Best Mortgage Brokers in Palm Bay

American Mortgage is a locally owned company catering to clients in Palm Bay for more than 25 years. It offers a variety of products, including fixed-rate, FHA, VA, and conventional loans, to each client's unique requirements. In addition, it provides help with loans for renovations, Fannie Mae, and Freddie Mac. The brokerage also aims to keep each process simple and straightforward by offering clients financial tools to help them make sound financial decisions.

Established in 2011, Angel Oak Home Loans is a full-service lender that provides mortgage loan products to the locals of Palm Bay. It offers traditional mortgage products, such as conventional, FHA, USDA, and VA home loans. Clients can also ask about portfolio non-QM mortgage products, such as bank statement loans, investor cash flow loans, asset qualifier loans, and portfolio home loans. Angel Oak's lending approach comprises two platforms, retail and consumer-direct, which both follow an operational workflow designed for a quick closing.

Assurance Home Loan Inc. is a locally owned and operated company that has been serving clients in Palm Bay and the surrounding communities since 1990. It offers FHA, VA, and conventional loans, as well as mortgage refinancing. It provides fixed-rate, initial fixed-rate, and adjustable-rate mortgage options. In addition, its team assists clients aged 62 and above in obtaining reverse mortgage loans. One of its brokers, John Sorgenfrei, has been in the mortgage industry for more than three decades.

Atlantic Mortgage Services, Inc has been serving home buyers in Palm Bay and nearby areas since 1989. It assists those looking to buy and finance residential and commercial properties, including single-family or multi-family homes, new construction, and existing structures. The company offers fixed-rate, adjustable-rate, senior, FHA, VA, and conventional loans. Additionally, it provides balloon mortgages with extension options. Atlantic Mortgage Services is owned by Dan Overstreet, a native Floridian who is a member of The Association of Mortgage Professionals.

Caliber Home Loans agent Nate Jomaa serves the Palm Bay metro and the surrounding areas. He helps first-time and second-time home purchasers save money by providing mortgage financing with competitively low-interest rates. His mortgage services include home refinancing to help clients structure their loans and have new financing terms. He also assists clients in the process of investment and home buying. Jomaa is a Certified Mortgage Advisor and a Certified Veterans Lending Specialist who provides full professional support to his clients.

Certified Mortgage Planners is a local company that serves the residents of Palm Bay and the neighboring metros. It offers conventional, renovation, VA, FHA, USDA, and jumbo mortgage loans for clients who are looking to purchase a home, consolidate debts, or refinance outstanding loans. The business also caters to active and reserve military personnel, home renovators, luxury home buyers, and investors. Its owner, Ashley Stockrahm, has been delivering mortgage solutions for more than 15 years.

Dyer Mortgage is a local lending firm serving Palm Bay. It is a division of the Primary Residential Mortgage Incorporated. Its founder, Bobbie Dyer, has been in the industry for over 28 years. He offers jumbo, FHA, and VA loans, in addition to adjustable- and fixed-rate mortgages. Dryer also has custom loan options for self-employed individuals. He serves as a member of the MBA, HBCA, and NAHREP. Dryer is also involved in local organizations, such as the Scott Center for Autism.

Future Home Loans is a Melbourne-based company that strives to meet the loan needs of Palm Bay-area residents. Its team of mortgage brokers offer loan options based on clients' circumstances, demonstrate mortgage rates and terms comparisons, and suggest offers that fit their needs. Along with home purchase and refinancing loans, other loan agreement packages from Future Home Loans include 15-year and 30-year fixed mortgage packages, FHA loans, 203K loans, and USDA loans.

Harmony Mortgage Inc. is a full-service mortgage company that caters to clients in Palm Bay and surrounding areas. The company offers various loan programs such as down payment assistance, fixed-rate mortgages (FRM), and adjustable-rate mortgages (ARM). It also provides reverse mortgages, allowing senior homeowners to convert a part of their home equity into cash. Jason Carrasquillo, a mortgage loan originator, has been in Happy Mortgage for more than 16 years but has worked in credit repair and financial services since 1997.

Home Lending Source offers a variety of mortgage options to help consumers in and around Palm Bay purchase the home of their dreams. It helps clients seeking to purchase or refinance residential properties such as single or multi-family homes, condominiums, townhouses, and manufactured homes. Additionally, mortgage brokers at the firm offer various loan programs such as FHA, VA, jumbo, and USDA loans. Clients may also choose among fixed-rate, adjustable ARM, interest-only, and graduated payments for a preferred mortgage rate.

Julio Paneto is a mortgage loan advisor for Hamilton Home Loans. He caters to clients in Palm Bay, offering mortgage products like USDA and conventional loans and Veterans Affairs financing. He also brokers jumbo loans for customers looking to buy luxury homes, and reverse mortgages for more senior clients. Julio guides throughout the mortgage process and helps borrowers find the right loan for their specific needs. He has a thorough knowledge of Florida markets, gained from over 12 years of mortgage experience.

Oceans Lending LLC is a comprehensive real estate mortgage company that offers services to residential and commercial clients in Palm Bay. It offers financing for new homes and investment properties, as well as refinancing and home equity loans. Its mortgage programs include 30-year fixed-rate mortgages, reverse mortgages, renovation loans, and FHA, VA, and USDA loans. The firm also serves other states, including California, Colorado, Delaware, New Jersey, and North Carolina. Oceans Lending LLC supports the Sea Turtle Conservancy.

Satori Mortgage provides services to individuals in Palm Bay and the nearby areas. It is available to help clients purchase their desired homes by guiding them in applying for mortgage loans programs. Satori Mortgage assists clients in refinancing their mortgage loan policies suitable for their current or future financial goals. It also serves military veterans who wish to refinance their primary residences, investment properties, or vacation homes. The company's team brings over two decades of experience in the field.

The Manning Financial Group, Inc., is a mortgage company that serves clients in Palm Bay. It assists individuals who are looking to purchase or refinance homes by providing different loan types, including fixed-rate, hybrid ARMs, USDA, FHA, VA, and buy-downs. It also caters to real estate professionals and home builders. Its agents provide regular loan updates and progress reports. The agency was founded in 1993 by husband-and-wife-duo Donald and Melody Manning, with the vision of simplifying the mortgage approval process.

The Mortgage Firm - Melbourne Beach, FL offers a variety of loan programs to individual homebuyers, builders, and real estate professionals in Palm Bay. It handles conventional home loan options, including fixed-rate and 10- to 30-year terms to finance primary or second homes. Its agents also provide FHA, VA, USDA, and jumbo home loans, as well as reverse mortgages. The Mortgage Firm has been in operation for over 25 years, serving communities in several states, including California, Georgia, and Washington.