, FHA, and VA loans are also available for first-time homebuyers. Owner Shahram Sondi, a Certified Mortgage Advisor, brings his 21 years of mortgage experience when guiding clients in selecting the suitable financing option for their needs.

License Verified:

License: 870878

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LoanFlight logo
Visit WebsiteWebsite

License Verified:

License: 1522344

Nationwide Multistate Licensing System and Registry

LoanFlight

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201 N. Franklin St. Ste 3440, Tampa, TX 33602
  • New Construction
  • Reverse Mortgages

Business Description

LoanFlight has been serving clients throughout Spring Hill. The company guides homeowners through the refinancing process. It has experience dealing with owners of different types of properties, including condos, single-family homes, and townhouses. The company also provides mortgages guaranteed or insured by the VA and FHA for clients aiming to purchase homes. Paul Blaylock, its founder and CEO, participates as a board member for non-profit organizations like The Boys and Girls Clubs of Tampa Bay and Copperhead Charities.

License Verified:

License: 1522344

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (113)
Facebook
4.8 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Metroplex Mortgage Services logo
Visit WebsiteWebsite

License Verified:

License: 185264

Nationwide Multistate Licensing System and Registry

Metroplex Mortgage Services

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8622 N Himes Avenue, Tampa, FL 33614
  • New Construction
  • Reverse Mortgages

Business Description

Metroplex Mortgage Services caters to the home-refinancing needs of individuals and families in Spring Hill. It provides various loan options to help its clients get lower interest rates, pay off their debt, or maximize their savings. It offers other mortgage programs, such as conventional and government-backed loans, for first- or second-time homebuyers. Metroplex Mortgage Services has more than 20 years of experience in the home-lending industry and is a member of the Mortgage Bankers Association.

License Verified:

License: 185264

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (142)
Google
4.8 / 5 (71)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Suarez Home & Finance Corp logo
Visit WebsiteWebsite

License Verified:

License: 395063

Nationwide Multistate Licensing System and Registry

Suarez Home & Finance Corp

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3087 Anderson Snow Rd, Spring Hill, FL 34609
  • New Construction

Business Description

Suarez Home & Finance Corp caters to house purchasers in and around Spring Hill who need loan or refinancing options. The crew replaces old mortgages with newer products with less burdensome terms and conditions of fulfillment. It has loan options that include fixed-term plans with fixed periods of 15 to 30 years, as well as reverse mortgages tailored to senior citizens. The company is owned by Chris Suarez, who has been in the lending industry since 2004.

License Verified:

License: 395063

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (54)
Facebook
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.