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Best Mortgage Brokers in Palm Bay

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330 5th Ave. Ste 100, Indialantic, FL 32903
Indialantic, FL 32903
  • Refinance

American Mortgage is a locally owned company catering to clients in Palm Bay for more than 25 years. It offers a variety of products, including fixed-rate, FHA, VA, and conventional loans, to each client's unique requirements. In addition, it provides help with loans for renovations, Fannie Mae, and Freddie Mac. The brokerage also aims to keep each process simple and straightforward by offering clients financial tools to help them make sound financial decisions.

330 5th Ave. Ste 100, Indialantic, FL 32903
Indialantic, FL 32903

Website(321) 723-6206

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

, Palm Bay, FL 30328
Palm Bay, FL 30328
Instagram
  • Refinance

Established in 2011, Angel Oak Home Loans is a full-service lender that provides mortgage loan products to the locals of Palm Bay. It offers traditional mortgage products, such as conventional, FHA, USDA, and VA home loans. Clients can also ask about portfolio non-QM mortgage products, such as bank statement loans, investor cash flow loans, asset qualifier loans, and portfolio home loans. Angel Oak's lending approach comprises two platforms, retail and consumer-direct, which both follow an operational workflow designed for a quick closing.

, Palm Bay, FL 30328
Palm Bay, FL 30328

InstagramWebsite(404) 844-5009

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

150 Coconut Dr. Suite #202, Indialantic, FL 32903
Indialantic, FL 32903
  • Reverse Mortgages

Assurance Home Loan Inc. is a locally owned and operated company that has been serving clients in Palm Bay and the surrounding communities since 1990. It offers FHA, VA, and conventional loans, as well as mortgage refinancing. It provides fixed-rate, initial fixed-rate, and adjustable-rate mortgage options. In addition, its team assists clients aged 62 and above in obtaining reverse mortgage loans. One of its brokers, John Sorgenfrei, has been in the mortgage industry for more than three decades.

150 Coconut Dr. Suite #202, Indialantic, FL 32903
Indialantic, FL 32903

Website(321) 728-0101

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

18 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1790 Highway A1A Suite 10, Satellite Beach, FL 32937
Satellite Beach, FL 32937
  • Refinance

Atlantic Mortgage Services, Inc has been serving home buyers in Palm Bay and nearby areas since 1989. It assists those looking to buy and finance residential and commercial properties, including single-family or multi-family homes, new construction, and existing structures. The company offers fixed-rate, adjustable-rate, senior, FHA, VA, and conventional loans. Additionally, it provides balloon mortgages with extension options. Atlantic Mortgage Services is owned by Dan Overstreet, a native Floridian who is a member of The Association of Mortgage Professionals.

1790 Highway A1A Suite 10, Satellite Beach, FL 32937
Satellite Beach, FL 32937

Website(321) 777-3199

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.2 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

930 S Harbor City Blvd, Suite 304, Melbourne, FL 32901
Melbourne, FL 32901
Instagram
  • Refinancing

Caliber Home Loans agent Nate Jomaa serves the Palm Bay metro and the surrounding areas. He helps first-time and second-time home purchasers save money by providing mortgage financing with competitively low-interest rates. His mortgage services include home refinancing to help clients structure their loans and have new financing terms. He also assists clients in the process of investment and home buying. Jomaa is a Certified Mortgage Advisor and a Certified Veterans Lending Specialist who provides full professional support to his clients.

930 S Harbor City Blvd, Suite 304, Melbourne, FL 32901
Melbourne, FL 32901

InstagramWebsite(321) 978-3115

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

54 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7115 Turner Road, Rockledge, FL 32955
Rockledge, FL 32955
  • Refinance

Certified Mortgage Planners is a local company that serves the residents of Palm Bay and the neighboring metros. It offers conventional, renovation, VA, FHA, USDA, and jumbo mortgage loans for clients who are looking to purchase a home, consolidate debts, or refinance outstanding loans. The business also caters to active and reserve military personnel, home renovators, luxury home buyers, and investors. Its owner, Ashley Stockrahm, has been delivering mortgage solutions for more than 15 years.

