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Best Homeowners Insurance Agencies in Spring Hill

2024

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Providers

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Website
11270 Spring Hill Drive, Spring Hill, FL 34609
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Whiting Insurance secures homes and families in and around Spring Hill as a homeowners' insurance agency. The agency offers insurance policies with provisions to protect clients' homes from damage, secure personal property within the home, and include other structures within the property. Other kinds of coverage may provide resources for the client to use when they are displaced from their homes. Certain policies may settle claims from other people who suffered from losses within the clients' property. Whiting Insurance has been protecting clients since 1982.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (46)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13224 Spring Hill Drive, Spring Hill, FL 34609
  • Multiple Policy Types

Why choose this provider?

Advantage Insurance is a local insurance agency serving clients in Spring Hill. The company has a team of agents who help customers find the right homeowners' insurance policy, regardless of the insurance carrier or policy inclusions. The agency helps insure condominiums, apartments, and houses, whether the client is a renter or an owner. Advantage Insurance works with carriers like Zurich, Chubb Limited, Travelers, Progressive, and American Strategic Insurance. They also provide auto insurance, flood insurance, and boat insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (139)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
11211 Spring Hill Drive, Spring Hill, FL 34609
  • Condos
  • Personal Property Insurance
  • Flood
  • Earthquake

Why choose this provider?

Leavell Insurance is an independent insurance agency that serves clients in Spring Hill. It represents top insurance companies that offer a wide range of personal and business insurance products. One of which includes homeowners' insurance, which comes in a variety of coverage options. Standard policy coverage includes personal property, property repair, liability, medical expenses, and living expenses. Clients have the option to put additional coverage into the policy. This agency also offers commercial property insurance and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14275 Powell Road, Spring Hill, FL 34609
  • Multiple Policy Types

Why choose this provider?

Kaitlyn Mandreanu - GreatFlorida Insurance Agent helps homeowners in Spring Hill obtain competitive and comprehensive insurance policies that suit their lifestyle and financial background. Mandreanu guides her clients through the process of building a policy by staying up-to-date on current requirements in the insurance market. She coordinates with a network of insurance providers, including Progressive Insurance and SafeCo Insurance. This independent insurance agent assists clients seeking coverage for incidents such as natural disasters, theft, and loss of use.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11007 Spring Hill Drive, Spring Hill, FL 34608
  • Multiple Policy Types

Why choose this provider?

Bauknight Insurance is a Florida insurance agency that has been providing insurance products and services to clients in Spring Hill since 1975. It specializes in homeowners' insurance policies designed to cover the needs and requirements of clients according to their financial situations. Clients may request homeowners' insurance quotes through the company website and an expert agent will get in touch with them to present suitable coverage options. It also provides other insurance products, such as umbrella coverage, special event insurance, and business liability coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (141)
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4032 Deltona Boulevard, Spring Hill, FL 34606
  • Multiple Policy Types

Why choose this provider?

Mark A . Sonnier - State Farm Insurance Agent provides insurance products and services to clients in Spring Hill and the surrounding areas. Sonnier works with clients to protect their homes and other investments from unexpected incidents. He offers insurance policies to homeowners to ensure the home and its contents, including personal belongings, can be repaired or replaced in the event of damage or loss. Sonnier also offers health insurance, life insurance, and renters' insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12569 Spring Hill Drive, Spring Hill, FL 34609
  • Fire
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Why choose this provider?

A.M.Z. Insurance Group is a personal and business insurance agency headquartered in Spring Hill. Its homeowners' insurance programs provide financial protection to residents in case of damage stemming from natural disasters, fire, vandalism, and theft. These protections are available as well in the agency's personal umbrella insurance program. A.M.Z. also delivers auto, business, and general liability insurance. It is a Trusted Choice agency and a member of the Florida Association of Independent Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3290 Commercial Way, Spring Hill, FL 34606
  • Earthquake
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Why choose this provider?

Killingsworth Agency, Inc. is an independent insurance agency established in 1974 that serves Spring Hill and the surrounding areas. The agency helps customers with homeowners' insurance, whether they want a standard policy covering weather damage, fire damage, theft, or injuries, or something with extra coverage. The agency offers homeowners' liability, property insurance, condo insurance, renters insurance, and landlords' insurance. Killingsworth Agency, Inc. can help customers find the right policies for their unique needs because they work with many insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (23)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8344 Forest Oaks Boulevard, Spring Hill, FL 34606
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Located in Spring Hill, Browning Insurance Agency, Inc. is an independent insurance agency founded in 1907 by L.D. Hathaway. The company helps people find the right homeowners' insurance that will cover all their needs when it comes to protecting their houses and their possessions. It works with a variety of insurance companies, which allows its agents to provide the most competitive insurance policy for their clients. With another location in Brooksville, Browning Insurance Agency also offers auto, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
160 Commercial Way, Spring Hill, FL 34606
  • Multiple Policy Types

Why choose this provider?

Beneficial Insurance Agency is an independent insurance agency in Spring Hill that offers insurance from various carriers. Its homeowners' insurance policy comes with different coverage options for maximum protection. Standard coverage protects homeowners' assets and belongings from financial losses caused by disasters such as storms, fires, and other events. Also available in a variety of coverage options are auto, boat, renters', and recreational insurance policies. The agency also provides bundled insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What additional coverage options must Spring Hill residents consider for their homeowners’ insurance?

    Some additional coverage options that Spring Hill residents might want to consider for their homeowners' insurance include identity theft protection, which helps policyholders navigate the process of restoring their identity. Moreover, personal property coverage protects the belongings and possessions of homeowners in situations like theft, fire, or vandalism. If there is a concern about floods, they can buy policies from private insurers or opt for the National Flood Insurance Program.

  • How can Spring Hill homeowners expedite coverage decisions and the insurance claims process after a theft, damage, or loss?

    Crafting a home inventory proves invaluable for Spring Hill residents in making decisions related to homeowners' insurance coverage and streamlining the insurance claims process. They can make a spreadsheet that includes a written home inventory with item values, descriptions, and purchase dates. Residents can also create a digital catalog of their personal belongings using an iPhone or Android phone.

  • How much does Spring Hill homeowners’ insurance cost on average?

    According to the Florida Office of Insurance Regulation, homeowners in Spring Hill can expect to pay an average of $3,371 annually for homeowners' insurance on a $150,000 house. The cost increases to $5,685 for a $300,000 home and $7,931 for a $450,000 residence. The high possibility of weather-related risks contributes to Florida being known for having one of the priciest homeowners' insurance rates in the nation.

  • What are the three categories of homeowners' insurance coverage levels in Spring Hill?

    In Spring Hill, homeowners' insurance coverage levels are categorized into three primary groups: actual cash value, replacement cost, and guaranteed replacement cost or value. Actual cash value coverage pays the property's net repair cost after deducting depreciation. Policies featuring replacement cost coverage enable homeowners to reconstruct or mend their residences based on the original value.

  • When do Spring Hill residents incur a coinsurance penalty in their homeowners’ insurance policy?

    Residential property owners in Spring Hill face a coinsurance penalty if their homeowners' insurance policy limit is less than 80% of the replacement cost of their home. This implies that they need to pay for expenses not covered by their chosen policy out of their own pockets. The penalty arises when the property's insured value is less than a specified percentage of its actual replacement cost.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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