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Best Homeowners Insurance Agencies in Spring Hill

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A.M.Z. Insurance Group logo
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A.M.Z. Insurance Group

12569 Spring Hill Drive, Spring Hill, FL 34609
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  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

A.M.Z. Insurance Group is a personal and business insurance agency headquartered in Spring Hill. Its homeowners' insurance programs provide financial protection to residents in case of damage stemming from natural disasters, fire, vandalism, and theft. These protections are available as well in the agency's personal umbrella insurance program. A.M.Z. also delivers auto, business, and general liability insurance. It is a Trusted Choice agency and a member of the Florida Association of Independent Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Advantage Insurance logo
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Advantage Insurance

13224 Spring Hill Drive, Spring Hill, FL 34609
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  • Multiple Policy Types

Business Description

Advantage Insurance is a local insurance agency serving clients in Spring Hill. The company has a team of agents who help customers find the right homeowners' insurance policy, regardless of the insurance carrier or policy inclusions. The agency helps insure condominiums, apartments, and houses, whether the client is a renter or an owner. Advantage Insurance works with carriers like Zurich, Chubb Limited, Travelers, Progressive, and American Strategic Insurance. They also provide auto insurance, flood insurance, and boat insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (139)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bauknight Insurance logo
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Bauknight Insurance

11007 Spring Hill Drive, Spring Hill, FL 34608
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  • Multiple Policy Types

Business Description

Bauknight Insurance is a Florida insurance agency that has been providing insurance products and services to clients in Spring Hill since 1975. It specializes in homeowners' insurance policies designed to cover the needs and requirements of clients according to their financial situations. Clients may request homeowners' insurance quotes through the company website and an expert agent will get in touch with them to present suitable coverage options. It also provides other insurance products, such as umbrella coverage, special event insurance, and business liability coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.8 / 5 (141)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Beneficial Insurance Agency logo
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Beneficial Insurance Agency

160 Commercial Way, Spring Hill, FL 34606
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  • Multiple Policy Types

Business Description

Beneficial Insurance Agency is an independent insurance agency in Spring Hill that offers insurance from various carriers. Its homeowners' insurance policy comes with different coverage options for maximum protection. Standard coverage protects homeowners' assets and belongings from financial losses caused by disasters such as storms, fires, and other events. Also available in a variety of coverage options are auto, boat, renters', and recreational insurance policies. The agency also provides bundled insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Browning Insurance Agency, Inc. logo
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Browning Insurance Agency, Inc.

8344 Forest Oaks Boulevard, Spring Hill, FL 34606
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  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Business Description

Located in Spring Hill, Browning Insurance Agency, Inc. is an independent insurance agency founded in 1907 by L.D. Hathaway. The company helps people find the right homeowners' insurance that will cover all their needs when it comes to protecting their houses and their possessions. It works with a variety of insurance companies, which allows its agents to provide the most competitive insurance policy for their clients. With another location in Brooksville, Browning Insurance Agency also offers auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kaitlyn Mandreanu - GreatFlorida Insurance Agent logo
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Kaitlyn Mandreanu - GreatFlorida Insurance Agent

14275 Powell Road, Spring Hill, FL 34609
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  • Multiple Policy Types

Business Description

Kaitlyn Mandreanu - GreatFlorida Insurance Agent helps homeowners in Spring Hill obtain competitive and comprehensive insurance policies that suit their lifestyle and financial background. Mandreanu guides her clients through the process of building a policy by staying up-to-date on current requirements in the insurance market. She coordinates with a network of insurance providers, including Progressive Insurance and SafeCo Insurance. This independent insurance agent assists clients seeking coverage for incidents such as natural disasters, theft, and loss of use.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Killingsworth Agency, Inc. logo
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Killingsworth Agency, Inc.

3290 Commercial Way, Spring Hill, FL 34606
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  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Killingsworth Agency, Inc. is an independent insurance agency established in 1974 that serves Spring Hill and the surrounding areas. The agency helps customers with homeowners' insurance, whether they want a standard policy covering weather damage, fire damage, theft, or injuries, or something with extra coverage. The agency offers homeowners' liability, property insurance, condo insurance, renters insurance, and landlords' insurance. Killingsworth Agency, Inc. can help customers find the right policies for their unique needs because they work with many insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leavell Insurance logo
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Leavell Insurance

11211 Spring Hill Drive, Spring Hill, FL 34609
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  • Condos
  • Personal Property Insurance
  • Flood
  • Earthquake

Business Description

Leavell Insurance is an independent insurance agency that serves clients in Spring Hill. It represents top insurance companies that offer a wide range of personal and business insurance products. One of which includes homeowners' insurance, which comes in a variety of coverage options. Standard policy coverage includes personal property, property repair, liability, medical expenses, and living expenses. Clients have the option to put additional coverage into the policy. This agency also offers commercial property insurance and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mark A. Sonnier - State Farm Insurance Agent logo
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Mark A. Sonnier - State Farm Insurance Agent

4032 Deltona Boulevard, Spring Hill, FL 34606
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  • Multiple Policy Types

Business Description

Mark A . Sonnier - State Farm Insurance Agent provides insurance products and services to clients in Spring Hill and the surrounding areas. Sonnier works with clients to protect their homes and other investments from unexpected incidents. He offers insurance policies to homeowners to ensure the home and its contents, including personal belongings, can be repaired or replaced in the event of damage or loss. Sonnier also offers health insurance, life insurance, and renters' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Whiting Insurance logo
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Whiting Insurance

11270 Spring Hill Drive, Spring Hill, FL 34609
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Whiting Insurance secures homes and families in and around Spring Hill as a homeowners' insurance agency. The agency offers insurance policies with provisions to protect clients' homes from damage, secure personal property within the home, and include other structures within the property. Other kinds of coverage may provide resources for the client to use when they are displaced from their homes. Certain policies may settle claims from other people who suffered from losses within the clients' property. Whiting Insurance has been protecting clients since 1982.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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