7115 Turner Road, Rockledge, FL 32955
Rockledge, FL 32955

Website(321) 458-3725

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

161 (Best)

Score Consistency:

Consistent (Best)

10 S Harbor City Blvd, Melbourne, FL 32901
Melbourne, FL 32901
  • Residential Mortgages

Dyer Mortgage is a local lending firm serving Palm Bay. It is a division of the Primary Residential Mortgage Incorporated. Its founder, Bobbie Dyer, has been in the industry for over 28 years. He offers jumbo, FHA, and VA loans, in addition to adjustable- and fixed-rate mortgages. Dryer also has custom loan options for self-employed individuals. He serves as a member of the MBA, HBCA, and NAHREP. Dryer is also involved in local organizations, such as the Scott Center for Autism.

10 S Harbor City Blvd, Melbourne, FL 32901
Melbourne, FL 32901

Website(321) 215-4419

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

174 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

496 North Harbor City Boulevard, Melbourne, FL 32935
Melbourne, FL 32935
  • New Construction
  • Refinance

Future Home Loans is a Melbourne-based company that strives to meet the loan needs of Palm Bay-area residents. Its team of mortgage brokers offer loan options based on clients' circumstances, demonstrate mortgage rates and terms comparisons, and suggest offers that fit their needs. Along with home purchase and refinancing loans, other loan agreement packages from Future Home Loans include 15-year and 30-year fixed mortgage packages, FHA loans, 203K loans, and USDA loans.

496 North Harbor City Boulevard, Melbourne, FL 32935
Melbourne, FL 32935

Website(321) 292-1022

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

34 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6050 Babcock Street Suite 27, Palm Bay, FL 32909
Palm Bay, FL 32909
Instagram
  • Refinance

Harmony Mortgage Inc. is a full-service mortgage company that caters to clients in Palm Bay and surrounding areas. The company offers various loan programs such as down payment assistance, fixed-rate mortgages (FRM), and adjustable-rate mortgages (ARM). It also provides reverse mortgages, allowing senior homeowners to convert a part of their home equity into cash. Jason Carrasquillo, a mortgage loan originator, has been in Happy Mortgage for more than 16 years but has worked in credit repair and financial services since 1997.

6050 Babcock Street Suite 27, Palm Bay, FL 32909
Palm Bay, FL 32909

InstagramWebsite(321) 250-6565

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.6 / 5 ( Best)

Total Reviews:

11 (Better)

Score Consistency:

Consistent (Best)

1370 Highway A1A Ste. A, Satellite Beach, FL 32937
Satellite Beach, FL 32937
  • Refinance
  • Home Loans
  • Home Purchase
  • Debt Consolidation

Home Lending Source offers a variety of mortgage options to help consumers in and around Palm Bay purchase the home of their dreams. It helps clients seeking to purchase or refinance residential properties such as single or multi-family homes, condominiums, townhouses, and manufactured homes. Additionally, mortgage brokers at the firm offer various loan programs such as FHA, VA, jumbo, and USDA loans. Clients may also choose among fixed-rate, adjustable ARM, interest-only, and graduated payments for a preferred mortgage rate.

1370 Highway A1A Ste. A, Satellite Beach, FL 32937
Satellite Beach, FL 32937

Website(321) 294-5001

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

29 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

930 S Harbor City Boulevard, Suite 501, Melbourne, FL 32901
Melbourne, FL 32901
  • Refinance
  • Home Loans
  • Purchase Loans

Julio Paneto is a mortgage loan advisor for Hamilton Home Loans. He caters to clients in Palm Bay, offering mortgage products like USDA and conventional loans and Veterans Affairs financing. He also brokers jumbo loans for customers looking to buy luxury homes, and reverse mortgages for more senior clients. Julio guides throughout the mortgage process and helps borrowers find the right loan for their specific needs. He has a thorough knowledge of Florida markets, gained from over 12 years of mortgage experience.

