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Best Mortgage Brokers in Port St. Lucie

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1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
Port St. Lucie, FL 34986
  • Reverse Mortgages

Carefree Retirement Funding offers mortgage brokering services to clients in Port St. Lucie, focusing on the options of a Home Equity Conversion Mortgage (HECM) loan. It counsels clients on the loan's professional and personal benefits, including paying off mortgages, providing a retirement "safety net", and for Realtors and builders, assisting older target markets in acquiring homes. With over 35 years of financial industry experience, branch manager and company owner Michael Ciardi pays forward the HECM to others after it has served his own family well.

1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
Port St. Lucie, FL 34986

Website(772) 212-1450

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

725 North Highway A1A, Jupiter, FL 33477
Jupiter, FL 33477
  • Refinance

Celebrity Home Loans is a mortgage firm that serves clients in Port St. Lucie. The company offers a wide range of financing options for borrowers, including fixed-rate mortgage loans, adjustable-rate mortgage loans, FHA loans, VA home loans, USDA home loans, and reverse mortgages. Its mortgage loan officers also offer down payment assistance, jumbo mortgage loans, and debt consolidation loans. It has a mortgage broker channel to accommodate the lending needs of clients who do not fit into its direct banking service.

725 North Highway A1A, Jupiter, FL 33477
Jupiter, FL 33477

Website(773) 384-2431

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

13 (Better)

Score Consistency:

Consistent (Best)

712 US Highway One, Suite 300, North Palm Beach, FL 33408
North Palm Beach, FL 33408
  • Refinance

Christian Penner is a mortgage broker who helps clients from Port St. Lucie who want to buy a new home or need help with refinancing. He offers a wide range of loan programs including conventional loans, fixed-rate mortgages, renovation mortgages, and VA home loans. He works with financial advisors, developers, real estate attorneys, and insurance professionals. He is currently the branch manager of The Christian Penner Mortgage Team and has been in the real estate lending business since 1997.

712 US Highway One, Suite 300, North Palm Beach, FL 33408
North Palm Beach, FL 33408

Website(561) 316-6800

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3228 Southwest Martin Downs Boulevard, Palm City, FL 34990
Palm City, FL 34990
  • Refinance

East Coast Mortgage Lenders Inc. is a Palm City-based mortgage firm that caters to clients in Port St. Lucie and the surrounding communities. It assists clients who are buying home for the first time as well as homeowners who are planning to refinance their mortgages. Its team handles home affordable refinance programs, Federal Housing Administration loans, 30-year fixed-rate mortgages, and adjustable-rate mortgages. The firm's owner, Peggy Hornick, has been in the mortgage industry for more than three decades.

3228 Southwest Martin Downs Boulevard, Palm City, FL 34990
Palm City, FL 34990

Website(772) 919-7918

Show Number
103 S US Highway 1 Suite E1, Jupiter, FL 33477
Jupiter, FL 33477

The Elite Lending Team is a mortgage brokerage that has been serving clients in Port St. Lucie for 30 years. Broker Danny Poulos believes borrower education and awareness are the most important things to consider in choosing a product, having shared his knowledge in various columns and television programs. Danny's team works with clients in deciding between their wide variety of VA, FHA, and USDA loans that meet their needs. The Elite Lending Team's website is also available in French, German, Portuguese, and Spanish languages.

103 S US Highway 1 Suite E1, Jupiter, FL 33477
Jupiter, FL 33477

Website(561) 373-4149

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

63 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7964 Saddlebrook Drive, Port St. Lucie, FL 34986
Port St. Lucie, FL 34986
Instagram
  • Refinance

Emmett Dempsey is a mortgage broker based in Port St. Lucie who has been in the business since 2007. As a veteran himself, Emmett focuses on VA loans to help other veterans in buying a home. Based on every family's goals, Emmett presents loan options that will suit their needs using a Mortgage Coach Total Cost Analysis. He and his wife, Cheryl, are also actively involved in charity work in the metro, serving various organizations such as the ARC of St Lucie County and PSLAA.

7964 Saddlebrook Drive, Port St. Lucie, FL 34986
Port St. Lucie, FL 34986

InstagramWebsite(772) 618-5058

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

163 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1597 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
Port St. Lucie, FL 34952
Instagram
  • Refinance

Florida Mortgage and Loan LLC serves first-time homebuyers and renters in Port St. Lucie and its surrounding communities. It specializes in conventional, VA, FHA, commercial, and construction loans. The company helps clients with personalized services in the home mortgage and loan financing process. In addition, its team of professionals helps customers find the loan term that fits their situation and needs. One customer has shared how Andrea Anicito, one of the company's mortgage brokers, was professional and promptly responded to their calls.

