Best Mortgage Brokers in Palm Coast

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ANE Lending LLC at TheFloridaMortgageCenter.com logo
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License Verified:

License: 228111

Nationwide Multistate Licensing System and Registry

ANE Lending LLC at TheFloridaMortgageCenter.com

13475 Atlantic Blvd Suite 8, Palm Coast, FL 32225
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  • Refinance

Business Description

TheFloridaMortgageCenter.com serves as the online portal for Steve Verrier the southern region representative. Although based in JAX, ANE Lending LLC serves borrowers the entire state of FL who want to borrow in Palm Coast and the surrounding locations who want to consolidate their debts, purchase homes, or refinance their current home loans. It provides a wide selection of loan programs based on clients' goals, including conventional, FHA, VA, and reverse mortgages. It also offers non-QM mortgage products to people whose loan goals fall outside of the agency guidelines. Steve Verrier, the company's mortgage loan originator, is a member of the Flagler County Association of Realtors. NMLS# 228111 and NMLS # 1999497

License Verified:

License: 228111

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
BestWay Mortgage logo
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License Verified:

License: 1060907

Nationwide Multistate Licensing System and Registry

BestWay Mortgage

4863 Palm Coast Pkwy NW #4, Palm Coast, FL 32137
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  • Refinance
  • New Construction

Business Description

BestWay Mortgage offers loan programs for purchases and refinancing for clients in Palm Coast. Its team handles loan products such as VA, FHA, USDA, and 3% down home ready. Its loan officers provide customer communication throughout the process. They assist them to identify monthly income, available funds for a down payment, monthly expenses, and credit scores. The company's goal is to provide a simple process for its clients by providing them with a complete list of requirements needed for a smooth transaction.

License Verified:

License: 1060907

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Capstone Mortgage logo
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License Verified:

License: 1871246

Nationwide Multistate Licensing System and Registry

Capstone Mortgage

31 Lupi Ct Ste 120, Palm Coast, FL 32137
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  • Refinance

Business Description

Capstone Mortgage serves the needs of families, singles, veterans, retirees, first-timers, and experienced investors throughout Palm Coast. Its loan officers work closely with clients in finding, comparing, and choosing loan programs that meet their particular needs and goals. These programs include FHA, VA, USDA, jumbo, and fixed-rate mortgages. In addition, it can provide low down payment loan programs for clients who are not ready for a sizable down payment. Refinancing options are also available for homeowners seeking to cash out or lower monthly payments.

License Verified:

License: 1871246

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Community Mortgage Solutions logo
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License Verified:

License: 327573

Nationwide Multistate Licensing System and Registry

Community Mortgage Solutions

1030 Palm Coast Parkway #3, Palm Coast, FL 32137
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  • Refinance

Business Description

Community Mortgage Solutions caters to clients in Palm Coast and the surrounding areas. It specializes in helping first-time home buyers apply for various loan options, including VA and FHA. It also offers 30-year loans for individuals wishing to have fixed-rate mortgages. Its team also provides jumbo loans to individuals needing maximum funds for their home purchasing needs. Community Mortgage Solutions is a family-owned business. Its president, Blair Lamphier, has been in the mortgage industry since 2004.

License Verified:

License: 327573

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.7 / 5 (45)
Google
4.9 / 5 (35)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Heroes First Home Loans logo
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License Verified:

License: 1955304

Nationwide Multistate Licensing System and Registry

Heroes First Home Loans

5615 State Rte 100 Suite 118, Palm Coast, FL 32164
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  • Multi-Family Loans

Business Description

Heroes First Home Loans is a division of Churchill Mortgage Corporation. It caters to former and active military, police, firefighters, healthcare, civil service, and ministry members in and around Palm Coast. The team assists clients in purchasing a home, refinancing a mortgage, and a two-tier program to protect themselves from accidental death and dismemberment. Heroes First gives back to the unsung heroes by helping them minimize the costs of their mortgages when they buy or refinance a home.

License Verified:

License: 1955304

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Josh McPherson logo
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License Verified:

License: 1812447

Nationwide Multistate Licensing System and Registry

Josh McPherson

408 S Central Ave, Flagler Beach, FL 32136
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  • Refinance
  • New Construction

Business Description

Josh McPherson is a loan officer with American Home Mortgage Group, providing solutions to individuals and families in Palm Coast. He offers FHA, VA, and jumbo loan programs with fixed rates. He provides loan advice and performs strategic mortgage analysis with proper planning to keep borrowers on track for closings. McPherson works with clients who are refinancing, buying their first home, upsizing, or downsizing. He has been working in the industry for over five years.

License Verified:

License: 1812447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (44)
Google
5.0 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Patriotic Mortgage Services, LLC logo
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License Verified:

License: 1773012

Nationwide Multistate Licensing System and Registry

Patriotic Mortgage Services, LLC

5 Utility Drive Suite 2F, Palm Coast, FL 32137
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  • Refinance

Business Description

Patriotic Mortgage Services, LLC, deals with clients throughout Palm Coast. The company assists first-time homebuyers and real estate investors on mortgage application matters. Its loan options include programs backed by the VA and FHA. For homeowners looking to lower their monthly payments or shorten their loan terms, the company advises them through the refinancing process. It maintains a website that contains the Learning Center, which educates clients on a variety of topics, ranging from industry terms to loan affordability.

License Verified:

License: 1773012

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (40)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pillar Mortgage, L.L.C. logo
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License Verified:

License: 330525

Nationwide Multistate Licensing System and Registry

Pillar Mortgage, L.L.C.

25 Old Kings Rd N Ste 3A, Palm Coast, FL 32137
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  • Refinance

Business Description

Pillar Mortgage, L.L.C., handles the needs of first-time residential property buyers and seasoned real estate investors across the Palm Coast area. The company provides customers with various mortgage solutions and products, including conventional, USDA, FHA, and VA loan programs. It also offers customers jumbo and non-qualifying mortgage loans for investors seeking to purchase rental properties or vacation homes. Its team of mortgage professionals and originators shares more than five decades of experience in the mortgage industry.

License Verified:

License: 330525

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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