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Best Mortgage Brokers in Port St. Lucie

2024

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Providers

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Website
540 Northwest University Boulevard, Port St. Lucie, FL 34986
  • Refinance

Why choose this provider?

Since it began operating in 2007, Geneva Financial LLC has been catering to the mortgage financing needs of clients in Port St. Lucie and the surrounding neighborhoods. The firm assists individuals and families who plan to move into a new home with the help of a home mortgage loan. Its mortgage brokers also represent multiple lenders that provide a varying array of home loan options, including conventional, FHA, VA, and USDA. Additionally, the company has more than 100 branches across the US.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (34)
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Website
1186 Southwest Gatlin Boulevard, Port St. Lucie, FL 34953
  • Refinance

Why choose this provider?

Hometown Financial Services provides mortgage services to clients in Port St. Lucie and the surrounding areas. It caters to individuals needing mortgage services to purchase investments, primary residences, or vacation homes. These properties can be single-family, condominium, townhouse, multi-family, and manufactured homes. In addition, its team of mortgage brokers assists clients with their home down payment needs by offering VA, USDA, FHA, and conventional loan options. Hometown Financial Services is also available for fixed-rate, interest-only, adjustable ARM, and refinancing services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (25)
Google
4.0 / 5 (17)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1631 NW Saint Lucie West Boulevard, Port St. Lucie, FL 34986
  • Refinance

Why choose this provider?

Serving in the SW and Port St. Lucie areas, Just 1 Way is a mortgage loan company with Leslie Llanos as its senior loan originator. She provides borrowers with mortgage loan programs such as conventional loans, conventional renovations, FHA loans, FHA renovations, and VA loans. The company also offers traditional, alternative, and private financing loan options for personal and financial needs. Leslie Llanos has over two decades of experience in the real estate and residential loan industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1874 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
  • Refinance

Why choose this provider?

Paramount Residential Mortgage Group, Inc., (PRMG) sources and crafts mortgage solutions for clients in the Port St. Lucie metro. The firm has been operating for more than a decade and is a registered direct lender for Fannie Mae and Freddie Mac. Its home loan programs include government loans like FHA, USDA, and VA; conventional loans; and jumbo loans. PRMG also has a non-profit arm called PRMG Cares, which provides financial donations to various charities in the region.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Website
554 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34984
  • New Construction
  • Refinance

Why choose this provider?

We Save Loans is a team that serves Port St. Lucie clients looking for mortgage solutions to secure the property of their choice. It assesses clients' suitability by checking required data to qualify for a VA, FHA, jumbo, USDA, or HARP loan. The agency looks through various options for property refinancing or purchasing and prepares customized quotations. We Save Loans guides clients and calculates the appropriate payment terms, whether 15-year or 30-year fixed mortgage plan options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1860 Southwest Fountainview Boulevard, Port St. Lucie, FL 34986
  • Refinance

Why choose this provider?

Pelagic Mortgage is a local and independent mortgage broker that assists clients in the community of Port St. Lucie and its surrounding areas. The company offers a wide range of loan options, including terms from five to 30 years, conforming loans, adjustable-rate mortgage, jumbo and super jumbo loans, USDA, and FHA loans. It helps and guides customers throughout the entire home purchase and refinance process. Its owner, Jeff Register, is also a loan officer with more than 10 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
734 South Colorado Avenue, Stuart, FL 34994
  • New Construction
  • Refinance

Why choose this provider?