930 S Harbor City Boulevard, Suite 501, Melbourne, FL 32901
Melbourne, FL 32901

Website(321) 626-5714

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

42 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1740 Sarno Rd, Melbourne,, Palm Bay, FL 32935
Palm Bay, FL 32935
Instagram
  • Refinance

Oceans Lending LLC is a comprehensive real estate mortgage company that offers services to residential and commercial clients in Palm Bay. It offers financing for new homes and investment properties, as well as refinancing and home equity loans. Its mortgage programs include 30-year fixed-rate mortgages, reverse mortgages, renovation loans, and FHA, VA, and USDA loans. The firm also serves other states, including California, Colorado, Delaware, New Jersey, and North Carolina. Oceans Lending LLC supports the Sea Turtle Conservancy.

1740 Sarno Rd, Melbourne,, Palm Bay, FL 32935
Palm Bay, FL 32935

InstagramWebsite(844) 993-3040

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

64 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

100 Rialto Place, Ste 714, Melbourne, FL 32901
Melbourne, FL 32901
Instagram
  • Refinance

Roy Shaff of Movement Mortgage is a loan officer who serves buyers and sellers in the Palm Bay metro. He aims to make mortgage procedures stress-free for them by assisting them in the process of finding straightforward financing possibilities. He offers various mortgage options, such as FHA, VA, jumbo, conventional, and USDA loans. Roy also provides refinancing, including loans, cash-outs, and streamlines. Past home buyers thanked him for making their mortgage application and approval process easy and guiding them through closing.

100 Rialto Place, Ste 714, Melbourne, FL 32901
Melbourne, FL 32901

InstagramWebsite(321) 446-4121

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

9 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1009 Atlantic St, Melbourne Beach, FL 32951
Melbourne Beach, FL 32951
Instagram
  • Home Loans

Satori Mortgage provides services to individuals in Palm Bay and the nearby areas. It is available to help clients purchase their desired homes by guiding them in applying for mortgage loans programs. Satori Mortgage assists clients in refinancing their mortgage loan policies suitable for their current or future financial goals. It also serves military veterans who wish to refinance their primary residences, investment properties, or vacation homes. The company's team brings over two decades of experience in the field.

1009 Atlantic St, Melbourne Beach, FL 32951
Melbourne Beach, FL 32951

InstagramWebsite(321) 221-7346

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

54 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

9412 US-1, Sebastian, FL 32958
Sebastian, FL 32958
  • New Construction
  • Refinance

The Manning Financial Group, Inc., is a mortgage company that serves clients in Palm Bay. It assists individuals who are looking to purchase or refinance homes by providing different loan types, including fixed-rate, hybrid ARMs, USDA, FHA, VA, and buy-downs. It also caters to real estate professionals and home builders. Its agents provide regular loan updates and progress reports. The agency was founded in 1993 by husband-and-wife-duo Donald and Melody Manning, with the vision of simplifying the mortgage approval process.

9412 US-1, Sebastian, FL 32958
Sebastian, FL 32958

Website(772) 589-0097

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.5 / 5 ( Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

321 Ocean Ave , Suite 101, Melbourne Beach, FL 32951
Melbourne Beach, FL 32951
  • Refinance

The Mortgage Firm - Melbourne Beach, FL offers a variety of loan programs to individual homebuyers, builders, and real estate professionals in Palm Bay. It handles conventional home loan options, including fixed-rate and 10- to 30-year terms to finance primary or second homes. Its agents also provide FHA, VA, USDA, and jumbo home loans, as well as reverse mortgages. The Mortgage Firm has been in operation for over 25 years, serving communities in several states, including California, Georgia, and Washington.

321 Ocean Ave , Suite 101, Melbourne Beach, FL 32951
Melbourne Beach, FL 32951

Website(321) 914-3596

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

271 (Best)

Score Consistency:

Consistent (Best)

Frequently Asked Questions:

Q: Do mortgage brokers need to be licensed?
A: Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.
Q: Is it difficult to pass the mortgage brokers’ test?
A: Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.
Q: What is a surety bond for mortgage brokers?
A: A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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