1597 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
Port St. Lucie, FL 34952

InstagramWebsite(772) 380-8893

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2655 North Ocean Drive, West Palm Beach, FL 33404
West Palm Beach, FL 33404
  • Refinance

Home Express is a mortgage brokerage firm that serves clients in Port St. Lucie. The company offers purchase loans and government loan programs for homebuyers and homeowners. To educate borrowers about the different loan options available to them, it also offers home-buying seminars. Home Express assists borrowers in making a fair offer, assessing their financial capabilities, and finding local real estate agents who are familiar with market conditions in their areas. The company was established in 2000.

2655 North Ocean Drive, West Palm Beach, FL 33404
West Palm Beach, FL 33404

Website(800) 613-0650

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

59 (Best)

Score Consistency:

Consistent (Best)

1631 NW Saint Lucie West Boulevard, Port St. Lucie, FL 34986
Port St. Lucie, FL 34986
Instagram
  • Refinance

Just 1 Way is a mortgage company serving Port St. Lucie. It provides individuals and families with a broad range of financial services and mortgage solutions, from loan applications and refinancing to debt consolidation. Its agents provide personalized advice to help clients identify and apply for the right loan programs for their needs. They offer residential mortgage purchase and refinance programs spanning conventional loans and renovations, FHA, and VA. The company also has alternative and private financing options for clients with unique needs and financial situations.

1631 NW Saint Lucie West Boulevard, Port St. Lucie, FL 34986
Port St. Lucie, FL 34986

InstagramWebsite(772) 247-2480

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

481 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
Port St. Lucie, FL 34953
  • Refinance
  • Reverse Mortgages

Mortgage Masters Group is a mortgage consulting company serving the Port St. Lucie community and nearby localities. The firm assists first-time and experienced homebuyers make informed decisions and select the right home loan that best fits their needs. Its mortgage brokers work with multiple lenders that can provide a variety of mortgage loan options, including conventional, FHA, VA, USDA, and Jumbo. The firm also handles non-conforming loans, hard equity loans, and reverse mortgages. The company has been in the residential lending business since 1993.

481 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
Port St. Lucie, FL 34953

Website(800) 710-9957

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

734 South Colorado Avenue, Stuart, FL 34994
Stuart, FL 34994
  • Reverse Mortgages

Mortgage Mike is a brokerage firm that serves Port St. Lucie, Jacksonville, Lakeland, Tampa, Treasure Coast, and the surrounding areas in Florida. It offers traditional loan products like USDA, FHA, VA, super jumbo, hard equity, and limited documentation loans. Additionally, senior citizens looking to get some cash out of their home equity can also take advantage of its reverse mortgage programs. With over 40 years of experience in the industry, Mortgage Mike has extensive knowledge of the community and local market.

734 South Colorado Avenue, Stuart, FL 34994
Stuart, FL 34994

Website(772) 631-2631

Show Number
2355 Southeast Seafury Lane, Port St. Lucie, FL 34952
Port St. Lucie, FL 34952
  • Refinance

Mortgage Specialists is a brokerage serving clients in Port St. Lucie and the surrounding areas. The firm carries a diverse portfolio of loan programs for residential, commercial, investment, and private financing. Its president and principal loan originator, Christie McCuen, has extensive experience in the finance, building, and real estate industry. McCuen and her team assist clients in their home purchase and refinancing needs by educating them on the right loan program that fits their situation.

2355 Southeast Seafury Lane, Port St. Lucie, FL 34952
Port St. Lucie, FL 34952

Website(772) 877-2041

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3431 Southwest Fashoda Street, Port St. Lucie, FL 34953
Port St. Lucie, FL 34953
Instagram
  • Refinance

Mountain Valley Mortgage is a family-owned and family-operated company servicing Port St. Lucie. It assists individuals who are purchasing, refinancing, or renovating a home in determining the type of loan program they need. Jumbo, first-time homebuyer, and VA loan options are available. With more than 20 years of being in business, the company provides clients with expert advice and guides them throughout the decision-making process. One client has praised its mortgage loan originator, Patrick J. Huley, for being attentive in addressing their concerns.

3431 Southwest Fashoda Street, Port St. Lucie, FL 34953
Port St. Lucie, FL 34953

InstagramWebsite(385) 549-6646

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

8409 North Military Trail, Palm Beach Gardens, FL 33410
Palm Beach Gardens, FL 33410
  • New Construction

My Liberty Loans is an independent brokerage firm that provides financial services to customers in Port St. Lucie and surrounding areas. The company assists first-time home buyers and current homeowners with their mortgage needs. Its team of advisors guides first-time buyers through the process of acquiring their first home, offering assistance with FHA and HomeReady loans. For clients who want to upgrade their existing property, the firm provides assistance with FHA renovation and conventional renovation loans.

