Expertise.com

Best Local Car Insurance Agencies in Spring Hill

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Accell Insurance logo
Visit WebsiteWebsite

License Verified:

License: L051076

Florida Division Of Insurance Agent And Agency Services

Accell Insurance

12470 Spring Hill Drive, Spring Hill, FL 34609
Visit WebsiteWebsite
  • RV & Motorhome
  • Motorcyle & ATV
  • Golf Cart & Scooter

Business Description

Accell Insurance is an insurance agency in Spring Hill that provides insurance solutions to residents in the area and the nearby Tampa Bay metro. The family-owned company specializes in auto insurance lines that provide coverage for personal vehicles, commercial vehicles, motorcycles, watercraft, and recreational vehicles. it provides state-minimum coverage for traffic accidents with add-ons available for extra protection. Accell Insurance also offers coverage for renters, small businesses, events, and homeowners.

License Verified:

License: L051076

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Advantage Insurance logo
Visit WebsiteWebsite

License Verified:

License: R003120

Florida Division Of Insurance Agent And Agency Services

Advantage Insurance

13224 Spring Hill Drive, Spring Hill, FL 34609
Visit WebsiteWebsite
  • Boats

Business Description

Advantage Insurance is a local insurance company evaluating Spring Hill drivers' auto insurance needs. The business conducts risk assessments and provides solutions via tailored auto insurance coverages. Drivers are protected from paying medical and legal expenses if their vehicles caused injuries and property damages to others. Insurance carriers also secure policyholders against car damages due to theft, fire, and accidents. The company shops auto insurance policies from carriers like Travelers, Zurich, The Hartford, and Progressive.

License Verified:

License: R003120

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (138)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Beneficial Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: L095833

Florida Division Of Insurance Agent And Agency Services

Beneficial Insurance Agency

160 Commercial Way, Spring Hill, FL 33606
Visit WebsiteWebsite
  • Bundling Option

Business Description

Beneficial Insurance Agency offers a simplified approach to applying for auto insurance options in Spring Hill and the rest of the region. Through the website, clients can start with providing basic information in order for the agents to assess their risk profile and preferences. An assigned agent will call the client with a list of insurance carriers that fits the client's particular situation. From this list, the application process for the chosen insurance coverages can be done online.

License Verified:

License: L095833

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Browning Insurance Agency Inc - Spring Hill logo
Visit WebsiteWebsite

License Verified:

License: R000151

Florida Division Of Insurance Agent And Agency Services

Browning Insurance Agency Inc - Spring Hill

8344 Forest Oaks Boulevard, Spring Hill, FL 34606
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Browning Insurance Agency, Inc. is a car insurance agency located in Spring Hill. It is an independent full-service insurance company founded in 1907 by L. D. Hathaway. It is now being managed by the sons of Ed Browning who was one of the principals in 1954. The company offers car insurance plans that cover vehicle damages and injuries. It represents insurance carriers like the American Integrity Insurance Group and Capitol Preferred Insurance Company. The company has another office in Brooksville.

License Verified:

License: R000151

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Economy Insurance Mart logo
Visit WebsiteWebsite

Economy Insurance Mart

7377 Spring Hill Dr, Spring Hill, FL 34606
Visit WebsiteWebsite

Business Description

Economy Insurance Mart is a team of agents based in Spring Hill. One of the products it offers is auto insurance, which may cover vehicle damage and medical payments in case the policyholder gets injured in a car accident. Liability and comprehensive coverage are the other car insurance options offered by the agents. They have access to a broad range of policies as they work with various carriers, including Infinity and Mercury. Economy Insurance Mart was founded in 1993.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Killingsworth Agency, Inc. - Spring Hill logo
Visit WebsiteWebsite

License Verified:

License: R008421

Florida Division Of Insurance Agent And Agency Services

Killingsworth Agency, Inc. - Spring Hill

3290 Commercial Way, Spring Hill, FL 34606
Visit WebsiteWebsite
  • Multiple Carriers
  • RV & Motorhome

Business Description

Established in 1974, Killingsworth Agency, Inc. is a Spring Hill company identifying risk factors of drivers to provide personalized auto insurance plans. The independent service provider has 24-hour customer service. Its agents offer various vehicle protection coverages such as collision, liability, medical payment, and comprehensive. They can also provide policies with minor violation and accident forgiveness. Furthermore, clients are assisted during roadside troubles. Killingsworth Agency supports organizations like Operation Heart F.E.L.T. Foundation and American Cancer Society Relay for Life.

License Verified:

License: R008421

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.5 / 5 (23)
Yelp
3.5 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Leavell Insurance logo
Visit WebsiteWebsite

License Verified:

License: L081847

Florida Division Of Insurance Agent And Agency Services

Leavell Insurance

11211 Spring Hill Drive, Spring Hill, FL 34609
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Leavell Insurance is Spring Hill-based independent insurance agency that provides auto insurance to local drivers. With access to multiple insurance providers, the agency can offer auto insurance that comes with competitive rates. Its agents assist the clients in availing of the discounts given by their chosen insurance carrier. They also ensure that their clients will get the right policy by asking them what coverages they need. Leavell Insurance also has other personal and business insurance products to cover different purposes.

License Verified:

License: L081847

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
State No-Fault Insurance logo
Visit WebsiteWebsite

License Verified:

License: L007587

State No-Fault Insurance

4036 Andy Pella Drive, Spring Hill, FL 34606
Visit WebsiteWebsite
  • Bundling Option

Business Description

State No-Fault Insurance, which has been in the business since 1975, serves Spring Hill and the New Port Richey area. It specializes in offering auto insurance policies for different kinds of drivers regardless of their driving records and credit history. Its team shops for the most suitable auto policy and rates that can meet the clients' requirements. In addition, the agency can handle motorcycle, homeowners', and commercial insurance. State No-Fault Insurance is a bilingual company that caters to both English and Spanish-speaking customers.

License Verified:

License: L007587

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Van Wilder logo
Visit WebsiteWebsite

License Verified:

License: L062191

Florida Division Of Insurance Agent And Agency Services

Van Wilder

2189 Mariner Boulevard, Spring Hill, FL 34609
Visit WebsiteWebsite
  • Bundling Option

Business Description

Van Wilder is a State Farm insurance agent serving Spring Hill since 1978. Wilder and his team of professionals provide comprehensive auto and home insurance, life and health insurance, policy coverage for pets, as well as annuities. The firm also has bilingual customer service, English and Spanish-speaking agents, open to serve 24/7. Wilder, with his team, also serves with one mission, which is to support their clients through all the changes in their lives.

License Verified:

License: L062191

Florida Division Of Insurance Agent And Agency Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.4 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs