Best Mortgage Brokers in Port St. Lucie

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Carefree Retirement Funding logo
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License Verified:

License: 1557087

Nationwide Multistate Licensing System and Registry

Carefree Retirement Funding

1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
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  • Reverse Mortgages

Business Description

Carefree Retirement Funding offers mortgage brokering services to clients in Port St. Lucie, focusing on the options of a Home Equity Conversion Mortgage (HECM) loan. It counsels clients on the loan's professional and personal benefits, including paying off mortgages, providing a retirement "safety net", and for Realtors and builders, assisting older target markets in acquiring homes. With over 35 years of financial industry experience, branch manager and company owner Michael Ciardi pays forward the HECM to others after it has served his own family well.

License Verified:

License: 1557087

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Celebrity Home Loans logo
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License Verified:

License: 227765

Nationwide Multistate Licensing System and Registry

Celebrity Home Loans

725 North Highway A1A, Jupiter, FL 33477
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  • Refinance

Business Description

Celebrity Home Loans is a mortgage firm that serves clients in Port St. Lucie. The company offers a wide range of financing options for borrowers, including fixed-rate mortgage loans, adjustable-rate mortgage loans, FHA loans, VA home loans, USDA home loans, and reverse mortgages. Its mortgage loan officers also offer down payment assistance, jumbo mortgage loans, and debt consolidation loans. It has a mortgage broker channel to accommodate the lending needs of clients who do not fit into its direct banking service.

License Verified:

License: 227765

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (8)
Yelp
4.0 / 5 (5)
Christian Penner logo
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License Verified:

License: 368289

Nationwide Multistate Licensing System and Registry

Christian Penner

712 US Highway One, Suite 300, North Palm Beach, FL 33408
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  • Refinance

Business Description

Christian Penner is a mortgage broker who helps clients from Port St. Lucie who want to buy a new home or need help with refinancing. He offers a wide range of loan programs including conventional loans, fixed-rate mortgages, renovation mortgages, and VA home loans. He works with financial advisors, developers, real estate attorneys, and insurance professionals. He is currently the branch manager of The Christian Penner Mortgage Team and has been in the real estate lending business since 1997.

License Verified:

License: 368289

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (66)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Elite Lending Team logo
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License Verified:

License: 133260

Nationwide Multistate Licensing System and Registry

Elite Lending Team

103 S US Highway 1 Suite E1, Jupiter, FL 33477
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Business Description

The Elite Lending Team is a mortgage brokerage that has been serving clients in Port St. Lucie for 30 years. Broker Danny Poulos believes borrower education and awareness are the most important things to consider in choosing a product, having shared his knowledge in various columns and television programs. Danny's team works with clients in deciding between their wide variety of VA, FHA, and USDA loans that meet their needs. The Elite Lending Team's website is also available in French, German, Portuguese, and Spanish languages.

License Verified:

License: 133260

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (41)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Emmett Dempsey logo
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License Verified:

License: 208522

Nationwide Multistate Licensing System and Registry

Emmett Dempsey

7964 Saddlebrook Drive, Port St. Lucie, FL 34986
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  • Refinance

Business Description

Emmett Dempsey is a mortgage broker based in Port St. Lucie who has been in the business since 2007. As a veteran himself, Emmett focuses on VA loans to help other veterans in buying a home. Based on every family's goals, Emmett presents loan options that will suit their needs using a Mortgage Coach Total Cost Analysis. He and his wife, Cheryl, are also actively involved in charity work in the metro, serving various organizations such as the ARC of St Lucie County and PSLAA.

License Verified:

License: 208522

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (107)
Facebook
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Florida Mortgage and Loan LLC logo
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License Verified:

License: 1440083

Nationwide Multistate Licensing System and Registry

Florida Mortgage and Loan LLC

1597 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
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  • Refinance

Business Description

Florida Mortgage and Loan LLC serves first-time homebuyers and renters in Port St. Lucie and its surrounding communities. It specializes in conventional, VA, FHA, commercial, and construction loans. The company helps clients with personalized services in the home mortgage and loan financing process. In addition, its team of professionals helps customers find the loan term that fits their situation and needs. One customer has shared how Andrea Anicito, one of the company's mortgage brokers, was professional and promptly responded to their calls.

