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2024

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Best Renter's Insurance Companies in Florida

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Florida Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7980Reviewed

4795Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Spring Hill

Why choose this provider?

Whiting Insurance is a Florida-based, family-owned and run company. It has been assisting individuals and families in locating the best insurance policies since 1982. The independent agency offers renters' insurance and helps tenants file claims for lost or damaged valuables due to unexpected events. It also furnishes homeowners', life, and auto insurance. Whiting Insurance represents multiple carriers, including Progressive, Safeco, and Bristol West. Its founder, Don Whiting, has been in the insurance industry for over 40 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Land O Lakes

Why choose this provider?

The Welch Group Insurance is an independent agency serving clients throughout Florida, offering personal and business insurance products. The independent agency offers renters', home, commercial property, and general liability insurance. Its staff also helps clients acquire additional coverage for their policies, such as loss of use coverage for renters' insurance plans that cover temporary living expenses if their rental property becomes uninhabitable. Rough Notes featured the agency in a 2012 article detailing its growth in the insurance industry since its establishment in 2004.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (62)
Facebook
4.8 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Port St. Lucie

Why choose this provider?

Mike Rice is one of the best State Farm insurance agents that has been catering to residential and commercial clientele in Florida since 1989. He helps clients shop for insurance products best suited to their needs, like renters' insurance policies paired with personal articles coverage and individual health insurance as part of a business insurance policy. Financial services, like banking, are also available. Mike is multilingual, holding fluency in English, Spanish, and Portuguese. He is also a member of the Knights of Columbus Council.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Spring Hill

Why choose this provider?

Founded in 1975, Bauknight Insurance provides its services to clients in Florida. It helps individuals apply for renter's insurance products that cover the value of their personal belongings and liability expenses if their guests or loved ones become injured inside their rented dwelling. The family-owned agency also assists clients in securing their future by offering RV, motorcycle, boats, and homeowners' insurance services. In addition, Bauknight Insurance caters to small, mid-sized, and large businesses throughout the state.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hollywood

Why choose this provider?

Briglio Insurance Group is an independent agency serving Florida, providing individuals, families, and businesses with the best personal and commercial lines of insurance products. These products include renters', landlord's, commercial property, and general liability insurance. Using over 70 years of combined industry experience, its staff also assists clients in finding coverage plans tailored to their circumstances, like renters' insurance customized for tenants of a single-family home. Owner E. Sandy Briglio has been working in the insurance industry since 1988.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
St. Petersburg

Why choose this provider?

The Starboard Insurance Group, Inc., is an independent agency in Florida that provides residents and businesses with insurance products. It strives to offer the best policies for various kinds of properties, from renters' and landlord insurance for apartments and rental homes to commercial property insurance for offices and their contents. It also crafts personal and commercial vehicle insurance with additional coverage for factors like underinsured motorists. Lead agent and office manager Sharon Mcnaughton has over 15 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Plantation

Why choose this provider?

Nancy Wolfe-Smith offers renter's insurance products in Florida. She helps people secure their personal properties inside their rental homes, apartments, and cars through renter's insurance policies. These policies cover smartphones, banknotes, wall hangings, furniture, jewelry, and firearms that become damaged or lost due to vandalism, fire, smoke, windstorms, or lightning. In addition, the State Farm agent gives clients an option to include pet medical, earthquake damage, and identity restoration insurance in their policies. Wolfe-Smith caters to business insurance needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Cape Coral

Why choose this provider?

Schuman Family Insurance serves Florida as an independent agency offering a wide selection of insurance products. The products range from renters' and homeowners' insurance with additional medical expenses coverage for injuries sustained on the property to insurance policies for contractors and workers' compensation. It also deals with existing policies, helping clients renew their current coverage plans or change its terms according to their current financial goals and coverage needs. Assistance with claims is also made available to clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.7 / 5 (27)
Facebook
4.4 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Sunrise

Why choose this provider?

Robin Lewis has been in the insurance industry since 1982. He provides risk management solutions to families and individuals in Florida. He offers renters' insurance plans, which include liability, personal property, and additional living expense coverages. The agent crafts personalized policies that cover tenants' furniture, clothing, small appliances, electronic goods, and sports equipment. Lewis also offers other personal products, such as condominium, auto, life, flood, and umbrella insurance policies. He established his own agency in 1993.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (65)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Hialeah

Why choose this provider?