8409 North Military Trail, Palm Beach Gardens, FL 33410
Palm Beach Gardens, FL 33410

Website(877) 799-4015

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1874 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
Port St. Lucie, FL 34952
  • Reverse Mortgages

Paramount Residential Mortgage Group, Inc., or PRMG, is a technology-based company that serves clients in several locations nationwide, including Port St. Lucie. It offers conventional, USDA, VA, FHA, and jumbo loan programs. Its team of mortgage professionals works with the clients throughout the mortgage process, from in-house processing to funding. Moreover, the company is a direct seller of Fannie Mae and a direct issuer to Ginnie Mae. It also gives back to the community through its non-profit foundation, PRMG Cares.

1874 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
Port St. Lucie, FL 34952

Website(772) 336-3750

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

47 (Best)

Score Consistency:

Consistent (Best)

1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
Port St. Lucie, FL 34986
  • Refinance

Pelagic Mortgage is a brokerage that serves clients in Port St. Lucie. It offers a full range of mortgage loan options for homeowners and homebuyers, including fixed-rate, adjustable-rate, jumbo, FHA, and USDA home loans. Mortgage broker Jeff Register owns the business. He is knowledgeable about developments and changes in mortgage programs and market conditions, which helps him in providing relevant financial advice to his clients. In addition, he considers his customers' unique situations when offering them loan options.

1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
Port St. Lucie, FL 34986

Website(772) 332-6070

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

59 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1357 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
Port St. Lucie, FL 34952
  • New Construction
  • Refinance
  • Purchase Transactions

RJ Hanke is a mortgage loan originator who leads his own mortgage team at Innovative Mortgage Services. He serves clients in Port St. Lucie. With over 15 years of experience, Hanke and his team tailor financial solutions for families and individuals to finance their new homes. Their loan options include government-backed programs, including jumbo, FHA, USDA, VA, and foreign national programs. Hanke is also experienced with reverse mortgage programs, which can be used when purchasing new homes or refinancing an existing mortgage.

1357 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
Port St. Lucie, FL 34952

Website(772) 261-2400

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

71 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2145 14th Avenue, Vero Beach, FL 32960
Vero Beach, FL 32960
  • Refinance

Total Mortgage Services, LLC, in Vero Beach is a full-service mortgage brokerage that serves clients in Port St. Lucie. The company assists individuals, families, and residential property investors in securing the right home loan for their needs and requirements. Its independent mortgage brokers work with several lenders to deliver a variety of loan options to their clients. These include fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loans. They also offer cashout, home equity, and 203K mortgages. The company's staff is bilingual in English and Spanish.

2145 14th Avenue, Vero Beach, FL 32960
Vero Beach, FL 32960

Website(954) 682-4368

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6546 Selvitz Road, Port St. Lucie, FL 34983
Port St. Lucie, FL 34983
Instagram
  • Refinance

Based in Port St. Lucie, Unified Mortgage caters to the mortgage needs of individuals. It offers several loan types, such as adjustable-rate, fixed-rate, VA home, and FHA. Its fixed-rate loans are available for 10-year, 20-year, 25-year, and 30-year terms. Additionally, the company provides mortgage refinancing solutions for clients looking to lower their mortgage rates. Unified Mortgage specializes in residential mortgages. It works with several lenders to offer clients different lending options and loan programs.

6546 Selvitz Road, Port St. Lucie, FL 34983
Port St. Lucie, FL 34983

InstagramWebsite(866) 977-5674

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

3893 Military Trail, Jupiter, FL 33458
Jupiter, FL 33458
Instagram
  • New Construction
  • Refinance

Waterstone Mortgage helps potential homebuyers in the Port St. Lucie area who seek assistance in determining and securing loan options. The firm guides first-time buyers through conventional and government loans as well as loan options for renovation and construction efforts, jumbo loans, and specialty loans. Its professionals also handle needs for refinancing and downpayment assistance. Waterstone Mortgage has been in operation for over 20 years and supports various charitable initiatives such as Habitat for Humanity.

3893 Military Trail, Jupiter, FL 33458
Jupiter, FL 33458

InstagramWebsite(800) 354-1149

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

79 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

554 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
Port St. Lucie, FL 34984
  • Refinance
  • Reverse Mortgages

We Save Loans is a mortgage brokerage firm serving the area of Port St. Lucie and the surrounding areas. The agency offers mortgage loan support for those buying their first homes or those planning to do so but have difficulties saving up. Isabel Williams leads her team of four fully qualified staff. We Save Loans offers VA Loans for clients with military backgrounds from Vetted VA, as well as FHA loans, Jumbo loans, USDA loans, and HARP loans.

554 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
Port St. Lucie, FL 34984

Website(903) 202-2800

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

58 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Do mortgage brokers need to be licensed?
A: Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.
Q: Is it difficult to pass the mortgage brokers’ test?
A: Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.
Q: What is a surety bond for mortgage brokers?
A: A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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