License Verified:

License: 1440083

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Home Express logo
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Home Express

2655 North Ocean Drive, West Palm Beach, FL 33404
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  • Refinance

Business Description

Home Express is a mortgage brokerage firm that serves clients in Port St. Lucie. The company offers purchase loans and government loan programs for homebuyers and homeowners. To educate borrowers about the different loan options available to them, it also offers home-buying seminars. Home Express assists borrowers in making a fair offer, assessing their financial capabilities, and finding local real estate agents who are familiar with market conditions in their areas. The company was established in 2000.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (59)
Just 1 Way logo
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License Verified:

License: 2162286

Nationwide Multistate Licensing System and Registry

Just 1 Way

1631 NW Saint Lucie West Boulevard, Port St. Lucie, FL 34986
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  • Refinance

Business Description

Just 1 Way is a mortgage company serving Port St. Lucie. It provides individuals and families with a broad range of financial services and mortgage solutions, from loan applications and refinancing to debt consolidation. Its agents provide personalized advice to help clients identify and apply for the right loan programs for their needs. They offer residential mortgage purchase and refinance programs spanning conventional loans and renovations, FHA, and VA. The company also has alternative and private financing options for clients with unique needs and financial situations.

License Verified:

License: 2162286

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mortgage Masters Group logo
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License Verified:

License: 112516

Nationwide Multistate Licensing System and Registry

Mortgage Masters Group

481 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
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  • Refinance
  • Reverse Mortgages

Business Description

Mortgage Masters Group is a mortgage consulting company serving the Port St. Lucie community and nearby localities. The firm assists first-time and experienced homebuyers make informed decisions and select the right home loan that best fits their needs. Its mortgage brokers work with multiple lenders that can provide a variety of mortgage loan options, including conventional, FHA, VA, USDA, and Jumbo. The firm also handles non-conforming loans, hard equity loans, and reverse mortgages. The company has been in the residential lending business since 1993.

License Verified:

License: 112516

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Mortgage Mike logo
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License Verified:

License: 1068190

Nationwide Multistate Licensing System and Registry

Mortgage Mike

734 South Colorado Avenue, Stuart, FL 34994
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  • Reverse Mortgages

Business Description

Mortgage Mike is a brokerage firm that serves Port St. Lucie, Jacksonville, Lakeland, Tampa, Treasure Coast, and the surrounding areas in Florida. It offers traditional loan products like USDA, FHA, VA, super jumbo, hard equity, and limited documentation loans. Additionally, senior citizens looking to get some cash out of their home equity can also take advantage of its reverse mortgage programs. With over 40 years of experience in the industry, Mortgage Mike has extensive knowledge of the community and local market.

License Verified:

License: 1068190

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Mortgage Specialists logo
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License Verified:

License: 1464934

Nationwide Multistate Licensing System and Registry

Mortgage Specialists

2355 Southeast Seafury Lane, Port St. Lucie, FL 34952
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  • Refinance

Business Description

Mortgage Specialists is a brokerage serving clients in Port St. Lucie and the surrounding areas. The firm carries a diverse portfolio of loan programs for residential, commercial, investment, and private financing. Its president and principal loan originator, Christie McCuen, has extensive experience in the finance, building, and real estate industry. McCuen and her team assist clients in their home purchase and refinancing needs by educating them on the right loan program that fits their situation.

License Verified:

License: 1464934

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mountain Valley Mortgage logo
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License Verified:

License: 1684328

Nationwide Multistate Licensing System and Registry

Mountain Valley Mortgage

3431 Southwest Fashoda Street, Port St. Lucie, FL 34953
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  • Refinance

Business Description

Mountain Valley Mortgage is a family-owned and family-operated company servicing Port St. Lucie. It assists individuals who are purchasing, refinancing, or renovating a home in determining the type of loan program they need. Jumbo, first-time homebuyer, and VA loan options are available. With more than 20 years of being in business, the company provides clients with expert advice and guides them throughout the decision-making process. One client has praised its mortgage loan originator, Patrick J. Huley, for being attentive in addressing their concerns.

License Verified:

License: 1684328

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
My Liberty Loans logo
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License Verified:

License: 275236

Nationwide Multistate Licensing System and Registry

My Liberty Loans

8409 North Military Trail, Palm Beach Gardens, FL 33410
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  • New Construction

Business Description

My Liberty Loans is an independent brokerage firm that provides financial services to customers in Port St. Lucie and surrounding areas. The company assists first-time home buyers and current homeowners with their mortgage needs. Its team of advisors guides first-time buyers through the process of acquiring their first home, offering assistance with FHA and HomeReady loans. For clients who want to upgrade their existing property, the firm provides assistance with FHA renovation and conventional renovation loans.

License Verified:

License: 275236

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (13)
Google
3.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paramount Residential Mortgage Group, Inc. logo
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License Verified:

License: 1452650

Nationwide Multistate Licensing System and Registry

Paramount Residential Mortgage Group, Inc.

1874 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
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  • Reverse Mortgages

Business Description

Paramount Residential Mortgage Group, Inc., or PRMG, is a technology-based company that serves clients in several locations nationwide, including Port St. Lucie. It offers conventional, USDA, VA, FHA, and jumbo loan programs. Its team of mortgage professionals works with the clients throughout the mortgage process, from in-house processing to funding. Moreover, the company is a direct seller of Fannie Mae and a direct issuer to Ginnie Mae. It also gives back to the community through its non-profit foundation, PRMG Cares.

License Verified:

License: 1452650

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (47)
Pelagic Mortgage logo
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License Verified:

License: 1901812

Nationwide Multistate Licensing System and Registry

Pelagic Mortgage

1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
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  • Refinance

Business Description

Pelagic Mortgage is a brokerage that serves clients in Port St. Lucie. It offers a full range of mortgage loan options for homeowners and homebuyers, including fixed-rate, adjustable-rate, jumbo, FHA, and USDA home loans. Mortgage broker Jeff Register owns the business. He is knowledgeable about developments and changes in mortgage programs and market conditions, which helps him in providing relevant financial advice to his clients. In addition, he considers his customers' unique situations when offering them loan options.

License Verified:

License: 1901812

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (52)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Total Mortgage - Vero Beach, FL logo
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License Verified:

License: 2764

Nationwide Multistate Licensing System and Registry

Total Mortgage - Vero Beach, FL

2145 14th Avenue, Vero Beach, FL 32960
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  • Refinance

Business Description

Total Mortgage Services, LLC, in Vero Beach is a full-service mortgage brokerage that serves clients in Port St. Lucie. The company assists individuals, families, and residential property investors in securing the right home loan for their needs and requirements. Its independent mortgage brokers work with several lenders to deliver a variety of loan options to their clients. These include fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loans. They also offer cashout, home equity, and 203K mortgages. The company's staff is bilingual in English and Spanish.

License Verified:

License: 2764

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
4.4 / 5 (69)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Unified Mortgage logo
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License Verified:

License: 1490269

Nationwide Multistate Licensing System and Registry

Unified Mortgage

6546 Selvitz Road, Port St. Lucie, FL 34983
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  • Refinance

Business Description

Based in Port St. Lucie, Unified Mortgage caters to the mortgage needs of individuals. It offers several loan types, such as adjustable-rate, fixed-rate, VA home, and FHA. Its fixed-rate loans are available for 10-year, 20-year, 25-year, and 30-year terms. Additionally, the company provides mortgage refinancing solutions for clients looking to lower their mortgage rates. Unified Mortgage specializes in residential mortgages. It works with several lenders to offer clients different lending options and loan programs.

License Verified:

License: 1490269

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
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Waterstone Mortgage - Jupiter, FL logo
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License Verified:

License: 331544

Nationwide Multistate Licensing System and Registry

Waterstone Mortgage - Jupiter, FL

3893 Military Trail, Jupiter, FL 33458
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  • New Construction
  • Refinance

Business Description

Waterstone Mortgage helps potential homebuyers in the Port St. Lucie area who seek assistance in determining and securing loan options. The firm guides first-time buyers through conventional and government loans as well as loan options for renovation and construction efforts, jumbo loans, and specialty loans. Its professionals also handle needs for refinancing and downpayment assistance. Waterstone Mortgage has been in operation for over 20 years and supports various charitable initiatives such as Habitat for Humanity.

License Verified:

License: 331544

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
We Save Loans logo
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License Verified:

License: 1213264

Nationwide Multistate Licensing System and Registry

We Save Loans

554 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
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  • Refinance
  • Reverse Mortgages

Business Description

We Save Loans is a mortgage brokerage firm serving the area of Port St. Lucie and the surrounding areas. The agency offers mortgage loan support for those buying their first homes or those planning to do so but have difficulties saving up. Isabel Williams leads her team of four fully qualified staff. We Save Loans offers VA Loans for clients with military backgrounds from Vetted VA, as well as FHA loans, Jumbo loans, USDA loans, and HARP loans.

License Verified:

License: 1213264

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (58)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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