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Best Mortgage Brokers in Port St. Lucie

2024

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Providers

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Website
103 S US Highway 1 Suite E1, Jupiter, FL 33477

Why choose this provider?

The Elite Lending Team is a mortgage brokerage that has been serving clients in Port St. Lucie for 30 years. Broker Danny Poulos believes borrower education and awareness are the most important things to consider in choosing a product, having shared his knowledge in various columns and television programs. Danny's team works with clients in deciding between their wide variety of VA, FHA, and USDA loans that meet their needs. The Elite Lending Team's website is also available in French, German, Portuguese, and Spanish languages.

License Verified:

License: 133260

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (41)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3893 Military Trail, Jupiter, FL 33458
  • New Construction
  • Refinance

Why choose this provider?

Waterstone Mortgage helps potential homebuyers in the Port St. Lucie area who seek assistance in determining and securing loan options. The firm guides first-time buyers through conventional and government loans as well as loan options for renovation and construction efforts, jumbo loans, and specialty loans. Its professionals also handle needs for refinancing and downpayment assistance. Waterstone Mortgage has been in operation for over 20 years and supports various charitable initiatives such as Habitat for Humanity.

License Verified:

License: 331544

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6546 Selvitz Road, Port St. Lucie, FL 34983
  • Refinance

Why choose this provider?

Based in Port St. Lucie, Unified Mortgage caters to the mortgage needs of individuals. It offers several loan types, such as adjustable-rate, fixed-rate, VA home, and FHA. Its fixed-rate loans are available for 10-year, 20-year, 25-year, and 30-year terms. Additionally, the company provides mortgage refinancing solutions for clients looking to lower their mortgage rates. Unified Mortgage specializes in residential mortgages. It works with several lenders to offer clients different lending options and loan programs.

License Verified:

License: 1490269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2145 14th Avenue, Vero Beach, FL 32960
  • Refinance

Why choose this provider?

Total Mortgage Services, LLC, in Vero Beach is a full-service mortgage brokerage that serves clients in Port St. Lucie. The company assists individuals, families, and residential property investors in securing the right home loan for their needs and requirements. Its independent mortgage brokers work with several lenders to deliver a variety of loan options to their clients. These include fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loans. They also offer cashout, home equity, and 203K mortgages. The company's staff is bilingual in English and Spanish.

License Verified:

License: 2764

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8409 North Military Trail, Palm Beach Gardens, FL 33410
  • New Construction

Why choose this provider?

My Liberty Loans is an independent brokerage firm that provides financial services to customers in Port St. Lucie and surrounding areas. The company assists first-time home buyers and current homeowners with their mortgage needs. Its team of advisors guides first-time buyers through the process of acquiring their first home, offering assistance with FHA and HomeReady loans. For clients who want to upgrade their existing property, the firm provides assistance with FHA renovation and conventional renovation loans.

License Verified:

License: 275236

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (13)
Google
3.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1874 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
  • Reverse Mortgages

Why choose this provider?

Paramount Residential Mortgage Group, Inc., or PRMG, is a technology-based company that serves clients in several locations nationwide, including Port St. Lucie. It offers conventional, USDA, VA, FHA, and jumbo loan programs. Its team of mortgage professionals works with the clients throughout the mortgage process, from in-house processing to funding. Moreover, the company is a direct seller of Fannie Mae and a direct issuer to Ginnie Mae. It also gives back to the community through its non-profit foundation, PRMG Cares.

License Verified:

License: 1452650

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (47)

Website
734 South Colorado Avenue, Stuart, FL 34994
  • Reverse Mortgages

Why choose this provider?

Mortgage Mike is a brokerage firm that serves Port St. Lucie, Jacksonville, Lakeland, Tampa, Treasure Coast, and the surrounding areas in Florida. It offers traditional loan products like USDA, FHA, VA, super jumbo, hard equity, and limited documentation loans. Additionally, senior citizens looking to get some cash out of their home equity can also take advantage of its reverse mortgage programs. With over 40 years of experience in the industry, Mortgage Mike has extensive knowledge of the community and local market.

License Verified:

License: 1068190

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1631 NW Saint Lucie West Boulevard, Port St. Lucie, FL 34986
  • Refinance

Why choose this provider?

Just 1 Way is a mortgage company serving Port St. Lucie. It provides individuals and families with a broad range of financial services and mortgage solutions, from loan applications and refinancing to debt consolidation. Its agents provide personalized advice to help clients identify and apply for the right loan programs for their needs. They offer residential mortgage purchase and refinance programs spanning conventional loans and renovations, FHA, and VA. The company also has alternative and private financing options for clients with unique needs and financial situations.

