Best Mortgage Brokers in Palm Coast

TheFloridaMortgageCenter.com serves as the online portal for Steve Verrier the southern region representative. Although based in JAX, ANE Lending LLC serves borrowers the entire state of FL who want to borrow in Palm Coast and the surrounding locations who want to consolidate their debts, purchase homes, or refinance their current home loans. It provides a wide selection of loan programs based on clients' goals, including conventional, FHA, VA, and reverse mortgages. It also offers non-QM mortgage products to people whose loan goals fall outside of the agency guidelines. Steve Verrier, the company's mortgage loan originator, is a member of the Flagler County Association of Realtors. NMLS# 228111 and NMLS # 1999497

BestWay Mortgage offers loan programs for purchases and refinancing for clients in Palm Coast. Its team handles loan products such as VA, FHA, USDA, and 3% down home ready. Its loan officers provide customer communication throughout the process. They assist them to identify monthly income, available funds for a down payment, monthly expenses, and credit scores. The company's goal is to provide a simple process for its clients by providing them with a complete list of requirements needed for a smooth transaction.

Biznal Mortgage is a brokerage business serving Palm Coast homeowners and home buyers with refinancing and loans. It offers an online application process and a mortgage calculator that provides various details, including amortization paydown, total interest paid, amount, structure, total payments, and monthly dues. It helps with the steps in the lending system, which entails application, processing, and closing. Biznal Mortgage accepts clients with a minimum credit score of 500 instead of the usual 620. It operates in all Florida counties, including Bradford, Baker, and Alachua.

Capstone Mortgage serves the needs of families, singles, veterans, retirees, first-timers, and experienced investors throughout Palm Coast. Its loan officers work closely with clients in finding, comparing, and choosing loan programs that meet their particular needs and goals. These programs include FHA, VA, USDA, jumbo, and fixed-rate mortgages. In addition, it can provide low down payment loan programs for clients who are not ready for a sizable down payment. Refinancing options are also available for homeowners seeking to cash out or lower monthly payments.

Community Mortgage Solutions caters to clients in Palm Coast and the surrounding areas. It specializes in helping first-time home buyers apply for various loan options, including VA and FHA. It also offers 30-year loans for individuals wishing to have fixed-rate mortgages. Its team also provides jumbo loans to individuals needing maximum funds for their home purchasing needs. Community Mortgage Solutions is a family-owned business. Its president, Blair Lamphier, has been in the mortgage industry since 2004.

Heroes First Home Loans is a division of Churchill Mortgage Corporation. It caters to former and active military, police, firefighters, healthcare, civil service, and ministry members in and around Palm Coast. The team assists clients in purchasing a home, refinancing a mortgage, and a two-tier program to protect themselves from accidental death and dismemberment. Heroes First gives back to the unsung heroes by helping them minimize the costs of their mortgages when they buy or refinance a home.

Josh McPherson is a loan officer with American Home Mortgage Group, providing solutions to individuals and families in Palm Coast. He offers FHA, VA, and jumbo loan programs with fixed rates. He provides loan advice and performs strategic mortgage analysis with proper planning to keep borrowers on track for closings. McPherson works with clients who are refinancing, buying their first home, upsizing, or downsizing. He has been working in the industry for over five years.

Patriotic Mortgage Services, LLC, deals with clients throughout Palm Coast. The company assists first-time homebuyers and real estate investors on mortgage application matters. Its loan options include programs backed by the VA and FHA. For homeowners looking to lower their monthly payments or shorten their loan terms, the company advises them through the refinancing process. It maintains a website that contains the Learning Center, which educates clients on a variety of topics, ranging from industry terms to loan affordability.

Pillar Mortgage, L.L.C., handles the needs of first-time residential property buyers and seasoned real estate investors across the Palm Coast area. The company provides customers with various mortgage solutions and products, including conventional, USDA, FHA, and VA loan programs. It also offers customers jumbo and non-qualifying mortgage loans for investors seeking to purchase rental properties or vacation homes. Its team of mortgage professionals and originators shares more than five decades of experience in the mortgage industry.

Saltwater Funding serves clients in Palm Coast who want to apply for mortgage loans. Its team provides assistance on different programs, including VA, USDA, FHA, HARP, conventional, and jumbo loans. It also helps in refinancing various types of properties, such as condos, single-family and manufactured homes, and townhouses. The broker's loan process includes finding out how much clients can borrow, selecting the right program, making the application, processing the documents, and closing the deal. Different mortgage calculators are available on the business's website.