Mortgage Mike is a local company that has been serving individuals and families in the community of Port St. Lucie for more than 40 years. It specializes in reverse mortgages and offers a wide range of traditional mortgage services, including VA, super jumbo, limited documentation, hard money, and commercial loans. Its team also educates and guides its clients in the entire process of refinancing and buying a home. In addition, Mortgage Mike has representatives from the Treasure Coast to Jacksonville.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2355 Southeast Seafury Lane, Port St. Lucie, FL 34952
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Mortgage Specialists is a Port St. Lucie mortgage brokerage that has been serving the community since 2016. As an independently owned mortgage firm, it offers access to a wide range of local, regional, and national lenders. It customizes loan programs to meet homebuyers' needs, including conventional, FHA, VA, and jumbo loans. Additionally, the team handles commercial and investment financing solutions. Mortgage Specialists' president, Christie McCuen, has over nine years of experience working in different housing industries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
South U.S. Highway 1, Port St. Lucie, FL 34952
  • New Construction
  • Refinance

Why choose this provider?

Viking Realty Group is a real estate agency that serves Port St. Lucie and the nearby areas. It assists clients in buying, selling, and renting condos, beach condos, homes, and beach homes. Viking Realty Group has new developments in Aventura, Deerfield Beach, Parkland, Boca Raton, Weston, and Davie. Also included in the new developments are Southwest Ranches and Fort Lauderdale, giving clients wide selections. Its owner, Eli Younes lived in Florida since 1977, so he is knowledgeable of the area.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Website
615 Southwest Saint Lucie Crescent, Stuart, FL 34994
  • New Construction
  • Refinance
  • Purchase

Why choose this provider?

Florida-based Unitas Lending, LLC, has been a mortgage lending company serving home buyers in Port St. Lucie and nearby areas for 20 years. The company offers HomeOne, Home Possible, and the HomeReady programs. These programs include FHA, VA, USDA, and conventional loans. The loan consultants are ready seven days a week to answer inquiries and walk through the loan process. The "push button, get mortgage" program allows clients to submit online applications and upload documentations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (99)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6546 Selvitz Road, Port St. Lucie, FL 34983
  • Refinance

Why choose this provider?

Unified Mortgage delivers loans and mortgages to clients in Port St. Lucie. The mortgage broker assists clients in purchasing new homes and refinancing their current mortgage terms. It offers options for loans such as fixed-rate, adjustable-rate, VA loans, and FHA loans. Its staff guides clients throughout the mortgage process until transactions are closed. To provide clients with various options, the firm maintains different lenders in its network. Previous clients have commended the company's customer service and expertise in the industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (8)
Zillow
5.0 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8000 South U.S. Highway 1, Port St. Lucie, FL 34952
  • New Construction
  • Refinance

Why choose this provider?

Shirley Adams Financial Services, Inc., is a mortgage lending company with offices across three states. The company provides a wide array of home financing options for clients in Port St. Lucie. It offers FHA loans, VA loans, and USDA financing, conventional loans, and non-qualified mortgages. In 2010, the company started as a mortgage brokerage. It transitioned into a mortgage lending business nearly one decade later. Company president and CEO Val A. Shirley has been a loan officer for more than 10 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1597 Southeast Port Saint Lucie Boulevard, Port St. Lucie, FL 34952
  • Refinance

Why choose this provider?

Florida Mortgage and Loan, LLC. is a full-service mortgage loan brokerage firm offering residential home loans in Port St. Lucie and nearby areas for more than five years. The company specializes in different loan types, downpayment assistance, refinancing. Loan programs include FHA, VA, conventional, and construction loans. Andrea Anicito, owner and a local mortgage broker, leads her team in assisting clients in choosing the right loan and guiding them through the process.

License Verified:

License: 1440083

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
481 Southwest Port Saint Lucie Boulevard, Port St. Lucie, FL 34953
  • Refinance
  • Commercial Loans
  • Multi-Family Loans

Why choose this provider?

Mortgage Masters Group provides financing solutions from its Port St. Lucie location. Its team of loan specialists helps its clients purchase mortgages, whether they are refinancing current loans, having new residences constructed, or purchasing first homes, condominiums, or investment properties. They offer various products, including conventional, jumbo, hard equity, and FHA loans. Mortgage Masters Group's co-founder, Doug Kent, is a mortgage loan originator and a Certified Military Home Specialist with more than 25 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.