License Verified:

License: 2162286

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
  • Reverse Mortgages

Why choose this provider?

Carefree Retirement Funding offers mortgage brokering services to clients in Port St. Lucie, focusing on the options of a Home Equity Conversion Mortgage (HECM) loan. It counsels clients on the loan's professional and personal benefits, including paying off mortgages, providing a retirement "safety net", and for Realtors and builders, assisting older target markets in acquiring homes. With over 35 years of financial industry experience, branch manager and company owner Michael Ciardi pays forward the HECM to others after it has served his own family well.

License Verified:

License: 1557087

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2655 North Ocean Drive, West Palm Beach, FL 33404
  • Refinance

Why choose this provider?

Home Express is a mortgage brokerage firm that serves clients in Port St. Lucie. The company offers purchase loans and government loan programs for homebuyers and homeowners. To educate borrowers about the different loan options available to them, it also offers home-buying seminars. Home Express assists borrowers in making a fair offer, assessing their financial capabilities, and finding local real estate agents who are familiar with market conditions in their areas. The company was established in 2000.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (59)

Website
554 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
  • Refinance
  • Reverse Mortgages

Why choose this provider?

We Save Loans is a mortgage brokerage firm serving the area of Port St. Lucie and the surrounding areas. The agency offers mortgage loan support for those buying their first homes or those planning to do so but have difficulties saving up. Isabel Williams leads her team of four fully qualified staff. We Save Loans offers VA Loans for clients with military backgrounds from Vetted VA, as well as FHA loans, Jumbo loans, USDA loans, and HARP loans.

License Verified:

License: 1213264

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
712 US Highway One, Suite 300, North Palm Beach, FL 33408
  • Refinance

Why choose this provider?

Christian Penner is a mortgage broker who helps clients from Port St. Lucie who want to buy a new home or need help with refinancing. He offers a wide range of loan programs including conventional loans, fixed-rate mortgages, renovation mortgages, and VA home loans. He works with financial advisors, developers, real estate attorneys, and insurance professionals. He is currently the branch manager of The Christian Penner Mortgage Team and has been in the real estate lending business since 1997.

License Verified:

License: 368289

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1597 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
  • Refinance

Why choose this provider?

Florida Mortgage and Loan LLC serves first-time homebuyers and renters in Port St. Lucie and its surrounding communities. It specializes in conventional, VA, FHA, commercial, and construction loans. The company helps clients with personalized services in the home mortgage and loan financing process. In addition, its team of professionals helps customers find the loan term that fits their situation and needs. One customer has shared how Andrea Anicito, one of the company's mortgage brokers, was professional and promptly responded to their calls.

License Verified:

License: 1440083

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
  • Refinance

Why choose this provider?

Pelagic Mortgage is a brokerage that serves clients in Port St. Lucie. It offers a full range of mortgage loan options for homeowners and homebuyers, including fixed-rate, adjustable-rate, jumbo, FHA, and USDA home loans. Mortgage broker Jeff Register owns the business. He is knowledgeable about developments and changes in mortgage programs and market conditions, which helps him in providing relevant financial advice to his clients. In addition, he considers his customers' unique situations when offering them loan options.

License Verified:

License: 1901812

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
481 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Mortgage Masters Group is a mortgage consulting company serving the Port St. Lucie community and nearby localities. The firm assists first-time and experienced homebuyers make informed decisions and select the right home loan that best fits their needs. Its mortgage brokers work with multiple lenders that can provide a variety of mortgage loan options, including conventional, FHA, VA, USDA, and Jumbo. The firm also handles non-conforming loans, hard equity loans, and reverse mortgages. The company has been in the residential lending business since 1993.

License Verified:

License: 112516

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2355 Southeast Seafury Lane, Port St. Lucie, FL 34952
  • Refinance

Why choose this provider?

Mortgage Specialists is a brokerage serving clients in Port St. Lucie and the surrounding areas. The firm carries a diverse portfolio of loan programs for residential, commercial, investment, and private financing. Its president and principal loan originator, Christie McCuen, has extensive experience in the finance, building, and real estate industry. McCuen and her team assist clients in their home purchase and refinancing needs by educating them on the right loan program that fits their situation.

License Verified:

License: 1464934

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Zillow
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.