Jay Martinez is a State Farm insurance agent that serves residential and commercial clients in Florida. He offers a selection of insurance products, such as renters' insurance that covers personal items on the property and in clients' vehicles and business insurance policies containing individual health and workers' compensation coverage. Jay and his staff also work on financial services, assisting clients with banking concerns and annuity investments. The agent is bilingual, fluent in both English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Tampa

Why choose this provider?

Founded in 1953, Mutual Insurance Agency is a family-owned company that provides Florida residents and businesses with a variety of protection plans from different carriers. These products include renters' insurance with added personal liability coverage, homeowners' insurance that covers other structures in the policyholders' property, and risk protection programs for commercial clients. The agency also offers life insurance for individuals and business owners. It employs a team of agents that has over 80 years of collective industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Clearwater

Why choose this provider?

Strategic Insurance Services caters to clients in Florida. It offers renter's insurance products to help individuals protect their finances, personal belongings, and loved ones from injury, theft, losses, or weather impact damages. It also provides term life, Medi-Share, and commercial insurance solutions. Douglas Levi, the company's CEO, worked for State Farm and Banker's Life before establishing Strategic Insurance Services in 2006. The agency supports the community by assisting Florida Youth Ranch in feeding children.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
Brandon

Why choose this provider?

Established in 2017, Excellence First Insurance works with multiple companies to find the best coverage plans suited to the unique needs of individuals and families. Serving Florida, the independent agency carries a wide range of personal lines of insurance products, which include renters' plans. Its agents help tenants obtain personal property and additional living expense policies. They assist clients in securing reimbursements for lost or damaged clothing, furniture, and electronics. They also process business insurance. Founder Melissa Gallway is a member of the Florida Association of Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (199)
Facebook
5.0 / 5 (48)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Coconut Creek

Why choose this provider?

Stefanie Bustillo is a State Farm insurance agent that serves Florida. She and her team help individuals, families, and businesses find and acquire risk protection programs, from renters' insurance with personal property coverage to permanent and term life insurance. They also offer financial services, helping clients with banking and annuities. Stefanie, who has been working for State Farm for more than a decade, opened her agency in 2018. She is fluent in Spanish and Portuguese.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (144)
Facebook
5.0 / 5 (21)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Davie

Why choose this provider?

Tender Loving Coverage Insurance Agency, LLC, provides clientele throughout Florida with some of the best personal and commercial insurance products. The family-owned independent agency offers auto, home, and condo insurance. Its selection of commercial products ranges from BOPs to commercial property and vehicle insurance. Its renters' coverage policy covers the insurance holder in case a liability lawsuit is filed against them. Owner Carol Saxton holds a bachelor's degree in Business Administration and has been working in the insurance industry since 2012.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Sunrise

Why choose this provider?

Mark Wilkinson is a State Farm insurance agent serving Florida, providing residents and businesses with various insurance options. He and his staff help clients shop for and acquire personal and commercial auto, renters', and homeowners' insurance. They also assist tenants in including a personal articles policy for their renters' insurance, helping them cover articles like jewelry and artwork. Wilkinson has been working for State Farm for over 25 years, serving in positions that range from auto claims assistance to field executive.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (55)
Facebook
5.0 / 5 (31)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Cooper City

Why choose this provider?

Michael Fernandez is a State Farm insurance agent fluent in English and Spanish serving Florida. He and his staff help clients acquire the best personal and commercial insurance products, such as renters' insurance with additional coverage for inflation and business insurance tailored for small businesses containing factors like BOPs and workers' compensation coverage. Michael is a third-generation insurance agent, with his Cuban grandfather serving the US Cuban community's insurance needs and his mother working as a State Farm agent in Broward.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (91)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
Boca Raton

Why choose this provider?

Fiorentino Insurance Group serves Florida communities, providing residential and commercial clientele with various insurance options. Its selection of insurance products includes home and personal and commercial vehicle insurance. It also helps tenants acquire renters' insurance policies that cover items such as jewelry, computers, watercraft, and firearms. Its staff matches clients with coverage plans from various carriers that best match their circumstances. Owner and president Justin Wolfe has over a decade of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Lakeland

Why choose this provider?

Family Insurance Centers is an independent agency serving Florida for over 30 years. It offers personal insurance products, ranging from cheap renters' insurance policies paired with flexible payment options to general liability insurance customized for businesses of varying sizes. Its staff discusses with clients the details of their policies before purchase to assist them in making informed decisions. The agency is a member of the Florida Association of Insurance Agents. It is also a Trusted Choice agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (33)
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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