Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Pembroke Pines

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pembroke Pines Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

3132Reviewed

1881Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1931 Northwest 150th Avenue, Pembroke Pines, FL 33028
WebsiteLicense: L095095

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Michael Warren Insurance is an independent health insurance agency that serves the needs of clients in Pembroke Pines. Representing carriers such as Aetna, UnitedHealthcare, and Humana, the agency offers a wide variety of dental care, vision care, long-term care, and group health insurance. In addition, it also has Medicare Supplement policies and Part D prescription drug plans for coverage outside of the original Medicare. Michael Warren Insurance also has personal lines insurance products for homeowners, autos, and floods.

  • Life Insurance

1806 North Flamingo Road, Pembroke Pines, FL 33028
WebsiteLicense: L079874

Expertise.com Rating

Review Sources

Google
5.0 (2)
Facebook
5.0 (2)

Why choose this provider?

ASM Insurance & Financial Services is a health insurance agency that services clients in Pembroke Pines. The firm provides a wide range of health insurance products, such as the Medicare Supplement, Medicare Advantage, and Medicare Prescription Drug plans. In addition, disability and dental plans are also available. The agency's team of insurance professionals has a combined experience of more than 30 years. The firm has partnered with various insurance carriers, including Simply Healthcare, Mutual of Omaha, and United American.

  • Individual Plans
  • Life Insurance

2020 Northwest 150th Avenue, Pembroke Pines, FL 33028
WebsiteLicense: L093797

Expertise.com Rating

Review Sources

Google
4.9 (596)
Facebook
4.7 (187)
Yelp
3.8 (20)

Why choose this provider?

Mendez & Associates Insurance has been serving the Pembroke Pines metro for more than two decades, providing life and health insurance with standards that seek to support its mission. This family-owned business is a full-service insurance agency that serves both residential and commercial clients through a team of insurance specialists with 50 years of combined industry experience. They can assist clients with auto and watercraft insurance as well as help those looking to protect their properties including condos and homes.

  • Life Insurance
  • Individual Plans

1331 North Palm Avenue, Pembroke Pines, FL 33024
WebsiteLicense: R002577

Expertise.com Rating

Review Sources

Google
5.0 (29)
Facebook
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Tina Teague is an insurance agent representing State Farm Insurance in the Pembroke Pines metro. She has been a State Farm agent for more than 30 years and specializes in both personal and commercial insurance lines. Some of her health insurance products include individual health plans, supplemental health coverage, and Medicare Supplements. She is also a trained financial advisor, offering counsel for matters involving banking and personal investments. Teague is a charter member of the Women of Color Empowerment Institute Inc.

  • Individual Plans
  • Life Insurance

12215 Pembroke Road, Pembroke Pines, FL 33027
WebsiteLicense: L098486

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Google
5.0 (3)

Why choose this provider?

FISG Insurance Agency delivers personalized services to individuals and families in Pembroke Pines. This health insurance agency offers HMOs, PPOs, and Medigap policies. It also provides point-of-service, private fee-for-service, and high-deductible health plans. Moreover, its health agents are experienced in assisting clients with the Affordable Care Act and Medicare Advantage plans. They also work with insurance carriers to present coverage options that match each client's financial needs. FISG Insurance Agency conducts in-person appointments and accommodates virtual meetings as well.

  • Individual Plans

1921 Northwest 150th Avenue, Pembroke Pines, FL 33028
WebsiteLicense: L007261

Expertise.com Rating

Review Sources

Google
4.0 (11)
Yelp
1.0 (2)

Why choose this provider?

C & C Insurance is a fully automated and independent insurance agency that has been serving families, individuals, and businesses in and around Pembroke Pines since 1999. It carries individual and group health insurance policies, including fee-for-service and managed care plans. It also provides term life, universal life, and variable life insurance policies, as well as homeowners' insurance products that cover losses as a result of flood and fire. Additionally, the agency customizes small business insurance packages.

  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you appeal a denied health insurance claim in Pembroke Pines?

    A denied health insurance claim in Pembroke Pines can be appealed. The appeals process begins by requesting that the insurance company conduct a thorough reevaluation of its initial decision. After completing the internal appeals process, you can request an external review by an independent third party, file a complaint with a Florida state agency, or file a lawsuit against your insurer.

  • Is mental health coverage included in health insurance plans in Pembroke Pines?

    Most health insurance plans in Pembroke Pines cover mental health treatment, including therapy. The specific level of coverage, however, is determined by your plan and whether your chosen mental health provider is in-network or out-of-network. It is important to remember that non-diagnosed mental health services, such as couples counseling or life coaching, are typically not covered by health insurance.

  • What happens if you miss the open enrollment period in Pembroke Pines?

    If you missed the Pembroke Pines open enrollment period, you will have to wait for a Special Enrollment Period to purchase insurance. This special enrollment period is typically triggered by life events such as marriage, a change of address, the birth of a child, or the loss of existing health coverage.

  • Do health insurance plans in Pembroke Pines cover maternity and childbirth expenses?

    Yes, maternity and childbirth expenses are covered by all Health Insurance Marketplace® and Medicaid plans in Pembroke Pines. This coverage extends to pregnancies that begin before your insurance plan takes effect. Because maternity and newborn care are considered essential health benefits, all eligible health plans are required to include coverage for these services.

  • How often can you make changes to your health insurance plan in Pembroke Pines?

    During the annual Open Enrollment period in Pembroke Pines, you can make changes to your health insurance plan. During this time, you have the option of renewing your current health insurance plan or exploring other options. In general, Open Enrollment is the most important time to sign up for or change your health insurance. However, if you experience certain qualifying life events, you may be eligible for a Special Enrollment Period.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.